ATU Local 1001

Name

ATU Local 1001

Legal name

Amalgamated Transit Union Division 1001 Health and Welfare Trust

Website

https://rtd-atu1001.org

Company type

Private

Founded year

1933

Operating status

Operating

Ownership category

akta.pro rank

Product category

Labor Union Benefits Administration

NAICS

Health and Welfare Funds (525120), Insurance and Employee Benefit Funds (5251)

SIC

Services-Membership Organizations (8600), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Taft-Hartley / Union Multiemployer Group Health Plans (FSAIAFAG)

akta.pro secondary industries

Eligibility, Enrollment & Benefits Administration (HLAEALAH), Benefits Administration & Enrollment Support (BPAAAIAB), Group Disability Income Insurance (Employer-Sponsored) (FSAIAIAB)

Keywords

• Union membership services
• Collective bargaining representation
• Health welfare benefits
• Transit worker benefits
• Pension retirement plans

Headquarters

HQ city

Aurora

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Others

Revenue model

1. Union Membership Dues: ATU Local 1001 generates revenue through union membership dues collected from represented workers, which fund union operations and benefits administration.

Distribution channels1 record

Marketing channels2 records

Core offering

ATU Local 1001 operates as a labor union local and Health and Welfare Trust organization serving transit workers employed by the Regional Transportation District (RTD) in the Denver, Colorado metropolitan area. The organization delivers collective bargaining representation, health insurance plans (PPO, HMO, High Deductible), retirement plans (401(a) and 457(b)), and ancillary benefits including dental, vision, pharmacy, life insurance, short-term disability, and legal services. Members access benefits administration, enrollment, and trust documents through a UnionActive-powered member portal managed by Benefit Resources Inc.

Product overview

ATU Local 1001 operates as a multi-benefit trust administration organization for transit union members. The organization provides a suite of health insurance options including self-funded PPO and high-deductible plans alongside Kaiser Permanente HMO and high-deductible options, all administered through an online member portal built on the UnionActive platform. Beyond medical coverage, the organization manages retirement plans (401(a) and 457(b) defined contribution plans), ancillary benefits (dental through Delta Dental, vision, legal services, life insurance, short-term disability, hearing), and pharmacy benefits via Citizens Rx. Members access enrollment forms, trust documents, investment holdings, and benefit information through the member portal, with support from third-party providers including Rocky Mountain Reserve for HSA administration.

Differentiator

Problem solved

Functional benefit

Products and services

• ATU Self Funded PPO Plan Preferred Provider Organization health plan offered by the Amalgamated Transit Union Division 1001 Health and Welfare Trust, providing in-network and out-of-network coverage for ATU Local 1001 members.
• ATU High Deductible Plan High deductible health plan option offering lower premiums with higher deductibles, paired with HSA-compatible coverage for members.
• Kaiser Permanente Traditional HMO Plan Health Maintenance Organization plan providing comprehensive managed care through Kaiser Permanente's network of providers for ATU Local 1001 members.
• Kaiser Permanente High Deductible Plan High deductible health plan offered through Kaiser Permanente with lower premiums and HSA compatibility for ATU Local 1001 members.
• Delta Dental Dental provider network offering dental benefits to ATU Local 1001 members through Delta Dental Group #1319.
• Rocky Mountain Reserve HSA Health Savings Account provider enabling ATU Local 1001 members to save pre-tax dollars for qualified medical expenses.
• Kurtz & Peckham Legal Services Legal benefits program providing ATU Local 1001 members access to legal services through Kurtz & Peckham law firm.
• Citizens Rx Prescription drug benefit management service providing pharmacy coverage and prescription processing for ATU Local 1001 members.
• 401(a) Defined Contribution Plan Employer-sponsored retirement savings plan with tax-deferred contributions for RTD ATU 1001 members.
• 457(b) Deferred Compensation Plan Tax-advantaged deferred compensation plan allowing employees to put a portion of earnings into the plan.
• Member Portal UnionActive-powered member portal providing access to benefit information, enrollment forms, pension summaries, investment holdings, and trust documents for ATU Local 1001 members.
• Ancillary Benefits Package Supplementary benefits including vision, dental, short-term disability, life insurance, hearing, and legal services for full-time ATU Local 1001 participants.

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core and minor.

• Benefit Resources Inc.coreImplementation/ SI/ Consulting PartnerThird-party benefits administrator managing the RTD/ATU 1001 Health and Welfare Trust, handling enrollment, claims processing, and member services. Contact: [email protected], Phone: 720-637-0690, Fax: 720-637-5112.
• Kaiser PermanentecoreOthersHealth insurance provider offering Traditional HMO Plan and High Deductible Health Plan options to ATU Local 1001 members. Kaiser Permanente Colorado: (303) 338-3800.
• CignaminorOthersHealthcare benefits administrator referenced on the website. Customer service: (800) 768-4695.
• Delta DentalcoreOthersDental insurance provider for ATU Local 1001 members. Group #1319, Phone: (303) 741-9300, Website: deltadentalco.com.
• Citizens RxcoreOthersPrescription drug service provider for ATU members. Phone: (877) 532-7912, Website: citizensrx.com.
• Rocky Mountain ReserveminorOthersHealth Savings Account (HSA) administrator for ATU Local 1001. Phone: 888-722-1223 or 303-745-7004, Website: rockymountainreserve.com.
• Kurtz & PeckhamminorOthersLegal benefits provider for ATU members through ancillary benefits program. Phone: (303) 893-3045, Website: kurtzpeckham.com.

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Others

• Segal Group: Major actuarial and benefits consulting firm serving Taft-Hartley and multiemployer benefit plans; adjacent comparable as an administrator/consultant to similar trust structures.
• Benefit Resources Inc. Third-party administrator that handles ATU 1001's enrollment, claims, and member services; comparable peer in the TPA ecosystem serving multiple Taft-Hartley and multiemployer welfare funds.
• International Foundation of Employee Benefit Plans: Membership association serving multiemployer and single-employer benefit plan administrators; adjacent comparable as ecosystem support for trust governance and administration.

Direct peers

• TWU Local 100 (NYC MTA): Transport Workers Union local representing NYC MTA transit workers; runs a comparable multi-benefit trust and pension structure for a single large transit employer, directly analogous in model.
• ATU Local 587 (King County Metro, Seattle): ATU local for King County Metro transit workers in Seattle; operates a health/welfare trust and pension plan with similar single-employer concentration to ATU 1001's RTD relationship.
• ATU Local 113 (Toronto Transit Commission): Largest ATU local in North America, representing TTC operators and maintenance workers in Toronto. Operates its own health and welfare trust and pension plan for transit workers, structurally analogous to ATU Local 1001's trust model.
• SEPTA Transit Workers Union Local 234: TWU local representing Philadelphia SEPTA transit workers; runs a comparable health and welfare trust and pension for a single large regional transit authority.
• ATU Local 268 (Greater Cleveland RTA): ATU local representing Greater Cleveland RTA workers; runs a comparable multi-benefit trust and collective bargaining arrangement for a single transit employer. Directly comparable in structure, scale, and benefit offerings.
• ATU Local 1181 (NYC School Bus): ATU local representing NYC school bus operators; operates a health/welfare fund and pension plan for transit-adjacent workers under a single-employer bargaining framework comparable to ATU 1001's RTD arrangement.

Broad incumbents

• Amalgamated Transit Union (International): International parent union of which ATU Local 1001 is an affiliate. Provides broader governance, policy, and resources across all ATU locals, including support for health and welfare trust administration.

Market position

Strengths1 record

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ATU Local 1001