Capital Financial Partners

What Capital Financial Partners does

Capital Financial Partners, LLC is an independent, privately held wealth management firm founded in 1981 and headquartered in Towson, Maryland, serving approximately 270 high-net-worth families with roughly $300 million in assets under management. The firm delivers integrated wealth strategies spanning financial planning, institutional asset management, tax strategy, retirement planning, estate planning, business solutions (succession planning, ESOPs, 401(k) plan services), risk management, and ultra-high-net-worth family office services for clients with $10 million or more in investable assets.

The firm operates on a tiered AUM-based fee schedule (1.25% on portfolios under $500K declining to 0.40% above $10M) supplemented by one-time comprehensive financial planning fees of $3,500-$9,500 and a monthly subscription planning option; clients with $1M+ in investable assets who engage for investment management receive financial planning at no additional charge. Technology is built around third-party platforms — Wealthscape Investor for account access, RightCapital for financial planning, Tamarac for reporting, and Insight (Penn Mutual) for insurance/annuities — with no proprietary AI or analytics stack evident. Securities are offered through an affiliation with Kestra Investment Services, LLC (FINRA/SIPC member), and the firm recently integrated digital estate planning via Wealth.com and acquired ownership interests in Meridian Tax Advisory to bring coordinated tax planning in-house. The advisory team holds multiple advanced designations (CFP, CPWA, AIF, CPFA, WMCP, CFA, CRPC), and the firm emphasizes fiduciary duty and independence as its primary positioning.

Customer acquisition is relationship-driven, targeting HNW individuals and families ($1M+ investable assets), business owners ($1M+ revenue), ultra-high-net-worth clients ($10M+), and affluent professionals ($250K+ income), supported by a content marketing program (blog, video, calculators, ebooks) and referral networks rather than paid acquisition channels. The operating model is small — fewer than 10 employees and partners — which positions the firm as a boutique fiduciary practice with concentrated key-person exposure and limited geographic scale (single Towson, Maryland office serving clients nationwide via remote tools).

Name

Capital Financial Partners

Legal name

Capital Financial Partners, LLC

Website

https://capitalfinancialmaryland.com

Company type

Private

Founded year

1981

Operating status

Operating

Headcount range

1–10 employees

Short description

Capital Financial Partners, LLC is an independent, fiduciary wealth management firm founded in 1981 in Towson, Maryland, serving approximately 270 high-net-worth families with about $300M in AUM through integrated financial planning, investment management, tax, estate, and retirement services.

Ownership category

akta.pro rank

Headquarters

HQ city

Towson

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Management Fees: Assets Under Management (AUM) based fee structure where clients pay an annual percentage of managed assets. Fee tiers range from 1.25% for portfolios under $500,000 down to 0.40% for assets exceeding $10 million. This is the primary recurring revenue stream.
2. Financial Planning Fees: One-time comprehensive financial planning fees ranging from $3,500-$9,500. Clients with $1 million or more in investable assets who engage for investment management services receive financial planning at no additional cost.
3. Monthly Subscription Plan: Monthly subscription financial planning option available for ongoing advisory services.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

Capital Financial Partners is an independent fiduciary wealth management firm delivering integrated wealth strategies for high-net-worth individuals, families, and business owners. Its core offerings combine fee-based financial planning, tiered assets-under-management investment management, retirement planning, tax planning, estate planning, risk management, business solutions, 401(k) plan services, and family office services, all coordinated under a single advisory relationship.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning Fee-based comprehensive and situational financial plans including debt management, cash flow analysis, and education planning. One-time planning fee ranges from $3,500-$9,500, with clients having $1 million+ in investable assets receiving complimentary plans.
• Investment Management
• Retirement Planning
• Tax Planning
• Estate Planning
• Business Solutions
• 401(k) Plan Services
• Risk Management
• Family Office Services
• Group Employee Benefits
• Concierge Client Services

Quantifiable outcome

• Manages approximately $300 million in assets for 270 families

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature2 records

Partnerships

One partnership is on record.

• Meridian Tax AdvisorycoreStrategic or Co-development Partner · 2 June 2026Capital Financial Partners announced a partnership with Meridian Tax Advisory to expand integrated financial planning services. Under the agreement, Capital Financial Partners partners Todd Evans and Ryan Salah will hold ownership interests in Meridian Tax Advisory, enabling coordinated tax planning alongside the firm's existing investment management, retirement, and estate planning services. The partnership is designed to provide clients with coordinated financial planning including tax efficiency, business succession planning, and wealth transfer strategies.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Marquee Wealth Management: Independent RIA focused on serving HNW families, business owners, and institutions with holistic financial planning and investment management. Comparable in client segment, integrated services, and recurring fee-based model.
• Halbert Hargrove: Long-tenured, independent RIA serving high-net-worth families and individuals with integrated financial planning, investment management, and tax/estate services. Closely comparable in client segment (HNW/UHNW households), integrated planning model, fee structure, and firm ethos.
• Carson Group: RIA platform serving financial advisors and their HNW clients with practice management, technology, and integrated wealth solutions. Comparable in HNW client focus and integrated planning/product suite, though structured as an advisor platform.
• Foster Group: Independent, fee-only RIA providing comprehensive financial planning and investment management to HNW individuals and families. Comparable in client segment, recurring revenue model, and integrated wealth philosophy.
• Glassman Wealth Services: Independent RIA serving high-net-worth families, business owners, and foundations with integrated financial planning and investment management. Comparable in niche HNW focus, integrated planning offering, and recurring AUM-based fee model.
• Merit Financial Advisors: Independent RIA platform providing financial planning, investment management, and tax services to HNW individuals and families nationwide. Comparable in client segment, integrated service offering, and recurring fee model.
• Savant Wealth Management: Independent, fee-only RIA providing wealth management, tax, and estate planning to HNW individuals and families across multiple U.S. locations. Comparable in integrated wealth services, fee-based model, and HNW client focus, though larger in scale.
• Buckingham Strategic Wealth: National RIA focused on evidence-based financial planning and investment management for HNW individuals and families. Comparable in recurring fee-based revenue, fiduciary positioning, and integrated planning/value proposition for similar client profiles.

Broad incumbents

• Hightower Advisors: Large RIA platform serving ultra-high and high-net-worth individuals, families, and institutions through partner firms. Comparable in HNW/UHNW client focus and integrated wealth planning, though broader in scale and geographic reach.
• Creative Planning: Large independent RIA offering comprehensive financial planning, investment management, tax, and estate services to HNW/UHNW clients nationwide. Comparable in integrated wealth offering and fee model, though materially larger in AUM and headcount.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/capital-financial-partners-llc

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Capital Financial Partners