Lycéa

What Lycéa does

Lycéa is a French insurance brokerage firm headquartered in Lyon, founded in 1979 with corporate lineage tracing back to 1922 (Dumas-Chavane) and 1924 (Chomel). The company operates through two related entities: Lycéa, a direct brokerage cabinet (cabinet de courtage) serving professional end clients, and Lycéa Risks Solutions (LRS), a wholesale broker and underwriting agent holding Coverholder status at Lloyd's of London. Together they distribute specialized insurance products across at least eight verticals — transport (carrier liability, goods in transit, fleet, maritime), enterprise/industrial (multi-risk, machinery breakdown, professional liability), real estate (multi-risk immeubles, unpaid rent guarantees, legal protection, PNO), independent workers and artisans, jewelry and luxury goods, sports and leisure, construction (décénnale, dommage ouvrage), events, and fine art/collections.

The technology footprint consists of a corporate website (lycea.fr), a dedicated broker partner portal (lycea.fr/courtier), an online subscription service for Ad Valorem transport insurance, a claims management extranet, and a Market Place platform for co-brokerage of complex risks. Lycéa holds 8 insurance company mandates and capacity of €5 million per risk placement, providing access to 18+ carrier partners including AIG, AXA, Allianz, Chubb, Hiscox, Zurich, Generali, Helvetia, Coface, and Lloyd's of London.

The business model is commission-based, with revenue generated through brokerage commissions on placed premiums (typically 10-15% take rate on co-brokerage via the Market Place) and delegated authority fees for managing policy and claims administration on behalf of carriers. Go-to-market combines direct sales to professional end clients through advisory and bespoke program design with a wholesale broker distribution model serving 200+ downstream brokers across France and DROM COM territories. The firm is privately held by its partners (Anthony Traverse and Jérôme Sannier as Associés) with no external institutional investment, and operates three offices in Lyon, Montélimar, and Paris.

Name

Lycéa

Legal name

LYCEA

Website

https://lycea.fr

Company type

Private

Founded year

1979

Operating status

Operating

Headcount range

11–50 employees

Short description

Lycéa is a French insurance brokerage firm serving professional clients and 200+ partner brokers across transport, real estate, industrial, jewelry, construction, sports, events, and art verticals through direct brokerage and Lloyd's-backed wholesale underwriting (Lycéa Risks Solutions).

Ownership category

akta.pro rank

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAB

Commercial Lines Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAEADAD

Wholesale Insurance Brokerage (Excess & Surplus Lines)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAJAMAB

Commercial Auto & Fleet Insurance

Financial & Insurance/Insurance — Motor, Property & Casualty/Motor Vehicle Liability Insurance

SECONDARYFSAJAFAB

Mid-Market Commercial Package (Package Policies)

Financial & Insurance/Insurance — Motor, Property & Casualty/Commercial Package / Business Owners Policies (BOP)

Keywords

• Insurance brokerage services
• Commercial insurance solutions
• Professional liability insurance
• Transport insurance broker
• Wholesale insurance underwriting

Headquarters

HQ city

Lyon

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Lycéa generates revenue through commissions paid by insurance companies (carriers) for placing insurance policies with end clients. As a wholesale broker and insurance agent, the company receives a share of premiums written through its broker partner network and direct placements.
2. Delegated Authority Fees: Lycéa Risks Solutions earns fees for managing policies and claims under delegated authority from insurance carriers, particularly through its Coverholder status at Lloyd's of London. The company handles tariffing, policy design, and claims settlement on behalf of insurers.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Lyc\u00e9a is a French insurance broker that places and manages specialized insurance coverage for professional clients and partner brokers across sectors including transport, enterprise/industrial, real estate, construction, jewelry, sports, events, and fine art. It operates both as a direct broker for end-professional clients and as a wholesale broker/underwriting agency (Lyc\u00e9a Risks Solutions) providing capacity, delegated authority, and back-office services to a network of 200+ insurance brokers across France.

Product overview

Lycéa is a French insurance broker offering a comprehensive portfolio of specialized insurance solutions primarily focused on professional segments. The company operates through two main channels: direct insurance brokerage for end clients and wholesale brokerage (Lycéa Risks Solutions) for partner brokers. The core product families include Transport insurance (carrier liability, fleet, goods in transit), Business/Enterprise insurance (professional liability, multi-risk), Real Estate insurance (condominiums, property owners), and specialized lines (jewelry, construction, sports, events, fine art). Lycéa Risks Solutions serves as the wholesale/MGA arm providing delegated underwriting authority, Lloyd's market access, and specialized niche products to partner brokers across France. The platform offers both standardized products and bespoke insurance programs tailored to complex risks.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Claims settled within 5 days maximum upon receipt of complete documentation
• +3 more outcomes

Named customers6 records

Segments8 records

Ideal customer profiles7 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

21 partnerships are on record, tiered minor and core.

