EasyFintech
- Company typePrivate
- Founded2024
- HeadquartersMilan, Italy
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
EasyFintech firmographics
Firmographics- Name
- EasyFintech
- Legal name
- Easyfintech S.r.l.
- Website
- https://easyfintech.it
- Company type
- Private
- Founded year
- 2024
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
EasyFintech industry classification
Industry- Product category
- Credit Scoring and Financial Analytics Software
- NAICS
- Credit Bureaus (561450), Activities Related to Credit Intermediation (5223), Software Publishers (5132)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320), Loan Brokers (6163), Finance Services (6199)
- akta.pro primary industry
- Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC)
- akta.pro secondary industries
- Underwriting Automation & Income/Employment Verification (FSAGAHAD), Alternative / Non-Traditional Credit Data Providers (FSAKAKAB), Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching) (FSAGAHAL), Pricing, Risk-Based Offer & Limit Management (FSAGAHAE)
Keywords
Where EasyFintech is headquartered
LocationHeadquarters
- HQ city
- Milan
- HQ country
- Italy
- HQ region
- Europe
Offices2 records
Markets served
EasyFintech business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales
Revenue model
- SaaS Platform Subscriptions: Easyfintech generates revenue through subscription-based access to its various digital platforms (Easyfinder, PEF, PEFTECH, Easyscore, Easymonitor, CashDriver), where users pay for platform access to perform creditworthiness evaluations, credit scoring analysis, and financial monitoring.
- Tiered Software Packages: CashDriver offers three distinct packages (Centrale Rischi, Business Plan and Scenarios, Finanza d'Impresa) with varying feature sets, suggesting tiered subscription pricing for different user needs and budget levels.
- Credit Scoring Reports: Revenue generated from providing credit scoring reports and analysis through Easyscore platform, aggregating data from multiple providers including CeBi, CIS, S-peek products.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Centrale Rischi Package - Core credit risk monitoring features |
| Subscription | Monthly | Business Plan and Scenarios Package - Planning and forecasting features |
| Subscription | Monthly | Finanza d'Impresa Package - Full-featured comprehensive package |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels5 records
EasyFintech product offering
Product offeringCore offering
EasyFintech develops and licenses cloud-based software platforms that enable digital credit assessment, financial profiling, and creditworthiness monitoring for Italian financial intermediaries, fintech operators, advisors, and corporate professionals. The platform suite includes Easyfinder (bancability comparator), PEF (electronic credit practice), PEFTECH (fintech credit scoring with AI/ML), Easyscore (multi-provider scoring hub), Easymonitor (credit monitoring), and CashDriver (financial management with DSCR and business planning). The company aggregates data from major Italian information providers including CeBi, CIS, Cribis, InfoCamere, and CRIF Open Banking to deliver standardized digital credit evaluation workflows.
Product overview
EasyFintech offers a modular platform architecture centered on credit and financial information services for the Italian market. The core offering includes Easyfinder (bancability comparator), PEF (electronic credit practice for traditional intermediaries), and PEFTECH (digital credit practice platform for fintech operators). Easyscore serves as the multi-brand credit scoring hub aggregating data from CeBi, CIS, Cribis and other providers. Easymonitor provides continuous creditworthiness monitoring for crowdfunding/lending platforms. CashDriver offers comprehensive financial management with modules for business planning, DSCR calculation, and bank rating analysis. Additional services include CeBi Score4 integration, Open Banking via Crif, and InfoCamere data access. The company operates exclusively under Prefettura di Milano license (Art. 134 TULPS) and serves financial intermediaries, fintech operators, advisors, and commercial enterprises.
Differentiator
Problem solved
Functional benefit
Brands
- Easyfinder: Online comparator for verifying the bankability of Italian businesses using fiscal code.
- PEF (Pratica Elettronica di Fido)
- PEFTECH
- Easyscore
- Easymonitor
- Cashdriver
Products and services
- Easyfinder Online comparator that verifies the creditworthiness (bancability) of an Italian business using only its tax code, providing simultaneous economic-financial analysis from major fintech operators in 27 seconds. Designed for credit intermediaries, financial agents, accountants, Confidi, and consultants performing client profiling.
