Nogales Community Development

Name

Nogales Community Development

Legal name

Nogales Community Development

Website

https://nogalescdc.org

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Community Development Services

NAICS

Other Individual and Family Services (624190), Community Housing Services (62422), Services for the Elderly and Persons with Disabilities (62412)

SIC

Services-Social Services (8300), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Microloans & Working Capital Loans (FSAKAGAA)

akta.pro secondary industries

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC), Small Business & Entrepreneurship Community Education (EDAAAFAK), Secured Microloans (Community/Nonprofit, Collateralized) (FSAKALAJ), Affordable Rental & Multifamily Housing Finance Programs (LIHTC/Tax Credits/Subsidized Loans) (FSALAKAF)

Keywords

• Community development services
• Small business lending
• Affordable housing development
• Financial capability coaching
• Microfinance services

Headquarters

HQ city

Nogales

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Others

Revenue model

1. Small Business Loans: NCD is a Community Development Financial Institution (CDFI) certified by the US Department of Treasury. Provides micro-loans ($9,500-$50,000) and small business loans ($50,000-$150,000) at interest rates ranging from 6-8.5%. Since 2007, has made micro and small business loans totaling $1.3 million.
2. Grants and Donations: Funded through grants from federal, state, local agencies and private foundations. Operates a donation page through azgives.org for Giving Tuesday campaigns.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Nogales Community Development is a nonprofit community development organization that provides small business micro-loans ($9,500–$50,000) and small business loans ($50,000–$150,000) at 6–8.5% interest, alongside free individual financial services including Volunteer Income Tax Assistance, HUD-certified housing counseling, financial capability coaching, and Individual Development Accounts with matched savings. The organization also develops and operates physical community assets including the 48-unit Bowman Senior Residences affordable senior housing, the Little Mercado entrepreneurial marketplace, and the Nogales Innovation Centers business incubator with shared commercial kitchen and co-working space.

Product overview

Nogales Community Development is a community development organization (not a technology company) offering an integrated portfolio of economic development services. The core offerings include Small Business Loans (micro-loans $9,500-$150,000), Financial Capability Coaching, Housing Counseling, and Volunteer Income Tax Assistance. These are complemented by physical development projects including the Bowman Senior Residences (48-unit affordable senior housing), The Little Mercado (entrepreneurial marketplace with weekly farmers market), and the Nogales Innovation Centers (business incubator with offices, co-working spaces, computer lab, and commercial kitchen). The Technology Resource Center provides small businesses access to computers, printers, and meeting space. Services integrate individual development (IDA savings accounts, financial literacy) with business support (NxLevel business training, loan programs) and community revitalization (adaptive building reuse, walking tours).

Differentiator

Problem solved

Functional benefit

Brands

• Nogales Innovation Centers: State-of-the-art offices, training and meeting spaces, and business incubators to strengthen the historic business core of Nogales and encourage entrepreneurship in the U.S.-Mexico border region.
• The New Next
• Historic Main Street Program
• Nogales Rural Innovation Consortium (NRIC)
• Nogales Community Campus
• Little Mercado
• A Greater Nogales

Quantifiable outcome

• 3,143 families helped receive $7,165,437 in tax refunds through VITA program
• +3 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered core and major.

• Nogales-Santa Cruz Port AuthoritycoreStrategic or Co-development PartnerCoalition partner in 'A Greater Nogales' initiative to promote economic and community vitality in the region. Port Authority focuses on trade and border commerce issues affecting the binational community.
• Nogales Economic Development FoundationcoreStrategic or Co-development PartnerCoalition partner in 'A Greater Nogales' initiative. Foundation supports commerce and growth in the region and provides information on Nogales commerce history.
• Internal Revenue Service (IRS)coreStrategic or Co-development PartnerFederal partner in the Frontera Nogales VITA & Asset Building Coalition providing Volunteer Income Tax Assistance to Nogales and Santa Cruz County residents. IRS certifies NCD volunteers.
• Wells Fargo BankmajorStrategic or Co-development PartnerPrivate sector partner in the Frontera Nogales VITA & Asset Building Coalition supporting free tax preparation services for low-income families.
• Mariposa Community Health CentercoreStrategic or Co-development PartnerHealthcare partner collaborating on Community Garden Leaders program, family resource center at Nogales Community Campus, and food system development. Provides health screenings and wellness classes for Bowman Senior Residences.
• University of Arizona Santa CruzmajorStrategic or Co-development PartnerHigher education partner in the Nogales Rural Innovation Consortium (NRIC) providing educational opportunities and resources for workforce development along the U.S.-Mexico border.
• Provisional Community College DistrictmajorStrategic or Co-development PartnerEducational partner in the Nogales Rural Innovation Consortium (NRIC) providing workforce development and training opportunities for local residents.
• WestWordVisioncoreStrategic or Co-development PartnerBranding and PR firm contracted to develop 'The New Next' campaign theme, strategic messages, and capital campaign communications for Nogales Innovation Centers.

Scale indicators9 records

Recent moves11 records

Expansion highlights5 records

Direct peers

• DreamSpring: CDFI-certified nonprofit providing micro and small business loans to underserved entrepreneurs across the U.S. Southwest, directly comparable to NCD's core CDFI lending and business training offerings.
• LiftFund: CDFI specializing in small business microloans and entrepreneur support, with overlapping loan products, technical assistance, and community development mission for low-to-moderate income borrowers.
• The Resurrection Project: Community development nonprofit serving Latino and immigrant communities with integrated housing, financial empowerment, and small business support — directly comparable mission and target population to NCD's border community work.
• Rural Community Assistance Corporation: Rural-focused community development organization providing lending, housing, and infrastructure support to underserved rural communities — overlapping target geography (small/rural/border) and integrated services.

Others

• Opportunity Finance Network: CDFI industry network and capital intermediary; not a direct competitor but the principal membership and funding conduit for organizations like NCD — a critical ecosystem peer.

Regional players

• Mariposa Community Health Center: Nogales-based FQHC partnering with NCD on food systems, wellness, and family support — comparable geographic focus and overlapping community health/economic development mission in the same market.
• Nogales-Santa Cruz Port Authority: Coalition partner within 'A Greater Nogales' focused on border trade and economic vitality — comparable geography and economic development mandate, though focused on cross-border commerce rather than community services.

Broad incumbents

• Local Initiatives Support Corporation (LISC): National CDFI and community development intermediary funding affordable housing, small business, and neighborhood revitalization — comparable integrated model but operates at significantly larger scale than NCD.
• Grameen America: National microfinance nonprofit offering small-dollar loans and asset-building programs to low-income entrepreneurs — broader geographic footprint than NCD but analogous product and target borrower profile.
• Enterprise Community Partners: Major national affordable housing and community development organization with CDFI lending — comparable affordable housing and community revitalization work but at much greater scale than NCD.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/NogalesCDC
• Facebookfacebook.com/nogalescdc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nogales Community Development