Debt Movement UK
Debt Movement UK is a UK insolvency practice that proposes and administers Individual Voluntary Arrangements (IVAs) for over-indebted individuals. It is winding down new business while continuing to manage its existing IVA portfolio.
- Company typePrivate
- Founded2019
- HeadquartersSale, United Kingdom
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Debt Movement UK does
Debt Movement UK Ltd is a private limited insolvency practice incorporated in England and Wales in 2019, operating as an appointed representative of Dee Valley Finance Limited (FCA registration 940843). The company provides a unified suite of debt management services centred on Individual Voluntary Arrangement (IVA) administration, comprising three interrelated offerings: debt counselling (advisory guidance on debt options), debt adjusting (negotiation of repayment solutions with creditors), and credit information services. These feed into the firm's core IVA Administration service, in which Debt Movement acts as both Nominee and Supervisor to propose and manage IVAs on behalf of over-indebted individuals. The practice is staffed by three IPA-licensed Insolvency Practitioners (Adam Boys, Antoinette Thorpe, Elaine Masters) and serves UK residents in England and Wales with unmanageable unsecured debt.
The firm's technology stack is composed entirely of third-party operational tools rather than proprietary systems, including HubSolv and Embella for case management, Signable for electronic signatures, Total Processing for payment collection, and Equifax, Experian, and Call Credit for credit reference data. A customer portal (docslink.uk) provides self-service account management for existing IVA clients. The firm holds ISO 27001 certification and is registered as a data controller under the Data Protection Act 2018 and GDPR.
Revenue is generated exclusively from IVA administration fees — specifically the Nominee Fee, Supervisory Fee, and disbursements — deducted from regular customer IVA payments or from funds recovered from third parties. As of the most recent information, Debt Movement no longer accepts new IVAs but continues to manage its existing case portfolio, and is conducting a customer refund campaign (PIVAT Refund Campaign) redistributing PPI redress recovered in respect of closed IVAs, following a High Court ruling in April 2024. The company is registered at International House, 61 Mosley Street, Manchester, with operational mail routed to a PO Box in Bilston and a separate complaints office in Sale, Cheshire. Customer acquisition is conducted via the firm's website, social media (Facebook, LinkedIn), and referrals from financial advisers and partner firms.
Debt Movement UK firmographics
Firmographics- Name
- Debt Movement UK
- Legal name
- Debt Movement UK Ltd
- Website
- https://debtmovement.co.uk
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Debt Movement UK is a UK insolvency practice that proposes and administers Individual Voluntary Arrangements (IVAs) for over-indebted individuals. It is winding down new business while continuing to manage its existing IVA portfolio.
- Ownership category
- akta.pro rank
Debt Movement UK industry classification
Industry- Product category
- Insolvency and Personal Debt Advisory Services
- NAICS
- Activities Related to Credit Intermediation (5223)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Collections & Creditor Negotiation Support (Debtor-Side) (FSAEAFAI)
- akta.pro secondary industry
- Debt Management Plans (DMP) Administration (FSAEAFAB)
Keywords
Where Debt Movement UK is headquartered
LocationHeadquarters
- HQ city
- Sale
- HQ country
- United Kingdom
- HQ region
- Europe
Offices3 records
Markets served
Debt Movement UK business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- IVA Administration Fees: Debt Movement generates revenue through fees charged for administering Individual Voluntary Arrangements. These include the Nominee Fee, Supervisory Fee, and related expenses called 'disbursements'. Fees are deducted from the IVA payment by the IVA Supervisor or from funds recovered from third parties or assets contributed to the arrangement.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Debt Movement UK product offering
Product offeringCore offering
Debt Movement UK is an insolvency practice that provides debt counselling, debt adjusting, and credit information services to UK consumers. Its core activity is proposing and administering Individual Voluntary Arrangements (IVAs) — formal insolvency arrangements through which individuals with unmanageable unsecured debt repay creditors over a fixed period (typically 5-6 years), with the licensed Insolvency Practitioner acting as Nominee and Supervisor. The company continues to manage its existing IVA book but no longer accepts new IVAs.
