Bundesverband Credit Management

What Bundesverband Credit Management does

Bundesverband Credit Management e.V. (BvCM) is a non-profit registered association (e.V.) founded in October 2001 and headquartered in Kleve, Germany. It is the largest independent professional platform for credit managers in Germany, serving over 1,000 individual credit-management members and a roster of enterprise member companies that includes BASF, Adidas, Miele, Boehringer Ingelheim, Pirelli, Sixt, Postbank, Jägermeister, DB Schenker, and DPD. The association operates under the motto "Vom Credit Manager für den Credit Manager" and is a member of FECMA, the Federation of European Credit Management Associations.

BvCM's core product offering is a vertically integrated stack of professional services for credit management practitioners: (1) certified qualification programs — Certified Credit Manager® (CCM, launched March 2003, one-year part-time, currently under Hochschule Hannover) and Certified Credit Controller® (CCC); (2) publications — the quarterly magazine 'Der CreditManager' (5,500 circulation), the CreditVision newsletter, and annual Kongressband proceedings; (3) digital knowledge and benchmarking tools — CreditWiki (a Wikipedia-style credit-management knowledge base), CreditBenchmark (an anonymized benchmarking platform co-developed with Hochschule Bochum and supported by Creditreform Rating AG and DRD-Pool), and the MaCM 5.0 minimum-requirements standard; (4) events — the annual Bundeskongress, regional events (e.g., Regionalveranstaltung Süd hosted by Rational AG), CreditBarbecue informal gatherings, and the Exzellenz in Credit Management Award; (5) member working groups across 9 specialties; and (6) the 'Credit schreiben wir mit C' podcast and a KI-VO/DSGVO scoring compliance check.

The association generates revenue primarily through recurring annual membership dues (pricing not publicly disclosed), supplemented by non-member magazine subscriptions (€9.80 domestic / €12.25 abroad per issue), non-member event admissions (€99 per regional event), non-member congress proceedings sales (€89.95 per volume), and certification program fees. Distribution is community-led: members are acquired through the website (credit-manager.de), LinkedIn and YouTube presence, the podcast, the CreditVision newsletter, regional and national events, and word-of-mouth among German credit-management professionals. BvCM holds no patents, has no subsidiaries, and reports no public funding rounds; it is member-governed and led by President Andreas van Koeverden CCM and Managing Executive Board Member Jan Schneider-Maessen CCM.

Name

Bundesverband Credit Management

Legal name

Bundesverband Credit Management e.V.

Website

https://credit-manager.de

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Bundesverband Credit Management e.V. (BvCM) is Germany's largest independent professional association for credit managers, offering CCM/CCC certifications, the Der CreditManager magazine, CreditBenchmark, CreditWiki, working groups, and the annual Bundeskongress to over 1,000 members and corporate members.

Ownership category

akta.pro rank

Product category

Professional Trade Association

NAICS

Other Activities Related to Credit Intermediation (522390)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Bureau Reporting & Dispute Management Support (FCRA/CRA Ops) (BPAAAEAI)

akta.pro secondary industry

Debt Management Plans (DMP) Administration (FSAEAFAB)

Keywords

• Credit management
• Professional association
• Credit manager certification
• Accounts receivable
• Credit risk management

Headquarters

HQ city

Kleve

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Membership Dues: BvCM generates revenue through annual membership fees. Membership provides access to all working groups, publications, certifications, benchmarking tools, and events.
2. Magazine Sales: The magazine 'Der CreditManager' is available to members for free. Non-members can purchase individual issues for €9.80 (domestic) or €12.25 (abroad) or subscribe at standard rates.
3. Congress Band Sales: Proceedings books from each Bundeskongress are provided free to members. Non-members can purchase each volume for a handling fee of €89.95.
4. Event Fees: BvCM charges event fees for non-members (e.g., Regionalveranstaltung Süd at €99), while member participation in working groups and most events is free.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels10 records

Core offering

Bundesverband Credit Management e.V. (BvCM) is a non-profit professional association that serves as the largest competence platform for credit managers in Germany. It provides professional certification programs (CCM and CCC), industry publications (Der CreditManager magazine, CreditVision newsletter, Kongressband), benchmarking tools (CreditBenchmark), a knowledge database (CreditWiki), the MaCM standards framework, the annual Bundeskongress event, and specialized working groups to advance the credit management profession.

Product overview

Bundesverband Credit Management e.V. is a professional association offering a portfolio of qualification programs (Certified Credit Manager® and Certified Credit Controller®), professional publications (Der CreditManager magazine, CreditVision newsletter, Kongressband), and industry awards (Exzellenz in Credit Management Award). Member services include CreditBenchmark benchmarking platform, CreditWiki knowledge base, and specialized working groups. The association organizes the annual Bundeskongress and produces the 'Credit schreiben wir mit C' podcast. The MaCM standard provides a framework for credit management best practices. BvCM functions as a membership-based competency platform rather than a software product company.

