Foxbox

What Foxbox does

Foxbox (foxbox.lt) is an independent, privately-held Lithuanian online loan comparison platform headquartered in Vilnius that aggregates personal, mortgage, business, and refinancing offers from over 100 Lithuanian lenders — including major banks (SEB, Swedbank, Luminor, Bigbank, Inbank, Revolut, Urbo bankas), online lenders (SMSPinigai, Creditea, Credit24, Banknote, Fjordbank, Bobutės Paskola, Paskolos.lt), brokers (Altero, SAVY, Sosocredit, Soscredit), the P2P platform FinBee, and 100+ credit unions — into a standardized consumer-facing comparison interface. The company operates with a 1–10 person team, no mobile applications, and no sales force; the entire user journey runs through the website on a self-service, product-led growth model targeting Lithuanian residents across the borrowing lifecycle.

The platform's technology is a web-based comparison engine built around a proprietary Foxbox 5-star rating system (with fixed weights across interest competitiveness, terms flexibility, convenience, transparency, and additional benefits), a standardized BVKKMN (annual total cost of credit) comparison display that enables apples-to-apples evaluation across lenders, an interactive loan calculator for monthly-payment and DSTI estimation, and a EURIBOR rate tracker sourced from the European Central Bank's Statistical Data Warehouse. All listed lenders are cross-referenced against the Bank of Lithuania's public register of licensed consumer credit providers. The platform publishes 20+ Lithuanian-language financial-literacy articles that drive organic SEO traffic, and references public sources including Creditinfo Lietuva (credit bureau), SODRA (income), VMI (tax declarations), and Open Banking APIs as informational signals for creditworthiness.

Foxbox's business model is exclusively affiliate-based: the platform is free for end users with no registration or personal data required, and revenue is generated solely when users click through to a lender partner and complete a loan application, triggering a referral commission. The platform maintains structured affiliate relationships across all major Lithuanian lenders, with all partner links clearly disclosed and ratings editorially independent of commission status. Geographic scope is strictly domestic Lithuania, and an additional free interest-rate-drop email subscription positions the platform for potential future premium monetization. No funding, headcount history, or revenue figures are disclosed in the public material.

Name

Foxbox

Legal name

foxbox.lt

Website

https://foxbox.lt

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

1–10 employees

Short description

Foxbox is an independent Lithuanian loan comparison platform that aggregates consumer, mortgage, business, and refinancing offers from 100+ licensed lenders. Free for end users, it monetizes exclusively through affiliate commissions and publishes Lithuanian-language financial literacy content and a EURIBOR rate tracker.

Ownership category

akta.pro rank

Headquarters

HQ city

Vilnius

HQ country

Lithuania

HQ region

Europe

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations

Revenue model

1. Affiliate/Referral Commissions: Foxbox earns commission from lending partners when a user clicks a partner link and successfully submits a loan application. This is the primary revenue stream and is free for users — loan terms are not affected by the commission relationship. The platform discloses that partner links are used throughout the site and are marked as such.
2. Interest Rate Alert Subscription: Foxbox offers a free email subscription that notifies users when interest rates in the market decrease. While currently free, this feature positions the platform for potential future premium services.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Foxbox.lt is an independent Lithuanian loan comparison platform that aggregates and ranks consumer, mortgage, business, refinancing, and agricultural loan offers from 100+ lenders (banks, credit unions, online lenders, brokers, P2P platforms) using a standardized BVKKMN metric and its own 5-star Foxbox rating system. Users self-serve on the website — without registration — to compare terms, run loan and EURIBOR calculators, and click through to lender applications; the service is free for users and monetized via affiliate commissions paid by lending partners.

