What FastTrack does

FastTrack SAS is a Colombian payment processor founded in 2009 and headquartered in Cali, operating a unified transactional payments and collections platform under the FastTrack Suite. Its core product is the Pasarela de Pagos (Payment Gateway), which supports credit cards, the PSE online banking rail, and cash payments at more than 25,000 physical collection points across Colombia, supplemented by a licensed Plataforma de Pagos y Recaudos Físicos that adds biometric verification and document management for bank correspondents and physical-collection deployments. Complementary modules include eCommerce Solutions (microsite and virtual-store development), Host-to-Host platform integration services, and the Cash Suite and Mesa de Control transaction management portals.

The underlying technology is the proprietary FastTrack Suite, a Host-to-Host transactional gateway built internally by FastTrack engineers on a microservices architecture with service buses, designed to provide reliable, integrated, and PCI DSS-certified communication between merchants, payment networks, and bank-side systems. The platform is PCI DSS certified and secured with GlobalSign SSL, and integrates with Colombian payment infrastructure (PSE, Incocrédito for non-present card sales codes).

FastTrack monetizes on a transaction-based take-rate model, charging 190 to 2,990 Colombian pesos per transaction plus 2.85% to 6.5% + IVA depending on volume and payment method, with separately negotiated cash-collection pricing. It operates two commercial models: an Aggregator model in which funds settle through FastTrack before transfer to the merchant, targeted at entrepreneurs and small businesses; and a Gateway model in which payments go directly to the merchant's bank account, targeted at medium and large enterprises. Customers span transportation (Ciatran SA, Metro de Medellín), retail (Almacenes Malca, Uno+Uno), financial services (Conecta Financiera), banking (Banco de Occidente, Banco Davivienda), business services (Pana Business), and technology (CS3). GTM is hybrid self-serve for SMBs and direct/assessor-supported sales for enterprise, with all operations currently confined to a single country (Colombia).

Name

FastTrack

Legal name

FastTrack SAS

Website

https://fasttrack.com.co

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

FastTrack SAS is a Colombian payment processor founded in 2009, offering an online payment gateway, cash collection at 25,000+ points, and licensed collection platforms to SMBs, enterprises, and banks across Colombia.

Ownership category

akta.pro rank

Product category

Payment Processing / Payment Gateway Services

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Payment Orchestration Platforms (Multi-PSP Routing) (FSAMACAB)

Keywords

• Payment gateway services
• Host-to-host integration
• Ecommerce payment processing
• Physical payment collection
• Transactional collections platform

Headquarters

HQ city

Cali

HQ country

Colombia

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Payment Processing Fees: Transaction-based fees ranging from $190 to $2,990 Colombian pesos and/or percentage between 2.85% and 6.5% + IVA, depending on transaction volume and payment method (Credit Cards, PSE, Cash Collection). Special rates apply with terms and conditions.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

FastTrack SAS provides transactional payment and collection solutions for Colombian (and broader Latin American) merchants, entrepreneurs, SMBs, mid- and large-enterprises, and banks. It delivers an online payment gateway (Pasarela de Pagos) accepting credit cards, PSE and cash via a 25,000+ point physical collection network, a licensed Host-to-Host payments and collections platform with biometric verification, eCommerce integrations, and the FastTrack Suite plug-in ecosystem for unified transaction orchestration.

Product overview

FastTrack is a Colombian payment processing company operating a unified platform architecture centered on the FastTrack Suite technology. The core product is the Pasarela de Pagos (Payment Gateway) supporting credit cards, PSE online banking, and physical cash collections at 25,000+ points. The platform offers two business models: Aggregator (funds flow through FastTrack) and Gateway (direct to merchant bank). Supporting modules include a licensed Payments and Physical Collections Platform with biometric and document management capabilities for correspondent banking, eCommerce integration with microsite/virtual store development, and Host-to-Host platform integration services. Transaction management is handled through Cash Suite and Mesa de Control portals. The FastTrack Suite provides the underlying H2H transactional gateway, microservices architecture, and service buses that power all products.

Differentiator

Problem solved

Functional benefit

Brands

• FastTrack Suite: A powerful and versatile tool that includes a Transactional Gateway Host to Host (H2H), with Microservices technology and Service Buses, designed by FastTrack engineers.

