Credit 2000
Credit 2000 is an independent Belgian mortgage broker founded in 1993, serving individual home buyers and property investors across Belgium through 10+ agencies and 15+ bank partnerships, earning commissions on placed mortgage and refinancing loans.
- Company typePrivate
- Founded1993
- HeadquartersBrussels, Belgium
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Credit 2000 does
Credit 2000 is a Belgian independent mortgage brokerage firm (courtier en prêt hypothécaire) founded in 1993 and headquartered in Brussels, operating as CREDIT 2000 SRL under FSMA supervision. The company serves individual home buyers, property investors, and refinancing clients across Belgium through a hybrid distribution model combining a nationwide network of at least 10 physical agency locations with a bilingual French/Dutch website featuring an online mortgage simulator. Its core business is intermediating mortgage loans by comparing offers from over 15 Belgian bank and financial institution partners and earning referral commissions on placed loans, with ongoing portfolio monitoring to proactively recommend refinancing when market rates improve.
Credit 2000 firmographics
Firmographics- Name
- Credit 2000
- Legal name
- CREDIT 2000 SRL
- Website
- https://credit2000.be
- Company type
- Private
- Founded year
- 1993
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Credit 2000 is an independent Belgian mortgage broker founded in 1993, serving individual home buyers and property investors across Belgium through 10+ agencies and 15+ bank partnerships, earning commissions on placed mortgage and refinancing loans.
- Ownership category
- akta.pro rank
Where Credit 2000 is headquartered
LocationHeadquarters
- HQ city
- Brussels
- HQ country
- Belgium
- HQ region
- Europe
Offices10 records
Markets served
Credit 2000 business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D
Revenue model
- Mortgage brokerage commissions: Credit 2000 earns commissions from banks and financial institutions when they successfully place a client's mortgage loan. As an independent broker not tied to any single bank, they compare offers across multiple banking partners and earn referral/introduction fees for directing clients to specific lenders.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Standard fixed-rate mortgage (Vaste rentevoet) |
| Subscription | Monthly | Hypo+ progressive formula (Progressieve formule) |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Credit 2000 product offering
Product offeringCore offering
Credit 2000 is an independent mortgage broker in Belgium that acts as an intermediary between individual borrowers and a network of more than 10 partner banks and financial institutions. The company compares mortgage offers from multiple lenders to secure the lowest available interest rates for clients seeking to purchase, build, renovate, or refinance residential property. It also provides investment property financing (immobilier de rapport) and ongoing portfolio monitoring with proactive refinancing recommendations.
Product overview
Crédit 2000 operates as a mortgage broker offering a unified suite of mortgage products designed for Belgian property buyers. The core offerings consist of three main products: Prêt Hypothécaire (standard mortgage loans), Rachat de Crédit Hypothécaire (mortgage refinancing), and Immobilier de Rapport (investment property loans). These are complemented by specialized add-on products including Crédit Bullet for investors seeking interest-only payments and the Hypo+ Formula for progressive payment schedules. As an independent broker with 30+ years of experience, Crédit 2000 functions as an intermediary between clients and approximately 15 partner banks, negotiating on behalf of customers to secure the lowest available rates. The company provides ongoing account management, proactively monitoring the market and recommending refinancing opportunities when favorable rate changes occur.
Differentiator
Problem solved
Functional benefit
Companies that use Credit 2000
Customer profileSegments2 records
Ideal customer profiles2 records
Credit 2000 technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature1 record
Credit 2000 partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Belgian banks and financial institutionscoreCredit 2000 works with more than 10 Belgian banks (described as 15+) including traditional banks and online-only banks. As an independent broker, they compare offers from these financial partners to find the best rates for their clients. The company negotiates on behalf of clients to obtain optimal mortgage terms.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
Credit 2000 competitors and assessment
Company assessmentDirect peers
- Credimo: Belgian online mortgage broker (formerly VDHG/Topaze heritage) offering mortgage comparison and brokerage services across Belgium. Comparable to Credit 2000 in the consumer mortgage intermediation segment.
- Hypotheek.winkel: Belgian independent mortgage broker (Hypotheek Winkel / Mortgage Shop) operating in Flanders with multiple agencies. Directly comparable to Credit 2000 as a multi-branch Belgian mortgage intermediary comparing offers from multiple partner banks.
- Immotheker: Large Belgian mortgage and insurance broker network with nationwide branches, comparing loan offers from multiple banks for residential buyers. Direct competitor to Credit 2000 in the Belgian retail mortgage brokerage market.
Broad incumbents
- ING Belgium: Belgian arm of ING offering mortgage products including DIY/online mortgage tools. Comparable as a Belgian mortgage lender and a likely partner bank whose offers Credit 2000 would compare.
- Belfius: Belgian bank active in mortgage lending, comparable to Credit 2000 as both a potential bank partner and a direct lender competing for the same Belgian mortgage customers.
- Argenta: Belgian retail bank active in mortgage lending and savings, comparable as a Belgian mortgage lender partner whose products Credit 2000 would offer through its brokerage service.
- BNP Paribas Fortis: Largest Belgian bank offering mortgages directly and through intermediaries. Comparable because it is both a Credit 2000 bank partner and a direct competitor channel for Belgian mortgage customers.
- KBC Bank: Major Belgian bank offering mortgage products and a distribution partner referenced indirectly via products like Hypo+ in partnership with Record Credits. Comparable as a major Belgian mortgage originator and bank partner.
Regional players
- De Hypotheekshop: Dutch-headquartered mortgage broker franchise network with cross-border presence into Belgium. Comparable multi-branch independent mortgage intermediary model, though primarily serving the Dutch market.
Others
- Record Credits: Belgian mortgage provider whose Hypo+ progressive formula product is offered through Credit 2000. Adjacent ecosystem participant and supplier partner rather than direct broker competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Credit 2000 social profiles
Digital presenceCredit 2000 compliance and trust
Trust signalCompliance3 records
Credit 2000 financial estimates
Financial estimateRevenue estimate
Valuation estimate
Credit 2000 leadership team
Management profileNumber of profiles
Profiles1 record
Credit 2000 funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Credit 2000 M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Credit 2000
What does Credit 2000 do?
Credit 2000 is an independent mortgage broker in Belgium that acts as an intermediary between individual borrowers and a network of more than 10 partner banks and financial institutions. The company compares mortgage offers from multiple lenders to secure the lowest available interest rates for clients seeking to purchase, build, renovate, or refinance residential property. It also provides investment property financing (immobilier de rapport) and ongoing portfolio monitoring with proactive refinancing recommendations.
Is Credit 2000 a public or private company?
Credit 2000 is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Credit 2000 founded?
Credit 2000 was founded in 1993. It employs 11 to 50 people.
Where is Credit 2000 based?
Credit 2000 is headquartered in Brussels, Belgium, in the Europe region.
How does Credit 2000 make money?
One revenue line is on record: mortgage brokerage commissions.
Who are Credit 2000's main competitors?
Direct peers on record are Credimo, Hypotheek.winkel and Immotheker. Broad incumbents are ING Belgium, Belfius, Argenta, BNP Paribas Fortis and KBC Bank. De Hypotheekshop is listed as a regional player. Record Credits is listed as an others.
Does Credit 2000 have an API?
No public API is recorded for Credit 2000.