What Grupo Your does

Grupo Your is a privately held Portuguese professional services firm founded in 2006 by Sara do Ó and Filipa Xavier de Basto, headquartered in Amadora (Lisbon metropolitan area) and operating across six Portuguese cities (Porto, Lourinhã, Santarém, Faro, Castelo Branco). The company delivers outsourced accounting, payroll, tax advisory, company formation, and administrative services to more than 4,000 SMEs, independent workers, and new entrepreneurs across all 18 Portuguese districts. Its core offering is sold under a multi-sub-brand ecosystem: Your Finance (core accounting/payroll/fiscal), Your Insurance, Your Care (occupational health and safety), Your People (HR consulting), and Your Academy (certified training launched in March 2026), supported by a dedicated-consultant service model.

Underlying the services layer is a proprietary technology stack that includes the Portal do Cliente (24/7 document and reporting access), CareView (occupational health portal), 43 free fiscal and labor simulators updated with 2026 Portuguese legislation, Auditor IA (AI-powered fiscal audit), Data IA (a recommendation engine trained on 20 years of internal data from 4,000+ companies), a Diagnóstico Fiscal risk quiz, and an AI Agent launched in March 2026 via the third-party Lovable platform. Upcoming roadmap items include a mobile app, OCR document processing, and a marketplace.

The revenue model is primarily subscription/recurring retainers billed monthly, augmented by one-time company-formation fees and professional-services pricing for tax advisory, training, and insurance brokerage. GTM is sales-led through website forms, phone, and physical offices, with a new 2026 revenue-sharing partner network that lets independent Portuguese accounting offices join the ecosystem without M&A. Pricing is quote-based and not publicly disclosed. Grupo Your self-describes as the "Nº1 em Contabilidade em Portugal" with 20 years of brand history and claimed 100% fiscal deadline compliance, though revenue, headcount, and customer concentration figures are not disclosed.

Name

Grupo Your

Legal name

Grupo Your

Website

https://grupoyour.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

101–250 employees

Short description

Grupo Your is a Portuguese financial services firm providing outsourced accounting, payroll, tax, HR, insurance, and training services to 4,000+ SMEs and entrepreneurs across Portugal through six offices and a proprietary AI-enabled ecosystem.

Ownership category

akta.pro rank

Product category

Accounting and Tax Advisory Services

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121), Offices of Certified Public Accountants (541211)

SIC

Services-Management Consulting Services (8742)

akta.pro primary industry

General Ledger & Close (Journal Entries, Month-End Close, Reconciliations) (BPAAAGAC)

akta.pro secondary industries

Tax Operations Support (Indirect Tax, Withholding, Compliance Admin) (BPAAAGAI), Financial Planning & Analysis Support (Budgeting, Forecasting, Management Reporting) (BPAAAGAJ), HR Compliance & Policy Administration Outsourcing (incl. regulatory reporting) (BPACAKAK)

Keywords

• Accounting services
• Payroll processing
• Tax advisory
• Company formation
• HR consulting

Headquarters

HQ city

Lisbon

HQ country

Portugal

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Accounting Services: Complete accounting management services including monthly reporting, tax compliance, and financial advisory. Priced via personalized proposals based on business complexity and needs. Ongoing monthly/annual retainer model.
2. Payroll Processing: Full payroll management including salary calculation, legal compliance, employee management, and HR support. Billed as part of integrated service packages or standalone outsourcing.
3. Administrative Services: Treasury management, invoicing, payment processing for suppliers, taxes, and salaries. Customized solutions for specific administrative needs.
4. Tax Advisory: Specialized tax consulting including risk analysis, compliance, optimization (SIFIDE, RFAI, DLRR, ICE), fiscal representation, and permanent tax files. Premium advisory service.
5. Company Formation: Company incorporation services in 48 hours including all bureaucratic processes, with accounting service from day one. One-time service with potential for ongoing service conversion.
6. Insurance (Your Insurance): Tailored insurance solutions including health, civil liability, workplace accidents, multi-risk, life, and fleet insurance.
7. Training (Your Academy): Certified training programs in financial management, tax, and human resources for clients and teams.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Grupo Your delivers outsourced accounting, payroll, and tax-compliance services to Portuguese SMEs, bundled with company formation, administrative support, business insurance brokerage, occupational health and safety, HR consulting, and certified training. The offering is delivered through an integrated five-pillar ecosystem (Your Finance, Your Insurance, Your Care, Your People, Your Academy) supported by proprietary AI-enabled tooling including a client portal, 43 fiscal/labor simulators, and a data-intelligence platform trained on 20 years of client data.

Product overview

Grupo Your is a Portuguese financial services company offering an integrated ecosystem of services for SMEs, positioned as the #1 accounting provider in Portugal. The portfolio consists of the Your Finance core service suite (accounting, payroll, tax advisory, company formation, and administrative services) supported by complementary sub-brands Your Insurance (business insurance), Your Care (occupational health and safety), Your People (HR consulting and training), and Your Academy (certified professional training). The ecosystem is powered by proprietary technology including the Client Portal, CareView platform, 43 fiscal/labor simulators, AI Auditor, AI Data intelligence, and upcoming tools (AI Agent, App, OCR, Marketplace). The company serves 4000+ SMEs across Portugal through offices in Lisbon, Porto, Lourinhã, Santarém, Faro, and Castelo Branco.

