Concklin Insurance Agency

What Concklin Insurance Agency does

Concklin Insurance Agency is a family-owned independent insurance agency founded in 1981 by Craig Concklin and his father Tom Concklin, headquartered in Lombard, Illinois. The firm operates as an intermediary rather than an underwriter, placing and servicing policies with 40+ carrier partners and serving approximately 4,000+ individuals and families and 3,500+ businesses across the United States. The agency is organized around four product verticals: Business Insurance (Business Owner's Policy, Workers' Compensation, Commercial Auto, General Liability, Cyber Liability, Commercial Property); Personal Insurance (Homeowners, Personal Auto, Personal Umbrella, Flood, Renters, Condos); Restaurant & Franchise Insurance, including Preferred Vendor status with Jersey Mike's franchisees, a dedicated Domino's franchisee program, and a deli/sandwich shop cluster; and Life & Health Insurance (Whole Life, Term Life, Key Person Life, Group Medical, HSA Plans). The agency operates a Zywave-powered Client Resource Portal for tailored insurance, HR, safety, compliance, and risk management content, and uses AppliedPay for premium payment processing.

Revenue is generated through standard insurance agency commissions earned on policy placement and renewal across the carrier partner network; pricing is quote-based, not publicly disclosed, and policies are billed on an annual cadence. Go-to-market combines direct agent-led sales (phone, in-person consultation, agency website quote forms) with content marketing through a company blog and social media presence on Facebook, LinkedIn, Twitter, and YouTube. The team of 11-50 staff operates from a single Lombard headquarters and is led by President Craig Concklin, with a bench of agents and account managers including Michael Mormando, Michael O'Donnell, Christine Lee, Peter Mormando, Karyn Lowchow, and Kara Pallai. Distribution to franchise customers runs through specialized restaurant insurance programs under a dedicated Concklin Restaurants sub-brand.

Name

Concklin Insurance Agency

Legal name

Concklin Insurance Agency Inc

Website

https://concklin.com/

Company type

Private

Founded year

1981

Operating status

Operating

Headcount range

11–50 employees

Short description

Concklin Insurance Agency specializes in providing personal, business, health, life, cyber insurance and advisory services.

Ownership category

akta.pro rank

Headquarters

HQ city

Lombard

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: As an independent insurance agency, Concklin Insurance Agency earns commissions from insurance carriers when policies are placed and renewed. They work with 40+ carrier partners to provide coverage options for business insurance, personal insurance, and life & health insurance.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Concklin Insurance Agency is an independent insurance agency that places and manages personal, business, restaurant/franchise, and life & health insurance policies on behalf of clients. The agency compares coverage options across 40+ carrier partners and provides risk management guidance, ongoing coverage reviews, and claims advocacy. Specialized programs include Domino's and Jersey Mike's franchisee insurance and deli/sandwich shop coverage.

Product overview

Concklin Insurance Agency is an independent insurance agency offering a comprehensive portfolio of insurance products and advisory services through access to 40+ carrier partners. The company provides Business Insurance (including Business Owner's Policy, General Liability, Commercial Property, Commercial Auto, Worker's Compensation, and Cyber Liability), Personal Insurance (Homeowner's, Personal Auto, Personal Umbrella, Flood, Renters, and Condo coverage), Restaurant & Franchise Insurance (including Deli & Sandwich Shop Insurance, Jersey Mike's Franchisee Insurance, and Domino's Franchisee Insurance), and Life & Health Insurance (Whole Life, Term Life, Key Person Life, Group Medical, and HSA Plans). The agency also provides a Client Portal powered by Zywave for client resource access. Unlike a unified software product, the offering is a service-based insurance advisory model where agents help clients compare coverage options from multiple carriers, manage policies, and navigate claims.

Differentiator

Problem solved

Functional benefit

Brands

• Concklin Restaurants: Specialized insurance program for restaurants, delis, and franchisees operated through restaurants.concklin.com

Products and services

• Business Insurance Commercial insurance coverage for businesses including Business Owner's Policy, General Liability, Commercial Property, Commercial Auto, Worker's Compensation, and Cyber Liability, designed to protect company assets, employees, and operations from property damage, liability claims, and business interruptions.
• Personal Insurance Insurance coverage for individuals and families including Homeowners, Personal Auto, Personal Umbrella, Flood, Renters, and Condo policies to protect personal property, vehicles, and provide liability coverage.
• Restaurant & Franchise Insurance Specialized insurance programs for restaurants, delis, and franchisees including Domino's and Jersey Mike's franchisees, covering property, liability, workers' compensation, equipment breakdown, food spoilage, crime, cyber liability, and business interruption tailored to restaurant operations.
• Life Insurance Life insurance products including Whole Life, Term Life, and Key Person Life Insurance to protect families' financial futures and businesses against the loss of a critical employee or partner.
• Health Insurance Health coverage including group medical plans and HSA (Health Savings Account) plans for individuals and businesses.
• Contractor Insurance Insurance coverage designed for contractors covering property, liability, workers' compensation, and contractor-specific exposures.
• Habitational Insurance Insurance coverage for residential properties including apartment buildings and multi-family housing operators.

