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Next Capital Finance

Full company profile

uuid000yr6z

Namestring
Next Capital Finance
Websiteurl
nextcapital.ro
Company typeenum
Private
Founded yearint
2006
Ownership categoryenum
Headcount rangeband
11–50
akta.pro rankint
HeadquartersBucharest, Romania
HQ citystring
Bucharest
HQ countrystring
Romania
HQ regionstring
Europe
Markets served

Serves global market

Keyword5 values
SME financing, working capital loans, business consulting, SME advisory, commercial finance
Industry3 codes
PRIMARYFSAGAJAA
SME Lending & Working Capital Platforms
Financial & Insurance/Financial Technology (Fintech)/B2B Fintech (SME Finance, Invoicing, Expense & Spend Management)
SECONDARYBPAHADAB
Corporate Finance & Capital Advisory
Business & Public Services/Professional Services (Legal, Accounting, Consulting)/Strategy & Corporate Finance Advisory
SECONDARYFSABABAF
SME Trade Finance & Working Capital (LCs, Guarantees, Receivables)
Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)
NAICS code1 code
  • Depository Credit Intermediation5221
SIC code1 code
  • Short-Term Business Credit Institutions6153
Product category
SME Lending
Social media profiles1 record
Cost components2 values
Personnel, Operations
GTM typeB2B
B2B
Offering typeServices
Services
Core offering1 text field

Next Capital Finance provides financing solutions for current activity (working capital) and business consulting services aimed at small and medium-sized companies. The offering combines short-term operational funding with advisory support for SMEs operating in Romania.

Differentiator
Functional benefit
Problem solved
Product and service2 records
1Financing Solutions for Current Activity
CategorySME Financing
Description

Provides financing solutions (working capital) for the current activity of small and medium-sized companies, addressing short-term operational funding needs.

2Business Consulting
CategoryManagement Consulting
Description

Business consulting/advisory services aimed at small and medium-sized companies, delivered alongside the firm's financing solutions.

Recent move2 records

Each record includes

Date, Type, Title, Description, Source

Peers10 records
1iwoca
TypeBroad incumbent
Description

European fintech providing flexible working capital and term loans to small businesses, including in select CEE-adjacent markets. Comparable as a technology-enabled SME lender competing for the same end-customer profile.

2CEC Bank
TypeBroad incumbent
Description

State-owned Romanian commercial bank with deep SME and agricultural lending franchises. A broader incumbent offering working capital and term loans to Romanian SMEs, overlapping with Next Capital's target market.

3Patria Credit
TypeDirect peer
Description

Romanian non-bank financial institution focused on lending to small businesses and micro-enterprises. Directly comparable to Next Capital in geography, customer segment (SME), and non-bank lending model.

4Romanian Leasing & IFN Association members
TypeOthers
Description

Industry association representing Romanian non-bank financial institutions (IFN-uri) offering leasing, consumer credit, and SME financing. Relevant ecosystem peer providing the regulatory and competitive context in which Next Capital operates.

5Funding Circle
TypeBroad incumbent
Description

UK-headquartered SME lending platform operating across several European markets. A broad incumbent in SME working capital lending, useful as a benchmark for what scaled digital SME finance looks like versus a small local lender like Next Capital.

6Libra Internet Bank
TypeDirect peer
Description

Romanian commercial bank with a strong SME and professional-clients franchise. Comparable to Next Capital in targeting Romanian SMEs for working capital and growth financing, though it is a licensed bank rather than a non-bank.

7Agricover Credit
TypeRegional player
Description

Romanian non-bank lender specializing in financing for farmers and agribusiness SMEs. Comparable as a Romanian non-bank SME financier, though focused on the agricultural sub-segment.

8IFN ProCredit (ProCredit Bank Romania)
TypeDirect peer
Description

Romanian bank within the ProCredit group, focused on SME and small-business lending with an advisory overlay. Directly comparable in serving Romanian SMEs with both credit and business advisory.

9BT Mic (Banca Transilvania)
TypeDirect peer
Description

Micro-banking arm of Banca Transilvania dedicated to micro-enterprises and small businesses in Romania. Competes directly for the same SME working capital and short-term credit customers that Next Capital serves.

10Vista Bank (Romania)
TypeDirect peer
Description

Romanian commercial bank focused on SMEs and entrepreneur clients. Competes with Next Capital in providing working capital, trade finance, and consulting-adjacent services to Romanian small businesses.

