OBS
OBS Financial Solutions is a Singapore-based software company founded in 1990 that builds the OSTS treasury management platform for banks, non-bank financial institutions, and Islamic banks across Asia-Pacific via direct enterprise sales.
- Company typePrivate
- Founded1990
- HeadquartersJurong West, Singapore
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What OBS does
OBS Financial Solutions Pte. Ltd. is a Singapore-headquartered software company founded in 1990 that builds treasury management systems for financial institutions across the Asia-Pacific region. Its flagship product, OSTS (OBS Settlement and Trading System), is a modular, front-to-back treasury platform covering trade entry, risk management (credit, market, operational, liquidity), settlement processing, and accounting ledgers, with Straight-Through-Processing integration. OSTS is delivered in four variants — Plus for SME banks, Professional for large banks, Corporate for non-bank financial institutions, and Islamic for Syariah-compliant banks — each differentiated by underlying calculation methodology (basic fair-value mark-to-market, advanced zero-yield-curve, corporate finance automation, and Syariah-specific accounting respectively). The platform is being re-platformed to OSTS 4.0 on a hybrid cloud architecture with API integration and mobile access.
OBS operates a direct enterprise sales model, deploying complete pre-sales and post-sales teams in each country it serves. It maintains wholly-owned subsidiaries in Indonesia (PT. OBS Solusi Teknologi Indonesia) and China (Xingrong Software Technology Shanghai Co., Ltd.) alongside its Singapore headquarters, and serves named customers including Credit Suisse, UBS, Barclays, Singapore Exchange, and a long tail of Indonesian regional banks. Revenue is generated through subscription-based software licensing plus professional business consulting engagements staffed by treasury experts with more than 40 years of combined experience. The company has 11-50 employees and is privately held with no disclosed institutional investors.
OBS firmographics
Firmographics- Name
- OBS
- Legal name
- OBS Financial Solutions Pte. Ltd.
- Website
- https://obssolution.com.sg
- Company type
- Private
- Founded year
- 1990
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- OBS Financial Solutions is a Singapore-based software company founded in 1990 that builds the OSTS treasury management platform for banks, non-bank financial institutions, and Islamic banks across Asia-Pacific via direct enterprise sales.
- Ownership category
- akta.pro rank
OBS industry classification
Industry- Product category
- Treasury Management Software
- NAICS
- Finance and Insurance (52)
- SIC
- Services-Computer Programming Services (7371)
- akta.pro primary industry
- SFT Technology Platforms (Repo/SLB OMS/EMS, Matching) (FSACAIAM)
Keywords
Where OBS is headquartered
LocationHeadquarters
- HQ city
- Jurong West
- HQ country
- Singapore
- HQ region
- Asia
Offices3 records
Markets served
OBS business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Software Licensing and Subscription: OSTS™ software solutions provided to financial institutions with various pricing packages including affordable prices, complete features, and support services. Module-based design allows flexible implementation.
- Professional Business Consulting: Treasury business consulting services powered by experts with more than 40 years of experience providing solution advice from various points of view.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Module-based pricing with flexible scheme |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
OBS product offering
Product offeringCore offering
OBS develops and licenses OSTS™ (OBS Settlement and Trading System), a modular cloud-based treasury management software platform for financial institutions. The platform covers trade entry, risk management, settlement processing, and accounting ledgers, offered in four variants targeting SME banks, large banks, non-bank financial institutions, and Islamic/Syariah banks. OBS also delivers Professional Business Consulting services leveraging treasury experts with 40+ years of experience.
Product overview
OBS offers a modular-based treasury solution platform called OSTS™ (OBS Settlement and Trading System), which includes four product variants targeting different market segments: OSTS™ Plus for SME Banks, OSTS™ Professional for big banks, OSTS™ Corporate for non-bank financial institutions, and OSTS™ Islamic for Islamic/Syariah banking. All variants share the core treasury engine with varying calculation methods (basic fair-value, advance zero yield curve, corporate finance automation, and Syariah-specific calculations). The platform provides end-to-end capabilities including trade entry, risk management, settlement, and accounting ledgers. Additionally, OBS provides Professional Business Consulting services powered by treasury business experts.
Differentiator
Problem solved
Functional benefit
Brands
- OSTS™: OBS Settlement and Trading System - Flagship treasury solution product line with variants including OSTS™ Plus (SME Banks), OSTS™ Professional (Big Banks), OSTS™ Corporate (Non-Bank Financial Institutions), and OSTS™ Islamic (Islamic/Syariah Banking).
- OSTS™ Plus
- OSTS™ Professional
- OSTS™ Corporate
- OSTS™ Islamic
Products and services
- OSTS™ Plus Treasury solution designed for SME banks with standard comprehensive requirements, featuring basic fair-value calculation mark-to-market method and comprehensive front-to-back integration in a single system covering trade entry, risk management, settlement, and accounting ledgers.
