CLOE

What CLOE does

CLOE operates a web-based matchmaking marketplace that enables students in France to search, compare, and book verified accommodation (studios, flatshares, residences, rooms) directly online. The platform connects tenants with three categories of landlords — individual owners, real estate agencies/property managers, and student residences — and differentiates through bundled services that address the two structural frictions of the French rental market: the requirement for a French guarantor, and the administrative burden of move-in. CLOE supplements its core accommodation product with three add-ons: a Student Guarantor Service (where CLOE acts as guarantor on behalf of students without one, particularly international students), a Concierge Service branded MoveCool (handling home insurance, internet, electricity, and gas setup), and a paid Guaranteed Profile subscription (€9.90/month for six months) that certifies tenant profiles and unlocks eligibility for the GarantMe unpaid-rent guarantee at no extra cost.

Under the hood, the platform integrates Stripe for payment processing, DocuSign for electronic signature of rental contracts, and partners with GarantMe and Allianz/INSURED Services for rent guarantee insurance. CLOE itself is a regulated insurance intermediary (Orias No. 17007068, supervised by ACPR) and a CNIL-declared data processor (Declaration No. 1836642v0), with the CLOE trademark registered with INPI. All bookings are mandated to occur on-platform with a 72-hour maximum landlord response SLA, preventing off-platform transactions and reinforcing the platform's take rate.

The business model combines transaction-based Booking Fees on each rental, recurring revenue from the six-month Guaranteed Profile subscription, optional CLOE Guarantee fees (waived for Guaranteed Profile holders), and insurance intermediation on Allianz-backed landlord protection products. Distribution is primarily product-led growth via the cloe-edu.fr platform, supplemented by a referral channel through 150+ academic institution partnerships (universities, engineering schools, business schools) and a landlord Owner Space self-serve portal. The company is a privately held SAS headquartered in Paris, founded in 2021, with a reported 1–10 employee headcount and €1,000 share capital, and no funding rounds disclosed.

Name

CLOE

Legal name

CLOE

Website

https://cloe-edu.fr

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

CLOE is a French student housing marketplace that lets students search, compare, and book verified accommodation online, bundling guarantor, rent guarantee, and move-in concierge services to address the French guarantor requirement and administrative friction.

Ownership category

akta.pro rank

Product category

Student Housing Marketplace

NAICS

Rental and Leasing Services (532)

SIC

Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Student Housing Marketplaces & Booking Platforms (THAMAGAJ)

akta.pro secondary industry

Private Student Housing Marketplaces & Booking Platforms (Aggregators) (EDAIALAE)

Keywords

• Student accommodation marketplace
• Rental guarantor services
• Student housing platform
• Tenant verification services
• Property listing platform

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations, Infrastructure

Revenue model

1. Booking Fees: Fees paid by Tenant to CLOE when booking and paying for accommodation via the Platform. The first month's rent and Booking Fees are paid directly on the Platform.
2. Guaranteed Profile Subscription: Optional paid premium offer for tenants to have their profile verified and certified. Valid for 6 months from confirmation. Order is firm and final, no refund.
3. CLOE Guarantee Fees: Fees charged when advertiser requests CLOE Guarantee for a booking. Not charged when tenant has active Guaranteed Profile.
4. Unpaid Rent Guarantee (Insurance): Optional free add-on for landlords. CLOE provides documentation for guarantees insured by Allianz, brokered through INSURED Services.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

CLOE operates a student housing matchmaking platform that connects tenants with property owners, real estate agencies, and student residences across France. The platform combines accommodation search and booking with a tenant guarantor service, an administrative concierge (MoveCool) for utilities and insurance setup, and a Guaranteed Profile subscription that certifies tenant profiles and unlocks rent guarantee benefits.

Product overview

CLOE is a student housing matchmaking platform operating as a single unified web/mobile application. The core platform enables students to search, compare, and book verified student accommodation (studios, apartments, rooms, residences, flatshares) across France. This core platform is supplemented by three add-on services: (1) the Student Guarantor Service, where CLOE acts as a guarantor for international students lacking a French guarantor to strengthen their rental application; (2) the Concierge Service (MoveCool), providing administrative support including home insurance setup and utility connections; and (3) the Guaranteed Profile premium subscription that certifies tenant profiles and grants eligibility for the CLOE Guarantee. The platform also includes a landlord-facing Owner Space for property owners to list accommodations and manage bookings. Payment processing is handled by Stripe, electronic signatures by DocuSign, and rent guarantees by Allianz/INSURED Services through GarantMe.

