Midland Title

What Midland Title does

Midland Title is a privately held Minnesota-based title insurance and escrow/closing services company operating as Midland Title LLC out of Bloomington since 2000. Following an ownership change in 2007, current owner Sue Basiago (a licensed Minnesota attorney) has led the firm into a three-office footprint covering Bloomington, Brooklyn Center, and Grand Rapids, with document recording capability across all of Minnesota.

The firm offers owner's title insurance, lender's title insurance, and full-service escrow and closing support for both residential and commercial real estate transactions — including new construction closings and disbursements, title examinations under Minnesota Title Standards, title clearance, and document recording. Revenue is generated through one-time premiums on title insurance policies (typically around 0.5% of home purchase price) and per-transaction closing/escrow fees; pricing is quote-based rather than publicly disclosed. Distribution is delivered through three physical offices, an online title ordering portal, and a referral network cultivated from realtors, lenders, builders, and industry association relationships (ALTA, MLTA, NAR, MBA, NAMB, Minnesota Realtors).

Midland Title serves a horizontal mix of customers including retail homebuyers, commercial real estate investors and developers, lenders and mortgage brokers, homebuilders, and large brokerages (e.g., Edina Realty, Coldwell Banker Burnet, Venture Bank, Royal Credit Union, Wooddale Builders). The company runs on a sales-led GTM model anchored in-person closings supplemented by online ordering and content marketing via its blog and social channels. No proprietary AI/ML capabilities, mobile apps, or disclosed APIs are present in the data; the technology stack is described as standard title and escrow processing systems with an in-house online ordering interface.

Name

Midland Title

Legal name

Midland Title LLC

Website

https://midlandtitlemn.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

Midland Title is a Minnesota-based, independently owned title insurance and escrow/closing services firm serving residential and commercial real estate clients across the state through three offices in Bloomington, Brooklyn Center, and Grand Rapids.

Ownership category

akta.pro rank

Product category

Title Insurance Services

NAICS

Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Abstracting Services (Title Abstracts) (BPAJAOAC), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF)

Keywords

• Title insurance services
• Real estate closings
• Escrow services
• Title examinations
• Property title protection

Headquarters

HQ city

Bloomington

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Title Insurance Policies: One-time fees for owner's title insurance and lender's title insurance policies. Protects property rights and lender interests for as long as the property is owned.
2. Escrow and Closing Services: Full-service escrow handling for residential and commercial real estate transactions. Includes document recording, title clearance, and closing disbursements.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Midland Title is an independent Minnesota title insurance company providing Owner's Title Insurance and Lender's Title Insurance policies, alongside full-service escrow and closing services for residential and commercial real estate transactions. Offerings include title examinations to Minnesota Title Standards, title clearance, document recording, new construction closings, and online title ordering through the company website.

Product overview

Midland Title is a full-service title insurance company offering both Owner's Title Insurance and Lender's Title Insurance as its core products. These policies protect property rights and lender interests respectively. The company provides a comprehensive suite of escrow and closing services including Full Real Estate Title Services (residential and commercial), New Construction Closing and Disbursements, Comprehensive Title Examinations following Minnesota Title Standards, Document Recording across Minnesota, and Title Clearance services. Customers can initiate orders online through the company's website. The product portfolio centers on protecting homebuyers and lenders throughout the real estate closing process.

