Mvskoke Fund

What Mvskoke Fund does

Mvskoke Fund is a nonprofit Community Development Financial Institution (CDFI) chartered by the Muscogee (Creek) Nation in May 2013 via Muscogee National Council Act 13-124 to provide capital and business development services to tribal citizens and Native American entrepreneurs in Oklahoma. The organization is headquartered at 1523 S. Wood Drive, Okmulgee, Oklahoma, and operates as a wholly controlled entity of the Muscogee (Creek) Nation, governed by a Board of Directors that includes tribal officials.

The product portfolio is built around two pillars. The lending pillar comprises four tiers — Micro-Loans (up to $5,000), Development Loans ($5,001–$10,000), Operational Loans ($10,001–$50,000), and Agribusiness Lending — plus a specialized Employee Christmas Lending Program offering fixed $500 loans to qualifying tribal employees. The training pillar includes free curricula such as Indianpreneurship, QuickBooks, Social Media & Marketing, Marketing Mix, Building Native Communities (financial skills for families), Networking for Success, and Growing a Business in Indian Country, supported by partnerships with the Native American Agriculture Fund, the Center for Farm Financial Management, and REI Oklahoma. Servicing is delivered in person at the Okmulgee office and through a third-party Common Goals online client portal for round-the-clock account access and payments.

Revenue mechanics combine two streams: interest income on small-ticket loans extended to tribal SMBs and individual borrowers, and government grant funding sourced primarily from the US Department of the Treasury's CDFI Fund and the Native American Community Assistance (NACA) Program. The September 2020 NACA/CDFI awards totaled $540,000 ($440,000 for lending capital, $100,000 for Okfuskee County technical assistance), bringing cumulative awards above $828,000 heading into FY21. Go-to-market is community-led, relying on direct tribal networks, community events, business boot camps, and educational webinars rather than conventional sales or marketing channels.

Name

Mvskoke Fund

Legal name

Mvskoke Fund

Website

https://mvskokefund.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

Mvskoke Fund is a nonprofit Community Development Financial Institution chartered by the Muscogee (Creek) Nation that provides small business loans, agribusiness lending, and free business training to Native American entrepreneurs and tribal citizens in Oklahoma.

Ownership category

akta.pro rank

Product category

Community Development Financial Services

NAICS

Sales Financing (52222), Religious, Grantmaking, Civic, Professional, and Similar Organizations (813), Educational Support Services (611710)

SIC

Short-Term Business Credit Institutions (6153), Personal Credit Institutions (6141)

akta.pro primary industry

Microloans & Working Capital Loans (FSAKAGAA)

akta.pro secondary industries

Impact Investing & Social Finance (Funds, CDFIs, Microfinance) (BPAGALAA), Financial Inclusion & Consumer Empowerment (Banking Access, Credit Building) (BPAGALAJ), Small Business & Self-Employment Personal Finance (Income, Expenses, Cash Reserves) (EDAAAJAL)

Keywords

• Community development lending
• Small business loans
• Agribusiness financing
• Tribal lending services
• Entrepreneurship training

Headquarters

HQ city

Okmulgee

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Lending Interest Income: Revenue generated from interest on small business loans, development loans, operational loans, and agribusiness loans provided to Native American entrepreneurs and tribal citizens.
2. Government Grants and Awards: CDFI Fund awards, NACA Program awards, and other government funding from US Department of Treasury to support lending capital and technical assistance operations.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Mvskoke Fund is a Community Development Financial Institution (CDFI) that provides small business lending, agribusiness lending, and business development training services to Muscogee (Creek) Nation citizens and Native American entrepreneurs. Its lending products include Micro-Loans (up to $5,000), Development Loans ($5,001–$10,000), and Operational Loans ($10,001–$50,000), complemented by free training programs covering entrepreneurship, QuickBooks, marketing, networking, and financial literacy.

Product overview

Mvskoke Fund is a Community Development Financial Institution (CDFI) providing a unified platform of financial services to the Muscogee (Creek) Nation. The offering consists of two core product lines: (1) Lending products including Micro-Loans (up to $5,000), Development Loans ($5,001-$10,000), Operational Loans ($10,001-$50,000), and Agribusiness Lending; and (2) Training and Development services including Indianpreneurship, QuickBooks Training, Social Media & Marketing, Marketing Mix, Building Native Communities Financial Skills, Networking for Success, and Growing a Business in Indian Country. The organization also provides an Online Payments Portal for client account access and specialized programs like the Employee Christmas Lending Program. The portfolio is tied together by Financial Literacy resources covering budgeting, credit reporting, and tax preparedness.