Product overview

Foxbox.lt is an independent personal finance platform operating as a loan comparison portal. Its core offering is the consumer loan comparison engine, which aggregates offers from 100+ lenders (banks, credit unions, and online lenders) into a single searchable interface. The platform is built around five integrated sub-products: Vartojimo paskolos (consumer loans), Būsto paskolos (mortgage loans), Verslo paskolos (business loans), and Refinansavimas (refinancing), each serving a distinct loan category. These are complemented by a Skaičiuoklė (loan calculator) tool, an EURIBOR rodiklis (EURIBOR tracker) for rate monitoring, and an Edukacija (educational content) section with financial literacy guides. Additional tools include situational filter products for borrowers with special circumstances (e.g., poor credit, enforcement officers, pensioners, self-employed) and a Palūkanų prenumerata interest rate alert service. Some features listed in the roadmap — savings guidance, investing guides, credit card comparison, and insurance — are marked as coming soon. Revenue is generated through affiliate/partner links to lenders, with no fees charged to users.

Differentiator

Problem solved

Functional benefit

Products and services

• Vartojimo paskolos — Consumer Loan Comparison
• Būsto paskolos — Housing / Mortgage Loan Comparison
• Verslo paskolos — Business Loan Comparison
• Refinansavimas — Loan Refinancing Comparison
• Paskolos ūkininkams — Agricultural Loans Comparison
• Skaičiuoklė — Loan Calculator
• EURIBOR rodiklis — EURIBOR Rate Indicator
• Edukacija — Financial Literacy Content Library

Quantifiable outcome

• Users save time by comparing all lenders in one place rather than submitting separate applications to each lender individually.
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

Feature4 records

Partnerships

22 partnerships are on record, tiered minor and core.