Differentiator

Problem solved

Functional benefit

Products and services

• Owner's Title Insurance Title insurance policy that protects a homebuyer's property rights against undiscovered title defects, unknown liens, forgery, and other ownership risks for as long as the owner or their heirs own the property. Targeted at individual residential and commercial property buyers in Minnesota.
• Lender's Title Insurance Title insurance policy that protects a mortgage lender's financial interest in the property, typically required by lenders and covering outstanding loan amounts. Targeted at lenders and mortgagees on Minnesota real estate transactions.
• Full Real Estate Title Services Complete handling of all escrow and closing needs for both residential and commercial real estate transactions in Minnesota. Targeted at homebuyers, sellers, lenders, and commercial investors.
• New Construction Closing and Disbursements Specialized closing services for new construction projects, coordinating closings and disbursements among lenders, builders, and homeowners. Targeted at home builders and developers such as Wooddale Builders, Inc.
• Comprehensive Title Examinations Expert title search and examination services conducted following Minnesota Title Standards to identify potential title issues before closing. Targeted at the firm's internal closing workflows and external customers requiring title due diligence.
• Recording of Documents Document recording services covering all of Minnesota for property transfers and mortgage documentation. Targeted at lenders, buyers, and recording counties across Minnesota.
• Title Clearance Resolution of title issues discovered during the title search to ensure clean title for closings, addressing liens, easements, and other defects. Targeted at property buyers and lenders requiring clear title to close.
• Online Title Ordering Website-based title application system enabling customers to initiate title orders online. Targeted at realtors, lenders, builders, and consumers seeking a self-serve entry point to Midland Title's services.

Quantifiable outcome

• Title insurance typically costs 0.5% of home purchase price and protects for as long as the owner or heirs own the property

Named customers7 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered minor.

• InmanminorOthersIndustry news and information resource for real estate professionals. Links to Inman news content.
• Minnesota State Bar Association (MSBA)minorOthersState bar association providing legal resources and professional development.
• Mortgage Bankers Association (MBA)minorOthersNational trade association for the mortgage lending industry.
• National Association of Mortgage Brokers (NAMB)minorOthersTrade association for mortgage brokers.
• National Association of Realtors (NAR)minorOthersLargest trade association for real estate professionals in the US.
• Minnesota RealtorsminorOthersState association representing real estate professionals in Minnesota.
• Title Action NetworkminorOthersCoalition focused on consumer awareness about title insurance.
• American Land Title Association (ALTA)minorOthersNational trade association for the title insurance industry.
• Minnesota Land Title Association (MLTA)minorOthersState association for land title professionals in Minnesota.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Old Republic National Title Insurance: National title insurance underwriter with a strong independent agent distribution model. Comparable to Midland Title as a competing underwriter whose agency network includes many small-to-mid sized regional title agencies across the Midwest.
• Fidelity National Title: Major national title insurance underwriter owned by Fidelity National Financial. Offers the same core products as Midland Title (title insurance, escrow, closing) at national scale, including through independent agent networks that compete with small regional agencies.
• First American Title Insurance Company: One of the largest national title insurers and settlement service providers in the U.S. Directly comparable in product offering (owner's and lender's title insurance, escrow, closings) to Midland Title, but at vastly greater scale with proprietary technology and national agency networks.
• Stewart Information Services / Stewart Title: National title insurance underwriter and direct settlement services provider operating across the U.S. Comparable as the dominant title insurance counterpart to independents like Midland Title; Midland's own privacy policy references 'Stewart Sites,' indicating Stewart is likely a key underwriter relationship.

Direct peers

• AmTrust Title: Independent title insurance underwriter distributing through a network of title agents across the U.S. Directly comparable as a competing title insurance underwriter whose agency model overlaps with Midland Title's positioning in the Midwest.
• Investors Title Company: Mid-sized publicly traded title insurance underwriter serving residential and commercial markets through agency and direct operations. Comparable scale and product mix to Midland Title and competes for the same lender and realtor referral relationships.
• WFG National Title Insurance Company: Independent national title underwriter focused on building a strong agent and lender network. Closely comparable in business model to Midland Title's independent agency approach, with overlapping focus on referral-driven closings and residential/commercial title products.

Emerging players

• Qualia: Title and escrow technology platform serving title companies, lenders, and real estate professionals. Comparable to Midland Title at the workflow layer - independent agencies like Midland are both potential customers of and competitive threats to platforms digitizing the title process.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/MidlandTitleMN
• LinkedInlinkedin.com/company/midland-title

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Midland Title