What Cash IT does

Cash IT is a privately held Swedish software company, founded in 1999 and headquartered in Karlstad, with a regional office in Drøbak, Norway. The company develops and sells a cloud-based point-of-sale platform (kassasystem) targeted at physical retail, retail chains, and e-commerce operators across the Nordic region. Its core platform is positioned as a unified commerce layer that synchronizes inventory, pricing, payments, and reporting in real time across physical stores, e-commerce channels, and back-office business systems.

The product portfolio centers on a flexible POS system available in fixed (Stationära lösningar) and mobile (Mobila lösningar) form factors, extended with self-scanning (Scan & Pay), contactless mobile acceptance (Tap to Pay), self-checkout (Självutcheckning), and electronic shelf labels (Elektroniska hylletiketter). A proprietary payment sub-brand, Cash IT Pay, processes card and mobile payments through the same platform. Cash IT's primary technical differentiator is its set of pre-built integrations with the Nordic market's leading ERP and payment platforms — Visma, Fortnox, Microsoft Business Central, Garp, and Swish — which it uses to anchor its value proposition around eliminating manual data handling and delivering real-time operational control.

Cash IT operates a sales-led, consultative go-to-market model, engaging prospects through advisor conversations and demo bookings via its website. Revenue is generated through a combination of one-time POS hardware/software license sales, recurring subscription revenue from integrations and add-on modules, and transaction fees from the Cash IT Pay payment processing sub-brand. Pricing is not publicly disclosed and is tailored per customer. The customer base spans multiple retail-adjacent verticals — including building materials (Swedol), automotive (Scania), FMCG (Barilla), agriculture (Lantmannen), bookstore (Sfbok), and hospitality (Artipelag) — alongside independent stores and smaller chains, reflecting a horizontal segmentation strategy across the Nordic market.

Name

Cash IT

Legal name

Cash IT

Website

https://www.yabieenterprise.com/

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Cash IT develops the user-friendly cash system Cash IT Retail for the market's strictest requirements for security and control.

Ownership category

akta.pro rank

Product category

Retail Point-of-Sale (POS) Software

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

POS Payment Software & Middleware (Terminal OS, Apps, Device Management) (FSAMADAC)

akta.pro secondary industries

Retail ERP (Merchandising, POS Back Office) (HDAEAEAD), POS-to-Online Unified Payments (Omnichannel Payments) (CRAFALAL)

Keywords

• Point of sale systems
• Retail POS software
• ERP integration solutions
• Mobile payment solutions
• Self-checkout technology

Headquarters

HQ city

Karlstad

HQ country

Sweden

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. POS System Sales (Kassasystem): Cash IT sells point-of-sale systems including hardware (terminals, scanners, receipt printers, customer displays) and software to retail businesses, chains, and e-commerce operators across the Nordic region.
2. Integration and Add-on Services: Revenue derived from integrations with ERP systems (Visma, Fortnox, Microsoft Business Central, Garp), electronic shelf labels, self-scanning solutions, and other in-store technology accessories.
3. Cash IT Pay (Payment Solutions): Proprietary payment solution branded as Cash IT Pay, generating revenue through payment processing services integrated with the POS system.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Cash IT develops and sells a cloud-based point-of-sale (POS) platform called Cash IT Retail (Kassasystem) for retail stores, chains, and e-commerce operators in the Nordic market. The offering includes stationary and mobile POS terminals, self-scanning, contactless Tap to Pay, self-checkout, electronic shelf labels, and the Cash IT Pay payment solution, all integrated in real time with leading Nordic ERP and payment systems.

Product overview

Cash IT offers a unified POS platform with multiple product variants and add-on modules. The core offering is the Kassasystem (POS system), available as Stationära lösningar (fixed terminals) and Mobila lösningar (mobile POS). Key features include Scan & Pay (self-scanning), Tap To Pay (contactless mobile payments), and Självutcheckning (self-checkout). Add-on modules include Elektroniska hylletiketter (electronic shelf labels) and Självskanna med Swish. The platform integrates with ERP systems (Visma, Fortnox, Microsoft Business Central, Garp) and payment solutions (Swish, card terminals). Cash IT Pay represents their proprietary payment solution sub-brand.

