What Neishloss & Fleming does

Neishloss & Fleming Inc. is a privately held, Pennsylvania-incorporated insurance distribution firm founded in 1983 and headquartered at 501 Technology Drive in Canonsburg. The company operates a wholesale Medicare distribution model, contracting with 24 carrier organizations to give independent insurance agents access to 6,711 products across four lines: Life, Health, Senior (Medicare Advantage, Medicare Supplement, and related senior products), and Ancillary (dental, vision, hospital indemnity). Agents onboard through a contracting workflow and gain access to a bundled service offering that includes carrier appointments, lead generation (N&F Agent Lead Program), marketing production (Agency Marketing Program, in-house graphic design, Custom Digital Marketing), onboarding incentives (Ready, Set, Go!; Grow Your Dough), compliance and certification support, and E&O coverage.

The firm's technology stack is built around two platforms: IntegrityCONNECT, provided via a partnership with Integrity and offered free to N&F agents for compliant quote-compare-enroll workflows with integrated call recording and a personal CRM; and MedicareCENTER, an internally built agency management tool for contracting and Medicare business operations. The company does not publish pricing for agent partnership access, and generates revenue through carrier commissions on policies placed by agents using its platform and programs. Distribution is exclusively indirect through agents and small-to-mid-market agencies, with no direct-to-consumer channel.

Customer concentration is structurally low: the publicly visible customer base consists of individual solo Medicare agents and small agencies (with one mid-market named account, Seniority Benefit Group). Leadership is held by the founding family — Maggie Fleming as President & CEO and Tom Fleming as Chairman — alongside a CMO (Bill Kiray), and the firm is independently owned with no disclosed institutional investors, parent company, M&A, or funding history. Operating scope is national within the United States; no international expansion is indicated.

Name

Neishloss & Fleming

Legal name

Neishloss & Fleming Inc.

Website

https://nandfinc.com

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

11–50 employees

Short description

Neishloss & Fleming is a privately held, Canonsburg-based Medicare insurance distributor that contracts with 24 carriers to give independent agents access to 6,711 products across Life, Health, Senior, and Ancillary lines via its IntegrityCONNECT and MedicareCENTER platforms.

Ownership category

akta.pro rank

Product category

Medicare Insurance Distribution

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs) (FSAIAGAH)

akta.pro secondary industries

Medigap Marketing, Lead Gen & Compliance (CMS/Do-Not-Call/TPMO) (HLAEADAE), Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

Keywords

• Medicare insurance distribution
• Insurance agent services
• Senior market products
• Carrier network access
• Insurance enrollment platform

Headquarters

HQ city

Canonsburg

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Others

Revenue model

1. Insurance Distribution / Commissions: Neishloss & Fleming generates revenue by representing Medicare carriers and earning commissions when agents sell insurance products through their platform. The company acts as a wholesale distributor between insurance carriers and retail agents/agencies.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

Neishloss & Fleming is an insurance distribution company that contracts independent insurance agents and small agencies as its channel partners to sell Medicare and senior-market insurance products. The company represents 24 carrier organizations offering 6,711 products across Life, Health, Senior (Medicare Advantage, Medicare Supplement), and Ancillary lines, and equips its agents with proprietary technology platforms (IntegrityCONNECT for enrollment, MedicareCENTER for agency management), lead generation, custom marketing, compliance support, and incentive programs.

Product overview

Neishloss & Fleming is a nationally recognized Medicare insurance distributor operating as a platform-plus-services model. The company provides agents access to its core carrier network (24 organizations offering 6,711 products across Life, Health, Senior Medicare, and Ancillary lines) combined with proprietary technology platforms including IntegrityCONNECT (online enrollment with quote, compare, enroll, call recording, and CRM features) and MedicareCENTER (agency management). Supporting these core offerings are agent programs for leads (N&F Agent Lead Program), marketing (Agency Marketing Program, Custom Digital Marketing), incentives (Grow Your Dough, Ready Set Go), and E&O coverage. The company differentiates through hands-on agent support, in-house graphic design, and compliance assistance rather than a single unified software product.