- OSTS™ Professional Treasury solution designed for large banks with advanced comprehensive requirements, featuring advance zero yield curve calculation mark-to-market method and sophisticated treasury core engine for well-developed banks.
- OSTS™ Corporate Treasury solution designed for non-bank financial institutions, featuring corporate finance automation method to reduce manual workloads and providing a single integrated comprehensive solution with graphical analysis, reporting, and cash flow projection capabilities.
- OSTS™ Islamic Treasury solution designed for Islamic/Syariah banking treasury requirements, featuring specific calculation and definable accounting methods based on Syariah banking regulation to support shariah-compliant treasury operations.
- Professional Business Consulting Professional treasury business consulting service supported by qualified experts with at least 10 years of experience, providing an overview of solutions for banks and non-bank financial institutions from various points of view.
Quantifiable outcome
- Reduced manual work through STP approach, increasing profitability
- +3 more outcomes
Companies that use OBS
Customer profileNamed customers13 records
Segments6 records
Ideal customer profiles4 records
OBS technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature8 records
OBS partnerships and signals
Strategic signalScale indicators5 records
Recent moves5 records
Expansion highlights6 records
OBS competitors and assessment
Company assessmentBroad incumbents
- FIS: FIS delivers treasury, risk, and capital markets software (including the Quantum and derivatives platforms) at global scale, competing with OBS especially in larger bank RFPs where end-to-end vendor breadth matters.
- Temenos: Temenos is a leading core banking and digital banking platform; while not a pure treasury vendor, it competes for the same bank IT wallet and increasingly bundles treasury-adjacent capabilities, threatening OBS at the SME bank segment.
- Broadridge Financial Solutions: Broadridge provides capital markets, post-trade, and securities processing technology, overlapping with OSTS™'s settlement and trading system capabilities for banks and exchanges in APAC.
- Oracle Financial Services Software: Oracle's banking platform (formerly Oracle FSS) offers treasury, risk, and compliance capabilities for large banks, competing with OBS at the upper end of the market where full-stack enterprise platforms are preferred.
- Finastra: Finastra's broad banking software suite (including treasury and capital markets solutions) competes with OBS by offering a wider portfolio spanning core banking, payments, lending, and treasury under one vendor.
- SAP (Treasury Management): SAP's Treasury Management and Financial Supply Chain solutions target corporate and bank treasury, competing with OSTS™ in segments where ERP-driven treasury workflows are preferred, particularly among large corporates and some banks.
Direct peers
- ION Group: ION provides trading, treasury, and capital markets technology through multiple acquired platforms, directly overlapping with OSTS™'s trading, risk, and settlement functionality for financial institutions.
- Murex: Murex provides the MX.3 platform for trading, treasury, risk, and post-trade processing, directly competing with OBS's OSTS™ in the same treasury and capital markets software category for banks.
- Calypso Technology: Calypso offers a unified front-to-back treasury and capital markets platform with cross-asset trading, risk, and settlement — overlapping directly with OSTS™'s trade entry, risk, and settlement capabilities for banks.
Emerging players
- Path Solutions: Path Solutions specializes in Islamic banking software (iMAL), competing most directly with OSTS™ Islamic in the underpenetrated Syariah banking treasury niche across MENA and Southeast Asia.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
OBS social profiles
Digital presenceOBS financial estimates
Financial estimateRevenue estimate
Valuation estimate
OBS leadership team
Management profileNumber of profiles
Profiles7 records
OBS subsidiaries and ownership
Company hierarchySubsidiaries2 records
OBS funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
OBS M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about OBS
What does OBS do?
OBS develops and licenses OSTS™ (OBS Settlement and Trading System), a modular cloud-based treasury management software platform for financial institutions. The platform covers trade entry, risk management, settlement processing, and accounting ledgers, offered in four variants targeting SME banks, large banks, non-bank financial institutions, and Islamic/Syariah banks. OBS also delivers Professional Business Consulting services leveraging treasury experts with 40+ years of experience.
Is OBS a public or private company?
OBS is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was OBS founded?
OBS was founded in 1990. It employs 11 to 50 people.
Where is OBS based?
OBS is headquartered in Jurong West, Singapore, in the Asia region.
How does OBS make money?
Two revenue lines are on record. Software Licensing and Subscription is the primary driver. The others are professional Business Consulting.
Who are OBS's main competitors?
Broad incumbents on record are FIS, Temenos, Broadridge Financial Solutions, Oracle Financial Services Software, Finastra and SAP (Treasury Management). Direct peers are ION Group, Murex and Calypso Technology. Path Solutions is listed as an emerging player.
Does OBS have an API?
No public API is recorded for OBS.
What industry is OBS in?
OBS's product category is Treasury Management Software. Its primary akta.pro industry code is FSACAIAM, SFT Technology Platforms (Repo/SLB OMS/EMS, Matching). Its NAICS code is 52 and its SIC code is 7371.