Hodge Bank & Trust Company

What Hodge Bank & Trust Company does

Hodge Bank & Trust Company is a privately held, FDIC-insured community bank headquartered in Hodge, Louisiana, operating continuously since 1965. It serves two core customer segments: individuals seeking personal banking services (checking and savings accounts, CDs, IRAs, credit cards, and personal, real estate, and consumer loans) and small businesses / commercial borrowers seeking deposit services, small business loans, and commercial lending. The product portfolio is organized horizontally around customer segment (Personal vs. Business) and service type (Loans vs. Banking Services), with no modular add-on architecture apparent. Digital products include an online banking portal (delivered via the FundsXpress platform under institution code HBTCHLA) and a mobile banking application; traditional services include branch banking, debit/ATM access (with a 24/7 lost-card hotline), safe deposit boxes, and telephone banking.

The bank's revenue model follows the standard community-bank template: net interest income from the deposit and lending book augmented by fee income from debit/ATM interchange, safe deposit boxes, credit cards, and miscellaneous service charges. No pricing is publicly disclosed beyond the general indication that FDIC insurance coverage applies to deposits. Distribution is multi-channel — physical branch, web, mobile app, ATM/debit network, and telephone — but geographically scoped to a single country (USA) and concentrated in its immediate community market. No headcount breakdown by function, no loan-book composition, no deposits, assets, or profitability figures are disclosed in the available material.

From a positioning standpoint, the bank competes on local presence, personal service, and a full-service product suite typical of community banking, rather than on scale, technology leadership, or product innovation. Its technology stack — FundsXpress online banking with a mobile banking layer — is vendor-supplied rather than proprietary. No AI/ML capabilities, integrations with fintech partners, API offerings, patents, awards, or third-party validations are referenced. Ownership is independent with no disclosed parent company, institutional investor, or holding-company structure.

Name

Hodge Bank & Trust Company

Legal name

Hodge Bank & Trust Company

Website

https://hodgebank.net

Company type

Private

Founded year

1965

Operating status

Operating

Headcount range

11–50 employees

Short description

Hodge Bank & Trust Company is a privately held, FDIC-insured community bank in Hodge, Louisiana, founded in 1965, offering personal and business deposit accounts, consumer and commercial loans, credit cards, and online and mobile banking to local retail and small business customers.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Depository Credit Intermediation (5221)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Mutual Savings Banks & Mutual Thrifts (FSABAEAD)

akta.pro secondary industry

Credit Cards & Revolving Credit (FSABAAAC)

Keywords

• Community banking
• Personal banking
• Deposit accounts
• Consumer lending
• Commercial loans

Headquarters

HQ city

Hodge

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Distribution channels5 records

Marketing channels1 record

Core offering

Hodge Bank & Trust Company is an FDIC-insured community bank based in Hodge, Louisiana, providing personal and small-business banking products and services, including checking and savings accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), personal and commercial loans, real estate loans, consumer loans, credit cards, and safe deposit boxes, with access through a branch, online banking, mobile banking, telephone banking, and ATMs.

Product overview

Hodge Bank & Trust Company is a regional community bank offering a unified portfolio of traditional banking products and services. The core offerings span personal and business banking segments, with lending products covering real estate, commercial, and consumer categories. Digital banking services including online and mobile banking serve as the primary channel for account access and transactions. Additional services include credit cards, debit/ATM access, safe deposit boxes, and financial planning tools. The product architecture is organized by customer segment (Personal, Business) and service type (Loans, Banking Services), with no modular add-on structure apparent.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Banking A retail banking product line for individuals, encompassing personal checking accounts, personal savings accounts, personal certificates of deposit (CDs), personal IRAs, and personal loans. Designed for individual consumers seeking FDIC-insured deposit accounts and consumer credit products.
• Business Banking A banking product line for small businesses, offering business deposit accounts and commercial banking services. Targeted at local small-business owners in the Hodge, Louisiana area.
• Real Estate Loans Mortgage and real estate-secured lending products for consumers and small businesses, available through the bank's loan portfolio.
• Commercial Loans Credit products extended to business borrowers to support commercial activities, including financing for working capital, equipment, and other business needs. Targeted at local small businesses.
• Consumer Loans Personal credit products extended to individual consumers for household, vehicle, or other personal financing needs.
• Online Credit Card A consumer credit card offering applied for and managed online, available to individual account holders of the bank.
• Online & Mobile Banking Digital self-service banking channels that allow customers to view account balances, transfer funds, pay bills, and access eStatements via a web portal and a mobile application, with login handled through the bank's online banking service.
• Debit & ATM Access Debit card issuance and ATM card access services for account holders, providing cash access at ATMs and point-of-sale debit transactions.
• Safe Deposit Boxes Rental of safe deposit boxes at the Hodge branch for the secure storage of valuables and documents by account holders and walk-in customers.
• Telephone Banking Phone-based self-service banking allowing customers to obtain account information and conduct basic transactions via telephone.
• Electronic Statements (eStatements) Paperless electronic delivery of monthly account statements through the bank's online banking portal, available to enrolled account holders.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• Hancock Whitney: Large regional bank headquartered on the Gulf Coast with full retail, business, and wealth services in Louisiana. Larger incumbent competing for the same community deposit and SMB relationships as Hodge Bank.
• Cadence Bank: Regional bank with significant Louisiana presence offering personal, business, and commercial banking. Broader incumbent that competes for the same community deposit base Hodge Bank serves.

Direct peers

• BOM Bank: Louisiana-headquartered community bank with personal, business, and mortgage products plus online and mobile banking. Direct comparable in product scope and Louisiana footprint.
• Progressive Bank: Louisiana-based community bank offering personal and business banking, loans, and digital services. Directly comparable community bank in Louisiana serving similar retail and small-business customers.
• Investar Bank: Louisiana-based community bank providing personal, business, and mortgage banking with digital channels. Direct competitor for community deposit and lending relationships in Louisiana.
• Origin Bank: Louisiana-headquartered community bank offering personal, business, and commercial lending with online and mobile channels. Comparable mid-sized Louisiana community bank competing for similar deposits and small-business relationships.
• Sabine State Bank & Trust: Louisiana-based community bank and trust company offering deposit, lending, and digital banking services. Comparable to Hodge Bank in scope of community banking products and Louisiana market presence.
• Red River Bank: Louisiana community bank offering deposit, lending, and digital banking services. Similar size and community-bank positioning with overlapping customer base.
• Midsouth Bank: Louisiana-headquartered community bank focused on personal and business banking with online access. Comparable scale and Louisiana community-bank profile.
• First Guaranty Bank: Louisiana community bank offering personal and business banking, loans, and online services. Closely comparable regional community bank with similar product mix.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/408958012635084

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hodge Bank & Trust Company