Tego
Tego Insurance Pty Ltd is an Australian underwriting agency that provides medical indemnity and malpractice insurance to 30,000+ doctors and healthcare organisations, placing coverage through Lloyd's underwriters and delivering specialty-specific policies with 24/7 medico-legal support.
- Company typePrivate
- Founded2015
- HeadquartersSurry Hills, Australia
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Tego does
Tego Insurance Pty Ltd is an Australian underwriting agency specialising in medical indemnity and malpractice insurance for the healthcare profession. The company is incorporated in New South Wales, holds Australian Financial Services Licence (AFSL 482467), and operates from Sydney. Tego serves more than 30,000 doctors and healthcare providers across 60+ medical specialties and all AHPRA practitioner categories, with coverage spanning civil liability claims, defence costs, AHPRA investigations, coronial inquests, Medicare billing audits, defamation and vicarious liability for employed staff.
The company's core product suite comprises individual Medical Indemnity Insurance for Doctors (including specialists, GPs, doctors in training, locums and VMOs), Medical Malpractice insurance for healthcare entities (private hospitals, day surgeries, general practice, dental practices, specialist suites, radiology, pharmacies and allied health services), and adjacent insurance lines for aged care facilities, NDIS disability providers, and faith, education and childcare organisations. Underlying the offering is an online quote-and-policy-management platform supported by a 24/7 in-house medico-legal advisory service and a structured claims and notifications function. Coverage is placed through Lloyd's syndicates, providing the company's capital and reinsurance backbone.
Tego distributes via direct online quote requests and an insurance broker channel with a dedicated broker information hub, and invests in risk-education content marketing (a learning hub covering S8 prescribing, Medicare audits, privacy breaches and coronial requests). Revenue is generated through annual recurring insurance premiums priced per individual practitioner or healthcare entity on the basis of specialty, procedures, billing levels, claims history and practice setting. Eric Lowenstein is identified as Chief Executive Officer. Ownership is private with no parent company, holding entity or institutional investor signals disclosed; the company is reported to have 11-50 employees.
Tego firmographics
Firmographics- Name
- Tego
- Legal name
- Tego Insurance Pty Ltd
- Website
- https://tego.com.au
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Tego Insurance Pty Ltd is an Australian underwriting agency that provides medical indemnity and malpractice insurance to 30,000+ doctors and healthcare organisations, placing coverage through Lloyd's underwriters and delivering specialty-specific policies with 24/7 medico-legal support.
- Ownership category
- akta.pro rank
Tego industry classification
Industry- Product category
- Medical Indemnity Insurance
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Direct Insurance (except Life, Health, and Medical) Carriers (52412)
- SIC
- Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Medical Malpractice Liability (FSAJADAK)
- akta.pro secondary industry
- Commercial General Liability (CGL) (FSAJADAA)
Keywords
Where Tego is headquartered
LocationHeadquarters
- HQ city
- Surry Hills
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
Tego business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Medical Indemnity Insurance Premiums: Recurring annual insurance premiums charged to medical practitioners, healthcare entities, and care organizations based on specialty, billing levels, claims history, and scope of practice.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Medical Practitioner Insurance - Personalized pricing based on specialty and risk profile |
| Subscription | Annual | Healthcare Entity Insurance - Comprehensive coverage for organizations |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Tego product offering
Product offeringCore offering
Tego provides medical indemnity and medical malpractice insurance to individual medical practitioners and healthcare organizations across Australia. Coverage spans civil liability claims, defence costs, AHPRA investigations, coronial inquests, and public/professional liability, with policies priced per specialty, procedures, billing levels, and claims history. Insurance is underwritten through Lloyd's syndicates, and the offering is supplemented by a 24/7 medico-legal advisory service, claims management, and broker distribution support.
Product overview
Tego offers a portfolio of medical indemnity and malpractice insurance products designed for healthcare professionals and organisations in Australia. The core offerings include Medical Indemnity Insurance for Doctors (covering 60+ specialties) and Medical Malpractice Insurance for Hospitals, Clinics and Healthcare Entities. These are supplemented by specialised insurance for Aged Care, Community and Disability Care providers, and Faith, Education and Childcare organisations. The product suite is supported by 24/7 Medico-Legal Support services, Claims & Notifications management, and Risk Education resources. Tego operates as an insurance broker/underwriting agency placing business with Lloyd's syndicates, serving individual practitioners through to large healthcare organisations.
Differentiator
Problem solved
Functional benefit
Products and services
- Medical Indemnity Insurance for Doctors Medical indemnity insurance for doctors in private and mixed practice across Australia, covering 60+ medical specialties and all AHPRA medical practitioner categories. Provides legal defence costs, compensation payments, AHPRA investigation support, coronial inquest representation, and civil liability protection. Includes automatic reinstatement of indemnity limits and cover for past practice with continuous cover.
- Medical Malpractice Insurance for Hospitals, Clinics and Healthcare Entities Comprehensive medical malpractice, professional indemnity, and public liability insurance for private hospitals, day surgeries, medical centres, specialist clinics, dental practices, pharmacies, pathology and imaging centres, radiology, allied health services, and other healthcare and community organizations. Coverage includes vicarious liability for employed staff.