Product overview
Debt Movement UK is an insolvency practice providing a unified suite of debt management services centred on Individual Voluntary Arrangement (IVA) administration. The core service offering consists of three interrelated components: debt counselling (advisory guidance on debt options), debt adjusting (negotiation of repayment solutions), and credit information services. These feed into and culminate in the formal IVA Administration service, where Debt Movement acts as both Nominee and Supervisor to propose and manage the IVA on behalf of the debtor. A supplementary Customer Portal provides existing IVA clients with self-service access to case status, payment management, documentation submission, and communications. The company no longer accepts new IVA cases but continues managing its existing case portfolio.
Differentiator
Problem solved
Functional benefit
Products and services
- Debt Counselling
- Debt Adjusting
- Credit Information Services
- Individual Voluntary Arrangement (IVA) Administration
Companies that use Debt Movement UK
Customer profileSegments1 record
Ideal customer profiles1 record
Debt Movement UK technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration11 records
Debt Movement UK partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and minor.
- Dee Valley Finance LimitedcoreDebt Movement is an appointed representative of Dee Valley Finance Limited, which is authorised and regulated by the Financial Conduct Authority. FCA registration number is 940843. This relationship allows Debt Movement to provide regulated debt advice services.
- HubSolv LtdcoreHubSolv Ltd provides case management system services used by Debt Movement to manage IVA cases and customer information.
- Embella LtdcoreEmbella Ltd provides case management system services used by Debt Movement to manage IVA cases.
- Signable LtdcoreSignable Ltd provides electronic signature technology that allows customers to review and sign documents electronically, enabling remote completion of IVA agreements.
- Total Processing LtdcoreTotal Processing Ltd provides payment processing services for collecting IVA payments from customers.
- SmartSearchcoreSmartSearch provides anti-money laundering verification services and fraud prevention to help detect financial crime.
- Credit Reference AgenciescoreCredit reference agencies (Equifax, Experian, Call Credit) provide credit information to verify customer details and creditor information.
- Insurers (Kerr Henderson Ltd, Marsh Ltd)minorKerr Henderson Ltd and Marsh Ltd provide insurance services to Debt Movement.
- Alternative Debt Solution PartnersminorWhen customers do not fit Debt Movement's internal criteria for an IVA, they may be referred to partner companies for alternative debt solutions. These include First Dispute Management Ltd, Asgard Financial Services Ltd, Refresh Debt Services Ltd, Money Bubble Ltd, and Money Plus Group.
Recent moves5 records
Debt Movement UK competitors and assessment
Company assessmentMarket position
Strengths3 records
Competitive moat2 records
Key risks5 records
Key highlights6 records
Customer concentration
Debt Movement UK social profiles
Digital presenceDebt Movement UK compliance and trust
Trust signalCompliance2 records
Debt Movement UK financial estimates
Financial estimateRevenue estimate
Valuation estimate
Debt Movement UK leadership team
Management profileNumber of profiles
Profiles3 records
Debt Movement UK funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Debt Movement UK M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Debt Movement UK
What does Debt Movement UK do?
Debt Movement UK is an insolvency practice that provides debt counselling, debt adjusting, and credit information services to UK consumers. Its core activity is proposing and administering Individual Voluntary Arrangements (IVAs) — formal insolvency arrangements through which individuals with unmanageable unsecured debt repay creditors over a fixed period (typically 5-6 years), with the licensed Insolvency Practitioner acting as Nominee and Supervisor. The company continues to manage its existing IVA book but no longer accepts new IVAs.
Is Debt Movement UK a public or private company?
Debt Movement UK is a private company. It is classified as corporate owned and is currently operating.
When was Debt Movement UK founded?
Debt Movement UK was founded in 2019. It employs 101 to 250 people.
Where is Debt Movement UK based?
Debt Movement UK is headquartered in Sale, United Kingdom, in the Europe region.
How does Debt Movement UK make money?
One revenue line is on record: IVA Administration Fees.
Does Debt Movement UK have an API?
No public API is recorded for Debt Movement UK.
What industry is Debt Movement UK in?
Debt Movement UK's product category is Insolvency and Personal Debt Advisory Services. Its primary akta.pro industry code is FSAEAFAI, Collections & Creditor Negotiation Support (Debtor-Side), with a secondary code of FSAEAFAB, Debt Management Plans (DMP) Administration. Its NAICS code is 5223 and its SIC code is 7320.