OAC

Name

OAC

Legal name

OAC Limited

Website

https://oacplc.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Insurance Advisory and Risk Consulting

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Portfolio Management and Investment Advice (523940)

SIC

Services-Management Consulting Services (8742), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance Due Diligence & Transaction Risk Advisory (M&A, W&I) (FSAEADAM)

akta.pro secondary industry

Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH)

Keywords

• Insurance advisory services
• Pensions administration
• Regulatory remediation consulting
• Actuarial analytics
• Credit risk advisory

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Professional Services Revenue: B2B consulting and advisory services model providing Insurance Advisory & Remediation, Life Insurance, General Insurance, Bulk Annuity Pricing, Redress Calculations, Funeral Plans, and Modelling & Analytics services to corporate clients.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

OAC (trading as Broadstone Regulatory & Risk Advisory Limited) provides specialist insurance advisory and remediation services — including life insurance, general insurance, bulk annuity pricing, redress calculations, funeral plans, and modelling & analytics — to pension schemes, insurers, trustees and corporate clients. As part of the Broadstone group, it also delivers pensions administration, investment consulting, employee benefits technology (Sirius software), and credit risk and analytics advisory for financial institutions.

Product overview

OAC Limited has rebranded as Broadstone Regulatory & Risk Advisory Limited. The company operates as a consulting and advisory firm offering Insurance, Regulatory and Risk services, rather than a unified software product. The product portfolio consists of professional service offerings including: Pensions Administration, Investment Consulting, Actuarial and Investment Software (Sirius), Employee Benefits Technology, Life Insurance, General Insurance, Bulk Annuity Pricing, Redress Calculations, Modelling & Analytics, Credit Risk & Analytics, and Capital & Impairment Risk Advisory. These services are delivered by the same team that previously operated under the OAC Limited brand.

Differentiator

Problem solved

Functional benefit

Products and services

• Insurance Advisory & Remediation Specialist advisory and remediation services covering life insurance, general insurance, bulk annuity pricing, redress calculations, funeral plans and modelling & analytics for pension schemes, trustees, insurers and corporate clients.
• Pensions Administration Ongoing pensions administration service for defined benefit and other workplace pension arrangements, delivered for trustees, scheme sponsors and corporate clients as part of the firm's pensions offering.
• Investment Consulting Investment consulting service supporting trustees and corporate sponsors with investment strategy, manager selection and ongoing investment governance for their pension arrangements.
• Sirius Employee Benefits Technology Proprietary Sirius software platform supporting employee benefits management for corporate clients, used in conjunction with OAC's pensions administration and consulting services.
• Credit Risk & Analytics and Banking & Credit Advisory Credit risk and analytics and broader banking and credit advisory services for financial institutions, covering specialist modelling and advisory support.

Segments1 record

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves4 records

Expansion highlights3 records

Direct peers

• XPS Pensions Group: UK-listed pensions advisory and administration business providing actuarial, investment consulting and de-risking advice to trustees and sponsors — overlapping with OAC's bulk annuity and pensions-related remediation work.
• Barnett Waddingham: UK actuarial and pensions consultancy offering actuarial advice, investment consulting, and de-risking advisory to trustee and corporate clients — directly competitive with OAC across the advisory shelf.
• Lane Clark & Peacock (LCP): Independent UK actuarial, pensions and investment consultancy providing bulk annuity pricing, de-risking advice and insurance advisory to trustees and sponsors — a direct competitor in OAC's UK mid-market niche.
• Isio: UK-headquartered actuarial, pensions and insurance advisory firm with comparable offerings across bulk annuity transactions, pensions consulting and insurance advisory, serving trustees, sponsors and insurance clients in the same UK mid-market segment as OAC.
• Hymans Robertson: Major UK actuarial and pensions consultancy that advises on bulk annuity pricing, DB de-risking, and insurance-related advisory — directly comparable in client base (trustees and sponsors) and service mix to OAC's Bulk Annuity Pricing and Insurance Advisory lines.

Broad incumbents

• Aon: Global insurance broker and advisory firm with a UK actuarial and risk consulting practice covering bulk annuity transactions, insurance advisory and regulatory remediation — overlapping with OAC's services from a much larger, diversified platform.
• WTW (Willis Towers Watson): Global professional services firm with a substantial UK actuarial, insurance advisory and bulk annuity practice; competes with OAC on larger insurance advisory, de-risking and remediation mandates as a broader incumbent across many practice areas.
• Deloitte UK Insurance Practice: Big Four firm with a UK insurance and actuarial advisory practice covering regulatory remediation, modelling and insurance risk advisory — directly comparable to several of OAC's service lines at a significantly larger scale.
• KPMG UK Insurance Practice: Big Four firm providing insurance advisory, regulatory remediation (including redress calculations) and actuarial services to UK insurers — competes with OAC on remediation and broader insurance advisory work.
• Mercer: Global consulting firm (part of Marsh McLennan) providing UK actuarial, investment and insurance advisory services to trustees, sponsors and insurers — competes for many of the same advisory and de-risking mandates as OAC.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/oacnews

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OAC