Axile Sogerac Courtage

What Axile Sogerac Courtage does

Axile Sogerac Courtage (ASC Assurance) is an independent French insurance brokerage founded in 1993 and headquartered at 197 Avenue des États-Unis in Toulouse. The firm operates as an intermediary between clients and a panel of eleven partner insurers — including AXA, Allianz, Generali, Groupama, AIG, QBE, and SwissLife — placing policies across personal, professional, and commercial lines while remaining unaligned to any single carrier, in compliance with Article L. 521-2 of the French Insurance Code. It is regulated by the ACPR and registered with ORIAS under number 07 002 253.

The company manages over 7,500 insurance contracts across four primary segments: real estate professionals (multi-risk building, unpaid rent guarantee, landlord, legal protection, dommages ouvrage); businesses and professionals (liberal professions, hospitality, medical, retail, construction, automotive); individuals (vehicle, home, supplementary health); and prévoyance/patrimoine (retirement savings, provident insurance, wealth management). Its product catalogue includes newer offerings such as Cyber Risques coverage and Gestion de Patrimoine advisory, alongside construction-specific add-ons (Tous Risques Chantier, Pertes d'Exploitation). The technical stack is described as a traditional brokerage platform with no proprietary AI or software systems; a client portal handles claims declaration and document access, but no mobile app, API, or SDK is offered.

Revenue is generated through commissions paid by partner insurance companies on placed premiums (a transaction-fee model), supplemented by a reference subscription price of €19/month for the entry-level home insurance formula and quote-based pricing for commercial lines. The go-to-market is sales-led and consultative, with direct client engagement at the Toulouse office, dedicated account managers, and ongoing claims support. The firm has held continuous placement in L'Argus de l'assurance's Top 50 generalist brokers ranking (2019, 2021, 2024), reached 46th nationally in 2021 with 11% growth, and maintains a 4.9-star Google rating. Capital stands at €60,979.80, with no external funding, no parent company, and no subsidiaries.

Name

Axile Sogerac Courtage

Legal name

AXILE SOGERAC COURTAGE

Website

https://asc-assurance.fr

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

11–50 employees

Short description

Axile Sogerac Courtage (ASC Assurance) is an independent French insurance brokerage founded in 1993 in Toulouse, serving real estate professionals, businesses, and individuals across 7,500+ contracts via multi-carrier partnerships with eleven insurers.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Insurance brokerage
• Commercial insurance
• Property insurance
• Professional liability
• Wealth management insurance

Headquarters

HQ city

Toulouse

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: ASC Assurance generates revenue through commissions paid by insurance companies for placing client policies. As an independent broker not affiliated with any single insurer, they receive commissions from multiple partner insurance companies based on policy premiums.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Axile Sogerac Courtage (ASC Assurance) is an independent insurance brokerage firm that intermediates between clients and multiple partner insurance companies to negotiate tailored coverage. The firm offers a portfolio spanning real estate professional insurance (multi-risk building, unpaid rents, landlord coverage, legal protection, construction damage), business and professional insurance (multi-risk, cyber, business interruption, automotive professionals), individual insurance (vehicle, home, health), and provident/wealth management solutions (retirement savings, provident insurance, patrimonial management). Revenue is generated through commissions paid by insurance company partners.

Product overview

Axile Sogerac Courtage (ASC Assurance) is an insurance brokerage firm operating as a unified service offering. The company acts as an intermediary between clients and insurance companies, offering a comprehensive portfolio organized into four main segments: (1) Real Estate Professionals covering multi-risk building insurance, unpaid rent guarantees, landlord coverage, legal protection, and construction damage insurance; (2) Professionals and Businesses covering various sectors including hospitality, medical, retail, construction, and automotive; (3) Individuals covering vehicles, home insurance, and supplementary health; and (4) Provident & Wealth Management covering retirement savings (PER), provident insurance, and heritage management. The company leverages partnerships with multiple insurance providers (ABEILLE, AIG, ALLIANZ, APRIL, AXA, GENERALI, GROUPAMA, JURIDICA, MMA, QBE, SWISSLIFE) to negotiate customized solutions. With over 30 years of presence in the Toulouse region and managing more than 7,500 insurance contracts, the company positions itself as a specialist broker with dedicated advisors providing comprehensive support from contract subscription through claims management.

Differentiator

Problem solved

Functional benefit

Products and services

• Multirisque Immeuble

Quantifiable outcome

• Water damage claims resolved in 15 days
• +1 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eleven partnerships are on record, tiered minor and core.

• ABEILLE ASSURANCESminorOthersInsurance company partner providing insurance products through ASC brokerage
• AIGminorOthersInternational insurance company partner
• ALLIANZcoreOthersMajor insurance company partner with dedicated support hotline through Eurocourtage
• APRILminorOthersInsurance company partner
• AXAcoreOthersMajor insurance company partner offering individual and fleet auto insurance solutions
• GENERALIcoreOthersMajor insurance company partner providing IARD products
• GROUPAMAminorOthersInsurance company partner
• JURIDICAminorOthersLegal protection insurance specialist partner
• MMAminorOthersInsurance company partner offering individual and fleet solutions
• QBEminorOthersInternational insurance company partner
• SWISSLIFEminorOthersInsurance and wealth management company partner

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Assurance Banque Courtage (ABC): French multi-carrier insurance broker serving individuals and professionals with home, auto, health, and loan insurance. Closely comparable independent-broker model with similar target segments.
• Verspieren: French independent insurance broker with regional roots and a national footprint, serving enterprises and professionals across P&C, health, and prévoyance. Comparable as an independent, multi-carrier French broker with similar GTM.
• Ymanci: Independent French insurance brokerage distributing P&C, health, and prévoyance products from multiple carriers to individuals and professionals. Comparable on independent-broker positioning and product mix.
• SPVie Assurances: French insurance broker focused on professionals and SMEs, distributing products from multiple carriers. Directly comparable on customer segments and commission-based multi-carrier model.
• APRIL: Independent French insurance broker and insurtech-enabled distributor serving individuals, professionals, and enterprises with a multi-carrier, multi-line model. Highly comparable to ASC's independent brokerage approach and product breadth.

Broad incumbents

• Aon France: Global insurance and reinsurance broker operating in France across commercial and specialty lines. Overlaps with ASC on brokerage function but serves enterprise and specialty risk, not retail or local SME.
• Marsh: Global insurance brokerage and risk advisory giant with significant French operations serving large enterprises and complex risks. Comparable as an insurance broker but at vastly greater scale and corporate-client focus.
• Willis Towers Watson (WTW) France: International insurance brokerage and advisory firm with French presence focused on corporate and specialty risks. Comparable as a multi-line broker but operates at enterprise scale and product breadth beyond ASC's reach.
• Howden France: European insurance broker with a growing French footprint serving SMEs and mid-market clients through independent distribution. Comparable brokerage model at a larger, internationally backed scale.

Regional players

• Léa Assurances (Groupe Adelaïde): French independent insurance broker operating outside ASC's Toulouse home base, with comparable P&C and professional-line offerings for individuals and SMEs. Comparable independent regional broker rather than a direct Toulouse competitor.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/ascassurance
• Facebookfacebook.com/ASC-Assurance-225937754458888
• LinkedInlinkedin.com/company/asc-assurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Axile Sogerac Courtage