Differentiator

Problem solved

Functional benefit

Products and services

• Student Accommodation Platform Web-based matchmaking platform connecting students with property owners, real estate agencies, property managers, and student residences. Features verified listings, advanced filters (budget, city, school, property type), detailed photos, virtual tours, and 100% online secure booking.
• Student Guarantor Service Service in which CLOE acts as a guarantor for international students or those without a French guarantor, providing a solid professional rental file that gets accepted by French landlords. Included free with the Guaranteed Profile service.
• Concierge Service (MoveCool) Free administrative support service for students, handling paperwork including best-priced home insurance, internet/electricity/gas setup, and end-to-end move-in support.
• Guaranteed Profile Paid premium subscription (€9.90/month, valid 6 months) that verifies and certifies the tenant's profile, makes the tenant eligible for the CLOE Guarantee at no extra cost, and displays a 'Guaranteed Profile activated' badge to advertisers on the platform.
• CLOE Guarantee (Rent Guarantee) Unpaid rent guarantee insurance provided by Allianz through broker INSURED Services and integrated via GarantMe. Protects landlords against unpaid rent. Offered as an optional, free add-on for landlords. CLOE acts as an insurance intermediary (Orias No. 17007068).

Quantifiable outcome

• 72-hour maximum response time for landlord responses
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature5 records

Partnerships

Six partnerships are on record, tiered core.

• StripecoreTechnology or IntegrationPayment processing partner for all platform transactions. Handles secure payment of first month's rent and booking fees. CLOE never has access to confidential payment information.
• DocuSigncoreTechnology or IntegrationElectronic signature service provider for rental contract signing on the platform. Enables asynchronous document signing for tenants and landlords.
• GarantMecoreTechnology or IntegrationUnpaid rent guarantee partner. Tenants with Guaranteed Profile are eligible for GarantMe Guarantee at no extra cost when booking on platform.
• AllianzcoreTechnology or IntegrationInsurance provider for unpaid rent guarantee offered to landlords as optional free add-on. Administered through INSURED Services broker.
• INSURED ServicescoreImplementation/ SI/ Consulting PartnerInsurance broker for CLOE's unpaid rent guarantee service. Handles insurance intermediary mandate for landlord protection products.
• French Universities and Schools (150+)coreChannel Partner/ Reseller/ DistributorAcademic institution partners including universities, engineering schools and business schools who recommend CLOE platform to their students. Platform terms apply to bookings on partner platforms.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Uniplaces: Student accommodation marketplace originally founded in Lisbon with operations across European university cities. Direct competitor offering similar online booking for student rentals.
• Spotahome: Mid- to long-term rental marketplace with strong student housing vertical, operating across Europe. Directly comparable online booking and verified listings model, with broader geographic scope.
• Amber (formerly Student.com): Global student accommodation platform with comparable booking flow and verified listings model. Direct peer in serving international students seeking housing abroad.
• HousingAnywhere: International student housing marketplace connecting students with landlords across European cities. Closely comparable platform business model focused on international student mobility and verified rentals.
• Studapart: Leading French student housing marketplace with similar matchmaking platform serving students and landlords across France. Direct competitor in the same product category, with comparable guarantor and booking flow.

Regional players

• Paris Attitude: French furnished rental agency with significant student housing focus in Paris and major French cities. Competes in student accommodation services but operates more agency-style than pure marketplace.
• Lodgis: Paris-based furnished rental provider with student and expatriate focus. Comparable in serving the same French furnished rental market but with traditional agency model rather than marketplace.

Others

• GarantMe: French rent guarantee provider that is both a partner (powering CLOE's guarantee features) and an adjacent player in the same student housing ecosystem. Included as ecosystem participant since it shares technology stack with CLOE.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Cloe.edu.france
• LinkedInlinkedin.com/company/cloe-edu

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CLOE