Healthtrust

What Healthtrust does

HealthTrust, Inc. is a New Hampshire-domiciled nonprofit corporation that has operated since 1985 as a risk pool providing health and wellness benefits — including medical, dental, prescription drug coverage, and well-being programs — to New Hampshire public sector employers and their employees, retirees, and COBRA enrollees. The organization is governed by a board of public employers and employees and is structured without shareholders or investors, reinvesting economics into lower premiums and broader coverage for its member groups. HealthTrust positions itself as New Hampshire's largest nonprofit risk pool, leveraging collective scale to negotiate rates and reduce individual group volatility through experience blending across the pool.

The company's product surface is centered on a multi-portal digital platform: the Secure Enrollee Portal (SEP) for individual enrollees (retirees, COBRA), the Secure Member Portal (SMP) and Benefit Advantage portals for authorized users at member groups, and a Payment Portal supporting credit card and ACH transactions. Claims administration and provider-search functionality are delivered through a third-party administrator partnership with Anthem, which also hosts the machine-readable files required under federal Transparency in Coverage rules. HealthTrust has also deployed a Price Transparency Tool integrated with Anthem's Find Care, enabling personalized out-of-pocket cost estimates, and publishes No Surprise Billing notices and Section 204 prescription drug and medical spending reporting resources.

The business model is a nonprofit risk-pool subscription: member public sector employers pay recurring (monthly) premiums, and pricing is quote-based rather than tiered or publicly disclosed. Go-to-market is direct employer engagement with no third-party distribution channels, supported by secure web portals for member group administrators and individual enrollees. Revenue mechanics are anchored entirely in pooled premiums from a single vertical (New Hampshire public sector), with no disclosed commercial segment, out-of-state operations, or diversified customer base.

Name

Healthtrust

Legal name

HealthTrust

Website

https://healthtrustnh.org

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

1–10 employees

Short description

HealthTrust is a New Hampshire nonprofit health benefits risk pool, founded in 1985, that provides medical, dental, prescription, and well-being coverage to New Hampshire public sector employers, employees, retirees, and COBRA enrollees through a pooled subscription model.

Ownership category

akta.pro rank

Product category

Health Benefits Administration

NAICS

Health and Welfare Funds (525120), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Employer Wellness & Population Health Programs (HLAEAAAH)

akta.pro secondary industries

Group Pharmacy Benefit (Rx) Coverage & PBM-Integrated Plans (FSAIAFAN), Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage) (BPAIAKAH)

Keywords

• Health benefits administration
• Nonprofit risk pool
• Public sector health insurance
• Employee benefits management
• Health benefits pooling

Headquarters

HQ city

Concord

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Health Benefits Pooling: HealthTrust operates as a nonprofit risk pool providing health benefits to New Hampshire public sector employers. As a nonprofit corporation without shareholders or investors, it keeps costs low by pooling public sector employers together and leveraging collective purchasing power.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Core offering

HealthTrust operates as a nonprofit health benefits risk pool serving New Hampshire public sector employers since 1985. It administers health benefits including medical, dental, prescription drug coverage, and well-being programs through pooled purchasing power, while providing secure online portals for enrollment, plan management, payments, and enrollee communications.

Product overview

HealthTrust operates as a nonprofit corporation providing health benefits administration to New Hampshire public sector employers. The company offers a unified platform comprising member-facing portals (SEP, SMP), payment processing services, and regulatory compliance tools including price transparency and machine-readable files. The architecture centers on secure online portals for benefit management and claims administration through their third-party administrator partnership with Anthem.

Differentiator

Problem solved

Functional benefit

Products and services

• HealthTrust Health Benefits Platform A nonprofit health benefits administration platform serving New Hampshire public sector employers, providing coverage management, enrollment services, and pooled health benefits including medical, dental, prescription drugs, and well-being programs through the Secure Enrollee Portal, Secure Member Portal, and Benefit Advantage portals.
• Price Transparency Tool A cost estimation tool providing negotiated rates and personalized cost shares for medical procedures, accessed by logging into the Secure Enrollee Portal and using Anthem's Find Care functionality to search by procedure.
• Machine-Readable Files Publicly available machine-readable files disclosing in-network rates and out-of-network allowed amounts and billed charges for HealthTrust group health plans, as required by the Transparency in Coverage final rules.

Quantifiable outcome

• Creating healthier communities and more affordable premiums year over year

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• UnitedHealthcare: UnitedHealthcare (UnitedHealth Group) is the largest U.S. health insurer, offering employer-sponsored plans, Optum wellness programs, and public sector contracts. Comparable as a broad incumbent with scale advantages in purchasing, network, and population health that competes against regional pools like HealthTrust.
• Tufts Health Plan: Tufts Health Plan (also part of Point32Health) provides employer-sponsored commercial health plans across New England, including NH. Comparable as a regional commercial carrier competing for NH public sector employer benefit contracts alongside HealthTrust's pooled offering.
• Anthem Blue Cross and Blue Shield of New Hampshire: Anthem is HealthTrust's third-party administrator and largest healthcare insurer in NH, providing the underlying claims infrastructure, network, and member-facing tools (Find Care, machine-readable files) that HealthTrust leverages. Comparable as the dominant commercial health carrier serving NH employers and the operational backbone behind the HealthTrust pool.
• CVS Health (Aetna/Caremark): CVS Health owns Aetna (commercial and public sector health insurance) and Caremark (one of the largest PBMs), offering integrated medical + pharmacy benefit solutions to public employers. Comparable as an incumbent whose PBM and integrated offering competes for the Rx component bundled within HealthTrust's medical plan.
• Harvard Pilgrim Health Care: Harvard Pilgrim (now part of Point32Health) is a regional nonprofit health plan serving NH and New England employers with commercial group, Medicare, and wellness offerings. Comparable as a regional, employer-sponsored health benefits provider competing for similar NH public sector and employer contracts.
• Cigna Group: Cigna offers fully insured and administrative-services-only group health plans, including PBM-integrated products, to public sector employers nationwide. Comparable as a large incumbent carrier competing for the same public sector employer RFPs HealthTrust participates in, particularly for ASO and Rx-heavy mandates.

Direct peers

• Northeast Delta Dental: Northeast Delta Dental is a regional nonprofit dental benefits carrier serving NH and New England employers with group dental plans. Comparable as a nonprofit, employer-sponsored specialty benefits pool operating in the same geography and customer segments that HealthTrust bundles dental coverage with.
• Consociate Group: Consociate Group is a third-party administrator focused on public entity and group health benefits, providing pooling, claims administration, and member services for municipalities and associations. Comparable as a direct functional peer in administering pooled public sector health benefit arrangements.
• BeneSys: BeneSys is a third-party administrator that specializes in administering multi-employer and public sector health and welfare benefit funds, including Taft-Hartley plans and public entity trust arrangements—closely mirroring HealthTrust's pooled, employer-governed nonprofit model. Comparable as a direct functional peer in administering pooled health and welfare funds outside of underwriting.

Regional players

• Baystate Health/Baystate Financial Benefits (Massachusetts Municipal-like pools): MIIAA (Massachusetts Interlocal Insurance Association) operates pooled risk arrangements for Massachusetts municipalities and public entities, including health benefits pooling. Comparable as a New England-adjacent public sector risk pool serving a similar buyer profile with similar pooling economics, though in a different state.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/healthtrust-inc.

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Healthtrust