Ja Katori

What Ja Katori does

JA Katori (かとり農業協同組合) is an agricultural cooperative headquartered in Katori City, Chiba Prefecture, Japan, operating across Katori City, parts of Narita City, and three towns in Katori District (Kozaki, Tonosho, Tako). Founded in its current consolidated form in March 2020 from predecessor cooperatives, it serves 12,275 regular farmer-members and 4,506 associate members (16,781 total), supported by 246 staff. The cooperative operates four integrated business lines: agricultural product marketing (rice, sweet potatoes, vegetables, pork), production material and agricultural machinery purchasing (including JA-SS fuel stations), banking and credit services through the JA Bank network, and mutual aid insurance through JA Kyosai.

Its core agricultural output includes branded rice varieties (Fusaotome, Fusakogane, Tako-mai, Ino Kabuki-mai) totaling 333,000+ bales annually, sweet potatoes with ¥7.1B in handling (Beniharuka, Silk Sweet, Beni Azuma, plus original brands Daiei Aimusume and Sawarakko), and branded pork (Boso Pork, Higashi no Takumi SPF Pork). Distribution flows primarily to the Tokyo Metropolitan Central Market through six collection/shipping yards and a country elevator, with secondary reach through the JA Town national e-commerce platform. The technology backbone consists of a traditional JA Bank three-tier online system (JA-Shintaku-Norinchukin Bank) and physical logistics infrastructure.

Revenue mechanics combine transaction-fee income from agricultural product marketing, subscription-style recurring revenue from banking and mutual aid products (savings balance ¥158.1B, loan balance ¥17.3B, long-term mutual aid holdings ¥409.6B), and one-time/transactional purchasing income (¥7.4B handled). As of FY2024, total assets stood at ¥174.5B, net assets at ¥11.7B, and equity ratio at 16.42%.

Name

Ja Katori

Legal name

かとり農業協同組合

Website

https://ja-katori.or.jp

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

251–500 employees

Short description

JA Katori is a Chiba Prefecture agricultural cooperative serving 16,781 members with integrated agricultural product marketing, banking, insurance, and farm supply services, anchored by branded rice, sweet potato, and pork production.

Ownership category

akta.pro rank

Product category

Agricultural Cooperative Services

NAICS

Potato Farming (111211), Vegetable and Melon Farming (1112), Grain and Field Bean Merchant Wholesalers (42451), Farm Product Raw Material Merchant Wholesalers (4245), Other Crop Farming (1119), Mushroom Production (111411)

SIC

Agricultural Production-Crops (100), Wholesale-Farm Product Raw Materials (5150), Farm Machinery & Equipment (3523), Agricultural Services (700)

akta.pro primary industry

Farmer Cooperatives & Co-op Retail (AFABAJAB)

Keywords

• Agricultural cooperative services
• Rural banking services
• Mutual insurance products
• Farm produce distribution
• Agricultural input supply

Headquarters

HQ city

Katori

HQ country

Japan

HQ region

Asia

Offices16 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Infrastructure, Marketing or Sales, Technology or R&D

Revenue model

1. 信用事業（貯金・融資・為替）: 貯金（普通貯金・定期貯金等）、融資（住宅ローン・マイカーローン・教育ローン等）、為替サービスを提供。JAバンクとして機能し、組合員・地域住民対象。主な経営指標：貯金残高158,100,029千円、貸出金残高17,274,575千円（令和7年12月31日現在）
2. 販売事業: 組合員が生産した農畜産物（米・野菜・花・畜産物）をJAが販売。販売品取扱高は19,237,023千円（令和7年12月31日現在）。京浜市場中心に出荷。JATownなどの тожеcommerce тожеcommerce тожеcommerce тожеcommerce channelsを通じた販売。
3. 共済事業: JA共済として、「ひと・いえ・くるま」の保障プランを提供。万一の病気・けが・災害・自動車事故・老後の生活設計等方面的保障。長期共済保有高409,649,271千円（令和7年12月31日現在）
4. 購買事業: 生産資材購買（肥料・農薬・飼料等の供給）、農業機械事業（トラクター・コンバイン等の販売・修理）、燃料事業（JA-SS給油所）の3領域。購買品取扱高は7,406,610千円（令和7年12月31日現在）

Pricing tiers

Distribution channels5 records

Marketing channels4 records

Core offering

JA Katori is a multi-business agricultural cooperative that provides its members and local residents with banking (JA Bank deposits, loans, remittances), mutual insurance (JA Kyosai), agricultural guidance, marketing of member-produced rice, vegetables, flowers and livestock, and purchasing of production materials, agricultural machinery and fuel. It also operates its own fuel stations, machinery service centers, collection/shipping facilities, and runs an online store via JA Town for direct produce sales.

Product overview

JAかとり（かとり農業協同組合）は千葉県北東部に位置する農業協同組合で、農産物生産・銷售、信用事業（共済・銀行サービス）、共済（保険）、購買事業等多角的な事業を展開する。農産物では管内随一のサツマイモ産地（ JA town、京浜市場向け）とし、房総ポーク・東の匠SPF豚ブランド肉、「ふさおとめ」「ふさこがね」「多古米」「伊能歌舞伎米」などのブランド米を生産。金融面ではJAバンクの名称で貯金・融資・為替等の銀行業務と、JA共済による「ひと、いえ、くるま」の保障プランを提供。給油所（JA-SS）や農機具販売・修理サービスも展開する。

