SCL Equipment Finance
SCL Equipment Finance is a California-licensed, nationwide equipment financing company founded in 1992 that provides application-only loans from $10K to $500K and larger transactions up to $100M to SMBs, large corporations, and publicly owned companies across multiple equipment verticals.
- Company typePrivate
- Founded1992
- HeadquartersTustin, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What SCL Equipment Finance does
SCL Equipment Finance is a US-based equipment financing company founded in 1992 and operating as a subsidiary of Southern California Leasing, Inc. The firm provides financing for new and used business equipment across a wide transaction range, offering application-only financing from $10,000 to $500,000 without requiring financials, and larger transactions from $2 million to $100 million with terms up to 10 years. SCL targets both small and medium-sized businesses and large/publicly owned companies, with stated vertical depth in broadcast/production, construction, medical, packaging, food manufacturing, textiles, robotics, and media/studio equipment.
The company's core product is equipment financing and leasing, augmented by working capital solutions, a Section 179 tax-advantage program, a lease calculator tool, and vendor/referral programs for equipment dealers and manufacturers. GTM is multichannel: a 24/7 online application portal paired with an inside-sales phone team (800-291-8777) for larger transactions, plus vendor/dealer partnerships that capitalize on the industry statistic that over one-third of business equipment is acquired through finance/lease programs. The firm operates under a California Financing Law license and maintains a nationwide US footprint. No proprietary technology platform, AI/ML capabilities, or digital infrastructure beyond the standard web application portal are disclosed.
Revenue is generated through interest and fees on financed equipment (transaction-based take rate). The company is privately held, with no disclosed funding rounds, no M&A activity, no headcount growth signals, and a modest 11-50 employee base. SCL emphasizes relationship-driven, human-led service as its primary differentiator against digital-native lenders, supported by 30+ years of operating history under stable parent ownership.
SCL Equipment Finance firmographics
Firmographics- Name
- SCL Equipment Finance
- Legal name
- Southern California Leasing, Inc.
- Website
- https://socalleasing.com
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- SCL Equipment Finance is a California-licensed, nationwide equipment financing company founded in 1992 that provides application-only loans from $10K to $500K and larger transactions up to $100M to SMBs, large corporations, and publicly owned companies across multiple equipment verticals.
- Ownership category
- akta.pro rank
SCL Equipment Finance industry classification
Industry- Product category
- Equipment Financing
- NAICS
- Sales Financing (52222)
- SIC
- Services-Equipment Rental & Leasing, Nec (7359)
- akta.pro primary industry
- Equipment & Asset Finance (SME) (FSAKAGAF)
- akta.pro secondary industries
- SME Equipment & Asset Finance (Leasing, Fleet, Capex) (FSABABAH), Equipment & Asset Finance Brokerage (FSAEAEAJ)
Keywords
Where SCL Equipment Finance is headquartered
LocationHeadquarters
- HQ city
- Tustin
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
SCL Equipment Finance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Equipment Financing/Leasing: SCL Equipment Finance generates revenue through equipment financing and leasing arrangements. They offer application-only financing from $10,000 to $500,000 (no financials required) for smaller transactions and larger transactions ranging from $2 million to $100 million with terms up to 10 years. Revenue is generated through interest and fees on financed equipment.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Application Only Financing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
SCL Equipment Finance product offering
Product offeringCore offering
SCL Equipment Finance provides equipment financing and leasing services to businesses across the United States. The company offers application-only financing from $10,000 to $500,000 (no financials required) and larger transactions ranging from $2 million to $100 million with terms up to 10 years. It serves SMBs, large corporations, and publicly owned companies with particular strength in broadcast/production, construction, medical, packaging, food manufacturing, textiles, robotics, and media/studio equipment financing.
Product overview
SCL Equipment Finance offers a unified equipment financing platform centered on equipment leasing and loans, supplemented by working capital solutions and vendor partnership programs. The core product is equipment financing ranging from $10,000 to $100 million, paired with vendor programs that enable dealers and manufacturers to provide financing to their customers. Additional tools include a lease calculator for payment estimation, Section 179 tax benefit programs, and referral pathways for partners.
Differentiator
Problem solved
Functional benefit
Products and services
- Equipment Financing Core equipment financing and leasing services funding the acquisition of new and used business equipment. Transactions range from $10,000 application-only financing (no financials required) up to $100 million for larger deals, with terms up to 10 years. Targeted at SMBs, large corporations, and publicly owned companies across industries including broadcast/production, construction, medical, packaging, food manufacturing, textiles, robotics, and media/studio equipment.
