Federal Finance
Federal Finance is a privately held property finance specialist providing direct lending, bridging loans, mezzanine financing, commercial mortgages, construction finance, and joint venture partnerships for developers, investors, and high net worth individuals across the US, UK, and Canada.
- Company typePrivate
- Founded2011
- HeadquartersOrlando, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Federal Finance does
Federal Finance is a privately held commercial property finance specialist founded in 2011 and operating as a subsidiary of The Federal Group. The firm provides a comprehensive suite of real estate capital solutions spanning the full capital stack, including direct lending, bridging loans, mezzanine and preferred equity, commercial mortgages, construction finance, and joint venture partnerships. Federal Finance serves property developers, high net worth individuals, pension funds, major international developers, and qualified real estate sponsors, with transaction sizes ranging from $1 million to $200 million across commercial and residential property types. The company operates from offices in Winter Garden, Florida (headquarters), London, New York, Orlando, and Toronto, maintaining a transatlantic presence across the US, UK, and Canadian markets.
Federal Finance firmographics
Firmographics- Name
- Federal Finance
- Legal name
- Federal Finance
- Website
- https://federalfinance.us
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Federal Finance is a privately held property finance specialist providing direct lending, bridging loans, mezzanine financing, commercial mortgages, construction finance, and joint venture partnerships for developers, investors, and high net worth individuals across the US, UK, and Canada.
- Ownership category
- akta.pro rank
Federal Finance industry classification
Industry- Product category
- Commercial Real Estate Finance
- NAICS
- Real Estate Credit (522292), Credit Intermediation and Related Activities (522)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)
- akta.pro primary industry
- Real Estate (Commercial Property, REITs) (FSABACAH)
- akta.pro secondary industries
- Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH), Commercial Mortgage Brokerage (FSAEAEAB), Private Credit / Direct Lending (FSAAAHAG), Mezzanine / Subordinated Debt (FSANADAC)
Keywords
Where Federal Finance is headquartered
LocationHeadquarters
- HQ city
- Orlando
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
Federal Finance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Loan Origination and Arrangement Fees: Federal Finance earns fees from arranging and facilitating loans including bridging loans, commercial mortgages, construction finance, and mezzanine loans for property developers and investors. The company pairs borrowers with appropriate lenders and capital partners.
- Direct Equity Investment Returns: The company makes direct equity investments in property developments through joint venture partnerships, generating returns through successful project completion. They invest in single-family and multi-family ground-up construction projects as well as refurbishment of existing units.
- Joint Venture Partnership Returns: Federal Finance participates as a joint venture partner in property development projects, with returns tied to successful project completion. Their strength lies in accessing a wide range of funding solutions from various capital sources.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Construction Finance: $2.5M - $200M, starting at 6.49% interest rate with 1 point, up to 75% LTC/LTV (stretched to 85% available) |
| Transaction based/ take rate | Multi-year contract | Commercial Mortgages: $1M - $200M, rates starting from 2.25%, up to 85% LTV |
| Transaction based/ take rate | Pay-as-you-go | Bridging Loans - Commercial: $1M - $100M+, 5.99%-9.99% for loans over $5M |
| Transaction based/ take rate | Pay-as-you-go | Bridging Loans - Residential: 6.99%-11.99%, up to 85% LTV |
| Transaction based/ take rate | Multi-year contract | Mezzanine Loans: $2.5M - $15M+, ≥8% pricing, flexible up to 5 years |
| Transaction based/ take rate | Multi-year contract | Direct Lending: Equity investments $1-$15 million per asset for qualified sponsors |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Federal Finance product offering
Product offeringCore offering
Federal Finance provides direct property-backed lending including bridging loans, mezzanine finance, commercial mortgages, and construction finance for property developers, investors, and sponsors. The company also participates as an equity investor and joint venture partner in real estate projects, operating across the US, UK, and Canada.
Product overview
Federal Finance is a national and international commercial mortgage, bridging finance, and development finance specialist offering a comprehensive portfolio of property finance products. The company provides six core offerings: Direct Lending (middle-market real estate equity platform for construction and refurbishment projects), Bridging Loans (hard money solutions for non-conforming real estate), Mezzanine Loans (gap capital for acquisitions and refinancing), Commercial Mortgages (long-term loans through multiple lender relationships), Construction Finance (ground-up construction loans up to 85% LTC), and Joint Venture Partnerships (pooled-resource development arrangements). These products serve developers, investors, and property owners seeking funding from $1 million to over $100 million for projects across residential, commercial, and mixed-use real estate.