• FjordbankminorChannel Partner/ Reseller/ DistributorFjordbank is featured as a direct lender on Foxbox's consumer loan comparison pages. Foxbox earns affiliate commission when users click through and apply. Fjordbank offers loans from 500–25,000€ with rates from 7.9% BVKKMN, approved same day. Foxbox rates Fjordbank 4.4 stars.
• Credit24minorChannel Partner/ Reseller/ DistributorCredit24 is featured as a direct lender on Foxbox's consumer loan comparison. Offers credit lines 100–5,000€ with 23.88% interest rate. Foxbox rates Credit24 3.8 stars. Affiliate relationship applies.
• AlterominorChannel Partner/ Reseller/ DistributorAltero is listed as a broker (not direct lender) on Foxbox's platform. Offers credit lines 50–15,000€ with rates from 7.9%. Foxbox rates Altero 4.8 stars. One application submits to multiple creditors.
• CrediteaminorChannel Partner/ Reseller/ DistributorCreditea is featured as a direct lender on Foxbox's consumer loan comparison. Offers credit 100–5,000€ with 23.88% interest rate. First credit at 0% interest if repaid within 30 days. Foxbox rates Creditea 3.9 stars.
• BanknoteminorChannel Partner/ Reseller/ DistributorBanknote is featured as a consumer credit lender on Foxbox's platform. Offers loans 100–10,000€ with first credit at 0% for 30 days. Processing time under 10 minutes. Foxbox rates Banknote 4.0 stars.
• SosocreditminorChannel Partner/ Reseller/ DistributorSosocredit is listed as a broker on Foxbox. One application yields offers from multiple creditors. Loans 500–25,000€ with rates from 24.5% BVKKMN. Foxbox rates Sosocredit 4.4 stars. Affiliate relationship applies.
• SoscreditminorChannel Partner/ Reseller/ DistributorSoscredit is listed as a broker on Foxbox. One application yields offers from multiple creditors. Loans 500–25,000€ with rates from 28.74% BVKKMN. Foxbox rates Soscredit 4.3 stars. 10% discount (50–500€), 20% discount (600–5,000€).
• Bobutės PaskolaminorChannel Partner/ Reseller/ DistributorBobutės Paskola is featured as a direct lender on Foxbox. Offers loans 50–10,000€ with rates from 22.68% BVKKMN. First credit up to 1,000€ free for up to 1 year. Supervised by Bank of Lithuania. Foxbox rates Bobutės Paskola 3.6 stars.
• SMSPinigaiminorChannel Partner/ Reseller/ DistributorSMSPinigai is featured as a direct lender on Foxbox. Offers loans 100–15,000€ with rates from 8.9%. First credit up to 500€ / 6 months free. Supervised by Bank of Lithuania. Foxbox rates SMSPinigai 4.6 stars.
• Paskolos.ltminorChannel Partner/ Reseller/ DistributorPaskolos.lt is featured as a direct lender on Foxbox. Offers loans 100–15,000€ with rates from 19%. Supervised by Bank of Lithuania. Foxbox rates Paskolos.lt 4.0 stars.
• FinBeeminorChannel Partner/ Reseller/ DistributorFinBee P2P platform is featured on Foxbox. Offers loans 1,000–500,000€ with rates from 7%. Supervised by Bank of Lithuania. Foxbox rates FinBee 4.0 stars. Also featured on farmers loans page.
• SAVYminorChannel Partner/ Reseller/ DistributorSAVY is listed as a broker (intermediary) on Foxbox. One application yields offers from multiple creditors. Loans 300–35,000€ with rates from 6%. Foxbox rates SAVY 3.8 stars.
• SEB BankminorChannel Partner/ Reseller/ DistributorSEB bankas is featured on Foxbox's consumer loan comparison. Offers personal loans 500–40,000€ with rates from 11%. 60-day interest-free repayment guarantee. Supervised by Bank of Lithuania. Foxbox rates SEB 4.3 stars. Also featured on farmers loans page.
• BigbankminorChannel Partner/ Reseller/ DistributorBigbank is featured on Foxbox's consumer loan comparison. Offers personal loans 1,000–30,000€ with rates from 6.50%. Supervised by Bank of Lithuania. Foxbox rates Bigbank 4.3 stars.
• LuminorminorChannel Partner/ Reseller/ DistributorLuminor is featured on Foxbox's consumer loan comparison. Offers personal loans 500–20,000€ with rates from 5.90% (cheapest in market). Supervised by Bank of Lithuania. Foxbox rates Luminor 4.2 stars.
• RevolutminorChannel Partner/ Reseller/ Distributor
• SwedbankminorChannel Partner/ Reseller/ DistributorSwedbank is featured on Foxbox's consumer loan comparison. Offers loans 1,000–10,000€ with rates from 15.9%. Supervised by Bank of Lithuania. Foxbox rates Swedbank 4.0 stars.
• InbankminorChannel Partner/ Reseller/ DistributorInbank is featured on Foxbox's consumer loan comparison. Offers loans 500–20,000€ with individually set rates. Supervised by Bank of Lithuania. Foxbox rates Inbank 4.0 stars.
• Urbo BankminorChannel Partner/ Reseller/ DistributorUrbo Bank is featured on Foxbox's consumer loan comparison. Offers loans 500–20,000€ with rates 10–20%. Supervised by Bank of Lithuania. Foxbox rates Urbo bankas 3.9 stars.
• 100+ Credit Unions (LKU Group and others)minorChannel Partner/ Reseller/ DistributorFoxbox lists over 100 credit unions across Lithuania including Kauno Kredito Unija (4.5★), Vilniaus Kredito Unija (4.4★), Tauras Kredito Unija (4.4★), Magnus Kredito Unija (4.3★), Šeimos Kredito Unija (4.3★), and the LKU group of credit unions. These are featured prominently on the farmers loan page and general comparison. Most are supervised by Bank of Lithuania.
• Creditinfo LietuvacoreTechnology or IntegrationCreditinfo Lietuva is the primary credit data bureau in Lithuania that provides credit history data used by lenders and referenced throughout Foxbox's educational content. Foxbox advises users to check their credit history through Creditinfo or the Bank of Lithuania's database. The platform does not integrate directly but references Creditinfo as the authoritative credit data source.
• Lietuvos Bankas (Bank of Lithuania)coreTechnology or IntegrationLietuvos Bankas (Bank of Lithuania) is the financial regulator that supervises all licensed lenders in Lithuania. Foxbox references Lietuvos Bankas as the authoritative source for: (1) the Public Register of Consumer Credit Providers, (2) responsible lending rules (DSTI 40% limit), (3) BVKKMN regulations and legal cap of 75%, (4) EURIBOR data, and (5) credit risk database. All Foxbox lender listings are cross-referenced against the Bank of Lithuania's licensed lenders list.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Market position

Weaknesses5 records

Competitive moat3 records

Customer concentration

• Facebookfacebook.com/foxboxterminalai

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Foxbox