- Working Capital
Quantifiable outcome
- Financing available from $10,000 to $500,000 with no financials required
- +1 more outcomes
Companies that use SCL Equipment Finance
Customer profileNamed customers1 record
Segments10 records
Ideal customer profiles3 records
SCL Equipment Finance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
SCL Equipment Finance partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Southern California Leasing, Inc.coreSCL Equipment Finance is a subsidiary of Southern California Leasing, Inc. This is the parent company relationship providing organizational backing and resources.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
SCL Equipment Finance competitors and assessment
Company assessmentDirect peers
- TimePayment Corp: SMB-focused equipment leasing company with online origination and inside sales. Comparable to SCL's $10K–$500K application-only ticket size and vendor-channel partnerships.
- DLL Group: Global vendor-finance company (Rabobank subsidiary) financing equipment for SMBs and large corporations across food, agriculture, healthcare, and construction. Comparable vendor-channel model and equipment-vertical breadth, though significantly larger in scale.
- AP Equipment Financing: Independent equipment financing company providing application-only financing to SMBs across a broad set of verticals. Directly comparable in small-ticket origination simplicity and inside-sales GTM.
- GreatAmerica Financial Services: Cedar Rapids-based independent equipment finance company focused on SMB and middle-market equipment leasing across verticals like construction, medical, and manufacturing. Closely comparable to SCL in customer profile, transaction sizing, and vertical specialization.
- Beacon Funding: Independent equipment financing company focused on SMBs across verticals including construction, manufacturing, and medical. Directly comparable in transaction sizing, customer profile, and inside-sales origination model.
- Verdant Commercial Capital: Equipment finance company serving SMB and middle-market borrowers across multiple verticals with both direct and broker-originated deals. Comparable transaction range and customer profile.
- Marlin Capital Solutions (formerly Marlin Business Services): Direct competitor in SMB equipment financing and leasing, with a similar inside-sales and vendor-channel GTM. Comparable in transaction size range, vertical breadth, and target SMB segment.
- LEAF Capital Funding: Specialty equipment finance and leasing company focused on small-ticket and middle-market transactions with vendor-program capabilities. Comparable in transaction sizing and SMB-centric origination approach.
Broad incumbents
- CIT Group (now First Citizens Bank equipment finance): Large diversified equipment financier with rail, vendor, and commercial equipment finance franchises. Overlaps with SCL's larger $2M–$100M deal range and SMB/middle-market customer base, but operates as a much broader incumbent.
- Wintrust Equipment Finance: Bank-owned equipment finance subsidiary of Wintrust Financial serving SMBs and middle-market borrowers. Comparable in customer base and equipment-vertical breadth, but with the balance-sheet advantages of a bank parent.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
SCL Equipment Finance social profiles
Digital presenceSCL Equipment Finance compliance and trust
Trust signalCompliance1 record
SCL Equipment Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
SCL Equipment Finance leadership team
Management profileNumber of profiles
SCL Equipment Finance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SCL Equipment Finance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SCL Equipment Finance
What does SCL Equipment Finance do?
SCL Equipment Finance provides equipment financing and leasing services to businesses across the United States. The company offers application-only financing from $10,000 to $500,000 (no financials required) and larger transactions ranging from $2 million to $100 million with terms up to 10 years. It serves SMBs, large corporations, and publicly owned companies with particular strength in broadcast/production, construction, medical, packaging, food manufacturing, textiles, robotics, and media/studio equipment financing.
Is SCL Equipment Finance a public or private company?
SCL Equipment Finance is a private company. It is classified as corporate owned and is currently operating.
When was SCL Equipment Finance founded?
SCL Equipment Finance was founded in 1992. It employs 11 to 50 people.
Where is SCL Equipment Finance based?
SCL Equipment Finance is headquartered in Tustin, United States, in the North America region.
How does SCL Equipment Finance make money?
One revenue line is on record: equipment Financing/Leasing.
Who are SCL Equipment Finance's main competitors?
Direct peers on record are TimePayment Corp, DLL Group, AP Equipment Financing, GreatAmerica Financial Services, Beacon Funding, Verdant Commercial Capital, Marlin Capital Solutions (formerly Marlin Business Services) and LEAF Capital Funding. Broad incumbents are CIT Group (now First Citizens Bank equipment finance) and Wintrust Equipment Finance.
Does SCL Equipment Finance have an API?
No public API is recorded for SCL Equipment Finance.
What industry is SCL Equipment Finance in?
SCL Equipment Finance's product category is Equipment Financing. Its primary akta.pro industry code is FSAKAGAF, Equipment & Asset Finance (SME), with a secondary code of FSABABAH, SME Equipment & Asset Finance (Leasing, Fleet, Capex). Its NAICS code is 52222 and its SIC code is 7359.