KBK Insurance Group
KBK Insurance Group is a specialty commercial auto insurance program administrator underwriting hard-to-place risks across towing, garage, used auto dealer, heavy truck dealer, and auto salvage segments, distributed exclusively through independent insurance agents nationwide.
- Company typePrivate
- Founded1990
- HeadquartersJefferson, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What KBK Insurance Group does
KBK Insurance Group is a specialty insurance program administrator focused on hard-to-place commercial auto risks. Founded circa 1990-1992 and headquartered in Conshohocken, Pennsylvania, the firm underwrites property and casualty coverage across five niche segments: commercial tow truck operators, garages and repair/body shops, used auto dealers, heavy truck dealers with on-site repair, and auto salvage/dismantling/recycling facilities. The company writes business on both Admitted and Non-Admitted bases and operates as a branded program within the Novacore specialty insurance platform, which provides corporate infrastructure and distribution synergies.
KBK's product portfolio comprises five core commercial auto insurance programs distributed exclusively through independent insurance agents and brokers. Underwriting capacity is provided by an A-rated national carrier under a continuous partnership dating to 1990, which the company cites as a foundation for stable, interruption-free coverage. The technology stack is modest and conventional: a corporate website with eligible-class information and applications portal, a proprietary mobile appraisal application supporting vehicle claims assessment, a Paymentus-integrated online billing portal, and website-based claims resources. There is no disclosed AI/ML capability, and no patents or proprietary algorithmic assets are referenced.
The business model is a traditional Managing General Agent/program administrator structure. Revenue is generated through commissions and fees on premiums placed through agents, with annual recurring billing cadence and quote-based, risk-tailored pricing. Sales coverage is organized regionally through two Vice Presidents (Brett Kirsch, West; Darryl Vadell, East). Marketing and lead generation leverage flagship partnerships with industry associations including NIADA, TRAA, ARA, and Target Markets. End insureds are fragmented small commercial businesses, accessed indirectly via agents such as M & G Insurance (30+ year partner), Countybanc Insurance Services, and PCF Insurance Services.
KBK Insurance Group firmographics
Firmographics- Name
- KBK Insurance Group
- Legal name
- KBK Insurance Group
- Website
- https://kbkinsgroup.com
- Company type
- Private
- Founded year
- 1990
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- KBK Insurance Group is a specialty commercial auto insurance program administrator underwriting hard-to-place risks across towing, garage, used auto dealer, heavy truck dealer, and auto salvage segments, distributed exclusively through independent insurance agents nationwide.
- Ownership category
- akta.pro rank
KBK Insurance Group industry classification
Industry- Product category
- Commercial Specialty Insurance
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Garage Liability & Dealers (Auto Dealers, Repair Shops) (FSAJABAF)
- akta.pro secondary industry
- Commercial Package / Business Owners Policies (BOP) (FSAJAMAG)
Keywords
Where KBK Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Jefferson
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
KBK Insurance Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Property and Casualty Insurance Premiums: KBK Insurance Group generates revenue through commercial property and casualty insurance premiums. The company writes business on both Admitted and Non-Admitted basis, providing coverage for commercial tow truck companies, garage and repair shops, used car dealers, heavy truck dealers, and auto salvage/dismantlers. Premiums are collected through insurance agents and brokers on a recurring basis as policies renew annually.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Quote-based commercial insurance pricing tailored to individual risk profiles |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
KBK Insurance Group product offering
Product offeringCore offering
KBK Insurance Group is a specialty commercial auto insurance program administrator that provides property and casualty coverage for hard-to-place risks, including commercial tow truck companies, garage and repair shops, used car dealers, heavy truck dealers, and auto salvage and dismantling operations. The company writes business on both Admitted and Non-Admitted bases through its partnership with an A-rated national carrier and distributes coverage exclusively via independent insurance agents and brokers.
Product overview
KBK Insurance Group offers a portfolio of specialized property and casualty insurance products for hard-to-place commercial auto risks. The company operates as a program administrator with an A-rated national carrier partner (since 1990) and provides five core insurance products: Commercial Towing Insurance, Garages, Repair & Body Shop Insurance, Used Auto Dealer Insurance, Used Heavy Truck Dealer with Repair Insurance, and Auto Salvage, Dismantling & Recycling Insurance. Products are offered on both Admitted and Non-Admitted basis with value-added resources including loss control tools, accident kits, and a mobile appraisal app. The program is distributed through independent insurance agents.
Differentiator
Problem solved
Functional benefit
Products and services
- Commercial Towing Insurance Insurance coverage for commercial tow truck companies, covering commercial auto liability, physical damage, and related risks for light, medium, and heavy duty towing operations. Distributed to commercial tow operators via independent insurance agents.
- Garages, Repair & Body Shop Insurance Property and casualty insurance solutions for garage operations, mechanical repair shops, collision/body shops, and auto service facilities, covering garage liability, products completed operations, commercial property, and workers compensation. Distributed to garage operators via independent insurance agents.
- Used Auto Dealer Insurance Insurance coverage tailored for independent used car dealerships, addressing dealer open lot coverage, garage liability, workers compensation, and dealer license compliance risks. Distributed to used auto dealers (including NIADA members) via independent insurance agents.
- Used Heavy Truck Dealer with Repair Insurance Combined dealer and repair operations insurance coverage for used heavy truck dealerships with on-site service capabilities, covering dealer fronting coverage, repair operations liability, and commercial auto coverage for inventory vehicles. Distributed to heavy truck dealers via independent insurance agents.
