JFD Bank
JFD Bank AG is a privately held, BaFin-regulated German securities institution that provides B2B institutional equity sales trading, Haftungsdach umbrella services, portfolio management, and modular securities custody (in build-up) to institutional investors, FinTechs, and small/mid-cap companies.
- Company typePrivate
- Founded2006
- HeadquartersLimassol, Cyprus
- Headcount51–100
- GTM typeB2B
- OfferingServices
What JFD Bank does
JFD Bank AG is a privately held, BaFin-regulated German Wertpapierinstitut (securities institution) headquartered in Hamburg, operating exclusively in a B2B mode. Originally founded in 2006 as ACON Actienbank AG in Munich, the entity was acquired by the JFD Group in 2017/2018 and renamed JFD Bank AG, then taken over by REA Ventures in 2019/2020, which relocated it to Hamburg. In 2022 the company underwent a strategic repositioning that narrowed its focus to five core service lines: Institutional Equity Sales Trading (advisory and execution on global equity markets for banks, asset managers, and institutional investors, with order management, VWAP, block trading, and morning calls), Haftungsdach (an umbrella structure under § 3 Abs. 2 WpIG providing regulatory coverage, Banking-API, and back-office support to contractually bound intermediaries and FinTechs), Finanzportfolioverwaltung (discretionary portfolio management), Wertpapierdepotgeschäft (a SaaS-based modular securities custody offering with white-label and Banking-API capabilities, currently in build-up), and Consulting (strategy and M&A advisory for startups and growth companies, including FinTech guidance, corporate financing, and exit preparation).
The underlying technology is a proprietary SaaS trading platform paired with a Banking-API and core banking (Kernbanksystem) infrastructure, enabling both direct customer use and white-label deployment under partner brands. The platform supports trading in stocks, ETFs, and options, with execution distributed through a named sales trading team based in Hamburg (head office, Vorstand and Aufsichtsrat) and Frankfurt (sales trading desk). The firm is supervised by BaFin (BAFIN-ID: 10120056), holds LEI 529900U7B6VVWS7Q3G05, and operates as an Aktiengesellschaft registered in Hamburg (HRB 170792) under Vorstand members Lars Lankes and Nils Lensch-Franzen, with Silvio Grass chairing the Aufsichtsrat.
Commercially, JFD Bank generates revenue through a mix of transaction-based fees (institutional equity sales trading commissions and execution-related advisory fees), recurring fees (Haftungsdach subscriptions, portfolio management fees, custody/SaaS subscriptions), and professional-services fees (strategy and M&A consulting). Pricing is not publicly disclosed and is individually negotiated in line with the firm's enterprise field-sales GTM, which targets international banks, capital investment companies, institutional investors, FinTech startups, and small- and mid-cap companies via direct outreach, with the REA Ventures network serving as a referral channel. The firm has 51–100 employees and is privately held with no public funding rounds or stock exchange listing.
JFD Bank firmographics
Firmographics- Name
- JFD Bank
- Legal name
- JFD Bank AG
- Website
- https://jfdbank.de
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- JFD Bank AG is a privately held, BaFin-regulated German securities institution that provides B2B institutional equity sales trading, Haftungsdach umbrella services, portfolio management, and modular securities custody (in build-up) to institutional investors, FinTechs, and small/mid-cap companies.
- Ownership category
- akta.pro rank
JFD Bank industry classification
Industry- Product category
- Investment Banking / Securities Services
- NAICS
- Finance and Insurance (52)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK)
Keywords
Where JFD Bank is headquartered
LocationHeadquarters
- HQ city
- Limassol
- HQ country
- Cyprus
- HQ region
- Europe
Offices2 records
Markets served
JFD Bank business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Institutional Equity Sales Trading: Advisory and execution services for trading activities on global capital markets. Revenue generated through trading commissions and advisory fees.
- Haftungsdach (Umbrella Structure): Umbrella structure for contractually bound intermediaries under § 3 Abs. 2 Wertpapierinstitutsgesetz (WpIG). Provides compliance, risk management, and regulatory support for tied agents.
- Finanzportfolioverwaltung (Portfolio Management): Professional portfolio management services making investment decisions for portfolios of financial instruments aligned with client objectives.
- Wertpapierdepotgeschäft (Securities Custody): Securities custody services, core banking system, and white label cooperation. SaaS-based solutions for financial transaction management.