Products and services

• Pasarela de Pagos (Payment Gateway) An online payment gateway for Colombian (and broader Latin American) merchants, entrepreneurs, SMBs, and mid-/large enterprises that processes credit card, PSE and cash payments and routes them through FastTrack's transactional platform.
• Plataforma de Pagos y Recaudos (H2H Payments and Collections Platform) A licensed Host-to-Host payments and collections platform with biometric verification, designed for banks and large enterprises that need direct, integrated payments and collections processing under their own brand.
• FastTrack Suite (Integrations Plug-in Ecosystem) The modular FastTrack Suite platform that integrates the company's H2H gateway, microservices and plug-ins into a unified technology stack for transaction orchestration, monitoring and integration with merchant and enterprise systems.
• Soluciones eCommerce (eCommerce Integrations) eCommerce integration solutions that extend FastTrack's payment gateway to online stores, enabling merchants to accept card, PSE and cash payments through their web checkout.
• Integración de Plataformas H2H (Host-to-Host Platform Integration) Host-to-Host platform integration services that connect banks and large enterprises directly to FastTrack's H2H gateway for automated, high-volume transaction processing without an intermediary hosted checkout.
• Cash Suite (Cash Collection Service) A physical cash-collection service that lets merchants and enterprises accept cash payments from customers across FastTrack's national network of 25,000+ payment points, with reconciliation back to the FastTrack platform.
• Mesa de Control (Operations Console) A centralized operations and control console that gives merchants, enterprises and licensed bank users visibility and monitoring over transactions processed through the FastTrack Suite platform.

Quantifiable outcome

• Support for Credit Cards, PSE, and Cash at more than 25,000 physical collection points

Named customers9 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature5 records

Partnerships

Two partnerships are on record, tiered minor.

• CCCE (Cámara de Comercio Electrónico)minorOthersFastTrack is affiliated to CCCE (Cámara de Comercio Electrónico), the Colombian Chamber of Electronic Commerce, indicating membership in the industry trade association for e-commerce in Colombia.
• FedesoftminorOthersFastTrack is affiliated to Fedesoft, indicating membership in the Colombian Software Federation, a technology industry association.

Recent moves6 records

Expansion highlights5 records

Direct peers

• Bold (Bold.co): Colombian fintech offering online payment processing, datáfonos, and SMB banking-adjacent services. Directly competes with FastTrack for Colombian merchants across gateway, POS, and SMB banking tools, with a similar domestic focus.
• RedeBan: Major Colombian payment processor providing acquiring, POS, and electronic commerce processing. Comparable to FastTrack in Colombian card and electronic payment processing, especially for enterprise and bank-sponsored merchants.
• Kushki: LATAM-focused payment infrastructure company offering gateway, orchestration, and processing across multiple Andean and Central American markets including Colombia. Closely comparable in multi-rail orchestration model to FastTrack's H2H platform approach.
• Place to Pay: Colombian-headquartered online payment gateway offering credit card, PSE, and cash payment processing for merchants. Closest direct competitor to FastTrack in the Colombian payment gateway market, serving the same SMB and enterprise segments with similar local rail integrations.
• Credibanco: Colombian payment network and processor operating card acquiring, electronic payments, and POS. Overlaps with FastTrack in Colombian card acceptance and merchant acquiring, with deeper bank ownership but narrower SMB gateway focus.

Broad incumbents

• EBANX: Cross-border LATAM payments processor serving global merchants entering the region. Overlaps with FastTrack in Colombian payment processing for e-commerce and uses similar local rails (PSE, cash networks), but at a much larger regional scale.
• Stripe: Global online payment processor with expanding LATAM presence. While not Colombia-native, Stripe competes with FastTrack for cross-border Colombian merchants and global platforms serving Colombian end customers, often with stronger developer tooling.
• MercadoPago: Dominant LATAM digital wallet and online/offline payment processor with operations in Colombia. Competes with FastTrack across online checkout, installments, and QR/cash ecosystems, with substantially greater brand and funding advantages.
• PayU: Global digital payments provider with a strong Latin America footprint, including Colombia. Competes with FastTrack in online payment gateway, aggregator, and local-rail orchestration, but operates at significantly greater scale across multiple LATAM markets.

Regional players

• dLocal: Cross-border payments platform connecting global merchants to LATAM (including Colombia) via local payment methods. While dLocal focuses on cross-border use cases, it increasingly competes with FastTrack for the same local processing layer and merchant relationships.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/fasttracksas
• YouTubeyoutube.com/fasttracksas
• Facebookfacebook.com/fasttracksas
• LinkedInlinkedin.com/company/fasttracksas

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FastTrack