Habematolel Pomo of Upper Lake

What Habematolel Pomo of Upper Lake does

The Habematolel Pomo of Upper Lake is a federally recognized Indian tribe headquartered in Upper Lake, California, on the northwest shore of Clear Lake. It operates as a sovereign tribal government under its own constitution and a seven-member Executive Council currently chaired by Danielle Cirelli. The tribe's principal customer base is its enrolled members, who access more than 30 social programs spanning educational scholarships (Seven Generations Scholarship, College Bound Program), housing assistance (Homebuyer Assistance, Homeowners Rehab, Disaster Emergency Repair, Student Rental Assistance, LIHEAP), elder benefits ($700/month for Honored Elders 55+), financial assistance (Burial & Funeral Assistance up to $10,000, Auto Purchase Assistance, Tribal Charity grants), and early childhood education through the Generations Early Childhood Education Center. Inter-sovereign MOUs with Lake County, the Lake County Sheriff's Office, and the Northshore Fire Protection District (357 sq mi footprint) extend the tribe's institutional reach regionally.

Revenue is generated through three main streams: (i) tribal gaming operations at Running Creek Casino, which serves the general public; (ii) tribally licensed consumer financial services overseen by the Tribal Consumer Financial Services Regulatory Commission; and (iii) tribal enterprises including Habemco LLC and Upper Lake Processing Services LLC, alongside federal grants for housing, broadband, and education programs. Distribution is direct to tribal members via tribal administration offices for benefits, and through the physical Running Creek Casino and licensed lending operations for revenue-generating activities. No proprietary technology platforms underpin the operation; the tribe relies on standard government administrative systems augmented by a public website, member portal, and active social channels (Facebook, Instagram, Twitter, LinkedIn) plus the ARROW Newsletter for community engagement.

The business model is government-native rather than venture-native: revenue is reinvested into member welfare programs and community/cultural infrastructure rather than distributed to external shareholders. Pricing for benefits is needs-based and not commercially disclosed; gaming operates as a customer-facing facility under tribal gaming code; and consumer lending operates under Tribal law and U.S. Federal Law with rate and product structures set by the tribe. Marketing is primarily community/PR-led (press releases, newsletters, community events, social), with no advertising-driven growth motion. Ownership is collective — the enrolled membership is the sovereign base of the entity — and there is no parent company, private equity, or external capital structure disclosed.

Name

Habematolel Pomo of Upper Lake

Legal name

Habematolel Pomo of Upper Lake

Website

https://hpultribe-nsn.gov

Company type

Private

Operating status

Operating

Short description

The Habematolel Pomo of Upper Lake is a federally recognized Pomo tribal government in Upper Lake, California operating gaming (Running Creek Casino), consumer lending, and approximately 30 social programs for enrolled members via tribally-owned enterprises and inter-sovereign partnerships.

Ownership category

akta.pro rank

Headquarters

HQ city

Upper Lake

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Tribal Gaming Operations: Running Creek Casino serves as a primary revenue-generating enterprise for the tribe, operating gaming facilities under tribal gaming code.
2. Consumer Lending Services: The tribe operates consumer lending products through tribally-licensed lenders, regulated by the Tribal Consumer Financial Services Regulatory Commission. These lending operations follow Tribal law and U.S. Federal Law.
3. Tribal Enterprise Operations: The tribe operates multiple tribally-owned businesses including Habemco LLC and Upper Lake Processing Services LLC, generating revenue through various commercial activities.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

The Habematolel Pomo of Upper Lake is a federally recognized sovereign tribal government that operates tribally-owned enterprises (Running Creek Casino, Habemco LLC, Upper Lake Processing Services LLC) and delivers comprehensive social, educational, housing, and financial benefit programs to enrolled tribal members. It also operates a tribally-licensed consumer lending business governed by the Tribal Consumer Financial Services Regulatory Commission.

Product overview

The Habematolel Pomo of Upper Lake operates a diversified tribal government offering multiple program categories: Gaming and Hospitality (Running Creek Casino), Consumer Financial Services (lending products through the Financial Services Commission), and Community Services (Tribal Benefit Programs, Housing Programs, Educational Programs, and Financial Programs). The tribal enterprises include casino operations, consumer lending, early childhood education, and comprehensive social services supporting tribal members with housing, education, elder care, and financial assistance. The various programs work together to serve tribal sovereignty, economic development, and member welfare.