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature1 record

Partnerships

24 partnerships are on record, tiered minor and core.

• AAAminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing personal and business insurance products through Concklin Insurance Agency's independent agency network.
• Accident FundminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing workers' compensation and related insurance products.
• AIGminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial and personal insurance products.
• AcuityminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial insurance products.
• American Modern Insurance GroupminorChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in specialty insurance products.
• AmTrustminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial insurance and specialty risk products.
• AttuneminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial insurance products.
• ChubbminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial and personal insurance products.
• CNAminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial insurance products.
• DonegalminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial and personal insurance products.
• EmployersminorChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in workers' compensation.
• ForemostminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing specialty insurance products.
• GrangeminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing personal and business insurance products.
• GUARD (Berkshire Hathaway)minorChannel Partner/ Reseller/ DistributorInsurance carrier partner backed by Berkshire Hathaway providing commercial insurance products.
• HagertyminorChannel Partner/ Reseller/ DistributorInsurance carrier partner specializing in classic car and collector vehicle insurance.
• HanoverminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial insurance products.
• HartfordminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial and personal insurance products. Offers Deli Stretch coverage package for Jersey Mike's franchisees.
• Liberty MutualminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial and personal insurance products.
• NationwideminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial and personal insurance products.
• ProgressiveminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing personal and commercial auto insurance.
• TravelersminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial and personal insurance products.
• Tokio MarineminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing commercial insurance products.
• Jersey Mike'scoreStrategic or Co-development PartnerConcklin is a Preferred Insurance Vendor for Jersey Mike's franchisees. They work with franchisees across the United States to place and manage insurance programs that satisfy brand requirements. This includes specialized programs like Deli Stretch coverage from The Hartford.
• Domino'scoreStrategic or Co-development PartnerConcklin offers specialized Domino's Franchisee Insurance Program designed specifically for Domino's franchise owners.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Goosehead Insurance: Independent agency distributing personal and commercial lines through multiple carriers via agent and digital channels; comparable independent-agency distribution model with similar carrier-shopping value proposition.
• Higginbotham: Large independent insurance brokerage with similar multi-carrier, multi-line model serving businesses and individuals across the U.S. Closely comparable in product breadth and consultative, agent-led GTM.
• HUB International: Independent brokerage and insurance services firm with a multi-carrier model, comparable personal + commercial + specialty lines approach, and similar consultative sales motion; broader geographic footprint.
• RPS (Ryan Specialty Underwriting Managers): Specialty brokerage with restaurant and franchise programs that compete directly with Concklin's franchise and deli insurance offerings; operates specialty placement and carrier-aligned programs in the same restaurant vertical.
• Insurance Office of America: Independent insurance agency offering business, personal, and specialty lines via multiple carriers, including a strong franchise and restaurant insurance practice — directly comparable to Concklin's vertical focus.

Broad incumbents

• Brown & Brown: Large national insurance brokerage distributing commercial, personal, and specialty lines through multiple carriers and offices; overlaps directly with Concklin's product mix and multi-carrier distribution model at larger scale.
• Marsh McLennan: Global insurance brokerage and risk advisor; overlaps with Concklin in commercial brokerage and risk advisory but serves much larger enterprise clients with broader service offerings.
• Aon: Global risk, insurance, and reinsurance broker competing for commercial accounts across all major lines; comparable brokerage function though at enterprise scale rather than SMB and franchise.

Emerging players

• Burns & Wilcox: Specialty brokerage and wholesale distributor for complex commercial and personal risks; overlaps with Concklin's specialty/commercial product work and franchise/excess & surplus exposures.

Regional players

• Frankenmuth Insurance: Regional mutual insurer with agency distribution across personal, commercial, and specialty lines in the Midwest — comparable product portfolio and agent-led distribution, though operates primarily as a carrier rather than independent broker.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/concklina
• YouTubeyoutube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A
• Facebookfacebook.com/ConcklinInsurance
• LinkedInlinkedin.com/company/concklin-insurance-agency

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Concklin Insurance Agency