PSP Angels

What PSP Angels does

PSP Angels Limited is an independent payment and banking consultancy founded in 2016 and headquartered in Nicosia, Cyprus (with additional operational offices in Dubai, UAE and Valletta, Malta). The firm serves startups, fast-growing businesses, and established enterprises that face operational friction with banks and payment service providers, including frozen accounts, sudden terminations, unexpected fees, compliance hurdles, and rejected applications. It operates a sales-led, direct-engagement model with quote-based, project-by-project pricing and no publicly disclosed rate card.

The company's offering is structured around four service lines: Audit (evaluating group structure, operational setup, cash flows, providers, terms and conditions, fees, technology, security, and risks), Strategy (building holistic payment and banking strategies accounting for taxation, technology, and scalability), Execution (handling negotiation and implementation through to tangible results), and Education (training delivered in partnership with the Sheikha's Office in the UAE). Underlying assets include a proprietary consulting methodology, an in-house educational sub-brand (the Soltesz Institute, offering the first and only EU MBA with Payments & Banking specification and EU/UAE certified programs), and a content-marketing engine spanning Substack, LinkedIn newsletter, blog, YouTube, and Facebook. The firm is privately held with no disclosed funding, parent company, or institutional backers, and operates with 1-10 employees.

PSP Angels generates revenue exclusively through professional services fees tied to consulting engagements. Documented client outcomes include €2M in annual savings achieved for a medium-sized EU retailer, a €20M crypto overestimation corrected for an EU FinTech, and €22M in assets preserved plus €1.8M in penalties saved for a Family Office. The go-to-market relies on direct consulting engagement initiated via website inquiries, supplemented by thought-leadership content and referrals within the financial services community. Brand credibility is reinforced by consecutive industry awards (Payment Consultants of the Year 2023, 2024, 2025; Leading Payment Consultancy Firm 2025, 2026; plus Most Insightful, Most Innovative, and Best Consultancy designations).

Name

PSP Angels

Legal name

PSP Angels Limited

Website

https://pspangels.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

PSP Angels is an independent payment and banking consultancy founded in 2016 in Cyprus, serving startups, fast-growing businesses, and enterprises through audit, strategy, execution, and education services to reduce payment risks and costs.

Ownership category

akta.pro rank

Headquarters

HQ city

Limassol

HQ country

Cyprus

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Consulting Services: PSP Angels generates revenue through professional consulting engagements including audit services, strategy development, and execution support for payment and banking optimization. Services are tailored to each client's specific needs including savings achievements (e.g., €2M annual savings for EU retailer) and asset preservation (e.g., €22M preserved for Family Office).

Go-to-market motion1 record

Distribution channels2 records

Marketing channels7 records

Core offering

PSP Angels is an independent payment and banking consultancy that helps businesses reduce payment risks and costs through four service lines: Audit (evaluating operational setup, providers, fees, technology, and risks), Strategy (building holistic payment and banking plans), Execution (negotiation and implementation support), and Education (training programs via the Soltesz Institute). The firm targets startups, fast-growing businesses, and established companies struggling with frozen accounts, sudden terminations, unexpected fees, and compliance hurdles.

Product overview

PSP Angels is an independent payment and banking consultancy offering four core service lines: Audit (evaluating current operational setup, providers, technology, and risks), Strategy (building holistic payment and banking strategies), Execution (implementing strategies through negotiation and support), and Education (training programs). The firm's educational division, Soltesz Institute, provides the first and only EU MBA with Payments & Banking specification globally, as well as EU and UAE certified payment and banking certification programs. Together, these offerings help businesses optimize payment operations, reduce banking risks, and maintain strategic payment and banking functions.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• €2 million in annual savings for a medium-sized EU retailer
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Sheikha's OfficecoreStrategic or Co-development PartnerTraining services in the UAE are delivered in partnership with the Sheikha's Office. This partnership enables PSP Angels to deliver educational programs and certifications in the UAE market.

Scale indicators3 records

Recent moves2 records

Expansion highlights5 records

Direct peers

• CMSPI: Specialist payments consultancy focused on payment cost optimization and provider negotiations for merchants. Highly comparable to PSP Angels' audit/strategy/optimization offering.
• The Fraud Practice: Boutique consultancy focused on payments fraud, risk, and onboarding optimization. Overlaps with PSP Angels' payments risk, compliance, and provider management remit.
• Innopay: European strategy consultancy specializing in digital transactions, open banking, and payments. Comparable niche positioning to PSP Angels across the EU payments ecosystem.
• Edgar, Dunn & Company: Independent payment strategy consultancy serving merchants, issuers, and PSPs globally. Closest direct peer to PSP Angels in independent, vendor-agnostic payments advisory with a global client base.
• Consult Hyperion: Specialist payments and digital identity consultancy advising banks, schemes, and FinTechs. Directly comparable independent, technical payments advisory positioning.
• B2 Group GmbH: German boutique consultancy specializing in payments and banking transformation. Comparable independent advisory model with payments-and-banking specialization.
• Payments Optimisation (PayOpt): Independent payments consultancy advising merchants on acquiring, gateways, and provider selection. Directly comparable audit-and-strategy service model.

Broad incumbents

• McKinsey Payments Practice: Global strategy consultancy with a dedicated banking and payments practice serving large financial institutions and FinTechs. Overlaps with PSP Angels' enterprise payment strategy work but at much larger deal sizes.
• Accenture Payments Practice: Global consulting leader with a substantial payments and banking transformation practice. Competes for the same enterprise mandates PSP Angels targets, but from a much broader services portfolio.

Others

• Finextra: Industry media and research community serving the global payments and banking ecosystem. Adjacent rather than competitive, but a comparable channel for PSP Angels' content-led thought leadership.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@psp_angels
• Facebookfacebook.com/pspangels
• LinkedInlinkedin.com/company/pspangels
• Xx.com/paymentangels

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PSP Angels