Lone Star Title

What Lone Star Title does

Lone Star Title Company of El Paso, Inc. is a privately held title insurance and settlement services provider founded in 1999 by John C. Martin in El Paso, Texas. The firm issues title insurance policies and delivers escrow and closing services for residential, commercial and industrial, and farm and ranch real estate transactions, serving homebuyers, sellers, real estate agents, brokers, lenders, and transaction coordinators in West Texas and Southern New Mexico. It operates five branch offices — four across the El Paso metro (N. Mesa headquarters, Gateway East, Trawood, Gateway West/Zaragoza) and one in Las Cruces, New Mexico (Camino Real Abstract & Title, founded 2007) — supported by a small staff in the 11–50 range and reaching customers through direct, relationship-led sales and an online order submission portal.

Revenue is generated transactionally from title insurance premiums (rates regulated by the Texas Department of Insurance, last adjusted with a 4.9% cut in September 2019) and from escrow and settlement fees on residential, commercial, and farm/ranch closings. All title policies are backed by 11 major national underwriters — including Fidelity National, Commonwealth, Stewart, Old Republic, Chicago Title, Title Resources, National Investors, Alamo, WFG, Alliant, and First National — giving the firm broader underwriting capacity than any competing title company in the El Paso Southwest, per its own positioning. Operations run on standard third-party title-industry software (RamQuest for transaction management, Rynoh Live for daily escrow reconciliation, Closing Insight for lender collaboration) plus first-party consumer-facing calculators (Title Premium, Buyer, Seller, Net Sheet) and a cross-platform Lone Star Agent App for real estate agents; no AI/ML capability is disclosed.

The company is family-owned (John Martin as Founder, Marshall Martin as VP/President, Andy Quintana as CFO), with no external institutional capital or funding history, and is privately held under Texas jurisdiction. Its value proposition centers on local ownership, bilingual staffing, 25+ years of community presence, community sponsorship activity (Coronado Baseball, Rio Grande Cancer Foundation, Alzheimer's Foundation, among others), and consistent local recognition including Best of El Paso 2025. Its commercial posture is that of a stable regional incumbent defending share in its core market rather than scaling into new geographies or verticals.

Name

Lone Star Title

Legal name

Lone Star Title Company of El Paso, Inc.

Website

https://lonestartitle.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Lone Star Title is a privately held El Paso-based title insurance and escrow/settlement services provider serving residential, commercial, and farm and ranch real estate transactions across West Texas and Southern New Mexico through five branch offices and agent-facing digital tools.

Ownership category

akta.pro rank

Product category

Title Insurance and Settlement Services

NAICS

Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Search & Examination (BPAJAOAB)

Keywords

• Title insurance services
• Escrow and settlement
• Residential title services
• Commercial title insurance
• Real estate closing services

Headquarters

HQ city

El Paso

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance Premiums: Title insurance policy premiums charged to buyers and lenders for protecting against title defects and ownership risks. Rates are regulated by the Texas Department of Insurance and have historically experienced periodic decreases, including a 4.9% rate decrease effective September 1, 2019.
2. Escrow and Settlement Services: Fees for handling real estate closing transactions, including escrow services, document preparation, and settlement coordination for residential, commercial, and farm/ranch transactions.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Lone Star Title Company of El Paso, Inc. is a full-service title insurance and real estate settlement provider operating in Southwest Texas and Southern New Mexico. The company issues title insurance policies and delivers escrow and closing services for residential, commercial and industrial, and farm and ranch property transactions, supported by digital calculators and a mobile agent application for premium estimation.

Product overview

Lone Star Title Company of El Paso, Inc. is a full-service title insurance and real estate settlement provider operating in Texas and Southern New Mexico. The company offers a unified portfolio of title insurance products (Residential, Commercial & Industrial, and Farm & Ranch) along with settlement services and a suite of web-based calculator tools (Title Premium Calculator, Buyer Calculator, Seller Calculator, Net Sheet Calculator, and the Lone Star Agent App). The product offering centers on providing comprehensive title insurance protection and closing services for real estate transactions, supported by digital tools for premium calculation and cost estimation.

