What Plangroep does

Plangroep, operating under the trade name Verder (Verdergroep), is a Netherlands-based financial care services firm headquartered in Culemborg and founded in 1984, with an active workforce in the 101-250 range. The company delivers a structured portfolio of regulated personal financial services to Dutch citizens, including bewindvoering (legal guardianship), curatele (curatorship), mentorschap (mentorship), testamentair bewind (testamentary guardianship), budgetbeheer (budget management), budgetcoaching (budget coaching), and schuldhulpverlening (debt assistance). It also markets a "Slimme Tech" offering positioned as technology-enabled service delivery, alongside a client portal (Mijn Dossier) for case interaction. Operations span eight Dutch provinces with an additional national channel, and the firm is part of the House of Cohedron group of social-services companies.

The business model is built on managed-services revenue generated through municipal commissioning under the Dutch Social Support Act (Wmo) and Youth Act (Jeugdwet), with pricing determined per framework agreement rather than through public commercial pricing. Go-to-market is sales-led and relationship-driven: direct delivery to individual citizens, commissioned work for municipalities, partnerships with schools and businesses for financial education/coaching, and a referral network of partner organizations. There is no proprietary software product, no mobile app, and no public API; technology appears confined to the client portal and the loosely defined Slimme Tech service layer.

Commercially, Verder functions as a mid-sized specialized provider in a regulated, government-funded Dutch welfare market. Customer concentration is structurally high because municipal framework agreements are the dominant revenue channel, with schools, businesses, and direct citizen services acting as secondary segments. The firm operates without disclosed revenue, external funding rounds, M&A activity, named executive bios, or public certifications in the source data, limiting visibility into financial scale and governance, though its 30-plus-year operating history and Cohedron affiliation indicate a stable, embedded position in the Dutch social-care value chain.

Name

Plangroep

Legal name

Verder

Website

https://plangroep.nl

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Social welfare financial care services

akta.pro primary industry

Debt Management Plans (DMP) Administration (FSAEAFAB)

akta.pro secondary industry

Financial Planning & Analysis Support (Budgeting, Forecasting, Management Reporting) (BPAAAGAJ)

Keywords

• Financial care services
• Debt counseling
• Budget management
• Legal guardianship
• Social welfare services

Headquarters

HQ city

Culemborg

HQ country

Netherlands

HQ region

Europe

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Government-funded social services: Revenue generated through government-funded programs under the Wmo (Social Support Act) and Jeugdwet (Youth Act), providing financial administration, budget management, debt assistance, and guardianship services to Dutch citizens. Services are commissioned by municipalities and delivered to eligible individuals.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Plangroep, operating under the Verder brand, is a Dutch financial care services provider delivering guardianship, budget management, debt assistance, curatorship, mentorship, and testamentary guardianship services to individual citizens. The firm also organizes Wmo and Jeugdwet processes for municipalities and delivers financial education and coaching to schools and businesses across eight Dutch regions.

Product overview

Verder (formerly Plangroep) is a unified financial care services platform offering a comprehensive suite of services for citizens, municipalities, schools, and businesses. The core portfolio includes seven specialized citizen services: Bewindvoering (legal guardianship), Budgetbeheer (budget management), Budgetcoaching (budget coaching), Curatele (curatorship), Mentorschap (mentorship), Schuldhulpverlening (debt assistance), and Testamentair Bewind (testamentary guardianship). Additionally, the platform provides Slimme Tech (smart technology) solutions for municipalities under the Wmo and Jeugdwet frameworks, as well as corporate services for schools and businesses including education and coaching programs.