Differentiator

Problem solved

Functional benefit

Products and services

• Life Insurance Product Line Life insurance product line offered through Neishloss & Fleming's carrier network, providing contracted agents access to life insurance products for their clients.
• Health Insurance Product Line Health insurance product line offered through Neishloss & Fleming's carrier network, providing contracted agents access to health insurance products for their clients.
• Senior / Medicare Insurance Product Line Medicare-focused product line including Medicare Advantage, Medicare Supplement, and related senior health insurance products offered through N&F's carrier partnerships.
• Ancillary Insurance Product Line Supplementary insurance products including dental, vision, hospital indemnity, and other ancillary coverage options available through N&F's carrier network.
• IntegrityCONNECT Enrollment Platform Online enrollment platform that enables contracted agents to quote, compare, and enroll clients seamlessly and compliantly in Medicare plans. Includes call recording solution and personal CRM system. Provided 100% free to N&F agents.
• MedicareCENTER Agency Management Tool Internal management tool that helps contracted agents effectively manage their Medicare agency operations, contracting workflows, and day-to-day administration.
• Ready, Set, Go! Agent Onboarding Program Agent onboarding program designed to kickstart the Medicare journey for new contracted agents, part of N&F's agent development offerings.
• N&F Agent Lead Program Lead generation program providing contracted agents with prospective client leads to grow their Medicare business.
• Grow Your Dough Agent Incentive Program Agent incentive and bonus program designed to reward performance and put more money in contracted agents' pockets.
• Agency Marketing Program Marketing support program providing contracted agents with professional marketing materials and strategies for their Medicare business.
• E&O (Errors and Omissions) Program Errors and Omissions insurance program providing liability coverage protection for contracted agents.
• Custom Digital Marketing Services Custom digital marketing services delivered through an in-house graphic design team that creates professional marketing materials exclusively for contracted N&F agents.
• Medicare Carrier Network Access Contracted agent access to 24 Medicare carrier organizations offering 6,711 products, enabling agents to represent leading Medicare plans nationwide.

Named customers10 records

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• Integrity (platform provider)coreTechnology or IntegrationN&F partners with Integrity to provide the IntegrityCONNECT enrollment platform to their agents. IntegrityCONNECT offers quote, compare, and enroll capabilities with call recording and CRM functionality. This platform is a core technology tool for N&F agents and is provided 100% free to N&F agents.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Senior Market Sales: Senior Market Sales is an FMO specializing in Medicare Advantage, Medicare Supplement, and ancillary products for independent agents, offering contracting, lead programs, and back-office tools that directly overlap with N&F's Medicare distribution platform.
• Ritter Insurance Marketing: Ritter Insurance Marketing is one of the largest independent FMOs in the U.S. Medicare market, contracting agents with multiple carriers and providing marketing, training, and technology support — a near-identical business model to Neishloss & Fleming's IMO/FMO distribution.
• AmeriLife Holdings: AmeriLife is a large national distributor of insurance and retirement products, with a strong Medicare Advantage and Supplement FMO/IMO arm — competing for the same independent agents with similar carrier access and agent-support programs.

Broad incumbents

• HealthMarkets: HealthMarkets is a national insurance distribution organization that connects consumers with agents across health, Medicare, life, and supplemental lines, operating at much larger scale than N&F but in the same Medicare and individual health agency channel.
• Integrity Marketing Group: Integrity Marketing is one of the largest independent IMO/FMO platforms in the U.S., offering carrier access, lead generation, and proprietary enrollment technology — N&F is both a partner (IntegrityCONNECT) and a smaller-scale competitor in the Medicare distribution space.
• SelectQuote: SelectQuote is a major direct-to-consumer Medicare distribution platform with large-scale lead acquisition and carrier relationships, competing for both end consumers and independent agents in the senior market served by N&F.
• GoHealth: GoHealth is a large Medicare-focused insurance distribution and lead-generation platform with proprietary technology and carrier partnerships, operating as a much larger-scale incumbent in the same Medicare Advantage and Supplement market.

Others

• National Association of Benefits and Insurance Professionals (NABIP): NABIP (formerly NAHU) is the primary professional association for health and benefits insurance agents and is referenced on N&F's site; while not a commercial peer, it shapes the regulatory, certification, and educational ecosystem in which N&F's agent customers operate.
• QuoteLab: QuoteLab is an insurance technology and customer-acquisition platform that provides lead-generation and comparison tools across health, Medicare, and other lines — an enabler/ecosystem participant that supplies technology into the same Medicare distribution channel as N&F.

Emerging players

• e-TeleQuote Insurance: e-TeleQuote (operating under the ENSUREM brand) is a Medicare-focused telesales and lead-generation agency, overlapping with N&F's senior market focus but concentrating on direct consumer engagement rather than independent-agent distribution.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks1 record

Key highlights6 records

Customer concentration

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• Xx.com/nfinc

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Neishloss & Fleming