Differentiator

Problem solved

Functional benefit

Brands

• Lone Star Agent App: Mobile application for Lone Star agents to access title premium calculators and other tools.

Products and services

• Title Insurance Title insurance policies that protect property buyers and lenders from financial losses due to defects in title, including ownership disputes, liens, encumbrances, and other title-related issues. Underwritten by 11 major national title insurance underwriters.
• Residential Title Services Title insurance and settlement services for residential property transactions including home purchases, sales, and refinances, delivered by residential escrow officers across multiple branch offices.
• Commercial & Industrial Services Title insurance and settlement services for commercial and industrial real estate transactions, including multi-use properties, investment buildings, and complex deal structures, handled by dedicated commercial escrow officers.
• Farm & Ranch Services Specialized title insurance and closing services for farms, ranches, and large acreage properties across multiple counties, including multi-party ownership transfers and specialized land transactions.
• Escrow & Settlement Services Settlement and escrow services facilitating the closing of real estate transactions, including document preparation, fund handling with daily reconciliation through Rynoh Live, and coordination among buyers, sellers, lenders, and agents.
• Lone Star Agent App Mobile application for real estate agents to calculate title premiums, buyer costs, and seller proceeds on-the-go. Compatible with Windows, Mac, iPhone, Android, iPad, and Kindle Fire.

Named customers5 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• First American Title Insurance Company: First American is a top-five US national title underwriter with Texas retail operations that directly compete for the El Paso transactions also served by Lone Star Title; comparable scale, full title/escrow offering, and similar product suite.
• Commonwealth Land Title Insurance Company: Commonwealth Land Title (part of Fidelity National) is a Lone Star underwriting partner with Texas agency operations that provide the same title insurance, escrow, and closing services to overlapping customer segments.
• Title Resources Guaranty Company: Title Resources is a Lone Star underwriting partner that also issues title insurance through agency relationships and direct operations; comparable product offering and customer base in Texas residential and commercial title.
• Chicago Title Insurance Company: Chicago Title is a backing underwriter for Lone Star and one of the largest direct-operating title insurers in Texas, offering identical title insurance and escrow services to the same buyers, sellers, lenders, and real estate agents in the El Paso market.
• Stewart Title Guaranty Company: One of Lone Star Title's core underwriting partners and a major national title insurance underwriter with its own direct agency operations that compete for the same El Paso residential, commercial, and farm/ranch transactions; both issue title policies and run settlement operations in the same geography.
• Fidelity National Title Group: Fidelity National is a Lone Star underwriting partner and the largest US title insurer with extensive direct agency operations in Texas. It serves essentially the same buyer/seller/real estate professional customer base across residential and commercial closings.
• WFG National Title Insurance Company: WFG is a backing underwriter for Lone Star Title and operates national title insurance and escrow services with a Texas retail presence that competes for the same buyer, seller, and lender business.
• Old Republic Title: Old Republic is a Lone Star underwriting partner and a major national title insurer with direct operations in Texas; it competes head-on for residential closings while offering comparable commercial and specialty title products.

Regional players

• Independence Title: Independence Title is a Texas-based title insurance and settlement services company primarily serving the Austin/Central Texas region; same business model and service categories as Lone Star but a non-overlapping geography.
• Alamo Title Company: Alamo Title is a Texas-focused title insurance and escrow company that is itself an underwriting partner for Lone Star. While both operate in Texas, Alamo's footprint centers on San Antonio/central Texas, making it a regional rather than direct El Paso competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/lonestartitle
• YouTubeyoutube.com/channel/UCAdP0BulQT-UfGY_yaiCsxA
• Facebookfacebook.com/LoneStarTitle
• LinkedInlinkedin.com/company/lone-star-title-of-el-paso-inc-?trk=ppro_cprof
• Instagraminstagram.com/lonestartitle

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lone Star Title