Habitat for Humanity of the Chesapeake

What Habitat for Humanity of the Chesapeake does

Habitat for Humanity of the Chesapeake is a 501(c)(3) nonprofit housing organization founded in 1982 as a local affiliate of Habitat for Humanity International, serving Baltimore City and Baltimore, Anne Arundel, and Howard counties in Central Maryland. The organization builds, renovates, and sells affordable two- and three-bedroom homes to families earning 30–80% of Area Median Income, financed through zero-interest-equivalent mortgages capped at 30% of household income, with buyers required to complete 250 hours of sweat equity including 50 hours of homebuyer education. Since 1982 the affiliate has dedicated more than 800 homes across 26 communities and reported 2,500+ lives changed through homeownership.

Its operational core combines three programs: a Homeownership Program (construction and zero-interest-equivalent mortgage origination), a five-store ReStore retail network (Columbia, Dundalk, Glen Burnie, Halethorpe, Timonium) that sold donated furniture, appliances, and building materials at deep discounts and generated $4.6M in mission-supporting sales in 2024 while diverting 5+ million pounds of material from landfills, and a Volunteer Programs engine that channels 42,000+ hours annually from individual volunteers, corporate Team Build partners ($5,000 per 10 volunteers), faith communities, and AmeriCorps members. A ReStore Salvage Service provides free deconstruction pickup that feeds inventory into the stores.

Revenue is sourced from ReStore transaction sales, individual donations (online, vehicle through Advanced Remarketing Services, planned giving via gift annuities, trusts, IRA, and stock), and corporate sponsorships (home sponsorships $2,500–$50,000, Team Builds, event sponsorship). Major corporate supporters include Bank of America, Wells Fargo, Northrop Grumman, The Home Depot Foundation, BGE, and GAF. The affiliate is launching a 'Let's Open the Door' two-year anniversary campaign in 2026–2027 aligned with Habitat International's 50th anniversary, targeting 50 homes and a $1M revolving acquisition fund, and was selected by Johns Hopkins University in January 2026 to develop eight new East Baltimore homes and renovate one additional home.

Name

Habitat for Humanity of the Chesapeake

Legal name

Habitat for Humanity of the Chesapeake

Website

https://habitatchesapeake.org

Company type

Private

Founded year

1982

Operating status

Operating

Headcount range

51–100 employees

Short description

Habitat for Humanity of the Chesapeake is a 501(c)(3) nonprofit founded in 1982 that builds and sells affordable homes with zero-interest-equivalent mortgages to families earning 30–80% of Area Median Income across Baltimore City and Baltimore, Anne Arundel, and Howard counties, funded through a five-store ReStore retail network, corporate sponsorships, and individual donations.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industry

Residential Affordable Housing Development & Construction (IMAFABAI)

Keywords

• Affordable housing
• Nonprofit homebuilding
• Sweat equity program
• Home improvement retail
• Community revitalization

Headquarters

HQ city

Baltimore

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Marketing or Sales, Infrastructure, Others

Revenue model

1. ReStore Sales: Five nonprofit home improvement retail stores sell donated new and gently used furniture, appliances, building materials, and home improvement items at discounted prices. All proceeds support the housing mission. In 2024, ReStore generated $4.6 million in sales supporting the mission.
2. Individual Donations: Online donations, vehicle donations, and tribute gifts from individual donors support the organization. Vehicle donations are processed through Advanced Remarketing Services.
3. Corporate Sponsorships and Partnerships: Corporate partners provide home sponsorship funding ($2,500 to $50,000 per home), Team Build fees ($5,000 per 10 volunteers), and general operating support. Major partners include Bank of America, Wells Fargo, BGE, Northrop Grumman, GAF, and others.
4. Planned Giving: Charitable gift annuities, charitable trusts, real estate donations, life insurance, IRA giving, stock donations, and other estate planning vehicles allow donors to make lasting contributions.
5. Affordable Home Sales: Homes are sold to qualified buyers at prices based on their income level (30-80% Area Median Income), with mortgage payments capped at no more than 30% of income. This creates an affordability gap filled by donor contributions.
6. Salvage Service: Free deconstruction service where the organization removes usable items from renovation sites, which are then sold at ReStores. Donors receive tax deductions for contributed materials.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels8 records

Core offering

Habitat for Humanity of the Chesapeake is a nonprofit housing organization that builds and renovates affordable homes for low-to-moderate income families (30-80% Area Median Income) in Central Maryland through a sweat equity model requiring 250 hours of homeowner labor and 50 hours of homebuyer education. Homes are sold with zero-interest-equivalent mortgages capped at no more than 30% of household income. The organization operates five ReStore home improvement retail stores that sell donated new and gently used furniture, appliances, and building materials at discounted prices, generating $4.6M in 2024 sales to fund the housing mission.

