Fizetesi Pont
Fizetési Pont is a Budapest-based POS terminal operator serving 32,000+ Hungarian small and medium enterprises with hardware terminals (N széria, XAC) and SoftPOS smartphone-based card acceptance, offering next-day settlement and 24/7 Hungarian-language support.
- Company typePrivate
- Founded2017
- HeadquartersBudapest, Hungary
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Fizetesi Pont does
Fizetési Pont Terminál Üzemeltető Kft. is a Budapest-based, privately-held Hungarian POS terminal operator serving more than 32,000 small and medium enterprises across Hungary with card payment acceptance infrastructure. Founded in 2017 as a limited liability company (Kft.), the company positions itself as a 100% domestic alternative to international payment service providers, emphasizing Hungarian-language support, transparent pricing, and personal service. It has been recognized as 'Az Év POS Terminál Üzemeltetője' (POS Terminal Operator of the Year) for five consecutive years.
The product portfolio comprises two hardware terminal lines — the wireless N széria (with built-in SIM card on a closed private network) and the durable XAC (with thermal printer and dual keyboard/touchscreen) — plus a SoftPOS software solution that transforms any NFC-capable Android 8.0+ smartphone into a contactless card acceptance device. Fizetési Pont claims to be the first provider to execute a SoftPOS transaction in Hungary. Card acceptance covers Mastercard, VISA, VPay, and all three Hungarian SZÉP benefit cards (OTP, K&H, MBH). Payment processing for terminals and SoftPOS is handled through a 2022 partnership with Polish payment services provider ITCARD.
Revenue mechanics combine per-transaction fees, recurring monthly terminal subscription fees (promoted at 0 Ft for up to 24 months), and hardware terminal sales. The go-to-market is sales-led with a direct team (phone sales 8 AM-6 PM, website quote/callback forms, personal installation appointments), next-day installation as a headline promise, free personal setup and training, and perpetual warranty with free terminal replacement. 24/7 Hungarian-language customer support — with 95% of calls answered within 5 seconds — is a central service-level differentiator versus competitors. The operating geography is single-country (Hungary) with no disclosed expansion outside the domestic market.
Fizetesi Pont firmographics
Firmographics- Name
- Fizetesi Pont
- Legal name
- Fizetési Pont Terminál Üzemeltető Kft.
- Website
- https://fizetesipont.hu
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Fizetési Pont is a Budapest-based POS terminal operator serving 32,000+ Hungarian small and medium enterprises with hardware terminals (N széria, XAC) and SoftPOS smartphone-based card acceptance, offering next-day settlement and 24/7 Hungarian-language support.
- Ownership category
- akta.pro rank
Fizetesi Pont industry classification
Industry- Product category
- Payment Processing Services
- akta.pro primary industry
- POS Terminal Hardware (Countertop, Mobile, PIN Pads) (FSAMADAA)
- akta.pro secondary industries
- A2A Payment Initiation Service Providers (PISPs) (FSAMAFAB), POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO), POS Payment Software & Middleware (Terminal OS, Apps, Device Management) (FSAMADAC)
Keywords
Where Fizetesi Pont is headquartered
LocationHeadquarters
- HQ city
- Budapest
- HQ country
- Hungary
- HQ region
- Europe
Offices1 record
Markets served
Fizetesi Pont business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Transaction fees: Fees charged per card payment transaction processed through terminals. The company advertises 0 Ft minimum transaction fee.
- Monthly terminal fees: Monthly subscription fees for terminal usage, with promotional periods offering 0 Ft fees for up to 24 months.
- Terminal hardware: Terminal equipment provided to merchants, with setup, training, and replacement services included.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Promotional rate with 0 Ft terminal usage fee |
| Transaction based/ take rate | Pay-as-you-go | Standard transaction processing |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Fizetesi Pont product offering
Product offeringCore offering
Fizetési Pont operates POS (point-of-sale) terminals that enable Hungarian small and medium-sized businesses to accept bank card payments. The company provides physical N-series and XAC card terminals, as well as a SoftPOS software-based mobile payment acceptance solution, and serves over 32,000 merchants across Hungary.
Product overview
Fizetesi Pont is a Hungarian payment services company offering a portfolio of POS terminal solutions for card payment acceptance. The core offering includes two hardware terminal lines (N széria and XAC) plus a SoftPOS software-based solution that turns smartphones into payment terminals. All solutions support major card networks (Mastercard, Visa, VPay) and SZÉP-kártya (Hungarian benefit card). The terminals are offered with features including wireless operation, next-day revenue credit, 0-24 customer support, and free installation.
Differentiator
Problem solved
Functional benefit
Products and services
- N széria (N Series) terminálok Physical POS terminals from the N series used by merchants to accept bank card payments; available in multiple variants.
- XAC terminálok XAC-brand physical POS terminals offered to merchants for accepting bank card payments at the point of sale.
