Three Corners Capital
Three Corners Capital is a privately-owned, fee-only Registered Investment Advisor in Cincinnati, Ohio providing fiduciary financial planning and investment management to high-net-worth individuals, business owners, executives, and nonprofit clients.
- Company typePrivate
- Founded2008
- HeadquartersCincinnati, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Three Corners Capital does
Three Corners Capital is a privately-owned, fee-only Registered Investment Advisor based in Cincinnati, Ohio, founded in 2008 by partners Christopher Flores (CFP, CAP) and Steve Fortin (CRPS). The firm provides fiduciary wealth management and comprehensive financial planning to high-net-worth individuals, business owners, executives, and corporate/nonprofit accounts, with stated specialties in values-based/impact investing, charitable planning and donor-advised funds, business exit planning, and behavioral finance coaching. Service offerings are organized around two pillars: Financial Planning (comprehensive plans starting at $2,500 for individuals without businesses or real estate, plus consultation engagements averaging $1,500–$3,000) and Investment Management (AUM-based fees on a breakpoint schedule, billed monthly against month-end values).
The firm's operating stack is intentionally non-proprietary and outsourced: securities are offered through Cambridge Investment Research (Registered Investment Advisor oversight and broker-dealer, member FINRA/SIPC) and the majority of accounts are custodied at Fidelity, with client-facing portals provided by eMoney, Wealthscape, American Funds, and SEI; business valuation capability is sourced from Bizequity software. The practice is fully independent and explicitly not affiliated with or backed by a public company or private equity firm.
The go-to-market model is direct advisory with personalized engagement, augmented by a content engine (articles, monthly newsletters, and webinars featuring external experts from firms including JP Morgan, Parnassus, Lord Abbett, First Trust, Wellington, Cohen & Steers, and Community Capital Management). Revenue mechanics derive primarily from recurring AUM fees and project-based planning fees, with pricing disclosed up front and a written scope of engagement. Customer acquisition relies on the website, client referrals, and community involvement rather than paid distribution.
Three Corners Capital firmographics
Firmographics- Name
- Three Corners Capital
- Legal name
- Three Corners Capital
- Website
- https://threecornerscapital.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Three Corners Capital is a privately-owned, fee-only Registered Investment Advisor in Cincinnati, Ohio providing fiduciary financial planning and investment management to high-net-worth individuals, business owners, executives, and nonprofit clients.
- Ownership category
- akta.pro rank
Where Three Corners Capital is headquartered
LocationHeadquarters
- HQ city
- Cincinnati
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Three Corners Capital business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Investment Management (AUM-based): Fees charged based on assets-under-management with a breakpoint schedule (not blended average). Fees are deducted monthly based on month-end values to reduce timing risks. Institutional asset management pricing is different from individual pricing.
- Financial Planning - Comprehensive Plans: Comprehensive financial plans beginning at $2,500 for individuals and families without businesses or real estate. Complex engagements with business ownership or real estate involve additional scope determined in introductory meeting. Fees can be paid lump sum or monthly.
- Financial Planning - Consultation: Project-based engagements including cash flow planning, retirement projections, portfolio reviews, and business valuations. Average consultations fall between $1,500 to $3,000 with fees paid lump sum or spread out monthly.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Consultation - Project-based engagement |
| Other | Pay-as-you-go | Comprehensive Financial Plan - Individuals/Families |
| Subscription | Monthly | Investment Management - Assets Under Management |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Three Corners Capital product offering
Product offeringCore offering
Three Corners Capital is a fee-based Registered Investment Advisory firm providing comprehensive financial planning following the CFP Professional process and research-based investment management with Investment Policy Statement creation. Services span investment planning, taxes, retirement, risk management, charitable and estate planning, and business owner services such as buy/sell review, business valuation, and group retirement plan analysis. The firm operates on a fiduciary basis, coordinating with clients' CPAs and attorneys.