- PEF (Pratica Elettronica di Fido) Digital credit application platform that enables credit intermediaries and banking/parabanking professionals to manage the entire financing request workflow electronically, including profiling, document fascicle generation, and automatic submission to banks. Targeted at the traditional banking and parabanking credit market.
- PEFTECH Digital credit practice platform designed for fintech operators (crowdfunding, P2P lending, invoice financing, leasing platforms) that automates the entire lending instruction process from online request acquisition through credit scoring, reputational verification, anti-money laundering checks, Centrale Rischi analysis, DSCR testing, to deliberation. Offers customizable AI/ML-based credit scoring models.
- Easyscore Multi-brand credit scoring hub that aggregates models from major commercial information providers (CeBi, CIS, Cribis, S-peek, Company Check), enabling users to select the best data at the best price. Provides commercial and credit reliability scoring without a subscription requirement for access.
- Easymonitor Digital creditworthiness monitoring service for fintech operators' risk management functions, tracking economic-financial health of companies on crowdfunding, lending, or debt/bond platforms, with automatic email alerts for changes in credit scores. Easymonitor Expert is powered by Cribis.
- CashDriver Comprehensive financial management platform supporting entrepreneurs, CFOs, consultants, and accountants in managing the economic-financial and banking activities of a company or group. Modules include Centrale Rischi analysis, Business Plan, DSCR calculation, debt management, bank rating comparison, and interest rates. Offered in three tiered packages.
- Sistema CEBI (CeBi Score4 and Sintesi) Business diagnosis system providing scores calculated from balance sheet and demographic data to evaluate economic-financial solidity, licensed from Cerved Group's Centrale dei Bilanci. Includes the Sintesi application for prospective balance sheet elaboration, business plan evaluation, and sector-based forecasts. Available via cloud licensing through Easyfintech.
- Open Banking (CRIF N.E.O.S.) Open Banking analytics-as-a-service based on CRIF N.E.O.S., providing customer insights derived from current account transaction data for SME creditworthiness evaluation. Integrated within PEF and PEFTECH platforms.
- InfoCamere Services Official InfoCamere distributor service providing facilitated access to the Telemaco web portal. Enables queries to Camera di Commercio databases for visure (business extracts), certificates, balance sheet copies, filed documents, and business category lists.
Quantifiable outcome
- 27 seconds for bancability verification using only fiscal code
- +1 more outcomes
Companies that use EasyFintech
Customer profileNamed customers13 records
Segments5 records
Ideal customer profiles3 records
EasyFintech technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability3 records
Feature8 records
EasyFintech partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core.
- InfoCamerecoreEasyfintech is an official distributor of InfoCamere services, providing facilitated access to the Telemaco web portal. This enables queries to Camera di Commercio databases for visure (business extracts), certificates, balance sheet copies and filed documents, and business category lists.
- CRIF N.E.O.S. (New Evaluation Open Suite)coreEasyfintech integrates CRIF N.E.O.S. Open Banking service into its PEF and PEFTECH platforms. This provides new analytics as a service and customer insights based on current account transaction information for SME creditworthiness evaluation in the Open Banking era.
- Cerved Group (Centrale dei Bilanci / CeBi)coreEasyfintech offers cloud-based licensing of the CeBi (Centrale dei Bilanci) system from Cerved Group, including CeBi Score4 for economic-financial solidity evaluation and Sintesi for business plan analysis. Used by all major Italian banking groups.
- Cribis (CRIF Group)coreEasymonitor Expert service is powered by Cribis, providing constant control of business registration data, governance/ownership elements, capital operations, and credit score changes. Cribis provides commercial reliability ratings integrated into Easyfintech's monitoring platform.
- ANCIC (Associazione Nazionale Commercialisti Information and Communication)coreEasyfintech operates exclusively as a reseller of commercial information, sourcing exclusively from primary accredited suppliers operating in the national territory and adhering to ANCIC, operating according to the Code of Conduct for commercial information data processing approved by the Italian Data Protection Authority.
Scale indicators3 records
Recent moves7 records
Expansion highlights5 records
EasyFintech competitors and assessment
Company assessmentBroad incumbents
- Coface Italy: Global trade credit insurer with Italian operations providing business credit reports and scoring. Comparable to EasyFintech's commercial information and creditworthiness evaluation offerings, with a focus on B2B trade credit risk.