Differentiator

Problem solved

Functional benefit

Brands

• Cash IT Pay: Payment solution offered by Cash IT

Products and services

• Kassasystem (Cash IT Retail POS) A cloud-based point-of-sale (POS) system designed for retail stores, chains, and e-commerce operators in the Nordic region. It offers real-time integration with business systems, inventory management, payment processing, and pre-built ERP integrations with Visma, Fortnox, Microsoft Business Central, and Garp.
• Cash IT Pay Proprietary payment solution sub-brand offered by Cash IT for processing card and mobile payments integrated with the POS system. Supports payments via card terminals, mobile payments, and Swish.
• Integration Services (Integrationer) Integration services connecting the Cash IT POS platform with leading Nordic ERP systems (Visma, Fortnox, Microsoft Business Central, Garp) and payment solutions (Swish, card terminals) for seamless retail operations.
• Stationära lösningar (Fixed POS Terminals) Fixed point-of-sale terminals for retail stores and chains, built for stability, high performance, and seamless connection to business systems.
• Mobila lösningar (Mobile POS) Mobile point-of-sale solutions enabling sales staff to process payments directly on the shop floor, at pop-up stores, or anywhere in the store.
• Scan & Pay (Self-scanning) Self-scanning solution allowing customers to scan items themselves and pay directly via mobile, reducing queue times and providing real-time inventory control.
• Tap To Pay Contactless payment solution that transforms a smartphone or tablet into a complete POS terminal without additional hardware.
• Självutcheckning (Self-Checkout) Self-checkout solution integrated with the POS system, updating inventory balances in real time.
• Elektroniska hylletiketter (Electronic Shelf Labels) Electronic shelf labels that automatically update prices, promotions, and inventory information directly from the POS system, ensuring they are always accurate and current.
• Interaktiv kunddisplay (Interactive Customer Display) Customer-facing display integrated with the POS for an enhanced checkout experience, showing transaction details and promotional content.
• Självskanna med Swish (Self-Scan with Swish) Self-scanning solution integrated with Swish mobile payment for customer convenience and reduced checkout times.

Quantifiable outcome

• Less administration (mindre administration)
• +2 more outcomes

Named customers8 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature8 records

Partnerships

Four partnerships are on record, tiered core.

• VismacoreTechnology or IntegrationPre-built integration partnership connecting Cash IT's POS system with Visma's ERP and business management solutions. Products, prices, and inventory are synchronized automatically between systems in real time.
• FortnoxcoreTechnology or IntegrationPre-built integration connecting Cash IT's POS system with Fortnox's accounting and ERP platform, enabling seamless data flow between point-of-sale and back-office financial systems.
• Microsoft Business CentralcoreTechnology or IntegrationIntegration partnership enabling Cash IT's POS systems to synchronize with Microsoft Business Central, providing enterprise-grade ERP connectivity for retail chains and larger businesses.
• SwishcoreTechnology or IntegrationSwish is integrated into Cash IT's POS system as a payment method, supporting mobile payments for self-scanning solutions and in-store transactions. Part of the broader payment ecosystem including card terminals.

Scale indicators1 record

Recent moves1 record

Expansion highlights5 records

Direct peers

• Lightspeed Commerce: Public omnichannel POS and commerce platform serving retail and restaurant SMBs globally, including the Nordics. Direct competitor to Cash IT for mid-market retail chains seeking unified POS, payments, and ERP integrations.
• Sitoo: Stockholm-based cloud POS and unified commerce platform targeting retail chains and omnichannel retailers in the Nordics and Europe. Closest geographic and product-line peer to Cash IT.
• Zettle by PayPal: PayPal-owned mobile POS and card-reader solution for small businesses and retailers, with strong Nordic presence. Directly overlaps with Cash IT on Tap-to-Pay, mobile POS, and payment processing.
• SumUp: European payments and POS provider serving SMB retailers with card readers and integrated POS software. Competes with Cash IT on payment acceptance and lightweight POS functionality in the Nordics.

Broad incumbents

• Shopify POS: Global commerce platform with a POS offering that unifies online and in-store retail. Competes with Cash IT for retail chains seeking an integrated POS plus e-commerce solution across the Nordics.
• Square (Block): Block-owned POS, payments, and commerce platform with hardware and software offerings for retail and restaurants. Competes with Cash IT especially on payment processing and integrated POS hardware.
• Verifone: Global POS hardware and payment terminal vendor with a significant Nordic retail presence through bank and acquirer partnerships. Competes with Cash IT on terminal hardware and payment acceptance.

Others

• Visma: Northern European ERP and business software provider and Cash IT's primary integration partner. While a partner today, Visma's breadth across accounting and commerce applications makes it a potential disintermediation risk.
• Fortnox: Swedish cloud accounting and ERP platform and Cash IT integration partner. Similar to Visma, it is a partner but also an adjacent platform whose own commerce extensions could compete.

Regional players

• Nets (Nexi Group): Nordic-headquartered payment service provider offering POS terminals and integrated payment solutions for retailers in the Nordics. Adjacent competitor to Cash IT on the payments and POS terminal layer.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/cashitsoftware
• LinkedInlinkedin.com/company/cash-it-software

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cash IT