Differentiator

Problem solved

Functional benefit

Products and services

• Bewindvoering (Guardianship) Legal guardianship service providing management of financial affairs for individuals who are unable to manage their own finances due to physical, mental, or psychological limitations.
• Budgetbeheer (Budget Management) Professional budget management services helping citizens organize and control their personal finances, ensuring bills and expenses are paid on time.
• Budgetcoaching (Budget Coaching) Guidance and coaching service to help individuals develop financial literacy and independent budgeting skills.
• Curatele (Curatorship) Legal curatorship services providing comprehensive management of both financial and personal affairs for individuals requiring full legal assistance.
• Mentorschap (Mentorship) Mentorship services providing support for personal care and well-being decisions for individuals who cannot make these decisions independently.
• Schuldhulpverlening (Debt Assistance) Comprehensive debt counseling and assistance services helping individuals manage, reduce, or eliminate debt burdens through structured repayment plans.
• Testamentair Bewind (Testamentary Guardianship) Guardianship services established through a will or testament to manage assets for designated beneficiaries.
• Municipal Wmo and Jeugdwet Process Organization Expert process organization around Dutch Social Support Act (Wmo) and Youth Act (Jeugdwet), delivering commissioned financial care services for residents on behalf of municipalities.
• Financial Education and Coaching for Schools and Businesses Education, training, and coaching services for students and employees on financial matters, delivered through institutional partnerships with schools and companies.

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• House of CohedroncoreStrategic or Co-development PartnerVerder is part of House of Cohedron (cohedron.nl), a group of companies providing social services and financial care solutions in the Netherlands.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Direct peers

• Nibud: Nibud is the Dutch National Institute for Family Finance Information, focused on financial education and budget literacy. It is comparable to Verder because both engage Dutch citizens on budgeting and responsible money management, though Nibud emphasizes education where Verder emphasizes hands-on administration.
• Schuldhulpmaatje: Schuldhulpmaatje is a national Dutch organization that pairs volunteer coaches with citizens facing debt problems. It is directly comparable to Verder because both deliver citizen-facing debt counseling and budget coaching services under the same Dutch municipal commissioning ecosystem.
• Stichting MEE: Stichting MEE is a Dutch organization supporting people with intellectual, psychological, or physical limitations, including with budget management and financial administration. It is comparable to Verder because both offer bewindvoering-adjacent services to vulnerable Dutch citizens under municipal frameworks.
• Stimulansz: Stimulansz is a Dutch consultancy and training organization that works at the intersection of municipal policy and debt assistance (schuldhulpverlening). It is directly comparable to Verder because both operate within the same Dutch social welfare framework, supporting municipalities in organizing debt assistance processes for citizens.

Regional players

• StepChange Debt Charity: StepChange is the largest UK debt advice charity, providing free debt counseling, debt management plans, and budgeting guidance. It is comparable to Verder because both deliver citizen-facing debt assistance at scale, though StepChange operates under UK regulatory and contracting frameworks rather than Dutch Wmo/Jeugdwet.
• Money & Pensions Service (MaPS): The Money & Pensions Service is a UK government-backed body that coordinates money guidance, debt advice, and pension stewardship. It is comparable to Verder at a systemic level, as it organizes the public framework under which UK debt advice and financial care services are commissioned and delivered.
• Money Management International (MMI): Money Management International is a US nonprofit credit counseling agency offering debt management plans, bankruptcy pre-filing counseling, and financial education. It is comparable to Verder because both administer formal debt repayment programs on behalf of clients referred by creditors and partners.
• GreenPath Financial Wellness: GreenPath is a US nonprofit credit counseling agency delivering debt management plans, financial counseling, and housing support. It is comparable to Verder because both provide structured DMP administration and financial counseling to individuals, delivered through referral and partner channels.
• Christians Against Poverty (CAP): Christians Against Poverty is a UK charity that provides debt counseling, money coaching, and life-skills support to clients in financial difficulty. It is comparable to Verder because both pair structured debt repayment planning with coaching aimed at long-term financial stability for vulnerable individuals.
• PayPlan: PayPlan is a UK FCA-regulated provider of free debt management plans, budgeting support, and insolvency solutions. It is comparable to Verder because both administer debt repayment plans and budget management services on behalf of individuals referred through public/partner channels.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/verderbv

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Plangroep