Excess Line Association of New York

What Excess Line Association of New York does

ELANY is a New York State statutory nonprofit industry advisory association created in 1988 and operational since 1989, serving as the sole designated stamping office for excess and surplus (E&S) line insurance transactions in New York. The organization facilitates and enforces compliance with New York excess line law, operating as the mandatory membership body for all NY-licensed excess line brokers — membership is a condition of holding the broker license. Its core product is the Electronic Filing System (eEFS), accessed via eefs.elany.org, which processes Part A and Part C affidavits, performs electronic stamping, supports batch uploads, and integrates with the New York Department of Financial Services for regulatory reporting.

The association's product portfolio extends well beyond transaction processing into a structured compliance ecosystem: standardized forms and affidavits (Part A, Part C, Broker of Record, tax allocation), a tiered publication series (ELANY Says quick-reference guides, ELANY Elaborates deep-dive documents, Compliance Advisors), the E&S Empire Express newsletter, and reference data products including the Eligible NY E&S Insurers Directory and standardized Coverage/Export/Industry codes. Member services include fully-funded cybersecurity awareness training through KnowBe4, workplace culture microlearning via Blue Ocean Brain (in partnership with WSIA), an on-demand video library, a comprehensive Procedures Manual, and a 1,700 sq ft conference center at the 120 Wall Street headquarters available free to members and industry associations.

ELANY's revenue model is transaction-based, collecting stamping fees on the 544,182 transactions it processed in FY 2025 — which cleared $10.26B in NY E&S premium volume — supplemented by mandatory membership fees. The organization operates as a regulatory monopoly with no geographic expansion outside New York State, serves a captive broker base, and is governed by a board of industry professionals with no parent company or external equity ownership. Leadership includes CEO Janet Pane, CFO Adriane Bringe, CTO Leonard Howell, and General Counsel Elaine Sabino, supported by a 13-person management team across stamping, compliance, market security, and business engagement functions.

Name

Excess Line Association of New York

Legal name

Excess Line Association of New York

Website

https://elany.org

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

11–50 employees

Short description

ELANY is a New York State statutory nonprofit and the sole designated stamping office for excess and surplus line insurance transactions, processing $10.3B in FY 2025 premiums across 544,182 filings. All NY-licensed excess line brokers must be members, and the organization provides compliance tools, training, and market data to the NY E&S community.

Ownership category

akta.pro rank

Product category

Insurance Regulatory Services

NAICS

Other Insurance Related Activities (52429), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Services-Membership Organizations (8600)

akta.pro primary industry

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

Keywords

• Excess line insurance
• Surplus lines compliance
• Insurance stamping office
• E&S broker licensing
• Insurance regulatory filings

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Stamping Fees: ELANY collects stamping fees on excess line insurance transactions processed through its electronic filing system. The association also generates revenue through membership fees from excess line brokers who are required to be members as a condition of holding an excess line insurance broker license.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

ELANY operates the state-designated electronic filing and stamping office for excess and surplus (E&S) line insurance transactions in New York. Through its Electronic Filing System (eEFS), the association processes Part A and Part C affidavits, verifies insurer eligibility, and collects stamping fees on E&S transactions. Membership is mandatory for all NY-licensed excess line brokers, and the organization additionally provides compliance guidance, market data reports, regulatory liaison services with the NY Department of Financial Services, and member training programs.

Product overview

ELANY operates as a nonprofit industry advisory association created by New York statute in 1988, serving the Excess & Surplus Line insurance community. The organization provides a unified platform centered on its Electronic Filing System (eEFS) for processing insurance transactions and ensuring compliance with NY excess line law. The product portfolio includes core compliance tools (Forms & Affidavits, ELANY Says guidance, Compliance Advisors, ELANY Elaborates in-depth publications), reference data services (Eligible Insurers Directory, Coverage/Export/Industry Codes), market intelligence (Market Data & Reports with NY E&S premium statistics), and member training programs (Cybersecurity Training via KnowBe4 and Workplace Culture Training via Blue Ocean Brain). Supporting resources include a Conference Center, Video Library, Procedures Manual, and the E&S Empire Express Newsletter. The eEFS serves as the primary platform connecting brokers, insurers, and regulators for the stamping and compliance verification of excess line insurance placements in New York.

