What NDC Advisors does

NDC Advisors (legally National Distribution Consultants, LLC) is a privately held, founder-owned professional services firm headquartered in Pittsburgh, Pennsylvania, that has operated for over 25 years providing settlement planning and account administration services to individuals and families across the United States who have received legal settlements. The firm serves primarily individual plaintiffs — including people with life-changing injuries, minors receiving settlement proceeds, adults receiving lump-sum recoveries, and beneficiaries of needs-based government benefits such as Medicaid and SSI — through a six-product portfolio: Settlement Planning, Account Administration, Settlement Protection Trust, Special Needs Trusts, Master Trust for Minors, and Master Trust for Adults. The underlying technology is service-based: standard trust administration practices combined with in-house capabilities, with no proprietary software, algorithms, APIs, or platforms disclosed.

The business model is managed services / professional services fee-for-administration, structured as multi-year contracts with quote-based, non-publicly-disclosed pricing tailored to each client's settlement type and trust complexity. NDC does not custody assets directly; instead, it partners with unnamed corporate trustee partners that hold and conservatively invest client assets while NDC serves as account administrator and client coordinator. Go-to-market is sales-led and referral-driven: plaintiff attorneys, trust and estate attorneys, tax professionals, structured settlement brokers, and settlement planners nationwide introduce beneficiaries to NDC during the final stages of legal settlement, supplemented by a content website, video center, phone outreach (888-676-2055), and online contact forms. The multidisciplinary team of roughly 30 professionals includes attorneys, registered nurses, social workers, occupational therapists, and certified trust and financial advisors, reflecting the blend of legal, clinical, and fiduciary expertise required to administer plaintiff settlements while preserving government benefits eligibility and coordinating care.

Name

NDC Advisors

Legal name

National Distribution Consultants, LLC

Website

https://ndcadvisors.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

NDC Advisors is a Pittsburgh-based, founder-owned firm providing settlement planning and trust account administration services to individual plaintiffs and families across the United States, specializing in Special Needs Trusts and post-litigation recovery management delivered through attorney referrals.

Ownership category

akta.pro rank

Product category

Trust and Settlement Administration Services

NAICS

Trusts, Estates, and Agency Accounts (525920)

SIC

Investment Advice (6282)

akta.pro primary industry

Corporate Trust Services (Trustee, Agent & Escrow Roles) (FSAEAKAB)

akta.pro secondary industry

Directed Trust & Trust Advisory Services (FSAAANAK)

Keywords

• Settlement planning services
• Trust administration services
• Special needs trusts
• Litigation recovery management
• Plaintiff account administration

Headquarters

HQ city

Pittsburgh

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Account Administration Services: NDC Advisors provides account administration services for clients who have received litigation recoveries. The company charges fees for managing trust accounts including Special Needs Trusts, Master Trusts for Minors, Master Trusts for Adults, and Settlement Protection Trusts. Services include developing customized plans, coordinating resources, handling communications, preventing unauthorized fund requests, and ensuring clients receive needed care.
2. Settlement Planning Consultation: Settlement planning services including settlement proceeds allocation, government benefits planning, Medicare Secondary Payer Act compliance, lien resolution, estate planning, and health insurance planning. The company works with attorneys, accountants, and financial advisors to provide comprehensive settlement planning.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

NDC Advisors provides account administration and settlement planning services for individuals and families who have received legal settlements from personal injury litigation. Its core offerings include holistic settlement planning (allocation, government benefits planning, lien resolution, estate planning), ongoing trust account administration, and four specialized trust products (Settlement Protection Trust, Special Needs Trusts, Master Trust for Minors, and Master Trust for Adults) administered through corporate trustee partnerships.

Product overview

NDC Advisors offers a unified portfolio of settlement planning and account administration services designed for individuals and families who have received legal settlements. The core offering consists of six interconnected services: Settlement Planning provides the holistic financial planning framework; Account Administration serves as the ongoing management hub; and four specialized trust products address specific client needs — Settlement Protection Trust for general asset protection, Special Needs Trusts for beneficiaries receiving government benefits, Master Trust for Minors for young beneficiaries, and Master Trust for Adults for adult beneficiaries receiving lump sums. Together, these services help clients maximize recovery outcomes while protecting assets and managing complex financial situations following litigation.

