The Malerkasse

What The Malerkasse does

The Malerkasse is the collective brand for two legally distinct non-profit entities serving the German painting and lacquering trade: the Gemeinnützige Urlaubskasse für das Maler- und Lackiererhandwerk e.V. (vacation fund) and the Zusatzversorgungskasse des Maler- und Lackiererhandwerks VVaG (supplementary pension fund, supervised by BaFin). Both are headquartered in Wiesbaden under joint governance of the employer association Bundesverband Farbe Gestaltung Bautenschutz and the trade union IG BAU, with a shared six-member Vorstand and six-member Aufsichtsrat split equally between employer and employee sides. The organization administers mandatory tariff-based contributions from painting/lacquering businesses, disburses vacation pay (Urlaubsentgelt) to employees, and runs supplementary pension products including the Maler-Lackierer-Rente (voluntary modular savings), ZVK-Zukunft-Renten, and zvk-Beihilfen (disability and survivor benefits).

The technology stack centers on three digital portals: 'meine malerkasse' for businesses and tax advisors to submit monthly gross-wage reports, 'vorsorge malerkasse' for employee/retiree pension account access, and the Online-Betriebsanmeldung for digital employer registration. Electronic data transmission (beleglose Datenübermittlung) integrates with DATEV and other payroll service providers, while the proprietary Ampelsystem applies a green/yellow/red score to employer accounts based on payment history, headcount, and participation tenure. Distribution relies on the Wiesbaden HQ plus a network of 14 regional Landesinnungsverbände, with online and in-person seminars and on-site consulting as the supporting service layer.

Revenue is generated entirely from mandatory, recurring employer contributions set by collective bargaining agreements, with no publicly disclosed rates or pricing tiers. Distribution is direct: statutory registration flows via tariff scope, with no third-party channel. Operating geographies are restricted to Germany. The entity has no subsidiaries, no funding rounds, no M&A activity, and no disclosed revenue figures.

Name

The Malerkasse

Legal name

Gemeinnützige Urlaubskasse für das Maler- und Lackiererhandwerk e. V.

Website

https://malerkasse.de

Company type

Private

Operating status

Operating

Headcount range

101–250 employees

Short description

The Malerkasse is the non-profit, mandatory social security institution for Germany's painting and lacquering trade, administering tariff-based vacation fund contributions and a BaFin-supervised supplementary pension fund (Zusatzversorgungskasse) for employers, employees, and retirees in the Maler- und Lackiererhandwerk.

Ownership category

akta.pro rank

Product category

Pension and Social Benefits Administration

NAICS

Insurance and Employee Benefit Funds (5251), Health and Welfare Funds (525120), Pension Funds (525110), Payroll Services (541214)

SIC

Life Insurance (6311), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Contractor Benefits & Perks Administration (BPACAGAJ)

akta.pro secondary industry

Garnishments, Levies & Wage Withholding Administration (BPAAAHAG)

Keywords

• Social security funds
• Tariff-based pensions
• Vacation fund administration
• Supplementary pension schemes
• Craft trade benefits

Headquarters

HQ city

Wiesbaden

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Holiday Fund Contributions (Urlaubskassenbeiträge): Mandatory contributions from businesses in the painting and lacquering trade based on collective bargaining agreements. Employers contribute to fund employee vacation benefits.
2. Supplementary Pension Contributions (Zusatzversorgungsbeiträge): Contributions to the supplementary pension fund (Zusatzversorgungskasse) for additional retirement benefits beyond the statutory pension insurance.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

The Malerkasse administers the mandatory vacation fund (Urlaubskasse) and supplementary pension fund (Zusatzversorgungskasse) for the German painting and lacquering trade. It collects tariff-based contributions from employers, manages vacation entitlements for employees, and provides retirement, disability, and survivor benefits through products such as the Maler-Lackierer-Rente, ZVK-Zukunft-Renten, and zvk-Beihilfen. Services are delivered via dedicated online portals for businesses, tax advisors, and employees, supplemented by on-site consulting and seminars.

Product overview

The Malerkasse operates as a dual-entity organization consisting of the Gemeinnützige Urlaubskasse für das Maler- und Lackiererhandwerk e.V. (vacation fund) and the Zusatzversorgungskasse des Maler- und Lackiererhandwerks VVaG (supplementary pension fund). The product portfolio centers on "meine malerkasse" — a comprehensive online portal for employers, tax consultants, employees, and retirees — which enables contribution reporting, vacation management, and pension administration. Supporting services include the "vorsorge malerkasse" retirement portal, online/in-person seminars, on-site consulting, the Online-Betriebsanmeldung registration system, and branded pension products including the Maler-Lackierer-Rente, ZVK-Zukunft-Renten, and zvk-Beihilfen. The organization serves the German painting and lacquering trade sector through a network of 14 regional associations (Landesverbände).

