Real Convênios

Name

Real Convênios

Legal name

REAL — CENTRAL DE CONVÊNIOS EIRELI — EPP

Website

https://realconvenios.com.br

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Health Benefits / Discount Medical Plans

NAICS

Offices of Other Health Practitioners (6213)

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Travel & Services Membership Clubs (Ancillary Services-Led) (CRAEADAK)

Keywords

• Health discount plans
• Healthcare network services
• Medical provider directory
• Corporate health benefits
• Health benefits subscription

Headquarters

HQ city

Rio Branco

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Individual Health Plan Subscriptions: Monthly or annual subscription fees paid by individuals and families for access to the healthcare provider network. Payment is made by the subscriber directly to providers at discounted rates.
2. Corporate Health Plan Subscriptions: Annual subscription fees for companies offering health benefits to employees, with special payment conditions for businesses.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

Real Convênios sells a subscription-based health benefits/discount plan that grants members immediate access to a network of physicians, dentists, physiotherapists, psychologists, nutritionists, speech therapists, clinics, laboratories, and hospitals across multiple Brazilian states. Members receive a digital ID card via a mobile app and pay providers directly at CBHPM-based discounted rates, while paying Real Convênios a recurring subscription fee with no waiting periods, no disease exclusions, and uniform pricing across ages. A complementary benefits club (Real Mais) extends discounts to non-healthcare merchants.

Product overview

Real Convênios operates as a health benefits/discount plan platform offering a unified portfolio centered on its core Real Convênios health plan, complemented by the Real Convênios Mobile App (iOS/Android) for digital card access and provider search, the web and app-based Guia de Saúde directory, the Real Mais benefits club for non-healthcare discounts, and a digital card feature. The company connects users to 155+ establishments and 329+ professionals across 14 cities in 4 Brazilian states (Acre, Goiás, Rondônia, São Paulo), providing immediate-access health coverage with no waiting periods or age restrictions.

Differentiator

Problem solved

Functional benefit

Products and services

• Real Convênios Health Plan (Convênio) A health benefit/discount plan service that provides subscribers access to a network of doctors, dentists, physiotherapists, psychologists, nutritionists, speech therapists, clinics, laboratories, and hospitals. Members pay a recurring fee and use a digital card at credenciado (partner) establishments; payment for services is made directly to providers at CBHPM-based discounted rates.
• Real Convênios Mobile App Mobile application for iOS and Android that lets members search the provider network, view routes to locations, display and validate their digital card, save favorite providers, manage their profile, and receive push notifications. Supports biometric authentication, geolocation, and device session management.
• Guia de Saúde (Health Guide) A searchable directory of all credenciado (partner) healthcare providers and specialties across the Real Convênios network. Accessible via the website, mobile app, and as a downloadable PDF, with search by provider name, specialty, or location.
• Real Mais Benefits Club A benefits club offering discounts and advantages at barbershops, stores, restaurants, schools, aesthetics, pharmacies, and other non-healthcare merchants outside of the Guia de Saúde network, extending value beyond healthcare to general retail and services for members.

Quantifiable outcome

• Cost savings up to 50% on healthcare services

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Five partnerships are on record, tiered core and minor.

• CEDIMP — Centro de Diagnóstico por ImagemcoreStrategic or Co-development PartnerHealthcare diagnostic imaging center providing diagnostic services through the Real Convênios network. Offers modern facilities with quick scheduling, execution, and report delivery for various imaging methods.
• Laboratório BionortecoreStrategic or Co-development PartnerThe largest laboratory in the Northern region of Brazil, spanning 900m² of parking, 400m² for customer service, and 400m² for technical and administrative areas. Equipped with cutting-edge technology for most examinations.
• Clínica de Fisioterapia Espaço VitalcoreStrategic or Co-development PartnerReference clinic in modern physiotherapy treatments, pioneer in Pilates and RPG. Offers various treatments focused on health and quality of life.
• RosasfarmaminorStrategic or Co-development PartnerManipulation pharmacy applying scientific knowledge to prepare personalized medications and cosmetics. High-quality raw materials sourced from rigorous technical suppliers.
• Laboratório CAPCminorStrategic or Co-development PartnerLaboratory in Goiânia, GO focused on ensuring total reliability in medical diagnosis with methods that provide comfort and practicality for clients.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Docway: Brazilian digital platform that provides corporate health benefits and on-site care, partially overlapping with Real Convênios's SMB/corporate focus and signaling how digital entrants are reshaping access to provider networks in Brazil.
• Pipo Saúde: Brazilian digital health benefits platform for SMBs that brokers and manages corporate health plans through partner networks—a closely comparable digital distribution model targeting affordability and ease of access for Brazilian consumers and employers.

Broad incumbents

• Amil: Major Brazilian private health plan operator with both individual and corporate products at national scale—the closest analog for Real Convênios's individual-plus-corporate go-to-market, but with materially broader network and brand.
• Bradesco Saúde: Brazilian insurer with health products distributed through a major banking franchise; comparable in combining individual/corporate plans with credentialed provider networks, though backed by an incumbent financial institution.
• NotreDame Intermédica (GNDI): Large Brazilian health plan operator with proprietary provider infrastructure (hospitals, clinics, labs)—represents the vertically integrated model Real Convênios could not easily replicate without significant capital.
• Hapvida: One of Brazil's largest vertically integrated health plan operators with extensive proprietary provider networks—the dominant scale benchmark Real Convênios would compete against if it expands beyond Acre into broader Brazilian markets.
• Unimed: Brazil's largest cooperative healthcare system with broad provider networks across the country—a clear incumbent reference for how mature Brazilian healthcare networks structure member access, plan tiers, and geographic coverage.
• SulAmérica Saúde: Established Brazilian insurer with a sizeable health segment serving individuals and corporates—illustrates the nationwide competitive set Real Convênios would face when expanding into São Paulo and other major metros.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/realconveniosac
• Instagraminstagram.com/realconvenios
• Xx.com/RealConvenios

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Real Convênios