Differentiator
Problem solved
Functional benefit
Products and services
- Bridging Loans
- Mezzanine Loans
- Commercial Mortgages
- Construction Finance
- Equity Investments / Joint Venture Partnerships
Quantifiable outcome
- Over $4 billion in property transactions advised across global markets
- +2 more outcomes
Companies that use Federal Finance
Customer profileNamed customers9 records
Segments6 records
Ideal customer profiles2 records
Federal Finance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Federal Finance partnerships and signals
Strategic signalScale indicators4 records
Recent moves5 records
Expansion highlights5 records
Federal Finance competitors and assessment
Company assessmentDirect peers
- BridgeInvest: Specialty bridge and transitional real estate lender providing short-term debt secured by commercial and multifamily properties across the US. Closely comparable to Federal Finance's bridging loan product, especially the $1M–$100M+ range, non-conforming property focus, and speed of execution.
- Mesa West Capital: Direct CRE lender providing senior and stretch senior mortgage loans plus mezzanine debt for middle-market sponsors. Closely comparable to Federal Finance's mezzanine/preferred equity and commercial mortgage products, particularly for transitional and value-add deals.
- Meridian Capital Group: One of the largest independent commercial mortgage brokerages in the US, arranging senior and junior debt for multifamily, office, retail, and hospitality sponsors nationwide. Highly comparable to Federal Finance in intermediating non-bank, non-conforming, and time-sensitive real estate capital across the stack.
- Lima One Capital: Specialty real estate lender offering bridge, construction, and rental loans for residential investors and developers. Directly comparable to Federal Finance's construction finance and bridge loan offerings, with similar non-bank positioning and speed-of-execution value proposition.
- Kiavi: Tech-enabled bridge and renovation lender for residential real estate investors, offering fast-execution short-term debt similar to Federal Finance's residential bridging loans. Comparable in product structure and target borrower (time-sensitive residential developers/investors).
- PCCP, LLC: Private equity real estate investment firm providing senior, stretch senior, and mezzanine debt plus equity to middle-market commercial real estate sponsors. Comparable to Federal Finance's full-stack debt-and-equity offering for value-add and opportunistic development projects across the US.
- NorthMarq Capital: Major US commercial real estate capital markets intermediary arranging debt and equity for multifamily, office, industrial, and retail clients. Comparable in its full-stack debt/equity placement focus and institutional sponsor relationships, though materially larger in scale than Federal Finance.
Broad incumbents
- Walker & Dunlop: Large publicly traded commercial real estate finance company originating, servicing, and brokering multifamily debt including FHA, Fannie Mae, Freddie Mac, CMBS, and bridge loans. Overlaps with Federal Finance's commercial mortgage and construction finance lines, though Walker & Dunlop operates at significantly greater scale with GSE conduits.
- CBRE Capital Markets: World's largest commercial real estate investment sales and debt placement operation. Overlaps with Federal Finance's commercial mortgage brokerage, construction finance sourcing, and equity placement capabilities, especially in international and cross-border CRE capital flows.
- JLL Capital Markets: Global real estate capital markets advisory arranging debt, equity, and structured financing across property types. Comparable to Federal Finance in arranging complex multi-source capital structures (senior + mezz + JV equity) for institutional developers, but operates at vastly greater scale and geographic breadth.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Federal Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Federal Finance leadership team
Management profileNumber of profiles
Profiles1 record
Federal Finance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Federal Finance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Federal Finance
What does Federal Finance do?
Federal Finance provides direct property-backed lending including bridging loans, mezzanine finance, commercial mortgages, and construction finance for property developers, investors, and sponsors. The company also participates as an equity investor and joint venture partner in real estate projects, operating across the US, UK, and Canada.
Is Federal Finance a public or private company?
Federal Finance is a private company. It is classified as corporate owned and is currently operating.
When was Federal Finance founded?
Federal Finance was founded in 2011. It employs 1 to 10 people.
Where is Federal Finance based?
Federal Finance is headquartered in Orlando, United States, in the North America region.
How does Federal Finance make money?
Three revenue lines are on record. Loan Origination and Arrangement Fees are the primary driver. The others are direct Equity Investment Returns and joint Venture Partnership Returns.
Who are Federal Finance's main competitors?
Direct peers on record are BridgeInvest, Mesa West Capital, Meridian Capital Group, Lima One Capital, Kiavi, PCCP, LLC and NorthMarq Capital. Broad incumbents are Walker & Dunlop, CBRE Capital Markets and JLL Capital Markets.
Does Federal Finance have an API?
No public API is recorded for Federal Finance.
What industry is Federal Finance in?
Federal Finance's product category is Commercial Real Estate Finance. Its primary akta.pro industry code is FSABACAH, Real Estate (Commercial Property, REITs), with a secondary code of FSALADAH, Construction & Development (C&D) Lending — Commercial/Multifamily. Its NAICS code is 522292 and its SIC code is 6162.