Market position
Strengths3 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat2 records

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights4 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Ideal customer profile1 record

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Next Capital Finance

SME Lendingnextcapital.ro

Next Capital Finance firmographics

Firmographics
Name
Next Capital Finance
Website
https://nextcapital.ro
Company type
Private
Founded year
2006
Headcount range
11–50 employees
Ownership category
akta.pro rank

Next Capital Finance industry classification

Industry
Product category
SME Lending
NAICS
Depository Credit Intermediation (5221)
SIC
Short-Term Business Credit Institutions (6153)
akta.pro industry
PRIMARYFSAGAJAA
SME Lending & Working Capital Platforms
Financial & Insurance/Financial Technology (Fintech)/B2B Fintech (SME Finance, Invoicing, Expense & Spend Management)
SECONDARYBPAHADAB
Corporate Finance & Capital Advisory
Business & Public Services/Professional Services (Legal, Accounting, Consulting)/Strategy & Corporate Finance Advisory
SECONDARYFSABABAF
SME Trade Finance & Working Capital (LCs, Guarantees, Receivables)
Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)

Keywords

  • SME financing
  • Working capital loans
  • Business consulting
  • SME advisory
  • Commercial finance

Where Next Capital Finance is headquartered

Location

Headquarters

HQ city
Bucharest
HQ country
Romania
HQ region
Europe

Markets served

Next Capital Finance business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Operations

Next Capital Finance product offering

Product offering

Core offering

Next Capital Finance provides financing solutions for current activity (working capital) and business consulting services aimed at small and medium-sized companies. The offering combines short-term operational funding with advisory support for SMEs operating in Romania.

Differentiator

Problem solved

Functional benefit

Products and services

  • Financing Solutions for Current Activity Provides financing solutions (working capital) for the current activity of small and medium-sized companies, addressing short-term operational funding needs.
  • Business Consulting Business consulting/advisory services aimed at small and medium-sized companies, delivered alongside the firm's financing solutions.

Companies that use Next Capital Finance

Customer profile

Ideal customer profiles1 record

Next Capital Finance technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Next Capital Finance partnerships and signals

Strategic signal

Recent moves2 records

Next Capital Finance competitors and assessment

Company assessment

Broad incumbents

  • iwoca: European fintech providing flexible working capital and term loans to small businesses, including in select CEE-adjacent markets. Comparable as a technology-enabled SME lender competing for the same end-customer profile.
  • CEC Bank: State-owned Romanian commercial bank with deep SME and agricultural lending franchises. A broader incumbent offering working capital and term loans to Romanian SMEs, overlapping with Next Capital's target market.
  • Funding Circle: UK-headquartered SME lending platform operating across several European markets. A broad incumbent in SME working capital lending, useful as a benchmark for what scaled digital SME finance looks like versus a small local lender like Next Capital.

Direct peers

  • Patria Credit: Romanian non-bank financial institution focused on lending to small businesses and micro-enterprises. Directly comparable to Next Capital in geography, customer segment (SME), and non-bank lending model.
  • Libra Internet Bank: Romanian commercial bank with a strong SME and professional-clients franchise. Comparable to Next Capital in targeting Romanian SMEs for working capital and growth financing, though it is a licensed bank rather than a non-bank.
  • IFN ProCredit (ProCredit Bank Romania): Romanian bank within the ProCredit group, focused on SME and small-business lending with an advisory overlay. Directly comparable in serving Romanian SMEs with both credit and business advisory.
  • BT Mic (Banca Transilvania): Micro-banking arm of Banca Transilvania dedicated to micro-enterprises and small businesses in Romania. Competes directly for the same SME working capital and short-term credit customers that Next Capital serves.
  • Vista Bank (Romania): Romanian commercial bank focused on SMEs and entrepreneur clients. Competes with Next Capital in providing working capital, trade finance, and consulting-adjacent services to Romanian small businesses.

Others

  • Romanian Leasing & IFN Association members: Industry association representing Romanian non-bank financial institutions (IFN-uri) offering leasing, consumer credit, and SME financing. Relevant ecosystem peer providing the regulatory and competitive context in which Next Capital operates.

Regional players

  • Agricover Credit: Romanian non-bank lender specializing in financing for farmers and agribusiness SMEs. Comparable as a Romanian non-bank SME financier, though focused on the agricultural sub-segment.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

Next Capital Finance social profiles

Digital presence

Next Capital Finance financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Next Capital Finance leadership team

Management profile

Number of profiles

Profiles1 record

Next Capital Finance funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Next Capital Finance M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Next Capital Finance

What does Next Capital Finance do?

Next Capital Finance provides financing solutions for current activity (working capital) and business consulting services aimed at small and medium-sized companies. The offering combines short-term operational funding with advisory support for SMEs operating in Romania.

When was Next Capital Finance founded?

Next Capital Finance was founded in 2006. It employs 11 to 50 people.

Where is Next Capital Finance based?

Next Capital Finance is headquartered in Bucharest, Romania, in the Europe region.

Who are Next Capital Finance's main competitors?

Broad incumbents on record are iwoca, CEC Bank and Funding Circle. Direct peers are Patria Credit, Libra Internet Bank, IFN ProCredit (ProCredit Bank Romania), BT Mic (Banca Transilvania) and Vista Bank (Romania). Romanian Leasing & IFN Association members is listed as an others. Agricover Credit is listed as a regional player.

Does Next Capital Finance have an API?

No public API is recorded for Next Capital Finance.

What industry is Next Capital Finance in?

Next Capital Finance's product category is SME Lending. Its primary akta.pro industry code is FSAGAJAA, SME Lending & Working Capital Platforms, with a secondary code of BPAHADAB, Corporate Finance & Capital Advisory. Its NAICS code is 5221 and its SIC code is 6153.

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