Oney Insurance
Oney Insurance is a Malta-based PCC-structured insurance carrier providing tailored PPI, providence, affinity, and specialty insurance products to retailers, corporates, and broker networks through a B2B2C partnership model.
- Company typePrivate
- Founded2008
- HeadquartersSliema, Malta
- Headcount11–50
- GTM typeB2B
- OfferingServices
Oney Insurance firmographics
Firmographics- Name
- Oney Insurance
- Legal name
- Oney Insurance (PCC) Limited
- Website
- https://oney.com.mt
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Oney Insurance is a Malta-based PCC-structured insurance carrier providing tailored PPI, providence, affinity, and specialty insurance products to retailers, corporates, and broker networks through a B2B2C partnership model.
- Ownership category
- akta.pro rank
Oney Insurance industry classification
Industry- Product category
- Specialty Insurance
- NAICS
- Insurance Carriers (5241)
- SIC
- Insurance Carriers, Nec (6399)
- akta.pro primary industry
- Mid-Market Commercial Package (Package Policies) (FSAJAFAB)
Keywords
Where Oney Insurance is headquartered
LocationHeadquarters
- HQ city
- Sliema
- HQ country
- Malta
- HQ region
- Europe
Offices1 record
Markets served
Oney Insurance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Premium Revenue: Revenue generated through insurance premiums from Life and Non-Life insurance products offered through B2B2C partnerships with retailers, companies, and broker networks
Go-to-market motion1 record
Distribution channels3 records
Oney Insurance product offering
Product offeringCore offering
Oney Insurance develops and underwrites tailored and ultra-personalized insurance solutions delivered through retailers, companies, and broker networks. Its portfolio covers Payment Protection Insurance (PPI), providence, affinity, and specialty insurance products spanning both Life and Non-Life lines, operated through two Protected Cell Company entities (Oney Insurance (PCC) Limited and Oney Life (PCC) Limited).
Differentiator
Problem solved
Functional benefit
Products and services
- Payment Protection Insurance (PPI) Insurance coverage designed to protect consumers making payments on credit or financing products, typically covering involuntary unemployment, illness, disability, or death. Distributed to end customers through retailer, corporate, and broker partner channels.
- Providence Insurance Tailored providence insurance coverage offered as part of Oney's specialty portfolio and distributed through retailers, companies, and broker networks.
- Affinity Insurance Insurance products co-designed with affinity groups, professional associations, or corporate partners to serve a defined member or customer base. Distributed through corporate and broker channels.
- Specialty Insurance Niche or non-standard insurance coverages for risks typically underserved by mainstream carriers, underwritten by Oney and distributed through broker and partner channels.
- Life Insurance (Oney Life PCC) Life insurance products underwritten via Oney Life (PCC) Limited and distributed through retailer, corporate, and broker partner channels.
- Non-Life Insurance (Oney Insurance PCC) Non-life insurance products (including PPI, providence, affinity, and specialty lines) underwritten via Oney Insurance (PCC) Limited and distributed through retailer, corporate, and broker partner channels.
Companies that use Oney Insurance
Customer profileSegments3 records
Ideal customer profiles3 records
Oney Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Oney Insurance competitors and assessment
Company assessmentDirect peers
- Assurant: Global specialty insurer with a strong affinity, lifestyle protection and PPI-adjacent connected-living product portfolio distributed through retailers and partners. Highly comparable to Oney's B2B2C model and PPI/affinity specialization, with substantially larger scale.
- Markel International: Specialty insurer underwriting unusual, partner-distributed and affinity-style risks through offices in Europe. Directly comparable to Oney's specialty/B2B2C positioning with a long track record of underwriting niche programs.
- CNP Assurances: Large European life and creditor/PPI-style insurance group with deep partner distribution through banks, retailers and affinity networks. Closest large-scale European peer to Oney's providence/life + creditor (PPI) + B2B2C model.
- Hiscox: Specialty insurer focused on niche, partner-distributed lines and small-commercial cover, operating across European markets including via Lloyd's. Comparable to Oney in its specialist, partner-led underwriting approach, though at materially greater scale and breadth.
- Beazley: Specialty Lloyd's-listed insurer underwriting niche commercial and specialty lines through broker and partner distribution. Comparable to Oney's specialty-insurance positioning and B2B distribution-led GTM, with deeper product breadth.
Others
Broad incumbents
- Generali: Large European insurance group with Life, Non-Life and corporate affinity offerings. Comparable as a broad European incumbent competing for partner-driven specialty business, especially across the EU markets Oney may seek to enter.
- Mapfre: Major Iberian-headquartered global insurance group offering Life, Non-Life and affinity products across Europe. A broad incumbent that competes for some of the same B2B2C/affinity opportunities Oney targets, though it serves much larger and more diversified segments.
- Allianz: Global insurance giant operating across Life, P&C, specialty and affinity products, including creditor insurance adjacent to PPI. Comparable as a broad incumbent competing in the same regulatory and distribution landscape as Oney in Europe, but at vastly greater scale and product breadth.
Market position
Customer concentration
Oney Insurance social profiles
Digital presenceOney Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Oney Insurance leadership team
Management profileNumber of profiles
Oney Insurance subsidiaries and ownership
Company hierarchySubsidiaries1 record
Oney Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Oney Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Oney Insurance
What does Oney Insurance do?
Oney Insurance develops and underwrites tailored and ultra-personalized insurance solutions delivered through retailers, companies, and broker networks. Its portfolio covers Payment Protection Insurance (PPI), providence, affinity, and specialty insurance products spanning both Life and Non-Life lines, operated through two Protected Cell Company entities (Oney Insurance (PCC) Limited and Oney Life (PCC) Limited).
Is Oney Insurance a public or private company?
Oney Insurance is a private company. It is classified as unknown and is currently operating.
When was Oney Insurance founded?
Oney Insurance was founded in 2008. It employs 11 to 50 people.
Where is Oney Insurance based?
Oney Insurance is headquartered in Sliema, Malta, in the Europe region.
How does Oney Insurance make money?
One revenue line is on record: insurance Premium Revenue.
Who are Oney Insurance's main competitors?
Direct peers on record are Assurant, Markel International, CNP Assurances, Hiscox and Beazley. Lloyd's of London is listed as an others. Broad incumbents are Generali, Mapfre and Allianz.
Does Oney Insurance have an API?
No public API is recorded for Oney Insurance.
What industry is Oney Insurance in?
Oney Insurance's product category is Specialty Insurance. Its primary akta.pro industry code is FSAJAFAB, Mid-Market Commercial Package (Package Policies). Its NAICS code is 5241 and its SIC code is 6399.