• AIGminorOthersInsurance carrier partner providing capacity for various risk lines. Listed among Lycéa's delegation partners.
• ALLIANZminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners for delegated authority products.
• AXAminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners including AXA XL.
• ALBINGIAminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners.
• AMLYN (MSIG Specialty Marine NV)minorOthersInsurance carrier partner formerly MS AMLIN Insurance SE. Listed among Lycéa's insurance company partners.
• AREASminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners.
• AXERIAminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners.
• CFDPminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners.
• CHUBBminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners.
• COFACEminorOthersInsurance carrier partner specializing in credit insurance. Listed among Lycéa's insurance company partners.
• GENERALIminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners.
• GOUPAMAminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners.
• HELVETIAminorOthersSwiss insurance carrier partner. Listed among Lycéa's insurance company partners with specific country exclusion provisions documented.
• HISCOXminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners.
• MMAminorOthersInsurance carrier partner (MMA IARD – MMA IARD Assurances Mutuelles). Listed among Lycéa's insurance company partners.
• SFACminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners.
• SMA BTPminorOthersInsurance carrier partner specializing in construction and BTP (Bâtiment et Travaux Publics). Listed among Lycéa's insurance company partners.
• ZURICHminorOthersInsurance carrier partner. Listed among Lycéa's insurance company partners.
• Lloyd's of LondoncoreTechnology or IntegrationLycéa holds Coverholder status at Lloyd's of London, enabling placement of complex and niche risks through the Lloyd's market. This provides access to significant capacity for risks that are difficult to place with standard insurers, including unusual cargo, high-value goods, and specialized industries.
• International Partner NetworkminorStrategic or Co-development PartnerLycéa accompanies clients internationally through a network of foreign partners, providing cross-border insurance solutions for clients with international operations.
• GAAMS (Groupement pour l'Associatif pour l'Assurance du Moniteur Sportif)minorStrategic or Co-development PartnerPartnership with GAAMS for sports instructor insurance products. All GAAMS members have access to insurance contracts developed by Lycéa for sports professionals, including multi-sport coverage.

Scale indicators6 records

Recent moves8 records

Expansion highlights6 records

Broad incumbents

• Aon France: Aon is a global professional services firm offering insurance brokerage, reinsurance, and risk advisory with a strong French presence. Comparable in product and service mix but operates globally and competes with Lyc\u00e9a for large corporate and specialty accounts in France.
• Marsh France (Marsh & McLennan): Marsh is a global insurance brokerage and risk advisory firm with a substantial French operation serving large enterprises and complex specialty risks. Comparable to Lyc\u00e9a on specialty risk placement but operates at vastly larger scale and competes for the upper end of the same French market.
• April (broker): April is a major French insurance broker and MGA with a broad product portfolio spanning health, P&C, and credit, including specialty lines. Comparable to Lyc\u00e9a in the French broker market but significantly larger and more diversified across retail and corporate segments.

Emerging players

• Alptis: Alptis is a French insurance broker and MGA focused on health, prévoyance, and protection for individuals and small businesses. Comparable in scale and French-market presence but more retail/health-oriented rather than Lyc\u00e9a's commercial specialty focus.
• SPB (Groupe SPB): SPB is a French insurance broker and affinity service provider specializing in extended warranty and niche affinity programs. Comparable in scale and French-market focus but concentrates on specific niche affinity/extended-warranty products rather than the broad specialty lines Lyc\u00e9a serves.

Direct peers

• Verspieren: Verspieren is a French family-owned insurance brokerage serving mid-cap and enterprise clients across P&C, transport, construction, and liability lines. Comparable to Lyc\u00e9a as an independent French broker with similar vertical mix and mid-market positioning.
• Bess\u00e9: Bess\u00e9 is an independent French insurance broker focused on corporate and specialty risks (industry, transport, construction, real estate). Directly comparable to Lyc\u00e9a in its French mid-market commercial brokerage model and niche specialty focus.
• Henner: Henner is an independent French insurance broker specialized in health, prévoyance, and employee benefits, with growing P&C capabilities for enterprises. Comparable as a French independent broker with similar mid-market client focus, though more concentrated in benefits than Lyc\u00e9a's specialty P&C.
• Diot-Siaci: Diot-Siaci is a leading French insurance brokerage resulting from the merger of Diot and SIACI Saint Honor\u00e9, providing P&C, employee benefits, and specialty risk advisory. Directly comparable as a French broker with overlapping product lines and mid-to-large enterprise focus.
• Verlingue: Verlingue is a French independent insurance brokerage and employee benefits advisor, serving mid-market and enterprise clients with commercial and specialty lines. Highly comparable to Lyc\u00e9a as a French multi-line broker with corporate and professional clients, though larger in headcount.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/lyc%C3%A9a

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lycéa