- Aged, Community, and Disability Care Insurance Insurance packages for residential aged care facilities, NDIS-registered disability support providers, and community health organisations. Covers professional indemnity, public liability, and medical malpractice to safeguard organisations and their operations.
- Faith, Education and Childcare Insurance Liability insurance coverage for religious institutions, educational institutions, and childcare organisations, providing protection for organisations operating in these sectors against liability claims.
- 24/7 Medico-Legal Support Service Round-the-clock expert medico-legal advice and support for doctors and healthcare professionals, providing guidance on AHPRA notifications, patient complaints, adverse events, documentation issues, subpoenas, regulatory investigations, and civil claims.
Quantifiable outcome
- 30,000+ doctors and healthcare providers insured
Companies that use Tego
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles3 records
Tego technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Tego partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Insurance BrokerscoreTego partners with insurance brokers to deliver competitive and comprehensive indemnity solutions for healthcare professionals and organisations. The company provides broker resources and support through an information hub.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Tego competitors and assessment
Company assessmentOthers
- Lockton Australia: Lockton is a global insurance broker with a strong healthcare practice and provider of brokerage and risk advisory services for medical and healthcare clients in Australia. An indirect comparator/ecosystem participant to Tego's broker-channel GTM.
- NPS Group (insurance broker): NPS Group is an Australian-owned insurance brokerage placing specialty commercial, professional indemnity, and healthcare liability coverage. Comparable as an insurance distribution channel that places medical and entity liability coverage competing for healthcare broker mind-share with Tego.
Broad incumbents
- Hiscox: Hiscox is a global specialty insurer with active medical malpractice and healthcare professional liability lines in Australia and other markets. Comparable to Tego through its appetite for specialty medical and healthcare entity coverage.
- Beazley: Beazley is a specialist insurer with a significant medical malpractice and healthcare liability practice serving hospitals and clinicians globally. Comparable to Tego in healthcare liability underwriting, though it operates a wider specialty insurance portfolio.
- Chubb Insurance Australia: Chubb is a global property & casualty insurer with established medical malpractice and professional liability lines in Australia. Overlaps with Tego in hospital/clinic and individual healthcare professional coverage, though Chubb's portfolio is far broader.
- Berkshire Hathaway Specialty Insurance: BHSI is a global specialty insurer with a substantial medical professional liability practice serving hospitals, healthcare systems, and individual practitioners. Comparable to Tego in providing healthcare professional liability coverage at scale, though it operates a much broader specialty portfolio.
Direct peers
- MDA National: MDA National is an Australian medical defense organization historically serving doctors with medical indemnity and medico-legal support. Closely comparable to Tego in product scope (individual practitioner coverage, medico-legal advice, claims management) and customer base.
- Avant Mutual Group: Avant is Australia's largest medical defense organization, providing medical indemnity to doctors and healthcare professionals. Directly competes with Tego in medical practitioner malpractice and medico-legal support across Australia, with deep brand recognition and member-loyalty advantages.
- MIGA (Medical Insurance Group of Australia): MIGA is a specialist Australian medical indemnity insurer providing occurrence-based and claims-made cover to doctors, dentists, and healthcare entities. Operates in the same regulatory environment as Tego with overlapping medical malpractice and entity coverage offerings.
Regional players
- Medical Protection Society (MPS): MPS is a UK-headquartered international medical defense organization with members in Australia and other regions. Comparable to Tego in providing discretionary indemnity, medico-legal support, and professional protection to clinicians, though not domiciled in Australia.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Tego social profiles
Digital presenceTego compliance and trust
Trust signalCompliance2 records
Tego financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tego leadership team
Management profileNumber of profiles
Profiles1 record
Tego funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tego M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tego
What does Tego do?
Tego provides medical indemnity and medical malpractice insurance to individual medical practitioners and healthcare organizations across Australia. Coverage spans civil liability claims, defence costs, AHPRA investigations, coronial inquests, and public/professional liability, with policies priced per specialty, procedures, billing levels, and claims history. Insurance is underwritten through Lloyd's syndicates, and the offering is supplemented by a 24/7 medico-legal advisory service, claims management, and broker distribution support.
Is Tego a public or private company?
Tego is a private company. It is classified as unknown and is currently operating.
When was Tego founded?
Tego was founded in 2015. It employs 11 to 50 people.
Where is Tego based?
Tego is headquartered in Surry Hills, Australia, in the Oceania region.
How does Tego make money?
One revenue line is on record: medical Indemnity Insurance Premiums.
Who are Tego's main competitors?
Others on record are Lockton Australia and NPS Group (insurance broker). Broad incumbents are Hiscox, Beazley, Chubb Insurance Australia and Berkshire Hathaway Specialty Insurance. Direct peers are MDA National, Avant Mutual Group and MIGA (Medical Insurance Group of Australia). Medical Protection Society (MPS) is listed as a regional player.
Does Tego have an API?
No public API is recorded for Tego.
What industry is Tego in?
Tego's product category is Medical Indemnity Insurance. Its primary akta.pro industry code is FSAJADAK, Medical Malpractice Liability, with a secondary code of FSAJADAA, Commercial General Liability (CGL). Its NAICS code is 5242 and its SIC code is 6411.