SETCCE
SETCCE is a Slovenian-based Digital Transaction Management provider offering e-signature, e-archiving, and e-invoicing solutions for banking, insurance, telecom, automotive, pharmaceutical, and public sector organizations across the Adriatic and Central European region.
- Company typePrivate
- Founded2001
- HeadquartersLjubljana, Slovenia
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What SETCCE does
SETCCE, družba za e-poslovanje, d.o.o., is a Slovenian private limited liability company founded in February 2001 and headquartered at Tehnološki park 21, 1000 Ljubljana. The company develops and sells a Digital Transaction Management (DTM) platform branded BetrSign®, combining electronic signature capture (biometric, PKI-based, remote cloud, blockchain, video identification), trusted electronic archiving (eHramba.si and eKeeper), and electronic invoicing (outbound, inbound, and reverse invoicing under the eNvoices® brand). Underlying technology includes the proXSign® cross-platform PKI library supporting XMLDSig, XAdES, PKCS#7, and PAdES, plus eIDAS-compliant workflows and a JavaScript-based BetrSign® API and SDK for Windows, macOS, Linux, and major browsers. The platform is ISO 27001:2013 certified, GDPR compliant, and accredited by the Slovenian state archive.
Revenue is generated through a mix of cloud subscriptions (BetrSign plans), on-premise software licenses (proXSign), per-transaction signing fees, and professional consulting for digital transformation, ISO 27001 implementation, and GDPR compliance. Go-to-market combines enterprise direct sales (for regulated banking, insurance, telecoms, automotive, pharmaceutical, and public sector buyers), a self-service cloud portal with free-trial onboarding at app.betrsign.com for SMBs, an online webshop for license downloads, and a regional partner channel program that is tightly integrated with Wacom for signature hardware distribution. Named enterprise customers include major Slovenian and Adriatic-region banks (NLB, SKB, Raiffeisen, Sparkasse, Sberbank, Intesa Sanpaolo, Abanka, KB Koper), insurers (Generali, Triglav, Prva Group, RCI), telecoms (Telekom Slovenije, A1, Telemach, T-2, Tele2), automotive dealers (BMW, Renault, Porsche Slovenija), pharmaceutical firms (Roche, Kemofarmacija, ZAPAZ, Sanolabor), manufacturers (URSA, Titan, Veyance), and government bodies (Ministry of the Interior, Ministry of Public Administration, ZPIZ, ZZZ, RTV Slovenija). Reported platform scale includes 33M+ e-signed documents per year and 1M+ active users across more than 15 countries.
SETCCE remains privately held and management-owned, with no disclosed funding rounds or parent company. The management team is led by co-CEOs Aljoša Jerman Blažič (Sales and Marketing) and Svetlana Šaljić (Technology, Development, and Finance), supported by Heads of Sales and Research. The company has held an AAA Platinum Creditworthiness rating (2023) and continues to participate in EU Framework Programme research consortia through its ISLab research group, sustaining a multi-product DTM roadmap despite a sub-50-person headcount.
SETCCE firmographics
Firmographics- Name
- SETCCE
- Legal name
- SETCCE, družba za e-poslovanje, d.o.o.
- Website
- https://setcce.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- SETCCE is a Slovenian-based Digital Transaction Management provider offering e-signature, e-archiving, and e-invoicing solutions for banking, insurance, telecom, automotive, pharmaceutical, and public sector organizations across the Adriatic and Central European region.
- Ownership category
- akta.pro rank
SETCCE industry classification
Industry- Product category
- Digital Transaction Management Software
- NAICS
- Software Publishers (5132), Custom Computer Programming Services (541511)
- SIC
- Services-Prepackaged Software (7372), Services-Computer Programming Services (7371)
- akta.pro primary industry
- E-Signature & Digital Transaction Management (DTM) (HDAEAGAF)
- akta.pro secondary industries
- Identity Verification, Proofing & KYC (IDV) (HDAEAJAI), Cloud Compliance, Audit & Continuous Controls Monitoring (CCM/GRC) (HDABAHAI)
Keywords
Where SETCCE is headquartered
LocationHeadquarters
- HQ city
- Ljubljana
- HQ country
- Slovenia
- HQ region
- Europe
Offices1 record
Markets served
SETCCE business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Supply Chain, Operations
Revenue model
- Cloud Subscription Services: BetrSign cloud services offered on subscription basis with different plans for SMEs and enterprises. Includes e-signatures, e-archives, and e-invoices.
- Software Licenses: On-premise software solutions including proXSign PKI libraries for digital certificate-based signing, available for Windows, macOS, and Linux.
- Professional Consulting: Consulting services for digital transformation, DTM technology implementation, ISO/IEC 27001 certification, and GDPR compliance.
