TCH Leasing

What TCH Leasing does

TCH Leasing (legal entity T. C. Harrison 1960 Limited) is a Sheffield-headquartered, privately held UK business vehicle leasing and fleet management broker, owned by the T C Harrison Group and operating continuously since 1960. The company provides contract hire, daily rental, salary sacrifice (TCH Salsa), tiered fleet management (Essentials, Plus, VIP), and dedicated public sector leasing services, alongside add-on modules covering accident management (via AX), EV charging (via 24/7 EV), telematics (via Targa Telematics), travel abroad documentation (via FleetAssist), MOT/tyre booking (via Kwik-Fit), and breakdown cover (via AA). Its core technical platform is the Jaama KeyFleet-powered Online Portal and Driver App, which gives fleet managers and drivers 24/7 account access, vehicle information, and a charging/fuel/car park locator.

TCH Leasing operates as an FCA-authorised credit broker rather than a lender, sourcing finance through exclusive relationships with selected lenders and earning commissions on brokered agreements; pricing is quote-based across all product lines. The go-to-market is consultative and relationship-led, with each customer assigned a dedicated Sheffield-based account manager in place of a call centre, supported by content marketing, industry event presence (notably the Commercial Vehicle Show), and public sector procurement frameworks (Crown Commercial Service RM 6268 Lots 1 and 4, TPPL). Customer segments span UK SMEs and enterprise corporates, the public sector (40+ years' experience serving local authorities, NHS trusts, schools, and housing associations), employees accessing salary sacrifice benefits, and individual fleet drivers using support services.

The business model is anchored in recurring subscription revenue from monthly contract hire rentals, daily rental, fleet management service fees, and salary sacrifice schemes. ISO 9001:2015 and ISO 14001:2015 certifications underpin quality and environmental commitments, the latter driving an explicit objective to reduce average annual CO2 emissions per leased vehicle to below 100g/Km. With 11-50 employees and no disclosed funding rounds or revenue figures, TCH Leasing operates as a lean, family-owned broker competing against larger UK leasing peers by emphasising personal service, framework access, and an expanding EV and telematics-enabled service stack.

Name

TCH Leasing

Legal name

T. C. Harrison 1960 Limited

Website

https://tchleasing.co.uk

Company type

Private

Founded year

1960

Operating status

Operating

Headcount range

11–50 employees

Short description

TCH Leasing is a Sheffield-based, family-owned UK business vehicle leasing and fleet management broker offering contract hire, daily rental, salary sacrifice, tiered fleet management, and public sector leasing, supplemented by accident management, EV charging, and telematics add-ons delivered through third-party partnerships and a Jaama KeyFleet-powered online portal.

Ownership category

akta.pro rank

Product category

Vehicle Leasing and Fleet Management

NAICS

Passenger Car Leasing (532112), Passenger Car Rental (532111), Automotive Equipment Rental and Leasing (5321)

SIC

Services-Auto Rental & Leasing (No Drivers) (7510), Finance Lessors (6172)

akta.pro primary industry

Corporate/Enterprise Car Leasing (Closed-End/Open-End) (TLABAAAA)

akta.pro secondary industries

Consumer/Private Lease & Subscription (Personal Contract Hire) (TLABAAAC), Auto & Vehicle Leasing (Personal Use) (FSAKANAA)

Keywords

• Business vehicle leasing
• Contract hire
• Fleet management services
• Salary sacrifice schemes
• Public sector fleet

Headquarters

HQ city

Sheffield

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Contract Hire: Core revenue stream - customers pay fixed monthly fees to use vehicles over a set period and mileage. Covers vehicle depreciation, funding, and optional services. Typical contract periods of 2-5 years with fixed rental rates for predictable budgeting.
2. Daily Rental: Short-term vehicle rental from 1 day up to 12 months for businesses needing temporary vehicles for new hires, replacement vehicles, or transitional periods.
3. Salary Sacrifice (TCH Salsa): Employees exchange part of their gross salary for a company car benefit. No cost to employer. Includes business insurance, maintenance, tyres, breakdown cover, and Road Fund Licence.
4. Fleet Management Services: Tiered management packages (Essentials, Plus, VIP) providing outsourced fleet administration including P11d reporting, licence checking, vehicle maintenance, and motor insurance database updates.
5. Accident Management: Partnership with AX providing accident management services including single point of contact, replacement vehicles, credit repair, and repair management.
6. Public Sector Frameworks: Supply of vehicles through Crown Commercial Service RM 6268 framework (Lots 1 and 4), TPPL framework, and direct relationships with local authorities and public sector organisations.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

TCH Leasing provides Contract Hire vehicle leasing with fixed monthly fees over 2–5 year terms covering depreciation, funding, and optional maintenance for UK businesses. It complements this core offering with three-tier Fleet Management subscriptions (Essentials, Plus, VIP) for outsourced administration including P11d reporting, licence checking, tyre management, breakdown cover and accident management, plus a Salary Sacrifice scheme (TCH Salsa), Daily Rental, Public Sector framework supply, and supporting add-ons such as EV charging points, telematics, travel abroad documentation, and a 24/7 online portal and driver app.

