What Anset Assurances does

Anset Assurances is an independent insurance broker operating in La Réunion under the legal entity BEACOM / ANSET ASSURANCES SAS, a simplified joint-stock company held by parent BEACOM SAS. Founded in 2011 and registered with ORIAS under n°11 063 290 with ACPR prudential supervision, the firm distributes a catalogue of approximately 29 personal and professional insurance products sourced from a curated panel of partner insurers. Personal lines span auto, moto/scooter, habitation (tiered Economique/Confort/Privilege), santé, pet, GAV, scolaire, legal protection, obsèques, emprunteur, dépendance, retraite, and placement. Professional lines include multirisque entreprise, responsabilité civile, décennale, fleet, business loan insurance, professional legal protection, mutuelle and prévoyance TNS for independents, and collective health/provident/retraite schemes for employees.

The company runs a hybrid distribution model combining eight physical agencies across La Réunion (Saint-Denis, Le Port, Saint-Paul, Saint-Louis, Le Tampon, Saint-Pierre, Saint-Benoît, Saint-André), itinerant commercial teams, telephone advisory available six days per week, an online 2-minute quote funnel, and a self-serve client portal at client.anset.app. Technology positioning emphasizes a 100% digital and transparent model with reimbursements processed twice as fast as traditional insurers. Partnerships include Mondial Assistance for 24/7 emergency support and CGPA for mandatory professional liability and financial guarantees under articles L.512-6 and L.512-7 of the French Insurance Code.

Revenue mechanics are brokerage commissions on placed premiums plus recurring policy renewal economics across a 20,000+ client book. The operation is small (11-50 employees, €10,000 share capital) and geographically concentrated on La Réunion, with the firmographics also listing Papeete/French Polynesia as a related locale. No external funding, M&A, or disclosed financials are present in the source data.

Name

Anset Assurances

Legal name

BEACOM / ANSET ASSURANCES SAS

Website

https://anset.fr

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

Anset Assurances is an independent insurance broker founded in 2011 in La Réunion, distributing ~29 personal and professional insurance lines via 8 physical agencies, telephone advisory, and a digital client portal to over 20,000 clients.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Fire, Marine & Casualty Insurance (6331), Life Insurance (6311)

akta.pro primary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

akta.pro secondary industry

Embedded Travel Insurance Distribution & APIs (THALALAA)

Keywords

• Insurance brokerage services
• Personal insurance products
• Business insurance coverage
• Multi-risk home insurance
• Group employee benefits

Headquarters

HQ city

Papeete

HQ country

French Polynesia

HQ region

Oceania

Offices9 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: ANSET acts as an independent insurance broker earning commissions from insurance providers for placing policies. The company represents multiple insurers and receives brokerage fees for policies sold and renewed.
2. Policy Premiums: Revenue generated from insurance policy premiums across multiple categories including auto, habitation, health, professional liability, and other insurance products.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels4 records

Core offering

Anset Assurances is an independent insurance broker that places and manages insurance policies on behalf of clients across La Réunion. It distributes personal lines (auto, two-wheeler, home, health, travel, pet, school, legal protection, funeral, borrower, dependency, retirement savings, investment) and professional lines (vehicle fleets, multi-risk business, liability, decennial, loan insurance, group health and contingency, collective retirement) sourced from a curated panel of partner insurers. Distribution combines eight physical branches, telephone advisory, online quote tools, and a client self-service portal.

Product overview

ANSET Assurances is an independent insurance broker based in La Réunion, France, founded in 2011 with over 20 years of expertise. The company operates through a network of 8 local agencies across the island and offers a comprehensive portfolio of insurance products organized into two main segments: Particuliers (individuals) and Professionnels (businesses). For individuals, the core offerings include vehicle insurance (Auto, Moto & Scooter), home insurance (Habitation with Economique/Confort/Privilege tiers), health coverage (Santé, Mutuelle TNS), personal protection (GAV, Scolaire, Protection Juridique, Obsèques), and future planning (Emprunteur, Dépendance, Retraite, Placement). For professionals, the portfolio encompasses business insurance (Multirisque Entreprise, Responsabilité Civile Entreprise, Décennale), fleet management (Flotte de Véhicules), employee benefits (Mutuelle Collective, Mutuelle de Groupe, Prévoyance Collective, Prévoyance de Groupe, Retraite Collective), and self-employed solutions (Mutuelle TNS, Prévoyance TNS, Retraite Indépendant). The company positions itself on digital-first service with quick claims processing and 100% digital and transparent operations.

