Clear Audit Services

What Clear Audit Services does

Clear Audit Services (CAS) is a privately held LLC providing mortgage quality control (QC) management services to U.S. mortgage lenders and financial institutions. Founded under its current leadership around June 2020, the firm is headquartered in Ozark, Missouri, with an additional consulting office in Springfield, Missouri, and operates with 11–50 employees. Its service portfolio spans pre-funding and post-closing QC reviews, compliance and TRID audits, adverse action reviews, non-performing/early payment default reviews, forensic underwriting and fraud investigations, and professional consulting engagements — delivered as an embedded extension of the client's in-house QC team.

The operational backbone is the proprietary CAS QC Management System and a reporting platform described as industry-leading, which the firm uses to manage QC program results and lender-facing reporting against Agency and investor requirements. Coverage spans all major loan types — Conventional, FHA, USDA, VA, Second Mortgages, Consumer Loans, Portfolio Loan Products, and Reverse Mortgages — alongside federal and state compliance. Service delivery is built around seasoned auditors who undergo pre-production testing and ongoing monitoring of new Agency releases, and the workflow supports multiple process flows depending on client requirements.

CAS generates revenue through professional services engagements priced on a quote basis, with scope customized to lender needs (QC plan design, gap analysis, due diligence audits, repurchase rebuttal reviews, MERS quality assurance, AML/BSA audits). Go-to-market is sales-led and direct, with no channel partners or resellers referenced, and marketing is limited to a LinkedIn presence and a content-marketing blog focused on mortgage QC efficiency. The firm has no disclosed external funding, no parent company, and no acquisitions or partnerships in the record, and is led by President/COO Jason Delaloye (appointed June 2020) and VP of Operations Kiri Horne.

Name

Clear Audit Services

Legal name

Clear Audit Services, LLC

Website

https://clearauditservices.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Clear Audit Services is a privately held U.S. mortgage quality control firm offering pre-funding and post-closing QC reviews, compliance audits, forensic underwriting, and consulting services to mortgage lenders and financial institutions, supported by a proprietary CAS QC Management System.

Ownership category

akta.pro rank

Product category

Mortgage Quality Control Services

NAICS

Investigation and Personal Background Check Services (561611)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Quality Control (QC), Compliance & Audit Tools for Underwriting (FSALALAL)

akta.pro secondary industry

Audit & Assurance Services (BPAHABAA)

Keywords

• Mortgage quality control
• Mortgage compliance auditing
• Loan file review
• Forensic underwriting
• Mortgage consulting

Headquarters

HQ city

Springfield

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Professional Services - Consulting: Clear Audit Services generates revenue through consulting engagements and professional services for mortgage lenders. Services include QC plan customization, gap analysis, due diligence audits, repurchase rebuttal reviews, MERS quality assurance, and AML/BSA audits.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Clear Audit Services provides mortgage quality control and compliance audit services to U.S. mortgage lenders and financial institutions. Offerings include pre-funding and post-closing QC reviews, adverse action reviews, non-performing/early payment default reviews, compliance and TRID reviews, forensic fraud investigations, and consulting services such as QC plan customization, gap analysis, due diligence audits, repurchase rebuttal reviews, MERS quality assurance, and AML/BSA audits. The CAS QC Management System and reporting platform underpin service delivery.

Product overview

Clear Audit Services (CAS) is a mortgage quality control services company offering a suite of audit and compliance solutions. The core offerings include Pre-Funding and Post-Closing Quality Control, Adverse Action reviews, Non-Performing/Early Payment Default reviews, Compliance/TRID reviews, Forensic/Fraud investigations, and Professional/Consulting Services. These services operate as separate but complementary audit modules that work together to provide comprehensive mortgage QC management, with the CAS QC Management System and reporting platform serving as the operational backbone for all service lines.

Differentiator

Problem solved

Functional benefit

Products and services

• Quality Control
• Adverse Action
• Non Performing Review
• Compliance
• Forensic
• Professional Services

Quantifiable outcome

• 24-48 hour pre-funding turn times (industry standard)
• +1 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Genpact: Large BPO and operations services provider with financial-services practices covering mortgage servicing, QC, and compliance — competes for outsourced mortgage operations work that CAS also targets.
• Deloitte (Mortgage & Consumer Lending practice): Big-Four advisory practice that performs mortgage QC audits, regulatory compliance reviews, and forensic investigations for banks and lenders — comparable services but delivered at enterprise scale as part of a broad advisory portfolio.
• Accenture Mortgage Services: Global consulting and outsourcing firm with a dedicated mortgage services practice offering QC, compliance, and loan-processing BPO at scale — overlaps with CAS on enterprise lender QC outsourcing deals but addresses a much broader portfolio.
• KPMG Mortgage & Consumer Lending: Big-Four firm offering mortgage regulatory compliance, internal audit, and QC advisory services — overlaps with CAS's compliance and audit work but positioned at much larger enterprise clients.

Direct peers

• Covenant Review: Independent commercial-loan review firm that performs loan file audits, underwriting quality reviews, and credit analysis for lenders and investors — directly comparable to CAS's mortgage QC and file-review services.
• Strategic Compliance Group: Mortgage compliance and QC consulting firm providing regulatory reviews, due diligence, and audit services to lenders — overlapping with CAS's compliance and consulting engagement model.
• Mortgage Compliance Advisors: Mortgage quality control and compliance consulting practice serving lenders with file reviews, audits, and remediation services — comparable in scale and service mix to CAS.
• Lender Compliance Services: Boutique regulatory and QC services provider focused exclusively on the mortgage industry, offering federal and state compliance reviews, internal audits, and QC support to lenders.
• ComplianceEase (Accurity): Mortgage compliance and regulatory analytics provider offering QC, TRID, fair lending, and audit solutions to lenders — a closely overlapping technology-enabled compliance services peer for CAS.

Emerging players

• National Quality Review: Independent mortgage pre-funding and post-closing QC review firm serving smaller and mid-sized lenders — a similarly positioned niche peer at a comparable scale to CAS.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/clear-audit-services

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Clear Audit Services