- Consulting: Strategy and M&A consulting for startups and growth companies including corporate financing, growth capital, FinTech guidance, CFO support, and exit preparation.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels2 records
JFD Bank product offering
Product offeringCore offering
JFD Bank AG is a BaFin-regulated German securities institution (Wertpapierinstitut) that provides B2B financial services exclusively. Its core offerings include institutional equity sales trading (advisory and execution on global capital markets), Haftungsdach (umbrella liability solutions with Banking API and backoffice for FinTechs), financial portfolio management, modular securities custody business with white label cooperation, and strategy/M&A consulting for startups and growth companies.
Product overview
JFD Bank AG is a BaFin-regulated securities institution offering a modular suite of financial services focused on B2B relationships with Small- and Mid-Cap clients and FinTech startups. The core product portfolio comprises five interconnected services: Institutional Equity Sales Trading for advisory and execution at global equity markets; Haftungsdach (umbrella liability) providing regulatory coverage for bound agents with Banking-API access; Finanzportfolioverwaltung for professional portfolio management; Wertpapierdepotgeschäft (securities custody) as a SaaS-based modular offering including White Label solutions; and Consulting for M&A and strategy. The services are designed to be used individually or in combination, with the Banking-API and White Label options enabling FinTech partners to operate under JFD Bank's regulatory umbrella.
Differentiator
Problem solved
Functional benefit
Products and services
- Institutional Equity Sales Trading Advisory and execution services for international banks, asset management companies, and institutional investors for trading activities at global equity markets. Includes order management, VWAP orders, block trading, morning calls, and technical/fundamental analysis. Revenue generated through trading commissions and advisory fees.
- Haftungsdach (Umbrella Liability) Umbrella liability solution for contractually bound agents under § 3 Abs. 2 Wertpapierinstitutsgesetz (WpIG), enabling investment brokerage and placement business activities. Includes Banking-API and backoffice services for FinTechs, providing compliance, risk management, and regulatory support.
- Finanzportfolioverwaltung (Portfolio Management) Professional financial portfolio management service where JFD Bank makes investment decisions for portfolios of financial instruments, aligning investment objectives with clients. Provided on a recurring/subscription basis.
- Wertpapierdepotgeschäft (Securities Custody Business) SaaS-based modular securities custody offering providing access to a trading platform for global financial markets, supporting stocks, ETFs, and options. Includes payment services, cash management, trade finance, custody services, and white label cooperation. Core banking system (Kernbanksystem) and securities settlement (Wertpapierabwicklung) are part of the offering.
- Consulting Strategy and M&A consulting services for startups and growth companies, including corporate financing, FinTech guidance, CFO support, growth capital, and exit preparation.
Companies that use JFD Bank
Customer profileSegments4 records
Ideal customer profiles4 records
JFD Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
JFD Bank partnerships and signals
Strategic signalScale indicators4 records
Recent moves7 records
Expansion highlights5 records
JFD Bank competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
JFD Bank social profiles
Digital presenceJFD Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
JFD Bank leadership team
Management profileNumber of profiles
Profiles11 records
JFD Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
JFD Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about JFD Bank
What does JFD Bank do?
JFD Bank AG is a BaFin-regulated German securities institution (Wertpapierinstitut) that provides B2B financial services exclusively. Its core offerings include institutional equity sales trading (advisory and execution on global capital markets), Haftungsdach (umbrella liability solutions with Banking API and backoffice for FinTechs), financial portfolio management, modular securities custody business with white label cooperation, and strategy/M&A consulting for startups and growth companies.
Is JFD Bank a public or private company?
JFD Bank is a private company. It is classified as private equity controlled and is currently operating.
When was JFD Bank founded?
JFD Bank was founded in 2006. It employs 51 to 100 people.
Where is JFD Bank based?
JFD Bank is headquartered in Limassol, Cyprus, in the Europe region.
How does JFD Bank make money?
Five revenue lines are on record. Institutional Equity Sales Trading is the primary driver. The others are haftungsdach (Umbrella Structure), finanzportfolioverwaltung (Portfolio Management), wertpapierdepotgeschäft (Securities Custody) and consulting.
Does JFD Bank have an API?
No public API is recorded for JFD Bank.
What industry is JFD Bank in?
JFD Bank's product category is Investment Banking / Securities Services. Its primary akta.pro industry code is FSAGALAK, Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes). Its NAICS code is 52 and its SIC code is 6199.