Differentiator

Problem solved

Functional benefit

Products and services

• Settlement Planning A holistic planning service for individuals and families preserving financial benefits following a personal injury case. Includes settlement proceeds allocation, government benefits planning, Special Needs Trusts, Medicare Secondary Payer Act compliance, lien resolution, estate planning, and health insurance planning, coordinated with attorneys, accountants, and financial advisors.
• Account Administration
• Settlement Protection Trust
• Special Needs Trusts
• Master Trust for Minors
• Master Trust for Adults

Quantifiable outcome

• Thousands of families served over 25+ years
• +1 more outcomes

Named customers5 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Corporate Trustee Partners (Unnamed)coreStrategic or Co-development PartnerNDC Advisors partners with widely respected and reputable corporate trustee partners that serve as trustees holding and managing the assets in client portfolios. These partners hold and invest assets in a manner determined to minimize risk and provide returns based on each client's individual circumstances. NDC Advisors coordinates the overall financial strategy while partners handle investment management.
• Extensive Network of Attorneys (Unnamed)coreStrategic or Co-development PartnerNDC Advisors works with an extensive network of attorneys across the country to make sure that all options are considered when deciding whether to include a Special Needs Trust in settlement plans. The company coordinates with personal attorneys or attorneys in their network to help analyze available solutions and make important decisions for clients.
• Structured Settlement Brokers (Unnamed)minorStrategic or Co-development PartnerNDC Advisors collaborates with structured settlement brokers as part of their comprehensive settlement planning services. The company works with brokers to design structured settlements that align with clients' long-term financial goals and ensure proper integration with trust plans.

Scale indicators4 records

Expansion highlights4 records

Direct peers

• ARC Community Trust of PA: Pooled Special Needs Trust serving individuals with disabilities; founder Phil Saunders served as Executive Director before founding NDC. Comparable pooled-trust and SNT administration product set, though operated as a nonprofit rather than a for-profit advisor.
• Plaintiff Advisory Group: Plaintiff-side settlement planning and account administration firm; predecessor organization to NDC, with overlapping founders (Phil Saunders, Justin Goldstein) and shared alumni network. Operates in the same niche with comparable services (SNT, Master Trust, settlement planning).
• Premier Trust: Nevada-chartered trust company that markets dedicated Special Needs Trust services and pooled SNTs to plaintiffs and families; competes directly with NDC's SNT and Master Trust offerings.
• Ringler: Largest national structured settlement consulting firm, providing settlement planning, brokerage, and annuity placement for plaintiffs; overlaps with NDC on the settlement planning front end and competes for attorney referrals.
• NFP Structured Settlements: National structured settlement broker and administration firm; NDC alumni (Jennifer Lombardi, Megan Poland) moved between the two organizations, indicating closely aligned service models for plaintiff-side settlement design and ongoing trust administration.

Broad incumbents

• Wilmington Trust (M&T Bank): Large national trust company within M&T Bank offering Special Needs Trust administration, wealth management, and corporate trustee services; broader portfolio but with overlapping SNT capability that competes for the same plaintiff referrals.
• Evolve Bank and Trust: Trust company with fiduciary and trust administration practice; Director of Administration Roger Bolick served as Trust Officer and Fiduciary Counsel at Evolve before joining NDC. Broader banking product set with overlapping trust capabilities.
• Comerica Bank & Trust: Corporate trustee with a Special Needs Trust practice; NDC alumnus Cameron Daniel managed SNTs at Comerica before joining NDC. Operates a broader banking/trust platform but directly competes for SNT and conservatorship mandates.
• The Private Trust Company (BNY Mellon Wealth): BNY Mellon-affiliated trust company administering personal trusts, SNTs, charitable trusts, and IRAs; NDC account manager Andrea Krol previously worked there. Large incumbent that competes for high-net-worth trust and SNT relationships.
• Fidelity Personal Trust Company: Fidelity-affiliated trust company administering trusts including SNTs at scale for retail wealth clients; broad-wealth incumbent that increasingly competes for special needs and pooled trust mandates via attorney referral channels.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/ndc-advisors-ltd

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NDC Advisors