- Bureau van Dijk (Moody's): Moody's-owned provider of global company information and corporate linkage data. Comparable to EasyFintech's InfoCamere-powered business registry and visure capabilities, with stronger multinational reach.
- Experian Italy: Global credit information leader with Italian operations. Comparable as a broad incumbent offering consumer and commercial credit data, analytics, and decisioning to the same bank and fintech customer base that EasyFintech serves.
Emerging players
- Tink (Visa): Visa-owned open banking platform used by European lenders for cashflow-based underwriting. Comparable as an emerging infrastructure provider in the open banking analytics layer that EasyFintech integrates via CRIF N.E.O.S.
- AccountScore: Open Banking transaction data analytics provider for SME credit underwriting. Comparable to EasyFintech's Open Banking credit scoring module — both convert bank transaction data into credit risk signals for lenders.
Direct peers
- Creditsafe: European business credit bureau serving SMBs and lenders with company reports and scoring. Comparable to EasyFintech's Easyscore/Cribis-powered scoring products in the multi-country business information category.
- CRIF Ratings: European credit rating agency within the CRIF group offering SME and corporate credit ratings. Comparable to EasyFintech's scoring services for Italian SMEs and similar use cases in regulated lending decisions.
- Cerved Group: Italy's dominant business information and credit bureau provider. Direct competitor because it aggregates the same CeBi datasets, supplies Cerved Score, and offers comparable credit decisioning tools to Italian banks and enterprises — also one of EasyFintech's key data partners.
- Modefinance: Italian fintech providing AI-powered SME credit ratings and ESG scoring. Comparable to EasyFintech's PEFTECH offering because both target Italian lenders with alternative-data, machine-learning credit scoring for SMEs.
- CRIF: Major European credit bureau and open banking analytics provider. Directly comparable because CRIF supplies N.E.O.S. (integrated into EasyFintech) but also offers end-to-end credit decisioning platforms (CRIF Ratings, Credit Information Bureau) that overlap with PEF and PEFTECH.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
EasyFintech social profiles
Digital presenceEasyFintech compliance and trust
Trust signalCompliance2 records
EasyFintech financial estimates
Financial estimateRevenue estimate
Valuation estimate
EasyFintech leadership team
Management profileNumber of profiles
EasyFintech funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
EasyFintech M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about EasyFintech
What does EasyFintech do?
EasyFintech develops and licenses cloud-based software platforms that enable digital credit assessment, financial profiling, and creditworthiness monitoring for Italian financial intermediaries, fintech operators, advisors, and corporate professionals. The platform suite includes Easyfinder (bancability comparator), PEF (electronic credit practice), PEFTECH (fintech credit scoring with AI/ML), Easyscore (multi-provider scoring hub), Easymonitor (credit monitoring), and CashDriver (financial management with DSCR and business planning). The company aggregates data from major Italian information providers including CeBi, CIS, Cribis, InfoCamere, and CRIF Open Banking to deliver standardized digital credit evaluation workflows.
Is EasyFintech a public or private company?
EasyFintech is a private company. It is classified as corporate owned and is currently operating.
When was EasyFintech founded?
EasyFintech was founded in 2024. It employs 1 to 10 people.
Where is EasyFintech based?
EasyFintech is headquartered in Milan, Italy, in the Europe region.
How does EasyFintech make money?
Three revenue lines are on record. SaaS Platform Subscriptions are the primary driver. The others are tiered Software Packages and credit Scoring Reports.
Who are EasyFintech's main competitors?
Broad incumbents on record are Coface Italy, Bureau van Dijk (Moody's) and Experian Italy. Emerging players are Tink (Visa) and AccountScore. Direct peers are Creditsafe, CRIF Ratings, Cerved Group, Modefinance and CRIF.
Does EasyFintech have an API?
No public API is recorded for EasyFintech.
What industry is EasyFintech in?
EasyFintech's product category is Credit Scoring and Financial Analytics Software. Its primary akta.pro industry code is FSAGAHAC, Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking), with a secondary code of FSAGAHAD, Underwriting Automation & Income/Employment Verification. Its NAICS code is 561450 and its SIC code is 7320.