Product overview
Three Corners Capital is a fee-based wealth management and financial advisory firm operating as a unified service offering rather than a modular software platform. The firm provides two primary services: Financial Planning (comprehensive fee-based plans following CFP Professional process) and Investment Management (research-based advisory with Investment Policy Statement creation). Supporting service lines include Individuals & Families Services, Business Owners Services, Charitable Planning & Donor Advised Funds, Consultation Services, and Comprehensive Financial Plans. The firm also offers a free online Goal Tracker tool. All services are coordinated with other professionals like CPAs and attorneys, and the firm acts as a fiduciary in all client relationships.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Planning Objective, unbiased, and comprehensive fee-based financial plans customized following the CFP Professional process. Covers investments, taxes, college-funding, retirement, risk management, charitable intentions, estate planning, and business owner planning. Designed for individuals, families, business owners, and corporate accounts.
- Investment Management Research-based investment advisory service that blends traditional financial principles with material non-financial risks. Creates Investment Policy Statements and implements long-term, globally diversified, strategic asset allocation for individuals, families, business owners, and institutional accounts.
- Consultation Services Project-based advisory engagements including cash flow planning, retirement projections, portfolio reviews, and business valuations. Average consultation fees range from $1,500 to $3,000, payable lump sum or monthly. Targets clients with defined, narrower-scope needs.
- Charitable Planning & Donor Advised Funds Strategic charitable giving planning services including donor advised funds, business and real estate exit planning with charitable structures, and legacy planning. Delivered as part of the firm's values-based wealth management approach for individuals, families, and business owners.
- Individuals & Families Services Customized wealth management and financial planning for individuals and families. Coverage includes investment planning, estate and charitable planning, retirement planning, risk management, family assistance, cash flow planning, and tax reduction planning.
- Business Owners Services Comprehensive financial planning services for business owners. Includes buy/sell document review, business valuation, group retirement plan analysis, tax-efficient options for owners, and group benefits analysis. Integrates personal wealth with business ownership considerations.
Quantifiable outcome
- Fees based on breakpoint rather than blended average - client pays lower rate on ALL assets once breakpoint is reached
- +1 more outcomes
Companies that use Three Corners Capital
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles3 records
Three Corners Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Three Corners Capital partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered minor and core.
- Community Capital ManagementminorImpact investing partner featured in webinar discussing bond market and impact investing. CCM is an investment adviser specializing in community investing.
- Cambridge Investment Research, Inc.coreServes as Registered Investment Advisor and oversees compliance of the practice including all regulatory requirements. Provides back-office support, processing services, facilitation of securities transactions. Securities offered through this broker-dealer, member FINRA/SIPC.
- Fidelity Custody and ClearingcoreOne of the world's largest financial services firms serving as custodian for the majority of client accounts. Handles execution, clearance, settlement of securities transactions, account administration, periodic statements, custody of funds and securities, and margin credit upon approval.
- VivifyminorCPA firm founded by Claire Gallant and Logan Holman serving clients across the country. Partnered with for tax planning webinars and year-end tax planning guidance.
- PrimeLendingminorMortgage expert Rob Diederichsen featured in residential real estate webinar for financing real estate transaction expertise including renovation loans.
- Oyler HinesminorCincinnati-based real estate group led by Scott Oyler, Head of Existing Home Sales. Featured in residential real estate content with expertise in buying/selling/renovating properties.
- Parnassus InvestmentsminorInvestment management firm featured in webinar. Andrew Choi, lead portfolio manager of Parnassus Growth Equity strategy discussed market conditions and investing.
- Lord AbbettminorPrivately held investment management company considered a leader in bond investing and short/ultra-short investments. Jack Orwig featured in webinar on cash investing and Fed rate cuts.
- First TrustminorFeatured economist Strider Elass, Sr. Economist with First Trust Economics Team. Bloomberg consistently ranked team as top forecasters of U.S. economy. Featured in Investment Forum webinars.
- JP Morgan Asset ManagementminorJack Manley, Executive Director and Global Market Strategist featured in multiple webinars discussing markets and crypto investing.
- Wellington ManagementminorInvestment professionals featured in 2024 Investment Forum providing perspective on bonds.
- Cohen & SteersminorMichelle Butler, Senior Vice President and Real Assets Portfolio Specialist featured in 2025 Investment Forum specializing in Global Listed Infrastructure, Midstream Energy, and Commodities.
- Queen City ImpactminorPhilanthropic consultant Kit Brunner featured in charitable giving webinar discussing how to begin thinking about money differently.