Product overview

TCH Leasing is a business vehicle leasing and fleet management company offering a comprehensive portfolio of products and services. The core offering consists of Contract Hire (primary vehicle leasing product), Fleet Management (with three tiers: Essentials, Plus, VIP), Salary Sacrifice (TCH Salsa), Public Sector leasing, and Daily Rental. These are supported by add-on modules including Accident Management, EV Charging Points, Travel Abroad, Trackers and Telematics, and an Online Portal and Driver App. The company operates a platform-plus-modules architecture where the Contract Hire and Fleet Management products form the foundation, while the add-on services provide specialised capabilities that integrate with the core leasing services. All products are managed through a Jaama KeyFleet-powered digital platform.

Differentiator

Problem solved

Functional benefit

Brands

• TCH Salsa: Salary sacrifice scheme for employees that allows employers to offer company cars with no cost to the organisation.
• TCH Rental

Products and services

• Contract Hire Core vehicle leasing product allowing businesses to use vehicles over a set period and mileage for a fixed monthly fee, covering depreciation, funding, and optional services such as maintenance or relief vehicles. Targeted at UK businesses managing company car or commercial vehicle fleets.
• Fleet Management Comprehensive fleet management solution with three product tiers (Essentials, Plus, VIP) providing outsourced fleet administration including P11d reporting, licence checking, vehicle maintenance, breakdown cover, accident management, tyre management, and fleet consultancy. Targeted at UK businesses operating vehicle fleets.
• Salary Sacrifice (TCH Salsa) Salary sacrifice scheme (TCH Salsa) allowing employers to offer staff a company car with no cost to the organisation. Employees exchange part of gross salary for a non-cash benefit, saving on Income Tax and National Insurance. Includes business insurance, maintenance, tyres, breakdown cover, and Road Fund Licence.
• Public Sector Vehicle Leasing Specialised vehicle leasing services for UK public sector organisations including NHS, local authorities, schools, and housing associations, supplied through Crown Commercial Service RM 6268 Vehicle Leasing Framework (Lot 1 and Lot 4), TPPL framework, and direct relationships. Backed by 40+ years of public sector experience.
• Daily Rental Flexible short-term vehicle rental solution for businesses needing vehicles for periods from 1 day up to 12 months, providing high-quality vehicles without long-term commitment. VAT reclaimable at 100% for business use or 50% for mixed use, with no large deposits required.
• Accident Management Accident management service provided in partnership with AX, offering single point of contact, free replacement vehicles for non-fault accidents, credit repair, personal injury management, and SMART/mobile repairs. Targeted at TCH Leasing fleet customers needing incident handling.
• EV Charging Points Electric vehicle charging solutions for fleets and individual drivers, in partnership with 24/7 EV, covering site surveys to installation with options including Easee One (untethered) and Hypervolt 3.0 (tethered) units at homes and businesses across the UK.
• Travel Abroad Documentation Service for obtaining Vehicle on Hire Certificates (VE103B) required when taking a TCH Leasing vehicle abroad, with online form processing via FleetAssist and European Breakdown cover for fully maintained contracts.
• Trackers and Telematics Proactive fleet service management through partnership with Targa Telematics, offering real-time vehicle health monitoring, breakdown avoidance, direct vehicle data access from embedded sensors, driver behaviour analysis, and optimised repairs.
• Online Portal and Driver App Digital platform comprising Fleet Manager Online Portal (24/7 access to manage accounts, view lease details, track payments, download documents, submit service requests, and access vehicle information) and Driver App (locating nearest car parks, fuel stations, and charging stations). Available on iOS and Android.

Quantifiable outcome

• Fleets can reclaim 100% VAT on business use rentals
• +4 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature4 records

Partnerships

Ten partnerships are on record, tiered core and supporting.