Product overview

Habitat for Humanity of the Chesapeake is a nonprofit housing organization offering a portfolio of programs centered on affordable homeownership. The core offerings include the Homeownership Program (providing newly built or renovated 2-3 bedroom homes with sweat equity requirements and zero-interest-equivalent mortgages) and the ReStore retail network (five nonprofit home improvement stores selling donated furniture and building materials). Supporting programs include the ReStore Salvage Service, Volunteer Programs (construction sites, ReStore operations, corporate team builds, youth engagement), various donation mechanisms (online, vehicle, planned giving), the Global Village Honduras international build program, and the HabiCorps workforce development initiative. All programs feed into the mission of building strength, stability, and self-reliance through affordable homeownership in Central Maryland.

Differentiator

Problem solved

Functional benefit

Products and services

• Homeownership Program Affordable homeownership program offering newly built or renovated 2-3 bedroom homes with zero-interest-equivalent mortgages to qualifying families earning 30-80% of Area Median Income. Requires 250 hours of sweat equity including 50 hours of homebuyer education covering financial literacy, budgeting, and home maintenance. Mortgage payments are capped at no more than 30% of household income. The full process from application to settlement takes approximately 12-18 months.
• ReStore Home Improvement Retail Stores Five nonprofit home improvement retail stores selling new and gently used furniture, appliances, building materials, and home goods at 50-90% below retail prices. All proceeds support Habitat Chesapeake's mission to build affordable housing. Locations include Columbia (Howard County), Dundalk (Baltimore County), Glen Burnie (Anne Arundel County), Halethorpe (Baltimore County), and Timonium (Baltimore County). ReStore generated $4.6M in sales supporting the mission in 2024.
• ReStore Salvage Service Free deconstruction service where Habitat Chesapeake's trained team removes usable items (kitchen cabinets, appliances, fixtures, doors, windows) from renovation sites. Salvaged items are resold at ReStores to fund affordable housing. Donors receive tax deductions for contributed materials. The service diverted 5+ million pounds of materials from landfills in the past year.
• Volunteer Programs Volunteer opportunities including construction site volunteering (ages 16+), ReStore volunteering (ages 14+), youth volunteering, group volunteering, and corporate team builds. Nearly 3,000 volunteers participate annually, contributing more than 42,000 volunteer hours.
• ReStore Donation Program Accepts donations of furniture, appliances, building materials, and home goods at five ReStore locations. Free pickup is available for qualifying large items through Resupplyapp integration. Proceeds fund Habitat Chesapeake's housing mission.
• Online Donation Portal Secure online platform for monetary donations supporting Habitat Chesapeake's mission to build affordable housing in Central Maryland. Accepts one-time and recurring gifts, credit card donations, and tribute gifts. Donations are tax-deductible.
• Vehicle Donation Program Car donation program accepting vehicles (cars, trucks, RVs, boats, motorcycles) whether running or not. Processed through Advanced Remarketing Services and Cardonationwizard.com, with net proceeds supporting local families. Donors receive tax deductions.
• Planned Giving Program Legacy giving options including charitable gift annuities, charitable remainder trusts, real estate donations, life insurance gifts, IRA distributions, and stock donations for long-term donor impact. Tax-deductible contributions supporting affordable housing.
• Corporate Team Build Program Corporate volunteer program offering businesses a full-day hands-on experience on construction sites or at ReStores for a donation of $5,000 per 10 volunteers. Approximately 3,000 volunteers participate annually through Team Build partnerships with companies like Bank of America, Wells Fargo, BGE, Northrop Grumman, PRIME AE, Clark Construction, and Harkins Builders.
• Global Village Honduras Program International volunteer travel program partnering with Habitat for Humanity Honduras to build homes in La Esperanza, Intibucá Yamaranguila. Habitat Chesapeake has invested more than $1.15 million through Habitat for Humanity International's Tithe Program, helping more than 360 families worldwide. Global Village program established in 1989.
• HabiCorps Workforce Development Program AmeriCorps workforce training program providing skills development in construction trades while supporting Habitat Chesapeake's building mission. AmeriCorps members serve with the organization each year.