- Attorney Jake SamadminorLocal attorney featured in digital assets estate planning webinar providing legal guidance on managing digital assets in estate planning.
- Calamos InvestmentsminorTom Klisiewicz, Director of Learning and Development featured in stress management webinar helping clients understand mindfulness techniques.
Scale indicators2 records
Recent moves6 records
Expansion highlights4 records
Three Corners Capital competitors and assessment
Company assessmentDirect peers
- Carson Group: RIA support and wealth management firm that partners with independent financial advisors, providing back-office, technology, and growth resources. Comparable target advisor demographic and fee-based model; an active consolidator in the RIA space.
- Signature Wealth Management: Mid-sized independent RIA offering fee-based financial planning and investment management to HNW clients and business owners. Comparable client profile, fiduciary approach, and boutique service delivery.
- Buckingham Wealth Partners: Independent RIA providing comprehensive wealth management and financial planning to HNW individuals, families, and business owners. Directly comparable client base, fiduciary model, and service offering; represents both a competitive threat and a potential rollup partner.
- Aspiriant: Fee-only wealth management firm serving HNW individuals, families, and institutions with comprehensive financial planning and investment advisory. Directly comparable service model, fiduciary stance, and HNW focus.
Broad incumbents
- Hightower Advisors: Independent RIA supporting hundreds of financial advisors with wealth management, investment, and planning services to HNW clients and business owners. Comparable service breadth and client demographic; a frequent acquirer of smaller RIA practices.
- Cambridge Investment Research: Three Corners Capital's RIA infrastructure and broker-dealer partner; a national independent broker-dealer supporting thousands of independent financial advisors. Comparable in offering fee-based advisory and brokerage through a similar independent-practitioner model, though at vastly larger scale.
- Creative Planning: One of the largest independent fee-only RIAs in the U.S., serving HNW individuals and business owners with comprehensive financial planning and investment management. Comparable service mix (fiduciary, fee-only, comprehensive planning) but at significantly greater scale and national footprint.
- Commonwealth Financial Network: Independent broker-dealer and RIA supporting thousands of financial advisors with practice management, technology, and custody solutions. Similar independent-practitioner model to Cambridge; provides comparable infrastructure for fee-only advisors.
Emerging players
- Facet Wealth: Digital-first financial planning firm offering flat-fee CFP-led advice to HNW households. Competes on price transparency and accessibility with the same comprehensive planning service Three Corners provides.
- Personal Capital / Empower Personal Dashboard: Tech-enabled wealth manager combining digital tools with human advisor support, targeting HNW and mass-affluent investors. Competes for similar client segments with a hybrid model; represents a tech-forward threat to traditional fee-only RIAs.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Three Corners Capital social profiles
Digital presenceThree Corners Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Three Corners Capital leadership team
Management profileNumber of profiles
Profiles4 records
Three Corners Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Three Corners Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Three Corners Capital
What does Three Corners Capital do?
Three Corners Capital is a fee-based Registered Investment Advisory firm providing comprehensive financial planning following the CFP Professional process and research-based investment management with Investment Policy Statement creation. Services span investment planning, taxes, retirement, risk management, charitable and estate planning, and business owner services such as buy/sell review, business valuation, and group retirement plan analysis. The firm operates on a fiduciary basis, coordinating with clients' CPAs and attorneys.
Is Three Corners Capital a public or private company?
Three Corners Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Three Corners Capital founded?
Three Corners Capital was founded in 2008. It employs 1 to 10 people.
Where is Three Corners Capital based?
Three Corners Capital is headquartered in Cincinnati, United States, in the North America region.
How does Three Corners Capital make money?
Three revenue lines are on record. Investment Management (AUM-based) is the primary driver. The others are financial Planning - Comprehensive Plans and financial Planning - Consultation.
Who are Three Corners Capital's main competitors?
Direct peers on record are Carson Group, Signature Wealth Management, Buckingham Wealth Partners and Aspiriant. Broad incumbents are Hightower Advisors, Cambridge Investment Research, Creative Planning and Commonwealth Financial Network. Emerging players are Facet Wealth and Personal Capital / Empower Personal Dashboard.
Does Three Corners Capital have an API?
No public API is recorded for Three Corners Capital.