What Devim does

Devim (Дэвим) is a private Russian fintech software development company founded in 2015 and headquartered in Saint Petersburg, operating through OOO Devim (OGRN 1157847408630). The company develops and operates an interconnected portfolio of three fintech products: Scoring, a proprietary neural-network-based decision engine claimed to process up to 20,000 loan applications per day and approve approximately 11,000; Court Collect, a cloud-based CRM for automating work with Russian credit bureaus and managing court debt, formally registered as a Russian computer program (Certificate No. 2025614471, registry entry No. 28086, 2025); and Do Zarplati, an online micro-lending service described by the company as its flagship project. Devim also sells custom software development, mobile application development, simple (non-exclusive) software licenses, and annual technical support, with published reference pricing starting from 1.5 million rubles for licenses and 500 thousand rubles for support.

The company is built on a conventional web and services technology stack — PHP, JavaScript, Golang, and Python — and reaches customers primarily through direct enterprise sales to financial institutions and fintech companies in Russia. Its operating geography is currently limited to the Northwestern Federal District, with no claimed global footprint. Devim reports headcount of over 130 specialists, employs a vertical segmentation strategy focused on financial institutions, and uses VKontakte and VC.ru for organic social presence alongside a dedicated careers page for recruitment. No external institutional investors, parent company, funding rounds, M&A activity, or board-level leadership beyond an HR Director (Liliya Badretdinova) are disclosed.

Financially, Devim is opaque: revenue, ARR, GMV, ownership structure, and external customer logos are not publicly available. The company's growth posture is communicated primarily through its own channels — including two 2025 productization milestones for Court Collect — and through its stated headcount expansion. As a result, any assessment of unit economics, customer concentration, or recurring revenue mix must rely on indirect indicators such as published price floors, headcount, and the operational scale of its scoring system, rather than audited financial disclosure.

Name

Devim

Legal name

Общество с ограниченной ответственностью "Дэвим"

Website

https://devim.team

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

51–100 employees

Short description

Devim (Дэвим) is a Saint Petersburg-based Russian fintech software firm that develops and operates a Scoring neural-network decision engine, the Court Collect credit-bureau CRM, and the Do Zarplati micro-lending platform, primarily serving Russian financial institutions.

Ownership category

akta.pro rank

Product category

Fintech Software

NAICS

Custom Computer Programming Services (541511), Software Publishers (5132), Activities Related to Credit Intermediation (5223)

SIC

Services-Computer Programming Services (7371), Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC)

akta.pro secondary industries

Financial Data, Analytics & FinTech Tools (BI, ERP, Automation) (EDABAJAM), SME Credit Underwriting, Scoring & Risk Analytics (FSAKAGAL), Pricing, Risk-Based Offer & Limit Management (FSAGAHAE), Lending & Credit Disbursements (FSAMAKAH)

Keywords

• Custom fintech software
• Credit scoring systems
• Micro-lending platforms
• Court debt CRM
• Financial software development

Headquarters

HQ city

Saint Petersburg

HQ country

Russia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Custom Software Development: Bespoke software development services for fintech projects, including web applications, mobile apps, and specialized financial systems
2. Software Licensing: Simple (non-exclusive) licenses for proprietary software products including Court Collect CRM system
3. Technical Support and Maintenance: Ongoing technical support and software modification services

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Devim develops and operates proprietary fintech software products and provides custom software development services to financial institutions. Its product portfolio includes Court Collect, a cloud-based CRM for automating credit bureau and court debt collection workflows; Scoring, a proprietary AI neural network that processes up to 20,000 loan applications per day; and Do Zarplati, an online micro-lending service. The company also offers bespoke software development, mobile application development, software licensing, and ongoing technical support.

Product overview

Devim is a fintech software development company with over 130 specialists developing and scaling financial technology projects. The company operates a portfolio of interconnected fintech products: Court Collect (cloud-based CRM for court debt collection with credit bureau automation), Scoring (proprietary AI neural network processing 20,000+ daily loan applications), and Do Zarplati (online microlending service). Devim also provides custom software development services starting from 5 million rubles and mobile application development from 4 million rubles. Programming languages used include PHP, JavaScript, Golang, and Python.

Differentiator

Problem solved

Functional benefit

Brands

• Scoring: AI-powered scoring system for credit decision-making, capable of processing up to 20,000 applications per day and approving approximately 11,000.
• Court Collect
• Do Zarplati

Products and services

• Court Collect Cloud-based CRM system for automating work with credit bureaus (БКИ) and managing court debt collection processes. Exclusive rights belong to Devim LLC under State Registration Certificate No. 2025614471. Included in the unified Russian software registry. Target users are financial institutions and credit bureaus handling judicial debt cases.
• Scoring Proprietary AI-powered neural network scoring system for automated credit decision-making. Processes up to 20,000 loan applications per day with approximately 11,000 approvals. Designed for fintech lenders and micro-lending platforms requiring high-throughput, automated credit decisions.
• Do Zarplati Modern online micro-lending service operated by Devim. Described as the company's flagship fintech project with end-to-end lending workflow. Serves end consumers seeking short-term credit.
• Custom Software Development Bespoke software development services for fintech projects, including web applications, mobile apps, and specialized financial systems. Pricing starts from 5 million rubles per project. Sold to financial institutions and fintech companies.
• Mobile Application Development Custom mobile application development services for fintech clients. Pricing starts from 4 million rubles per project.
• Technical Support and Maintenance Ongoing technical support, maintenance, and software modification services for deployed solutions. Subscription pricing starts from 500 thousand rubles annually.
• Software Licensing Simple (non-exclusive) perpetual licenses for Devim's proprietary software products, including Court Collect CRM. Pricing starts from 1.5 million rubles.

Quantifiable outcome

• Processing capacity of 20,000 loan applications per day
• +1 more outcomes

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature2 records

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Upstart: Public AI lending marketplace that originated with credit decisioning before expanding into full-stack lending. Operates in the same AI-credit-scoring niche as Devim's Scoring engine, but at much larger scale and with a US lending license model.
• NBKI (National Bureau of Credit Histories): Russia's largest credit bureau. Court Collect explicitly integrates with credit bureaus like NBKI and competes for the same credit-reporting automation workflow on the lender / collector side of the Russian market.
• United Credit Bureau (UCB Russia): Russian credit-history bureau. Court Collect competes for the same credit-bureau automation and debt-collection CRM workflows with UCB-side integrations as it does with NBKI.
• Tinkoff (T-Bank): Largest digital-only Russian bank, operating proprietary scoring, consumer lending, and credit-card products. A much larger incumbent in the same end markets Devim targets via Scoring, Court Collect, and Do Zarplati, demonstrating the scale-up trajectory available if Devim's products gain traction.

Direct peers

• Zest AI: US-based AI credit-scoring platform that underwrites consumer loan applications with machine-learning models. Directly comparable to Devim's Scoring engine on product category (AI credit decisioning) and target market (consumer-lender customers).
• Scorista: Russian credit-scoring service bureau providing similar decisioning data and models to Russian lenders. Direct competitor to Devim's Scoring product in the same Russian microfinance and consumer-lending segment.
• Zaymer: Russian online microfinance organization offering consumer microloans via automated origination. Operates in the same online-microlending category as Devim's Do Zarplati sub-brand and shares the same target borrowers and scoring dependency.
• LenddoEFL: Alternative credit scoring provider focused on emerging-market consumers using non-traditional data. Comparable to Devim's Scoring engine on product model (alternative-data scoring for underbanked borrowers) and emerging-market lender customer base.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Devim