Differentiator

Problem solved

Functional benefit

Brands

• Your Finance: Integrated services including Accounting, Payroll, and Administrative Services under the Grupo Your ecosystem.
• Your Insurance
• Your Care
• Your People
• Your Academy

Products and services

• Your Finance - Contabilidade (Accounting Services) Full outsourced accounting service with a dedicated accountant, monthly reporting, digital document archive, and client-portal access, including tax planning and strategic fiscal optimization. Built for Portuguese SMEs seeking a proactive partner rather than a transactional bookkeeper.
• Your Finance - Processamento Salarial (Payroll Processing) Complete payroll processing and HR management covering salary calculation, legal compliance, employee-benefits administration, digital receipt issuance, and ongoing HR support for SMEs.
• Your Finance - Consultoria Fiscal (Tax Advisory) Specialized tax advisory service covering IRC, IRS, and IVA, including tax-risk reduction, tax planning, optimization incentives (SIFIDE, RFAI, DLRR, ICE), and permanent fiscal dossier management for Portuguese SMEs.
• Your Finance - Abertura de Empresa (Company Formation) End-to-end incorporation of Portuguese companies, with formation completed within 48 hours and accounting services in place from day one, removing the bureaucratic barrier for new entrepreneurs.
• Your Finance - Serviços Administrativos (Administrative Services) Day-to-day administrative support including treasury management, invoicing, payment processing for suppliers, taxes and salaries, document management, and compliance support, tailored to each client's operational needs.
• Your Insurance Business insurance brokerage covering health insurance, civil liability, workplace accidents, multi-risk, life, and fleet-vehicle coverage, tailored to SME needs within the Grupo Your ecosystem.
• Your Care (Occupational Health and Safety) Occupational health and safety services ensuring employee well-being and legal compliance, including occupational medicine, workplace safety, risk assessments, and emergency plans.
• Your People (HR Consulting) HR consulting and certified training covering recruitment and selection, performance evaluation, career management, and organizational climate consulting for SME clients.
• Your Academy (Certified Training) Certified training platform offering practical, updated programs in financial management, fiscal, and human resources, with certification recognized for clients and teams across Portugal.
• Portal do Cliente (Client Portal) Centralized online platform giving clients 24/7 access to all company financial information, documents, reports, and direct communication with their accountant.
• CareView (Occupational Health Portal) Online portal for occupational health tracking, risk assessments, and compliance documentation supporting the Your Care service line.
• Simuladores Fiscais e Laborais (Fiscal and Labor Simulators) Collection of 43 free online calculators covering IRC, IRS, IVA, autonomous taxation, vehicle taxation, salary calculations, and business management tools, used both as a public lead-generation utility and as a demonstration of Grupo Your's fiscal expertise.

Quantifiable outcome

• 40-60% average savings on payroll processing costs when outsourcing vs. maintaining internal RH team
• +2 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability7 records

Feature4 records

Partnerships

One partnership is on record.

• Independent Accounting Offices NetworkcoreChannel Partner/ Reseller/ DistributorNew network model launched in 2026 allowing independent accounting offices to join Grupo Your's ecosystem. Revenue-sharing model without acquisitions enables rapid expansion across Portugal while maintaining partner independence.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Moneris: One of the largest Portuguese accounting and business consulting groups, focused on SMEs across the country with multidisciplinary services. Closest direct comparable to Grupo Your in size, geography, and SME BPO model.
• Grant Thornton Portugal: Global mid-tier network in Portugal providing audit, tax, and business advisory. Comparable on SME accounting outsourcing, payroll, and fiscal compliance services.
• RSM Portugal: Global mid-tier accounting network providing audit, tax, and consulting to mid-market and SMEs in Portugal. Comparable for SME-focused outsourced accounting and tax compliance work.
• BDO Portugal: Mid-tier global accounting network operating in Portugal with audit, tax, and outsourcing services for SMEs and mid-market. Directly comparable on Portugal-based accounting and tax advisory delivery.
• Baker Tilly Portugal: Portuguese member of a global accounting network offering accounting, tax, payroll, and HR advisory. Overlaps with Grupo Your on SME accounting, payroll, and outsourced finance services.
• Mazars Portugal: International audit, tax, and advisory network active in Portugal serving SMEs and mid-cap. Comparable on outsourced accounting, tax compliance, and HR/payroll services for the Portuguese SME market.

Broad incumbents

• EY Portugal: Big 4 firm operating in Portugal with audit, tax, consulting, and people advisory. Comparable to Grupo Your on payroll, tax compliance, and HR-adjacent services for Portuguese SMEs and mid-market clients.
• Deloitte Portugal: Big 4 firm in Portugal with audit, consulting, tax, and human capital services. Competes in the same SME/mid-market space as Grupo Your with a much wider global resource base and technology investments.
• PwC Portugal: Big 4 firm with broad portfolio in Portugal including audit, tax, and advisory. Competes for SME and mid-market outsourced accounting work while also serving large enterprises, offering overlapping but not niche-specialized services.
• KPMG Portugal: Big 4 firm in Portugal providing audit, tax, legal, and advisory. Direct competitor for mid-market and larger SME accounting, tax, and HR engagements with stronger global brand recognition.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/grupoyour
• Facebookfacebook.com/grupoyour

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Grupo Your