- Transaction-based Signing: Per-transaction pricing model for document signing through BetrSign service.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free trial available for BetrSign portal |
| Subscription | Annual | Custom enterprise pricing |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels5 records
SETCCE product offering
Product offeringCore offering
SETCCE develops and sells a Digital Transaction Management (DTM) platform centered on the BetrSign cloud service for electronic signatures (biometric, PKI-based proXSign, remote, blockchain, and VideoID onboarding), the eHramba.si ISO 27001-certified trusted electronic archive plus eKeeper evidence records for long-term document preservation, and the eNvoices service for outbound, inbound, and reverse electronic invoicing. Solutions are delivered as cloud SaaS, on-premise software, hardware-integrated bundles (with Wacom), or via API/SDK and a Microsoft Word add-in for integration into customer core systems.
Product overview
SETCCE offers a comprehensive Digital Transaction Management (DTM) platform centered on the BetrSign® brand for businesses of any size. The product portfolio consists of three main solution areas: e-Signatures (biometric signature via BetrSign® POS, PKI-based digital signing via proXSign®, remote cloud-based signing, blockchain-based approval, and VideoID for customer onboarding), e-Archives (eHramba.si cloud service with ISO 27001 certification and accreditation, plus eKeeper® for enterprise evidence records management integrating with existing DMS), and e-Invoices (eNvoices® for outbound invoice creation/signing/distribution, inbound invoice processing, and reverse invoicing automation). Solutions are available as cloud services or on-premise deployment, with integration options via API, web portal, or Microsoft Word add-in.
Differentiator
Problem solved
Functional benefit
Brands
- BetrSign®: Cloud-based platform for digital transaction management including e-signatures, remote signing, video identification, and document management
- eNvoices®
- eHramba.si
- proXSign®
- eKeeper®
Products and services
- BetrSign Cloud-based Digital Transaction Management platform enabling electronic signatures, remote signing, video identification, document workflows, and digital identity management for SMBs through enterprise customers.
- proXSign Advanced PKI library suite for digital signing with qualified digital certificates, supporting XMLDSig, XAdES, PKCS#7, and PAdES across Windows, macOS, Linux, and major browsers, sold as on-premise software.
- Biometric Signature Handwritten electronic signature capturing solution with optional biometric data collection using touch-sensitive devices, tablets, or smartphones, supporting multi-party and multi-signature workflows at point of sale and field signing.
- BetrSign Remote Sign Cloud-based eIDAS-compliant remote electronic signing service accessible 24/7 from any internet-connected device via information system API, web portal, or Microsoft Word add-in.
- BetrSign VideoID Real-time online video identification service for customer onboarding, providing ID document image and audio capture compliant with Anti-Money Laundering and eIDAS requirements.
- BetrSign Blockchain Sign Distributed ledger-based electronic signing service that replaces complex PKI infrastructure with blockchain technology for document approval workflows using two-factor authentication on smartphones, tablets, or PCs.
- eHramba.si Trusted eArchive Service Cloud-based trusted electronic archive service for secure, legally compliant long-term document storage with three backup locations, ISO/IEC 27001 certified and accredited by the Slovenian state archive under MoReq record management requirements.
- eKeeper Enterprise evidence record solution for long-term preservation of document authenticity, integrity, and e-signature validity, integrating with document management systems such as Alfresco, EMC2 Documentum, and IBM Content Manager.
- eNvoices Outbound Invoicing Cloud service for creating, digitally signing, distributing, and archiving outbound electronic invoices in compliance with accounting standards and local legislation, integrated with billing systems.
- eNvoices Inbound Invoicing Service for receiving electronic invoices via multiple channels including email and messaging, with automatic validation, verification, data extraction, and integration with the trusted archive.
- eNvoices Reverse Invoicing Automated inbound invoice creation service that generates electronic invoices on behalf of vendors based on purchasing document data, enabling fully automated granting processes.
- BetrSign Portal Web application portal for uploading PDF documents and dispatching them for e-signing, providing comprehensive IT support for digital transaction management workflows.
- BetrSign API JavaScript-based application programming interface enabling integration of BetrSign e-signing capabilities into customer information systems, supporting electronic identity creation, authentication, signature workflows, and archiving.
- Consulting Services Professional consulting covering digital transformation, DTM technology implementation, ZVDAGA internal rules, ISO/IEC 27001 implementation, GDPR compliance, and security policy development.
- Research Services ISLab-led research activities exploring digitalization, trust, information security, cybersecurity in future internet services, connected devices, and new product development through national and EU Framework Programme projects.
Quantifiable outcome
- 33,000,000+ e-signed documents per year processed on platform
- +5 more outcomes
Companies that use SETCCE
Customer profileNamed customers32 records
Segments6 records
Ideal customer profiles4 records
SETCCE technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration19 records
Feature8 records
SETCCE partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- WacomcoreStrategic partnership for digital signature hardware integration. SETCCE provides software solutions while Wacom provides signature pads and displays. Joint go-to-market activities including co-branded Wacom Hub landing page and regional digitalization initiatives. Partnership focuses on delivering digital tools in a human-like fashion for point-of-sale and field signing scenarios.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
SETCCE competitors and assessment
Company assessmentBroad incumbents
- Adobe Acrobat Sign: Adobe's e-signature and DTM offering, tightly integrated with Acrobat, Microsoft Office, and enterprise workflows. A broad incumbent that competes with SETCCE in regulated industries where document workflows must integrate with the Adobe/PDF ecosystem.