Differentiator

Problem solved

Functional benefit

Products and services

• Micro-Loan Small business loan designed to help with start-up or expansion needs, with loan amounts up to $5,000 for Native American entrepreneurs and Muscogee (Creek) Nation citizens.
• Development Loan Loan product to meet business development needs, with loan amounts between $5,001 and $10,000 for Muscogee (Creek) Nation citizens and Native American entrepreneurs.
• Operational Loan Loan product designed for expansion of business or needed capital, ranging from $10,001 to $50,000 for Muscogee (Creek) Nation citizens and Native American entrepreneurs.
• Agribusiness Lending Lending services specifically designed for agricultural producers, farmers, and ranchers in Native American communities, supporting farm and ranch operations.
• Employee Christmas Lending Program Seasonal lending program exclusively for Muscogee (Creek) Nation Tribal employees and Department of Health employees with one consecutive year of employment, offering fixed $500 loans with 16-payment terms over 8 months.
• Indianpreneurship Business entrepreneurship training program designed for Native American individuals to help them start and grow businesses.
• QuickBooks Training Free accounting software training covering sales management, expense reports, accounts payable/receivable, and payroll and federal taxes using QuickBooks.
• Social Media & Marketing Training Training program covering social media marketing strategies for businesses.
• Marketing Mix (Four P's of Marketing) Training on the four P's of marketing: Product, Price, Place, and Promotion.
• Building Native Communities: Financial Skills for Families Financial literacy training designed to build financial skills for families in Native communities.
• Networking for Success Business networking training to help entrepreneurs build professional connections for business growth.
• Growing a Business in Indian Country Business development training specifically focused on entrepreneurship within Native American communities.
• Financial Literacy Services Resources including budgeting guidance (Clark Method, Ramsey Solutions, Mint app), credit reporting tools, and tax preparedness checklists.
• Online Payments Portal Round-the-clock online client portal providing account access, balance viewing, payment processing, and transaction monitoring for existing borrowers.
• Business Boot Camp Series of free business training events covering QuickBooks, social media/marketing, and networking for businesses, hosted at the Muscogee (Creek) Nation Tribal Complex.

Quantifiable outcome

• Clients able to double their income through loan-enabled business growth
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Four partnerships are on record, tiered core and minor.

• Native American Agriculture FundcoreStrategic or Co-development Partner · 1 January 2021Partnership to deliver a webinar series on agricultural finance topics including balance sheets, Schedule F taxes, lender relationships, and cash flow planning for Native American farmers and ranchers.
• Center for Farm Financial ManagementcoreStrategic or Co-development Partner · 1 January 2021Collaboration to provide educational content for the Native Agriculture Producer Financial Toolkit Series, helping farmers and ranchers prepare for lender meetings and understand farm financial management.
• REI OklahomaminorGTM or Marketing PartnerPartnership to provide free virtual training sessions to clients and community members through REI Oklahoma's event platform.
• Muscogee (Creek) NationcoreStrategic or Co-development PartnerParent tribal government entity. Mvskoke Fund was established via Muscogee National Council Act 13-124 in May 2013 to provide tribal citizens with lending services and resources to start businesses. Operates as the Nation's CDFI providing financing and business development support.

Scale indicators3 records

Recent moves8 records

Expansion highlights4 records

Direct peers

• Hunkpati Investments: Native CDFI on the Crow Creek Reservation in South Dakota offering small business, consumer, and home loans to tribal members. Directly comparable Native CDFI serving an underserved reservation community with an integrated lending and financial capability model.
• Northwest Native Development Fund: Native CDFI serving Pacific Northwest tribal communities with small business and consumer loans, credit-building, and financial education. Directly comparable CDFI model serving Native American entrepreneurs and consumers in a specific tribal geography.
• Lakota Funds: Native CDFI serving the Pine Ridge Indian Reservation in South Dakota, providing small business loans, consumer loans, and financial education to Lakota citizens. Highly comparable model — tribal government-affiliated, micro-to-small loan products, integrated financial literacy training.
• First Nations Oweesta Corporation: Native CDFI intermediary that provides capital, training, and capacity-building support to Native CDFIs across the country. Direct peer: Mvskoke Fund is the type of tribal CDFI Oweesta is chartered to grow and support, sharing the same regulatory framework and federal funding sources.
• Mazaska Owecaso Otipi Financial: Native CDFI on the Pine Ridge Reservation providing small business, agriculture, and consumer lending plus credit-building services. Comparable in mission, lending product mix, and integrated financial education approach.
• Four Directions Development Corporation: Native CDFI serving the Pine Ridge Reservation with small business lending, technical assistance, and homeownership programs. Peer in scale, mission, and product set, with similar reliance on CDFI Fund and federal program awards.

Emerging players

• Grameen America: Microfinance organization providing small business microloans and financial education to low-income entrepreneurs in the US. Comparable in microloan product design and integrated training model, though not Native-focused and operating at larger scale.

Others

• Native American Agriculture Fund: Native-led philanthropic trust established from Keepseagle settlement that funds agribusiness education, training, and capacity-building for Native producers. Partner of Mvskoke Fund on ag webinar content, and an adjacent funder in the Native agribusiness ecosystem rather than a direct lender.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCzwJFPCSAZEQiRUmKCrjGqA?view_as=subscriber
• Facebookfacebook.com/MvskokeFund
• LinkedInlinkedin.com/company/mvskoke-fund
• Instagraminstagram.com/mvskokefund
• Xx.com/mvskokef

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mvskoke Fund