Differentiator

Problem solved

Functional benefit

Brands

• 房総ポーク: Brand pork produced in the Kurimoto area of JA Katori's jurisdiction, raised on feed supplemented with domestic rice, seaweed powder, and vitamin E. Known for being free of pork odor with a tender texture.
• 東の匠SPF豚
• 大栄愛娘
• さはらっこ
• ちばエコ米
• 多古米
• 伊能歌舞伎米

Products and services

• JA Housing Loan (JA住宅ローン) Housing loan product offered through JA Bank with variable and fixed-rate (3/5/10 year) options, interest-rate reductions for bundled salary deposits or JA Card, and government-affiliated financial institution agency lending support.
• JA Car Loan (JAマイカーローン) Auto purchase loan product offering variable interest rates of 2.100%-3.125% with conditional rate reductions for JA Net Bank app, housing loan users, JA Card holders, or salary transfer customers.
• JA Education Loan (JA教育ローン)

Quantifiable outcome

• さつまいも取扱高：約71億円（千葉県内有数）
• +2 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered core and minor.

• JA全中（全国農業協同組合中央会）coreStrategic or Co-development PartnerJAグループの全国的組織。JAかぶりの上部組織であり、JAグループ全体の政策・指導・連絡調整を行う。全国組織の傘下でJA BANK・JA共済・JAカード等のブランドを活用。
• JA全農（全国農業協同組合連合会）coreStrategic or Co-development PartnerJAグループの物的経済事業の中核組織。生産資材の安定供給や農産物の販売促進を担当。JAかぶりの購買事業・集的事業を支援。JAカード（クレジットカード）の提携也存在。
• 全共連（JA共済）coreStrategic or Co-development PartnerJAグループの共済事業の中核組織。JA共済商品の开发・提供を行う。「ひと・いえ・くるま」の保障プランをJAかぶりに提供。
• JAバンク千葉coreChannel Partner/ Reseller/ Distributor千葉県内のJA банков网络の都道府統一方。貯金・融资・為替サービスの相互利用 JAマイステージ（優遇プログラム）の提供。JAネットバンクの運営支援。
• JA千葉中央会coreStrategic or Co-development Partner千葉県内のJA各县市の指導・調整・広報を行う。JAかぶりの経営支援・組織整備应对。
• JAカード（UFJ NICOS・三菱UFJニコス提携）minorChannel Partner/ Reseller/ DistributorJAカード（三菱UFJニコス株式会社）はJA共済と提携し、JAカード（クレジットカード）を提供。公共料金口座振替の优惠サービスの一環として位置づけ。
• 房総ポーク販売促進委員会（JA全農ちば連携）coreStrategic or Co-development Partner栗源地区中心に生産される「房総ポーク」（飼料に国产米・海藻粉末・ビタミンE添加）のブランド推广。JA全農ちばと連携した販売促進。
• JAかぶり東庄SPF豚研究会coreStrategic or Co-development Partner東庄地区で生産される「東の匠SPF豚」のブランド管理・研究会活動。平成26年度全国優良畜産経営管理技術発表会にて農林水産大臣賞を受賞。
• 芳源マッシュルーム株式会社minorStrategic or Co-development Partner香取地区のマッシュルーム生産を行う日本有数の規模的企业。オランダ式培地システムを導入し、化学肥料不使用・ミネラル豊富な地下水を使用した高品質マッシュルームを生産。JAかぶりの通じて市場出荷。

Scale indicators16 records

Recent moves7 records

Expansion highlights5 records

Others

• Komeri (コメリ): Nationwide chain of home centers and farm-supply retail stores in Japan; competes with JA Katori's purchasing/machinery businesses for member-side sales of agricultural materials, tools, and small equipment.
• Norinchukin Bank (農林中央金庫): The apex cooperative bank at the top of the JA Bank three-tier system; comparable as the central funding and investment institution that JA Katori's deposits ultimately flow to and that provides liquidity back to the system.
• Ito-Yokado / Seven & i Holdings (Aeon Group produce operations): Large Japanese retail conglomerates with private-label produce programs and direct contracts with farmers; relevant as buyers/distributors that compete with JA Katori's wholesale-to-retail sales channel into the Tokyo metro market.

Broad incumbents

• JA Bank (JAバンク): The national banking arm of the JA Group; comparable as the platform through which JA Katori operates its credit business and savings/loan products under the three-tier JA-Shinnoren-Norinchukin structure.
• JA Kyosai (JA共済): The national mutual aid/insurance arm of the JA Group; comparable as the entity that develops and provides the ¥409.6B in long-term mutual aid products sold through JA Katori.
• JA Zen-Noh (全農 / National Federation of Agricultural Cooperative Associations): The national-level apex purchasing and sales federation of the JA Group; directly comparable as the umbrella organization that handles national purchasing and sales for JA Katori and other member cooperatives.

Regional players

• Hokuren (ホクレン / Hokuren Federation of Agricultural Cooperatives): Hokkaido's prefectural agricultural cooperative federation; comparable in structure (multi-business: purchasing, sales, credit support) but serving a different geography with a different product mix (dairy, sugar beets vs. rice and sweet potatoes).

Emerging players

• Salad Bowl (サラダボウル): Japanese vertical-farming and premium salad producer; comparable as a modern agricultural production company that bypasses traditional cooperative distribution channels and sells directly to retail and food service.
• Oisix (オイシックス・ラ・大地): Direct-to-consumer fresh produce e-commerce and meal-kit company; competes with JA Town for online fresh-produce sales and is reshaping consumer expectations around convenience, traceability, and quality.

Direct peers

• JA Chiba (JAちば / 千葉県農業協同組合中央会): Prefectural-level JA central union in the same Chiba Prefecture, coordinating guidance, lobbying, and management support across all JAs in the prefecture including JA Katori.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ja Katori