Direct peers
- DocSend: Dropbox-owned document sharing and e-signature platform with PLG-led GTM. Comparable to SETCCE's PLG BetrSign portal motion targeting SMB and individual professionals.
- InfoCert: Leading European qualified electronic signature, digital identity, and certified email provider, especially strong in Italy and Southern Europe. Comparable to SETCCE as a European sovereign eIDAS-compliant DTM and archiving provider.
- DocuSign: Global market leader in electronic signatures and Digital Transaction Management (DTM), offering eSignature, Click, and Intelligent Agreement Management. Directly comparable to SETCCE's BetrSign platform and the broadest direct competitor in the same product category.
- Notarius: Canadian provider of trusted electronic signatures, digital identity, and long-term document preservation focused on regulated professions. Comparable to SETCCE's trusted archive (eHramba) and evidence record (eKeeper) capabilities for compliance-driven verticals.
- Lex Persona: French provider of qualified electronic signature and electronic archiving solutions targeted at regulated industries. Comparable to SETCCE's bundled e-signature + trusted archive (eHramba) offering in a similar European mid-market DTM niche.
- Cryptomathic: European provider of PKI-based digital signing, e-signature, and authentication solutions serving banks and governments. Comparable to SETCCE's proXSign PKI library suite and qualified e-signature offerings for regulated industries.
- OneSpan: Specializes in digital identity, e-signatures, and fraud prevention for regulated industries including banking and insurance. Closely comparable to SETCCE's regulated-vertical, banking-heavy DTM focus and qualified electronic signature positioning.
Regional players
- Asseco Poland (Signexpert): Central European IT group offering qualified electronic signature and DTM solutions across Poland and neighboring CEE markets. Comparable to SETCCE as a CEE-rooted eIDAS-compliant DTM vendor serving banking and government.
Emerging players
- Skribble: European (Swiss-headquartered) qualified e-signature provider targeting SMB and mid-market with cloud signing, API, and integrations. Comparable to SETCCE's BetrSign cloud portal and API-driven DTM approach, especially for SMB and SME customers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
SETCCE social profiles
Digital presenceSETCCE compliance and trust
Trust signalCompliance10 records
SETCCE financial estimates
Financial estimateRevenue estimate
Valuation estimate
SETCCE leadership team
Management profileNumber of profiles
Profiles4 records
SETCCE funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SETCCE M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SETCCE
What does SETCCE do?
SETCCE develops and sells a Digital Transaction Management (DTM) platform centered on the BetrSign cloud service for electronic signatures (biometric, PKI-based proXSign, remote, blockchain, and VideoID onboarding), the eHramba.si ISO 27001-certified trusted electronic archive plus eKeeper evidence records for long-term document preservation, and the eNvoices service for outbound, inbound, and reverse electronic invoicing. Solutions are delivered as cloud SaaS, on-premise software, hardware-integrated bundles (with Wacom), or via API/SDK and a Microsoft Word add-in for integration into customer core systems.
Is SETCCE a public or private company?
SETCCE is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was SETCCE founded?
SETCCE was founded in 2001. It employs 11 to 50 people.
Where is SETCCE based?
SETCCE is headquartered in Ljubljana, Slovenia, in the Europe region.
How does SETCCE make money?
Four revenue lines are on record. Cloud Subscription Services are the primary driver. The others are software Licenses, professional Consulting and transaction-based Signing.
Who are SETCCE's main competitors?
Adobe Acrobat Sign is listed as a broad incumbent. Direct peers are DocSend, InfoCert, DocuSign, Notarius, Lex Persona, Cryptomathic and OneSpan. Asseco Poland (Signexpert) is listed as a regional player. Skribble is listed as an emerging player.
Does SETCCE have an API?
Yes. BetrSign® API enables integration of digital transaction management services into third-party information systems. Supports creation and management of electronic identities, user authentication, digital signature workflows, electronic signing, document exchange, and electronic archiving. The API follows eIDAS regulation requirements for electronic signatures. Key supported formats include XMLDSig, XAdES, PKCS#7, and PAdES for digital signatures. SETCCE also provides proXSign® SDK which is a JavaScript API that works across all platforms and browsers, available for Windows, macOS, and Linux.
What industry is SETCCE in?
SETCCE's product category is Digital Transaction Management Software. Its primary akta.pro industry code is HDAEAGAF, E-Signature & Digital Transaction Management (DTM), with a secondary code of HDAEAJAI, Identity Verification, Proofing & KYC (IDV). Its NAICS code is 5132 and its SIC code is 7372.