NAMMERT Boat Insurance

What NAMMERT Boat Insurance does

NAMMERT Boat Insurance, legally Nammert Assekuradeur GmbH, is a German insurance intermediary (Assekuradeur/MGA) founded in 1989 and headquartered in Königs Wusterhausen (Karl Marx Straße 4, registered Amtsgericht Cottbus HRB 18234). The firm specializes exclusively in boat and water sports insurance, offering a portfolio of 19+ specialty watercraft variants (sailboats, motorboats, yachts, catamarans, jet skis, e-foils, jetboards, electric boats, houseboats, raceboats, rowing boats, inflatable boats, ship, sailing dinghies, sport boats, trailers) structured around three core coverage tiers — liability (Bootshaftpflicht, €10–50 million), partial hull (Bootsteilkasko at new value, no deductible), and full hull (Bootsvollkasko, all-risk) — supplemented by accident insurance (€100,000–€500,000), legal protection with €200,000 bail loan, and boat trailer coverage. The company holds an Assekuradeur license under §34d Abs. 1 GewO (registration D-97ZH-MG372-55) via IHK Cottbus.

The technical stack is digital-first rather than AI-native. Customers transact through an online quote calculator, self-serve in the 'Mein NAMMERT' portal for policy changes, claims reporting, and document download, and receive an automatically issued International Insurance Certificate (IVK) in multiple languages for foreign port compliance. A partner backend exposes a branded calculator, real-time statistics, and contract management tools to licensed distributors. NAMMERT does not carry underwriting risk itself; Württembergische Versicherung AG is the risk-bearing insurer and claim payer, while NAMMERT designs products, performs risk assessment, and manages distribution.

Commercially, NAMMERT earns recurring annual insurance premium revenue on a commission/MGA basis and sells through two channels: direct online sales via nammert.com and a partner network of more than 2,000 licensed brokers, boat dealers, and water sports retailers across 44 European countries. A regional office in Palma de Mallorca (C.d'Elcano 9, 07014) supports Mediterranean and yacht business, including difficult-to-place locations such as Port d'Andratx. Acquisition levers include a Wechselservice that handles competitor cancellations, a 'Nirgendwo Günstiger Garantie' lowest-price guarantee, a Kunde-wirbt-Kunde referral program, and a 2027 Frühbucher tank voucher for early renewals. The firm employs 1–10 people, is privately held by managing director Norman Nammert, and reports a 99.6% customer satisfaction rating with 12 consecutive TOP DIENSTLEISTER awards from Ausgezeichnet.org.

Name

NAMMERT Boat Insurance

Legal name

Nammert Assekuradeur GmbH

Website

https://nammert.com

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

1–10 employees

Short description

NAMMERT is a German Assekuradeur (MGA) specializing in digital-first boat and water sports insurance, offering liability, hull, accident, and legal protection coverage through 2,000+ licensed partners across 44 European countries, with Württembergische Versicherung AG underwriting the risk.

Ownership category

akta.pro rank

Product category

Boat and Water Sports Insurance

SIC

Insurance Carriers, Nec (6399), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Yacht & Pleasure Craft Insurance (FSAJAHAI)

akta.pro secondary industry

Rental & Leasing Risk Programs (Lessor’s Risk, Rental Reimbursement, Loss Damage Waiver Admin) (TLABANAE)

Keywords

• Boat insurance
• Watercraft insurance
• Yacht insurance
• Hull insurance
• Insurance intermediary

Headquarters

HQ city

Königs Wusterhausen

HQ country

Germany

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Supply Chain, Marketing or Sales, Technology or R&D, Operations

Revenue model

1. Boat Insurance Premiums: NAMMERT generates revenue through insurance premiums from boat liability, partial casco (partial hull), full casco (comprehensive hull), accident, and legal protection insurance policies. As an Assekuradeur (MGA), they design and distribute insurance products while Württembergische Versicherung AG bears the risk and handles claims payments.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

NAMMERT is a German specialized insurance intermediary (Assekuradeur/MGA) that designs and distributes boat and water sports insurance products, including liability, partial and full hull, accident, and legal protection coverage for a wide range of watercraft. It operates digital-first with an online quote calculator and service portal, while Württembergische Versicherung AG bears the underwriting risk.

Product overview

NAMMERT is an Assekuradeur (specialized insurance intermediary/MGA) offering a comprehensive boat insurance product portfolio covering 19+ specialized watercraft types including fishing boats, dinghies, electric boats, houseboats, jet skis, catamarans, motorboats, race boats, rowing boats, inflatable boats, sailboats, sailing dinghies, sport boats, yachts, and more. The core product architecture consists of three main insurance types—liability (Haftpflicht), partial hull (Teilkasko), and full hull (Vollkasko)—supplemented by add-on coverages for accident insurance, legal protection, and trailer insurance. NAMMERT operates as an InsurTech with digital service capabilities including an online quote calculator, secure customer service portal for policy management and claims, automatic International Insurance Confirmation (IVK) issuance, and a partner program for licensed distributors. The company provides worldwide coverage through 2000+ partners in 44 countries, with specialized offerings for Mediterranean regions including dedicated Mallorca boat and yacht insurance products.