• Crown Commercial ServicecoreStrategic or Co-development PartnerTCH Leasing is a supplier on Crown Commercial Service's RM 6268 Vehicle Leasing framework, covering Lot 1 and Lot 4. This enables public sector organisations to access TCH Leasing's services through official procurement channels for fleet vehicles, alternative fuel vehicles, hybrid vehicles, ultra-low emission vehicles, and specially converted commercial vehicles.
• The Procurement Partnership Limited (TPPL)coreChannel Partner/ Reseller/ DistributorTPPL offers procurement solutions and services to the UK Public Sector with over 800 member organisations. TCH Leasing participates in TPPL's fleet framework agreements, enabling broader public sector access.
• AX (Accident Management)coreStrategic or Co-development PartnerTCH Leasing partners with AX, a leading UK accident management provider, to offer seamless accident management services to all clients. Benefits include single point of contact (0333 2407158), free replacement vehicles for non-fault accidents, credit repair, and comprehensive repair management.
• 24/7 EVcoreTechnology or IntegrationPartnership with 24/7 EV provides comprehensive electric vehicle charging solutions for fleets and individual drivers. Services include site surveys, installation, and maintenance of charging infrastructure (Easee One and Hypervolt 3.0 units) at homes and businesses.
• Targa TelematicscoreTechnology or IntegrationTCH Leasing partners with Targa Telematics to offer proactive service management for fleets. Provides real-time vehicle health monitoring, early warning alerts, direct vehicle data access from embedded sensors, and optimised repair coordination.
• Kwik-FitsupportingImplementation/ SI/ Consulting PartnerPartnership with Kwik-Fit for MOT bookings and tyre inspections for fleet vehicles. Customers can book through TCH Leasing's service booking system.
• FleetAssistsupportingTechnology or IntegrationPartnership with FleetAssist for travel abroad services. Handles VE103B certificate processing for customers taking lease vehicles abroad, via online form or email.
• AA (Automobile Association)supportingImplementation/ SI/ Consulting PartnerAA provides breakdown cover for TCH Leasing customers with fully maintained contracts, including European Breakdown cover. Also referenced for travel advice and road safety information.
• TC Harrison GroupcoreStrategic or Co-development PartnerT C Harrison Group Limited is the parent company of TCH Leasing. One of the UK's largest privately owned motor groups with car and commercial vehicle dealerships, JCB earth moving equipment dealerships, and TCH Leasing.
• BVRLA (British Vehicle Rental and Leasing Association)supportingStrategic or Co-development PartnerBVRLA membership ensures TCH Leasing operates within industry codes of conduct and provides access to Fair Wear and Tear guides and regulatory compliance resources.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Others

• Jaama (KeyFleet): Fleet management software vendor whose KeyFleet platform powers TCH Leasing's online portal and driver app — relevant as a technology supplier rather than a market competitor.
• BVRLA: Industry trade association for UK vehicle rental and leasing — not a competitor but a governing body with which TCH holds membership and through which industry codes of conduct are set.

Direct peers

• LeasePlan UK: Major pan-European fleet and leasing provider with UK contract hire and fleet management operations serving corporate and public sector clients — comparable in core contract hire product.
• Arval UK: BNP Paribas-owned UK vehicle leasing specialist offering contract hire, fleet management, and EV transition services to corporate and SME fleets — overlapping in customer base and product structure.
• ALD Automotive / Ayvens: Global mobility services provider (now trading as Ayvens) operating UK contract hire, fleet management, and salary sacrifice — directly competitive on B2B contract hire and integrated fleet services.
• Lex Autolease: UK's largest vehicle leasing and fleet management business offering contract hire, salary sacrifice, and end-to-end fleet outsourcing to corporate and public sector customers — directly comparable in product mix and target segments.
• Zenith Automotive: UK-based contract hire, fleet management, and salary sacrifice provider serving corporate, SME, and public sector fleets — closely comparable in product breadth and consultative sales-led GTM.
• Novuna Vehicle Solutions (formerly Hitachi Capital): UK contract hire and fleet management provider offering personal contract hire, salary sacrifice, and outsourced fleet services — overlapping heavily on SME and consumer-lease channels relevant to TCH Salsa.

Broad incumbents

• BMW Financial Services (Alphabet GB): OEM-affiliated fleet management and contract hire provider — comparable business model within a broader manufacturer finance group rather than as a specialist.
• Volkswagen Financial Services UK: OEM captive finance arm offering contract hire and leasing across the VW Group brand portfolio — overlaps with TCH's contract hire core but bundled inside a much larger dealer/manufacturer ecosystem.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/tchleasing
• Facebookfacebook.com/tchleasing
• LinkedInlinkedin.com/company/tch-leasing

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TCH Leasing