- Auto Salvage, Dismantling & Recycling Insurance Specialized insurance coverage for auto salvage yards, dismantling operations, scrap metal dealers, and automotive recycling facilities, covering pollution liability, scrap metal dealer coverage, salvage yard liability, and property coverage. Distributed to recyclers and salvage operators via independent insurance agents.
Quantifiable outcome
- Agents report growing their business 5x through KBK partnership
Companies that use KBK Insurance Group
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles1 record
KBK Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature1 record
KBK Insurance Group partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered flagship and core.
- NIADA (National Independent Auto Dealers Association)flagshipKBK Insurance Group is a proud partner of NIADA, the National Independent Auto Dealers Association. This partnership provides marketing visibility and credibility within the used auto dealer community, connecting KBK with dealers seeking specialized insurance coverage.
- TRAA (Towing and Recovery Association of America)flagshipKBK Insurance Group is a proud partner of TRAA, the Towing and Recovery Association of America. This partnership positions KBK within the primary industry association for towing operators, providing credibility and market access to the core customer segment.
- ARA (Automotive Recyclers Association)coreKBK Insurance Group is a partner of the Automotive Recyclers Association, supporting the auto salvage and dismantling segment. This partnership provides visibility and connection to recyclers seeking specialized insurance coverage for their operations.
- Target Markets (Program Markets Association)coreKBK Insurance Group is a partner of Target Markets Program Markets Association, an organization focused on specialty insurance programs and program administrators. This association membership provides networking and marketing opportunities within the program insurance space.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
KBK Insurance Group competitors and assessment
Company assessmentDirect peers
- Berkshire Hathaway GUARD Insurance: Specialty commercial insurance carrier writing commercial auto, garage, and dealer risks through independent agents. Direct peer to KBK in serving automotive service, dealer, and commercial auto niche segments with admitted and non-admitted paper.
- Northland Insurance (Travelers): Specialty commercial auto and trucking MGA/program within Travelers, focused on commercial auto risks for fleets and operators. Comparable to KBK in product specialization (commercial auto classes), agent/broker distribution, and program-administrator model.
- Protective Insurance Corporation: Specialty commercial auto and fleet insurance carrier focused on trucking, commercial transportation, and similar niche on-road risks. Directly comparable to KBK in serving hard-to-place commercial auto through specialized underwriting and agent distribution.
Broad incumbents
- Markel Corporation: Specialty insurance group with a leading commercial auto and transportation division. Comparable to KBK in serving niche commercial auto risks through specialty underwriting, though at substantially larger scale and broader product breadth.
- RLI Corp: Specialty insurance carrier with niche commercial auto and motor carrier offerings within a broader specialty portfolio. Comparable to KBK in underwriting discipline on hard-to-place commercial auto classes through specialty distribution.
- Great American Insurance Group: Specialty commercial P&C insurer with a dedicated Specialty Programs division including commercial auto and garage programs. Comparable to KBK in program administration for hard-to-place commercial auto and dealer/garage segments.
- Crum & Forster: Specialty commercial property and casualty insurance group writing commercial auto and transportation risks via admitted and E&S carriers. Comparable to KBK in deploying specialty underwriting expertise for niche commercial auto segments through program structures.
- James River Insurance Group: Specialty excess and surplus (E&S) commercial lines insurer offering commercial auto among other lines. Comparable to KBK as a specialty commercial insurance writer that serves hard-to-place risks through wholesale and program distribution.
- ProSight Specialty Insurance: Specialty commercial insurance carrier historically focused on niche commercial lines including small commercial auto. Comparable to KBK in serving underserved commercial auto segments through specialty underwriting and agent partnerships.
Emerging players
- Velocity Risk Underwriters: Specialty MGA focused on commercial auto and trucking risks distributed through retail agents. Comparable to KBK as a program-administrator/MGA model focused exclusively on commercial auto with an agent-driven distribution approach.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
KBK Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
KBK Insurance Group leadership team
Management profileNumber of profiles
Profiles2 records
KBK Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
KBK Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about KBK Insurance Group
What does KBK Insurance Group do?
KBK Insurance Group is a specialty commercial auto insurance program administrator that provides property and casualty coverage for hard-to-place risks, including commercial tow truck companies, garage and repair shops, used car dealers, heavy truck dealers, and auto salvage and dismantling operations. The company writes business on both Admitted and Non-Admitted bases through its partnership with an A-rated national carrier and distributes coverage exclusively via independent insurance agents and brokers.
Is KBK Insurance Group a public or private company?
KBK Insurance Group is a private company. It is classified as corporate owned and is currently operating.
When was KBK Insurance Group founded?
KBK Insurance Group was founded in 1990. It employs 11 to 50 people.
Where is KBK Insurance Group based?
KBK Insurance Group is headquartered in Jefferson, United States, in the North America region.
How does KBK Insurance Group make money?
One revenue line is on record: property and Casualty Insurance Premiums.
Who are KBK Insurance Group's main competitors?
Direct peers on record are Berkshire Hathaway GUARD Insurance, Northland Insurance (Travelers) and Protective Insurance Corporation. Broad incumbents are Markel Corporation, RLI Corp, Great American Insurance Group, Crum & Forster, James River Insurance Group and ProSight Specialty Insurance. Velocity Risk Underwriters is listed as an emerging player.
Does KBK Insurance Group have an API?
No public API is recorded for KBK Insurance Group.
What industry is KBK Insurance Group in?
KBK Insurance Group's product category is Commercial Specialty Insurance. Its primary akta.pro industry code is FSAJABAF, Garage Liability & Dealers (Auto Dealers, Repair Shops), with a secondary code of FSAJAMAG, Commercial Package / Business Owners Policies (BOP). Its NAICS code is 52421 and its SIC code is 6411.