Blackridge Wealth Management

What Blackridge Wealth Management does

Blackridge Wealth Management is a privately held, full-service financial advisory firm headquartered in South Jordan, Utah, founded in 2010 by Darren J. Moffitt and Blair M. Wilding after their departures from a global financial firm and a large investment and insurance firm. The firm operates with 51-100 employees and serves families and public-sector clients across Utah and Colorado, with deepest specialization in retirement planning for educators and public employees navigating Utah Retirement Systems (URS), PERA, 403(b)/457 plans, and Social Security coordination.

The service portfolio is organized around a proprietary planning methodology called 'Beyond the Summit' and spans retirement planning, retirement income planning, Social Security and pension strategies, comprehensive financial planning and wealth management, investment management, tax and estate planning, and insurance and risk management. Securities and advisory services are delivered through a core operating partnership with GWN Securities, Inc. (Member FINRA/SIPC, Registered Investment Advisor) based in Palm Beach Gardens, Florida, which provides the regulatory platform under which Blackridge's Investment Advisor Representatives operate.

The business model is fee-based, generating revenue from advisory fees, planning fees, AUM-based investment management charges, and commissions as applicable, with transparent fee disclosure prior to engagement. Distribution is sales-led and relationship-driven: in-person consultations at the South Jordan headquarters, virtual consultations, community workshops at schools and municipal offices, location-specific SEO landing pages across Utah and Colorado cities, and a referral network among educators, public employees, and existing clients. There are no disclosed funding rounds, M&A activity, or AI/technology platform components.

Name

Blackridge Wealth Management

Legal name

BlackRidge Wealth Management

Website

https://brwm.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

Blackridge Wealth Management is an independent, fee-based financial advisory firm in South Jordan, Utah, serving families, educators, and public employees across Utah and Colorado with retirement, investment, tax, and estate planning delivered through CFP-led consultation.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

Investment Advice (6282), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

akta.pro secondary industries

Full-Service Retail Brokerage & Wealth Platforms (FSAAAAAA), Taft-Hartley / Labor Union & Public Sector Retirement Systems (FSAAAGAK)

Keywords

• Retirement planning services
• Wealth management advisory
• Financial planning services
• Investment management
• Public pension advisory

Headquarters

HQ city

South Jordan

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Financial Advisory and Planning Fees: Fee-based financial advisory services where compensation may include advisory fees, planning fees, commissions, or other compensation as applicable. Services offered through GWN Securities, Inc. with transparent fee disclosure before services begin.
2. Asset Under Management (AUM): Investment management services may be charged based on assets under management. They build diversified portfolios and provide ongoing monitoring and rebalancing services.
3. Securities and Advisory Services: Securities and advisory services offered through GWN Securities, Inc., a registered investment advisor. Member FINRA/SIPC.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Blackridge Wealth Management is a full-service financial consulting firm that delivers personalized retirement planning, investment management, and comprehensive financial planning to families, educators, and public employees across Utah and Colorado. Core services include retirement planning (using the proprietary "Beyond the Summit" process), investment management, tax and estate planning, insurance and risk management, and specialized Social Security and pension (URS/PERA) strategies. Securities and advisory services are offered through GWN Securities, Inc.