Differentiator

Problem solved

Functional benefit

Products and services

• Bootsversicherung (Boat Insurance) Core boat insurance product providing worldwide coverage for various types of watercraft, available as liability, partial hull (Teilkasko), or full hull (Vollkasko) coverage for private boat owners.
• Bootshaftpflichtversicherung (Boat Liability Insurance) Liability insurance for boats with coverage sums ranging from €10 million to €50 million, including occasional rental, search and rescue costs, environmental damage, water skiing coverage, and crew member claims. Trailer and dinghy included.
• Bootsteilkaskoversicherung (Boat Partial Hull Insurance) Partial hull insurance covering at new value with no deductions, no deductible, winter storage and transport damage, fire, explosion, storm, lightning, theft of entire boat, salvage costs, and wreck removal.
• Bootsvollkaskoversicherung (Boat Full Hull Insurance) Full hull insurance with all-risk coverage ('Allgefahrendeckung'), new-for-old replacement, burglary, theft and vandalism, accident, stranding, capsizing, running aground and sinking, collision damage, natural hazards, and vacation coverage.
• Wassersport-Unfallversicherung (Water Sports Accident Insurance) Accident insurance with worldwide coverage ranging from €100,000 to €500,000, including real races with helmet bonus, rescue costs and ambulance assistance, cosmetic surgery, and death by drowning or suffocation.
• Wassersport-Rechtsschutzversicherung (Water Sports Legal Protection Insurance) Legal protection insurance available 24/7 worldwide with unlimited personal injury coverage, €200,000 bail loan, contract and property law, criminal and regulatory offenses, including telephone legal consultation.
• Bootstrailer-Versicherung (Boat Trailer Insurance) Insurance for all boat trailers covering total theft, partial theft, total loss, partial loss, and transport damage, with trailer liability protection and no eVB required.
• Yachtversicherung (Yacht Insurance) Insurance coverage for yachts, including sailing yachts (Segelyacht) and motor yachts (Motoryacht).
• Jetski-Versicherung Insurance coverage for personal watercraft (jet skis).
• E-Foil & Jetboard-Versicherung Insurance coverage for electric foils and jetboards.
• Hausboot-Versicherung (Houseboat Insurance) Insurance coverage for houseboats.
• Motorboot-Versicherung (Motorboat Insurance) Insurance coverage for motorboats.
• Segelboot-Versicherung (Sailboat Insurance) Insurance coverage for sailing boats.
• Wechselservice (Switching Service) Service that handles contract cancellation for customers switching from other providers, with a permanent switching bonus and stress-free transition.
• Boot Kaufvertrag (Boat Purchase Agreement) Template service providing standardized purchase agreements for private sales of various boat types including motorboats, motor yachts, jet skis, sailing boats, sailing yachts, and boat trailers.
• NAMMERT Partnerprogramm (Partner Program) Platform for licensed partners to distribute NAMMERT insurance products, offering online contract and customer management, a branded online calculator for websites, real-time statistics, partner links and marketing materials, and standard commissions.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

One partnership is on record.

• Württembergische Versicherung AGcoreStrategic or Co-development PartnerWürttembergische Versicherung AG is the risk-bearing insurer that underwrites NAMMERT's boat insurance products. While NAMMERT designs products, conducts risk assessments, and handles distribution as an Assekuradeur (MGA), Württembergische provides the financial backing and handles claim payments. This partnership is fundamental to NAMMERT's business model as they do not carry their own financial risk.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Yacht-Pool Group: German specialty insurer focused exclusively on yacht and watercraft insurance; offers comparable liability, hull, and accident products to the same recreational boating customer base.
• Pantaenius: Hamburg-based specialist yacht and boat insurance MGA/broker with deep European presence; competes head-to-head with NAMMERT in yacht hull, liability, and charter coverage for private boat owners.
• Schomacker Versicherungsdienst: German insurance broker specialized in water sports and boat insurance with multiple carrier tie-ups; comparable niche MGA-style offering for private and commercial boat owners.

Emerging players

• Boatbookings / marine insurance aggregators: Digital platforms aggregating yacht charter and insurance options for boat owners and renters; emerging channel that could partially disintermediate traditional boat-insurance MGAs like NAMMERT.

Broad incumbents

• Zurich Insurance Marine: Large international insurer with a marine and yacht practice; addresses the same private boat owner segment through brokers across Europe, typically at the higher end of the market.
• MS Amlin: Marine-focused specialty insurer underwriting yacht and pleasure craft hull/liability; provides risk capacity to specialty distributors and overlaps with NAMMERT's ultimate risk-carrier role.
• HDI Yacht Insurance: German insurer (Talanx Group) with a dedicated yacht and water sports insurance line; broad incumbent competitor offering similar liability and hull products in the German-speaking market.
• Helvetia Insurance: Swiss-based European insurer with a marine and leisure line including boat insurance; competing incumbent particularly strong in DACH and Mediterranean coastal markets.
• AXA Boat Insurance: European incumbent offering watercraft insurance within its broader motor and leisure portfolio; comparable target customer but distributed primarily via generalist agents rather than specialty boat-dealer partners.
• Allianz Yacht Insurance: Global incumbent insurer offering yacht and boat insurance as part of a broader P&C portfolio; competes in the same European leisure-boating segment but without NAMMERT's niche specialization or InsurTech UX.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/NAMMERT

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NAMMERT Boat Insurance