Differentiator

Problem solved

Functional benefit

Brands

• Certified Credit Manager® (CCM): Professional certification program for credit managers, a one-year part-time qualification developed in cooperation with universities.
• Certified Credit Controller® (CCC)
• Der CreditManager
• CreditVision
• CreditBenchmark
• CreditWiki
• Exzellenz in Credit Management Award
• Bundeskongress
• Mindestanforderungen an das Credit Management (MaCM)

Products and services

• Certified Credit Manager® (CCM) One-year professional certification program for credit managers, developed in cooperation with Hochschule Bochum and Hochschule Hannover, providing comprehensive training in credit management competencies under FECMA patronage.
• Certified Credit Controller® (CCC) Entry-level certification program for credit controllers, providing foundational knowledge in credit management and accounts receivable processes, now conducted digitally.
• Der CreditManager Magazine
• CreditVision Newsletter Regular newsletter aggregating current news from the credit management industry, available free via email subscription and LinkedIn newsletter distribution.
• Kongressband Annual compilation book published after each Bundeskongress, collecting all presentations and contributions. Annual compilation of all presentations and contributions from the Bundeskongress, published as a book and available to members free of charge; non-members can purchase each volume for €89.95.
• Exzellenz in Credit Management Award Annual award presented at the Bundeskongress recognizing companies with outstanding credit management practices. Annual award recognizing companies with outstanding credit management practices, presented at the Bundeskongress and featuring video profiles of winners.
• CreditBenchmark Anonymous benchmarking platform developed in cooperation with Hochschule Bochum and supported by external data partners Creditreform Rating AG and DRD-Pool. Anonymous and neutral benchmarking platform developed with Hochschule Bochum, enabling companies in the German-speaking region to exchange qualitative credit management data for performance comparison.
• CreditWiki Wikipedia-style knowledge database for credit management topics maintained by BvCM. Wikipedia-style knowledge database providing structured information on credit management topics, with search functionality, international link directory, and continuous updates contributed by members.
• Bundeskongress Annual national congress bringing together credit management professionals, held annually since the association's founding. The 22nd congress took place in October 2025 in Bad Homburg; the 23rd planned for October 2026 in Hannover. Annual national congress bringing together credit management professionals for networking, knowledge transfer, expert talks, and discussion of current industry trends and topics.
• Credit schreiben wir mit C Podcast Podcast series featuring interviews with credit management professionals, industry experts, and discussions on current topics. Podcast series featuring discussions with credit management professionals and industry experts on current topics including tariffs, AI applications, insolvency trends, and ESG.
• MaCM (Mindestanforderungen an das Credit Management) Minimum requirements standard for credit management, developed and continuously updated by BvCM, currently at version 5.0. Minimum requirements standard for credit management developed and maintained by BvCM (currently at version 5.0), used as a framework for corporate credit policies and TÜV Rheinland certifications.

Quantifiable outcome

• Over 1,000 credit managers as members in Germany
• +2 more outcomes

Named customers20 records

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• FECMA (Federation of European Credit Management Associations)coreStrategic or Co-development Partner · 1 October 2001BvCM is an active member of FECMA, which provides its members with access to international information and experience exchange networks. BvCM participates in and contributes to international events under the FECMA umbrella. The CCM certification program was developed under FECMA patronage.
• Hochschule Bochum (University of Applied Sciences Bochum)coreStrategic or Co-development PartnerBvCM partnered with Hochschule Bochum to develop the CreditBenchmark tool, enabling anonymous and neutral benchmarking for credit management professionals in German-speaking countries. Prof. Dr. Bernd Weiß of the university co-developed the CCM certification program with BvCM.
• Creditreform Rating AGcoreTechnology or IntegrationCreditreform Rating AG provides external data supporting the CreditBenchmark platform, contributing anonymized rating and creditworthiness data for benchmarking purposes.
• TÜV RheinlandcoreImplementation/ SI/ Consulting PartnerBvCM and TÜV Rheinland have an active cooperation for certifying credit management processes in companies using BvCM's MaCM (Mindestanforderungen an das Credit Management) standards. Olaf Seiche from TÜV leads these certifications, which examine both risk aspects and customer satisfaction. Henrich Baustoffzentrum was among the first companies certified under this renewed cooperation.
• HDI Generalvertretung Jahreis & KollegenminorOthersHDI Generalvertretung Jahreis & Kollegen developed a branch-specific insurance solution for BvCM members under the 'Sicher Wissen' service, addressing risk coverage needs of credit management professionals.
• Medien-Service EmmerichminorImplementation/ SI/ Consulting PartnerExternal website hosting provider for BvCM's website credit-manager.de. Located at Hoher Weg 153, 46446 Emmerich am Rhein, Germany. BvCM has a data processing agreement (AVV) with this provider.
• Hochschule HannoverminorStrategic or Co-development PartnerBvCM transitioned its CCM and CCC certification programs to Hochschule Hannover, bringing the qualification programs under university academic oversight. Prof. Dr. Aaron Mengelkamp serves as a BvCM board member responsible for qualifications.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Market position

Competitive moat6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@BvCMeV
• LinkedInde.linkedin.com/company/bundesverband-credit-management-e-v-
• Xx.com/BvCMeV

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bundesverband Credit Management