Product overview

BlackRidge Wealth Management is a full-service financial consulting firm offering a unified platform of advisory services centered on retirement planning. The core offering consists of Retirement Planning (with the proprietary "Beyond the Summit" methodology) supplemented by specialized Retirement Income Planning, Social Security & Pension Strategies, Financial Planning & Wealth Management, Investment Management, Tax & Estate Planning, and Insurance & Risk Management. The firm also offers targeted services for specific segments: Retirement Planning for Educators (covering URS/PERA pensions and 403(b)/457 plans), Retirement Planning for Public Employees, Family & Individual Financial Planning, and Retiree Financial Planning. All services integrate with the foundational investment management and financial planning capabilities, creating a coordinated approach to client financial outcomes.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning Comprehensive retirement planning service covering pension analysis, Social Security optimization, income planning, and investment strategy alignment. Uses the proprietary "Beyond the Summit" approach to build personalized retirement roadmaps for clients and families.
• Retirement Income Planning Strategies for converting accumulated savings into sustainable retirement income, including sustainable withdrawal plans, bucket strategy, annuities evaluation, and Social Security timing coordination.
• Social Security & Pension Strategies Specialized guidance for coordinating Social Security and pension benefits, including URS and PERA pension analysis, lump sum vs. monthly benefit evaluation, and WEP/GPO considerations for public employees.
• Financial Planning & Wealth Management Comprehensive financial planning covering investments, taxes, retirement strategy, insurance, and estate decisions. Includes an ongoing partnership with regular reviews and plan adjustments.
• Investment Management Disciplined, diversified portfolio management aligned with client goals and risk tolerance, including portfolio review, custom strategy development, ongoing monitoring, rebalancing, and performance reporting.
• Tax & Estate Planning Strategic tax management and estate planning coordination including tax-efficient investing, Roth conversions, withdrawal sequences, will and trust guidance, and beneficiary planning.
• Insurance & Risk Management Risk assessment and protection planning including life insurance analysis, long-term care planning, disability income protection, and umbrella liability coverage evaluation.
• Retirement Planning for Educators Specialized retirement planning for K-12 educators covering URS/PERA pension navigation, 403(b)/457 plan evaluation, service credit analysis, and educator-specific retirement strategies.
• Retirement Planning for Public Employees Retirement planning services for state, county, and municipal workers including URS pension guidance, 403(b)/457 optimization, and Social Security coordination for public sector workers.
• Family & Individual Financial Planning Financial planning for families and individuals at all life stages including cash flow planning, emergency fund guidance, college savings, and multi-generational wealth planning.
• Retiree Financial Planning Retirement income planning for retirees and near-retirees including smart withdrawal strategies, Medicare guidance, long-term care planning, and ongoing portfolio monitoring.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Others

• Cambridge Investment Research: Independent broker-dealer supporting thousands of financial advisors with practice management, technology, and compliance. Comparable to BlackRidge as a potential alternative host platform for an independent advisor practice of its size.
• Cetera Financial Group: Independent broker-dealer and RIA support platform providing custody, compliance, and technology to thousands of independent financial professionals. Relevant peer as an alternative broker-dealer/host platform that competes with BlackRidge's GWN Securities arrangement.

Broad incumbents

• Edelman Financial Engines: Largest independent RIA in the U.S., offering advisor-led retirement income planning and wealth management to a broad base including educators and public employees. Highly comparable to BlackRidge in retirement-income focus but operates nationally with much greater scale and a hybrid digital/advisor model.
• Carson Group: Large RIA platform supporting independent advisors with technology, compliance, and back-office infrastructure, plus direct wealth management for clients. Comparable to BlackRidge as a wealth-management services provider, though Carson is a multi-advisor platform rather than a single local firm.
• Creative Planning: Large, fast-growing national RIA offering comprehensive financial planning, retirement income, tax, and estate services to high-net-worth and mass-affluent households. Comparable to BlackRidge's full-service wealth planning model but at materially larger scale and broader geographic reach.

Emerging players

• Facet Wealth: Digital-first RIA offering flat-fee financial planning and investment management for mass-affluent households nationwide. Emerging peer to BlackRidge in targeting tech-forward mass-affluent clients with retirement and wealth-planning needs, but competing via a digital-first model rather than local in-person service.

Direct peers

• Buckingham Strategic Wealth: Independent, fee-only RIA offering comprehensive financial planning, retirement, tax, and investment management with evidence-based investing principles. Comparable to BlackRidge as a similar-sized, fee-based, planning-led independent RIA with multi-advisor delivery.
• Pensionmark Wealth Strategies: Specialized advisory firm focused on retirement planning for public employees and educators, with expertise in state pension systems, 403(b)/457 plans, and Social Security optimization. The closest niche-segment comparable to BlackRidge's educator/public-employee value proposition.
• CAPTRUST: Retirement-focused RIA serving plan sponsors and participants, with deep expertise in 403(b)/457 plan advisory, pension analysis, and fiduciary investment consulting. Comparable to BlackRidge in retirement-plan-centric advisory services and public-sector specialization.
• OneDigital: National employee-benefits-focused advisory firm providing retirement planning, wealth management, and pension analysis to employers and public-sector workers. Closely comparable to BlackRidge in employer/public-employee retirement advisory focus, though with much broader national reach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/blackridge-wm

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Blackridge Wealth Management