- SoftPOS Software-based mobile POS solution that turns a smartphone or tablet into a card payment terminal; Fizetési Pont was the first in Hungary to introduce SoftPOS technology.
Quantifiable outcome
- Terminal installation within 24 hours (versus 3-14 days for competitors)
- +2 more outcomes
Companies that use Fizetesi Pont
Customer profileNamed customers8 records
Segments2 records
Ideal customer profiles1 record
Fizetesi Pont technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Fizetesi Pont partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- ITCARDcorePartnership with Polish payment services provider ITCARD for payment processing. ITCARD processes card transactions for Fizetési Pont's POS terminals, Android POS devices, and SoftPOS solutions. ITCARD is a leading provider of payment processing services in Poland, operating over 90,000 POS terminals and 7,000 ATMs. This partnership enables Fizetési Pont's merchant network expansion with innovative payment services.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
Fizetesi Pont competitors and assessment
Company assessmentBroad incumbents
- Adyen: Global payments platform offering unified acquiring, POS terminals, and SoftPOS-style in-person acceptance to enterprise and SMB merchants. Comparable in underlying payment acceptance capabilities, though positioned as a broader platform serving larger merchants on average.
- Worldline: European payments giant offering merchant acquiring, POS terminals, and SoftPOS across multiple markets including Hungary. Comparable in core acquiring and terminal operations, though operating as a broad incumbent with much larger scale and product breadth.
- Nexi: Pan-European payments company with strong presence in Italy and expanding across CEE, offering merchant acquiring and POS services. Comparable as a regional acquiring competitor with CEE ambitions and infrastructure scale.
- K&H Bank: Major Hungarian bank offering POS terminals and merchant card acceptance as part of its broader financial services portfolio. Comparable as a domestic competitor offering in-store acceptance, with the advantage of integrated deposit/lending relationships with merchants.
- MBH Bank: Hungarian commercial bank providing POS terminal services and merchant acquiring alongside core banking products. Comparable as a domestic incumbent competing for the same Hungarian SMB merchant acquiring wallet.
- OTP Bank: Hungary's largest commercial bank, which bundles merchant acquiring and POS terminal services with its broader retail and corporate banking offering. Comparable to Fizetési Pont in Hungarian POS acquiring but with vastly larger balance-sheet funding and bundled distribution.
Direct peers
- Viva.com: Greek-headquartered cloud-based payments provider serving European SMBs with POS terminals, SoftPOS, and merchant acquiring. Directly comparable in product mix (terminals + SoftPOS + acquiring) and SMB targeting, with a stronger pan-European footprint.
- SumUp: European-headquartered mobile POS and SoftPOS provider serving SMBs across multiple European markets. Directly comparable to Fizetési Pont in offering SoftPOS and mobile card acceptance to small merchants, though operating at much greater geographic scale.
- myPOS: European SMB-focused POS and payment acceptance provider offering card terminals and SoftPOS across multiple EU markets. Comparable to Fizetési Pont in serving small merchants with a mix of hardware and software-based acceptance solutions.
- Zettle (Block, Inc.): PayPal-owned mobile POS provider serving SMBs across Europe with smartphone-based card readers and SoftPOS offerings. Comparable to Fizetési Pont in mobile/SMB card acceptance but with significantly larger scale and cross-border presence.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Fizetesi Pont social profiles
Digital presenceFizetesi Pont financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fizetesi Pont leadership team
Management profileNumber of profiles
Profiles2 records
Fizetesi Pont funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fizetesi Pont M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fizetesi Pont
What does Fizetesi Pont do?
Fizetési Pont operates POS (point-of-sale) terminals that enable Hungarian small and medium-sized businesses to accept bank card payments. The company provides physical N-series and XAC card terminals, as well as a SoftPOS software-based mobile payment acceptance solution, and serves over 32,000 merchants across Hungary.
Is Fizetesi Pont a public or private company?
Fizetesi Pont is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Fizetesi Pont founded?
Fizetesi Pont was founded in 2017. It employs 101 to 250 people.
Where is Fizetesi Pont based?
Fizetesi Pont is headquartered in Budapest, Hungary, in the Europe region.
How does Fizetesi Pont make money?
Three revenue lines are on record. Transaction fees are the primary driver. The others are monthly terminal fees and terminal hardware.
Who are Fizetesi Pont's main competitors?
Broad incumbents on record are Adyen, Worldline, Nexi, K&H Bank, MBH Bank and OTP Bank. Direct peers are Viva.com, SumUp, myPOS and Zettle (Block, Inc.).
Does Fizetesi Pont have an API?
No public API is recorded for Fizetesi Pont.
What industry is Fizetesi Pont in?
Fizetesi Pont's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMADAA, POS Terminal Hardware (Countertop, Mobile, PIN Pads), with a secondary code of FSAMAFAB, A2A Payment Initiation Service Providers (PISPs).