Differentiator

Problem solved

Functional benefit

Products and services

• Running Creek Casino A tribally-owned casino operated by the Habematolel Pomo of Upper Lake providing gaming entertainment and hospitality services (slot machines and gaming), supporting the tribe's economic development and community programs. Open to the general public.
• Tribal Benefit Programs Comprehensive social support programs including the Honored Elders Program ($700/month for members 55+), Elder Meals Program, Job Incentive/General Well-Being Stimulus Program, and Supplemental Assistance Self-Sufficiency Program for enrolled tribal members.
• Housing Programs Federally funded housing assistance for tribal members including Homeowners Rehab Assistance Program (IHBG), Disaster Emergency Home Repair Program, Homebuyer Assistance Program, Student Rental Assistance Program, Advance Student Rental Assistance Program, and Low Income Home Energy Assistance Program (LIHEAP).
• Educational Programs Educational support services including the Seven Generations Scholarship Fund providing financial support to qualifying tribal members, and the College Bound Program assisting with college application costs and visits. The tribe funds over 30 youth educational programs.
• Financial Programs Financial assistance programs including Burial & Funeral Assistance (up to $10,000 for tribal members), Tribal Charity (quarterly grants for personal goals selected by Executive Council), and Auto Purchase Assistance Program through Community First Credit Union Bank.
• Tribal Consumer Financial Services Tribal consumer lending products offered through a licensed lending operation governed by the Tribal Consumer Financial Services Regulatory Commission. Offers transparent lending products operating under Tribal law and U.S. Federal Law.
• Generations Early Childhood Education Center Early childhood education center operated by the tribe to provide educational services for tribal youth and families.

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered minor and core.

• SPCA of Lake CountyminorGTM or Marketing Partner · 28 April 2025The Habematolel Pomo of Upper Lake partnered with SPCA of Lake County to fund critical spay and neuter clinics, supporting animal welfare in the community.
• Northshore Fire Protection DistrictcoreStrategic or Co-development Partner · 16 April 2024The tribe made an $80,000 donation to support Northshore Fire Protection District's emergency response efforts, including staffing and equipment maintenance. The tribe was instrumental in helping start the fuels crew, including funding the crew's wages for the first year.
• Attorney General AlliancecoreStrategic or Co-development Partner · 27 March 2024Chairwoman Sherry Treppa represented the Tribal community on a panel titled 'Navigating Inter-Sovereign Cooperation' at the Attorney General Alliance's national summit, advocating for tribal sovereignty and inter-governmental cooperation.
• Mendocino CollegeminorGTM or Marketing Partner · 16 March 2024The tribe donated $7,500 to Mendocino College Softball program and participated in celebrating the team's first annual Native American Appreciation Day on March 16, 2024.
• Lake County Fire Protection DistrictcoreGTM or Marketing Partner · 24 July 2021Habematolel Pomo of Upper Lake and Running Creek Casino donated $2,500 to assist with stolen equipment from their engine at Park Station, supporting community fire protection.
• Lake County Sheriff's FoundationminorGTM or Marketing Partner · 12 April 2019The tribe awarded a $2,500 grant to the Lake County Sheriff's Foundation and was a sponsor of its second annual Black Tie Ball event to support law enforcement services.
• Lake County Office of EducationminorGTM or Marketing Partner · 22 October 2018The tribe donated $4,000 to the Lake County Office of Education to fund the Lake County Attendance Challenge, awarding schools with best attendance rates during the 2018-2019 school year.
• Northshore Fire Protection DistrictcoreGTM or Marketing Partner · 17 January 2018The tribe made an $80,000 contribution to benefit the Northshore Fire Protection District, one of the largest fire districts in the state based on land area (357 square miles), to support equipment maintenance and fleet operations across seven stations.
• Lake County Sheriff's OfficecoreGTM or Marketing Partner · 20 May 2017Tribal leaders presented donations of $25,000 for the county of Lake and $25,000 for the Lake County Sheriff's Office. The funds support training, equipment, and materials to enhance services for American Indian communities.

Scale indicators1 record

Recent moves6 records

Expansion highlights6 records

Direct peers

• Morongo Band of Mission Indians: Federally-recognized California tribe operating Morongo Casino Resort & Spa and a diversified portfolio of tribal enterprises. Highly comparable model: sovereign tribal government combining gaming, member benefit programs, and community investments.
• Pechanga Band of Indians: Southern California tribe operating Pechanga Resort Casino and a comprehensive tribal government structure with member services. Direct parallel in California tribal gaming + sovereignty + member welfare model.
• San Manuel Band of Mission Indians: California tribal government operating Yaamava' Resort & Casino and Serrano-related enterprises, with extensive member education, health, and cultural programs. Same sovereign-gaming-and-services operating model.
• Agua Caliente Band of Cahuilla Indians: California tribe operating multiple casino properties and tribal enterprises with significant member benefit programs. Comparable diversified sovereign enterprise structure.

Regional players

• Santa Ynez Band of Chumash Indians: Northern/central California tribe operating Chumash Casino Resort in Santa Ynez. Comparable regional-scale California tribal casino and government model with member programs.
• Jackson Rancheria Band of Miwuk Indians: California tribe operating Jackson Rancheria Casino Hotel and tribal government services. Comparable small/medium California regional tribal casino enterprise serving a rural community.

Broad incumbents

• Seminole Tribe of Florida: Large federally-recognized tribe operating Seminole Hard Rock Hotels & Casinos and a broad portfolio of tribal enterprises. Comparable sovereign structure and enterprise diversification, but at significantly larger scale.
• Cherokee Nation: One of the largest federally-recognized tribes operating extensive gaming, hospitality, healthcare, and member services across multiple jurisdictions. Comparable sovereign-government-plus-enterprise model at much greater scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/UpperLakePomo_
• Facebookfacebook.com/hpultribe
• LinkedInlinkedin.com/company/habematolel-pomo-of-upper-lake
• Instagraminstagram.com/hpultribe

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Habematolel Pomo of Upper Lake