Eagle Mortgage and Funding

Name

Eagle Mortgage and Funding

Legal name

Eagle Mortgage & Funding

Website

https://eaglememphis.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Mortgage Lending

NAICS

Real Estate Credit (522292)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Purchase Mortgage Origination (Homebuyer Focused) (FSALAAAD)

akta.pro secondary industry

Renovation Mortgage Origination (FHA 203(k), HomeStyle, CHOICERenovation) (FSALAAAL)

Keywords

• Mortgage lending services
• Home purchase loans
• Mortgage refinancing
• FHA loans
• VA loans

Headquarters

HQ city

Memphis

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Mortgage Origination: Revenue generated from originating mortgage loans for home purchases and refinances. The company acts as a mortgage lender offering various loan products including conventional, FHA, VA, USDA, and jumbo loans. Revenue is earned through origination fees, interest rate spreads, and loan servicing where applicable.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Eagle Mortgage and Funding is a Memphis-based mortgage lender that originates home purchase loans and refinance loans for individual consumers. The company offers a full suite of mortgage products including conventional fixed-rate mortgages (15-year and 30-year), adjustable-rate mortgages, and government-backed loan programs (FHA, VA, USDA, 203K). Specialty products include jumbo loans up to $2.5 million, HARP loans for underwater homeowners, and reverse mortgages for seniors 62+. The company operates as a single branch under Branch Manager Randy Almand, providing personalized mortgage guidance supported by online application, rate comparison, and pre-approval tools. It is licensed to operate in Mississippi and Tennessee under NMLS #132158.

Product overview

Eagle Mortgage and Funding is a Memphis-based mortgage lender offering a comprehensive suite of loan products. The company operates as a single-branch operation with Branch Manager Randy Almand, providing both home purchase and refinance financing solutions. The core product portfolio includes traditional fixed-rate mortgages (15-year and 30-year terms), adjustable rate mortgages, and government-backed loan programs (FHA, VA, USDA). Specialty products include jumbo loans for high-value properties, 203K renovation loans for home purchases with repair financing, reverse mortgages for seniors, and HARP loans for underwater homeowners. The company supports its loan products with digital tools including a mortgage calculator, refinance analysis tool, and pre-approval letter services. All loan applications are processed through an external online portal (MyHomeTrac), and the company holds NMLS licensing (#132158) for operations in Mississippi and Tennessee.

Differentiator

Problem solved

Functional benefit

Products and services

• 30 Year Fixed Rate Mortgage A traditional fixed-rate mortgage with a constant interest rate and monthly payments that remain unchanged over the 30-year loan term. Designed for homeowners planning to stay in their home for seven years or longer.
• 15 Year Fixed Rate Mortgage A fixed-rate mortgage fully amortized over a 15-year period with constant monthly payments. Features a lower interest rate than the 30-year option and allows homeowners to build equity and own their home faster.
• Adjustable Rate Mortgage (ARM) A mortgage with an interest rate that changes periodically after an initial fixed period. Offers lower initial rates than fixed mortgages and is suitable for homeowners who plan to own for only a few years or expect increased future earnings.
• FHA Loans Mortgage loans insured by the Federal Housing Administration (FHA), designed to make homeownership accessible to borrowers with less-than-perfect credit. Requires a low down payment of 3.5%.
• VA Loans Mortgage loans guaranteed by the U.S. Department of Veterans Affairs for eligible American veterans and their surviving spouses. Features include no down payment required and favorable terms.
• Jumbo Loans Loans that exceed conforming loan limits set by Fannie Mae and Freddie Mac (currently $647,200 for most US areas). Financing available up to $2.5 million with competitive pricing.
• 203K Loans FHA-backed loans for buyers purchasing damaged or older homes who want to finance renovation costs. Includes contingency reserves and up to six months of mortgage payment provisions for remodeling.
• USDA Loans Loans backed by the United States Department of Agriculture to help low- or moderate-income buyers purchase homes in rural areas. Features include no down payment required and very low effective interest rates.
• HARP Loans Home Affordable Refinance Program loans for underwater or near-underwater homeowners to refinance conforming, conventional mortgages without paying down principal or mortgage insurance.
• Reverse Mortgage HECM reverse mortgage loans insured by the Federal Housing Administration (FHA) for seniors age 62 and older. Allows homeowners to convert home equity into cash with no monthly mortgage payments.
• Home Purchase Loans Mortgage financing options for home purchases with pre-approval letter services. Includes guidance through loan programs for first-time buyers and seasoned investors.
• Home Refinance Loans Refinancing options to reduce interest rates and monthly payments, change loan terms, or take cash out from home equity. Includes free refinance analysis.

Named customers1 record

Segments7 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature5 records

Scale indicators3 records

Recent moves4 records

Expansion highlights3 records

Market position

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/profile.php

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Eagle Mortgage and Funding