Differentiator

Problem solved

Functional benefit

Brands

• meine malerkasse: Online portal for businesses ('Betriebe') to manage their Malerkasse accounts, submit reports, and access services.
• vorsorge malerkasse

Products and services

• meine malerkasse für Betriebe Online portal for painting and lacquering businesses to manage vacation fund contributions, submit monthly gross wage reports, handle compensation claims, administer time accounts, and access Unbedenklichkeitsbescheinigungen.
• meine malerkasse für Steuerberater Online portal for tax advisors to manage client payroll reporting and submit gross wage sum data on behalf of employers in the painting and lacquering trade.
• vorsorge malerkasse Online portal for employees and retirees to access pension information, manage retirement accounts, and view benefit entitlements for the supplementary pension scheme.
• Online-Betriebsanmeldung Digital registration system for businesses to register with the Malerkasse vacation fund and supplementary pension scheme.
• Maler-Lackierer-Rente Savings-based supplementary retirement product for painters and lacquerers offering tiered tariff options (Ansparbausteine) for individual pension accumulation modules.
• ZVK-Zukunft-Renten Future pension scheme providing supplementary retirement benefits beyond the statutory pension insurance, including Altersrente and Erwerbsunfähigkeitsrente for eligible workers in the painting and lacquering trade.
• zvk-Beihilfen Supplementary assistance benefits for employees including Altersbeihilfe (retirement benefits), disability pensions, and survivor benefits, subject to waiting-period and vesting requirements.
• Online-Seminare Remote training seminars covering vacation fund procedures, contribution calculations, and regulatory requirements for businesses and tax advisors in the painting and lacquering trade.
• Präsenz-Seminare In-person training sessions on Malerkasse procedures, collective agreement regulations, and administrative processes delivered at the Wiesbaden office or client locations.
• Beratung vor Ort On-site advisory services for employers regarding collective agreement obligations, contribution matters, and operational registration with the Malerkasse.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature3 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Bundesverband Farbe Gestaltung Bautenschutz (Federal Association Paint FinishFacade Restoration)coreStrategic or Co-development PartnerThe main employer association representing the painting and lacquering trade in Germany. Provides strategic governance and co-determines tariff policies for the sector. The association holds equal representation with IG BAU in the organization's governance.
• IG BAU - Industriegewerkschaft Bauen-Agrar-UmweltcoreStrategic or Co-development PartnerThe trade union for the construction, agriculture, and environment sectors. Represents employee interests and co-determines tariff policies. Holds equal representation with employer associations in governance.
• Landesinnungsverbände des Maler- und Lackiererhandwerks (Regional State Associations)minorChannel Partner/ Reseller/ Distributor15 regional state associations across Germany (Baden-Württemberg, Bayern, Berlin-Brandenburg, Bremen, Hamburg, Hessen, Mecklenburg-Vorpommern, Niedersachsen, Nordrhein-Westfalen, Rheinland-Pfalz, Sachsen, Sachsen-Anhalt, Schleswig-Holstein, Thüringen) that represent and support painting and lacquering businesses.

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Bayerische Versorgungskammer: Germany's largest group of Versorgungswerke managing mandatory professional pension schemes across twelve Bavarian berufsständische Kammern (doctors, engineers, lawyers, architects, etc.). Comparable supervisory regime (BaFin/Versicherungsaufsicht) and product mix (Zusatzversorgung, Beihilfen, Hinterbliebenenleistungen) to Malerkasse's ZVK.
• Deutsche Rentenversicherung Bund (DRV Bund): Germany's statutory pension insurance carrier — the underlying baseline against which Malerkasse's ZVK provides supplementary benefits. Listed as a data-partner for benefit verification; functions as the 'first pillar' to Malerkasse's 'second pillar' for the painting trade.
• Versorgungsanstalt des Bundes und der Länder (VBL): Germany's largest supplementary pension institution, providing Zusatzversorgung for public-sector employees. Operates at vastly greater scale but applies the same logic of pooled, payroll-funded supplementary retirement benefits overseen by a federal regulator. Useful for benchmarking Malerkasse's governance and digital service levels.

Direct peers

• SOKA-BAU: Umlage- und Sozialkasse for the German construction industry (Bauwirtschaft). Operates under the identical Sozialkassenverfahren model with mandatory employer contributions for vacation pay (Urlaubskasse) and supplementary pension (ZVK-Bau). The direct functional analogue of Die Malerkasse, just for the larger construction trade.
• Urlaubs- und Krankenkasse der Bauwirtschaft (UKB): Holiday and sickness compensation fund for the German construction industry. Implements the direct payment (Direktausgleich) of vacation pay to construction workers, mirroring the urlaubskassenseitig function of Die Malerkasse for the painting trade.
• Zusatzversorgungskasse des Baugewerbes AG (ZVK-Bau): Supplementary pension fund for the German construction trade, legally structured as an AG versus Malerkasse's VVaG but performing the same function: collecting employer contributions, building pension entitlements, and paying retirement benefits. Listed on data inputs as Malerkasse's data-sharing partner (SOKA-BAU).

Emerging players

• Sozialkasse der Elektrohandwerke (SOKA-Dach/ELV): Trade-specific Sozialkasse structures serving other German craft trades (electrical, wood-working, etc.) under the same Sozialkassenverfahren and Allgemeinverbindlichkeit framework. Conceptually equivalent operating model but narrower or differently scoped trade coverage.

Regional players

• BG BAU – Berufsgenossenschaft der Bauwirtschaft: Statutory accident insurance carrier for the German construction industry. Functions as a Tarifpartner and data-share partner to Malerkasse, sits adjacent in the German craft-trade social architecture, and serves an overlapping employer base (Bauhandwerk including painting trades).

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Malerkasse