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance Auto Vehicle insurance for individuals covering cars, with Tiers simple, Tiers amélioré, and Tous risques formulas plus optional coverage for transported goods, accessories, and financial loss.
• Assurance Moto & Scooter Motorcycle and scooter insurance with flexible formulas including third-party, enhanced third-party, and all-risk cover.
• Assurance Habitation (Multirisque) Home insurance for owners and tenants with three tiers — Economique, Confort, and Privilege — covering dwelling and contents with optional add-ons for electrical damage, glass breakage, theft, garden installations, and replacement value.
• Assurance Trotinette & Moyens de Mobilité (EDPM) Insurance for personal mobility devices including electric bikes, scooters, monowheels, gyropodes, and hoverboards.
• Assurance Voyage Travel insurance providing coverage and assistance during trips for peace of mind while traveling.
• Assurance Santé Individual health insurance covering medical expenses and providing reimbursement for healthcare costs.
• Assurance Animaux Pet insurance providing coverage for veterinary expenses to care for companion animals.
• Garantie des Accidents de la Vie (GAV) Life accident insurance covering bodily injuries arising from accidents during daily activities at home and outside.
• Assurance Scolaire School insurance covering children's bodily injuries during school and extracurricular activities, plus personal belongings protection and theft coverage.
• Assurance Protection Juridique (Particuliers) Legal protection insurance providing support and advice in case of disputes with neighbors, contract issues, or other complex situations for individuals.
• Assurance Obsèques Funeral insurance allowing advance planning and organization to relieve loved ones during difficult times.
• Assurance Emprunteur Loan insurance securing real estate projects by ensuring coverage in case of unforeseen events during mortgage repayment.
• Assurance Dépendance Dependency insurance helping anticipate potential care needs that may arise at different life stages.
• Assurance Retraite (Particuliers) Retirement savings insurance enabling preparation for retirement with solutions that guarantee supplementary income for a comfortable future.
• Assurance Placement Investment insurance providing savings opportunities adapted to individual profiles and financial objectives.
• Assurance Flotte de Véhicules Commercial fleet insurance providing comprehensive coverage for company vehicle fleets.
• Assurance Multirisque Entreprise Business multi-risk insurance protecting company premises, equipment, and inventory against various risks.
• Assurance Responsabilité Civile Entreprise Business liability insurance covering companies against damages caused to clients, suppliers, or third parties.
• Assurance Décennale Ten-year professional liability insurance for construction professionals covering workmanship for ten years after project completion.
• Assurances de Prêts Business loan insurance protecting professional borrowings to ensure loan repayment continuity in case of issues.
• Protection Juridique Professionnelle Professional legal protection insurance covering businesses in case of disputes with clients, suppliers, or administrative bodies.
• Mutuelle TNS Health insurance for self-employed professionals (TNS) covering healthcare needs from minor to major medical expenses.
• Prévoyance TNS Self-employed professional contingency insurance protecting against work stoppage, disability, or death.
• Retraite (Indépendant) Retirement savings solution for self-employed professionals to build supplementary income for maintaining living standards in retirement.
• Prévoyance de Groupe Group contingency insurance protecting employees against work stoppage, disability, or death with financial security.
• Mutuelle de Groupe Group health insurance with customizable coverage options for employee healthcare needs.
• Retraite Collective Collective retirement savings helping employees prepare for the future with complementary retirement benefits.

Quantifiable outcome

• 20,000+ insured clients served
• +1 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Mondial AssistancecoreTechnology or IntegrationMondial Assistance provides 24/7 emergency assistance services for ANSET clients. Available round-the-clock for vehicle breakdowns and immediate support needs. ANSET provides clients with dedicated contact numbers for Mondial Assistance services.
• CGPAcoreOthersCGPA provides ANSET's professional liability insurance (Responsabilité Civile Professionnelle) and financial guarantees as required by French insurance law (articles L.512-6 and L.512-7 of the Insurance Code). This ensures ANSET operates with proper regulatory coverage.
• Skydo DigitalminorImplementation/ SI/ Consulting PartnerSkydo Digital is the website developer and host for ANSET's digital properties (anset.fr and newsite.anset.fr). Handles all website development and hosting services.

Scale indicators5 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Verspieren: Independent French insurance broker distributing P&C, health, prévoyance, and retirement products to individuals, professionals, and enterprises. Closely matches Anset's product breadth, brokerage model, and target segments, with a larger national footprint.
• Cabinet Mayeur: Long-established La Réunion-based insurance broker serving individuals and professionals with multi-line products (auto, home, health, life). Most direct local analog to Anset in terms of geography, customer base, and broker model.

Emerging players

• Henner: French broker specialized in group health, prévoyance, and retirement for companies and expatriates. Comparable to Anset's professional and TNS (self-employed) lines, particularly health and prévoyance, though with a more corporate and international focus.

Broad incumbents

• Gras Savoye (WTW France): Large French insurance and reinsurance broker (now part of WTW) with corporate and affinity distribution capabilities. Comparable to Anset as a multi-line French broker, though serving a much larger and more corporate-weighted client base.
• Allianz France: Major French insurer offering auto, home, health, life, and commercial lines through tied agents and brokers. Overlaps Anset's full product portfolio and competes for the same individuals and SMEs in La Réunion via its local agent footprint.
• AXA France: One of France's largest P&C and life insurers with a dense agency network in overseas territories including La Réunion. Competes with Anset across essentially every product line Anset brokers, with vastly greater scale and brand recognition.
• Aon France: Global insurance brokerage and advisory firm with a substantial French retail and affinity distribution franchise. Competes with Anset for the upper end of the professional and group-benefits market in France and overseas territories.
• Groupama Océan Indien: Regional arm of the Groupama mutual insurance group, with deep penetration in La Réunion and other overseas territories across P&C, health, and life. Comparable as a multi-line, locally-anchored insurer/broker hybrid competing for the same household and SME customers as Anset.

Regional players

• MACIF La Réunion: National mutual with established presence in La Réunion, distributing auto, home, health, and prévoyance via local agencies. Competes head-to-head with Anset's individual and small-business offering and benefits from mutual-member scale advantages.
• Matmut La Réunion: Mutual insurer with a strong agency network in La Réunion focused on auto, home, and health for individuals. Overlaps Anset's core retail lines and competes for the same household customers through a branch-led, member-owned model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Anset Assurances