Differentiator

Problem solved

Functional benefit

Products and services

• ELANY Electronic Filing System (eEFS)
• Cybersecurity Awareness Training (via KnowBe4)
• Workplace Culture Training (via Blue Ocean Brain)
• Conference Center

Quantifiable outcome

• Processes over $10 billion in annual NY E&S premium volume

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Four partnerships are on record, tiered core and minor.

• WSIA Talent Advocacy & Engagement FoundationcoreStrategic or Co-development PartnerELANY partners with WSIA and Blue Ocean Brain to provide free workplace culture training and resources to ELANY active members who are not WSIA members. This includes monthly microlearning content, weekly emails with actionable tips, and access to training videos and articles.
• KnowBe4coreTechnology or IntegrationKnowBe4 provides cybersecurity awareness training for active ELANY members. The training helps NY-licensed excess line brokers comply with NY DFS cybersecurity regulations. ELANY fully funds training for up to 417 employees per eligible broker.
• NY Department of Financial ServicescoreOthersELANY works with the NY DFS to facilitate excess line insurance compliance. Data is shared with DFS to carry out the excess line insurance stamping process and ELANY's obligations under state law.
• Various Producer AssociationsminorStrategic or Co-development PartnerELANY makes small grants to local and state-based producer associations to assist in educating and enhancing professionalism in the insurance producer community. Supports various industry associations including Big I NY, PIANY, IBANY, and others.

Scale indicators6 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Wholesale & Specialty Insurance Association (WSIA): National industry association for wholesale insurance brokers and managing general agents — ELANY partners with WSIA's Talent Advocacy & Engagement Foundation on workplace culture training, and WSIA's broader market development and lobbying efforts directly shape the regulatory environment in which ELANY operates.
• National Association of Insurance Commissioners (NAIC): National body that coordinates state insurance regulation in the US — sets the model standards and uniform practices that underpin non-admitted insurance taxation (e.g., SLIMPACT, surplus lines tax allocation), which ELANY applies in stamping NY transactions.
• Council of Insurance Agents & Brokers (CIAB): National association representing commercial insurance brokers, including those who interact with the E&S market — an adjacent industry association with overlapping membership and shared regulatory advocacy interests with ELANY.

Direct peers

• Surplus Line Association of California: California's state-designated stamping office for surplus lines insurance, operating an electronic filing system for surplus line transactions and broker compliance — the closest functional analog to ELANY in the largest US surplus lines market.
• Florida Surplus Lines Service Office (FSLSO): Statutorily-designated surplus lines stamping office for Florida, performing the same role as ELANY for a different state — electronic filing, eligibility verification, financial review of non-admitted insurers, and market data reporting on multi-billion-dollar premium volume.
• Surplus Line Association of Oregon: Oregon's surplus lines stamping office, providing electronic filing, insurer eligibility review, and compliance support for the state's E&S brokers — a smaller-scale but structurally identical peer to ELANY.
• Texas Surplus Lines Stamping Office: Stamping office designated by Texas to process surplus lines insurance transactions and verify eligibility of non-admitted insurers — performs the same statutory compliance and reporting function as ELANY for Texas-licensed brokers.

Others

• AAIS (American Association of Insurance Services): Advisory organization developing rating bureaus and forms for insurance carriers — adjacent to ELANY's compliance and reference-data role for NY E&S filings, though serving carriers' product development rather than brokers' transaction stamping.
• National Insurance Crime Bureau (NICB): Non-profit organization focused on insurance fraud detection and prevention — overlaps with ELANY's "protect members and consumers against fraud" mandate in the E&S segment.

Emerging players

• Insurance Marketplace Standards Association (IMSA): Organization promoting ethical market conduct and standards in the wholesale insurance distribution channel — comparable to ELANY's market security and compliance oversight function, though operating as an industry self-regulatory body rather than a state stamping office.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/ExcessLineNY
• LinkedInlinkedin.com/company/excesslineassociationofny
• Xx.com/excesslineny

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Excess Line Association of New York