Quantifiable outcome

• 800+ homes built and dedicated since 1982
• +5 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature3 records

Partnerships

Four partnerships are on record, tiered core.

• Johns Hopkins UniversitycoreStrategic or Co-development Partner · 1 January 2026JHU selected Habitat Chesapeake to develop and construct 8 new homes along the 600 block of North Castle Street in East Baltimore and fully renovate one home on McElderry Street. Properties sold for $1,000 each. The homes will be affordable, modern, energy-efficient 3-bedroom, 2-bathroom units with two designated off-street parking spaces, located near the Johns Hopkins Hospital campus.
• AmeriCorpscoreStrategic or Co-development PartnerHabitat Chesapeake is proud to partner with AmeriCorps. Each year, dedicated members serve with the organization, bringing energy, skills, and heart to help families build safe, affordable homes and stronger communities. AmeriCorps members participate in the HabiCorps workforce development program.
• Howard County Moderate Income Housing Unit (MIHU)coreChannel Partner/ Reseller/ DistributorMIHU refers qualified homebuyers to Habitat Chesapeake after their initial screening process. Homebuyers then fully complete the Habitat Chesapeake program. This referral partnership has led to new homeownership models including lightly rehabbed homes.
• Habitat for Humanity HondurascoreStrategic or Co-development PartnerThrough Habitat for Humanity International's Tithe Program, Habitat Chesapeake has invested more than $1.15 million to support housing solutions abroad, helping more than 360 families worldwide. Global Village builds in Honduras allow volunteers and staff to work alongside local families.

Scale indicators15 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• The NHP Foundation: Nonprofit affordable housing owner/operator providing mixed-income rental housing across multiple states. Comparable nonprofit affordable housing mission serving low-to-moderate income households, though focused on rental rather than ownership.
• BRIDGE Housing: Nonprofit affordable housing developer serving the San Francisco Bay Area. Comparable as a regionally focused nonprofit building affordable homes for low-to-moderate income families, though focused on urban multi-family rather than single-family ownership.
• Greater Baltimore Habitat for Humanity (separate affiliate): Peer Habitat for Humanity affiliate operating in Baltimore with a similar homeownership, volunteer, and ReStore model. Closest direct peer in mission, programs, and operational structure, though serves a partially overlapping Baltimore-area geography.
• Rebuilding Together: National nonprofit that rehabilitates homes for low-income homeowners using volunteer labor. Closely comparable to Habitat Chesapeake in combining volunteer-driven construction, donor funding, and a focus on preserving homeownership for vulnerable populations.

Broad incumbents

• National Housing Trust: Nonprofit affordable housing developer preserving and building rental homes for low-income families. Comparable nonprofit housing mission, though focused on multi-family rental preservation and policy advocacy rather than homeownership.
• Habitat for Humanity International: Parent organization and global network of which Habitat Chesapeake is an affiliate. Comparable mission, sweat equity model, and ReStore retail concept, though Habitat International operates the brand, advocacy, and global programs while affiliates like Chesapeake execute local builds.
• Mercy Housing: National nonprofit affordable housing organization developing and operating rental and ownership housing for low-income families. Comparable mission and resident population (low-to-moderate income families), though Mercy Housing primarily builds multi-family rental rather than single-family ownership.
• Enterprise Community Partners: Large national nonprofit developer and investor in affordable housing. Comparable as a mission-driven affordable housing organization, but operates at much greater scale across many states and uses a broader set of financing tools (LIHTC, CDFIs) beyond the Habitat sweat equity model.
• Volunteers of America: National nonprofit providing housing and supportive services to vulnerable populations including low-income families and individuals. Comparable mission overlap in affordable housing delivery and social services, though VOA operates a much broader portfolio of programs beyond housing.

Regional players

• Living Classrooms Foundation: Baltimore-based nonprofit providing workforce development and community revitalization, including some housing-related programs. Comparable as a regional Baltimore-area nonprofit working on community revitalization, though housing is not its primary focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/pages/Habitat-for-Humanity-of-the-Chesapeake/134943781548
• LinkedInlinkedin.com/company/habitat-for-humanity-of-the-chesapeake
• Instagraminstagram.com/habitatches
• Xx.com/HabitatChes

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Funding overview

Funding rounds1 record

Investors1 record

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M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Habitat for Humanity of the Chesapeake