QNB Alahli Life
QNB Alahli Life is an Egyptian life insurance subsidiary of QNB Group offering individual savings and protection plans plus corporate group life, SME, end-of-service, and schooling insurance products to consumers and businesses across Egypt.
- Company typePrivate
- Founded2004
- HeadquartersEl-gîza, Egypt
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What QNB Alahli Life does
QNB Alahli Life, also known as QNB Life Insurance, is an Egyptian life insurance company founded around 2003–2004 and operating as a wholly-owned subsidiary of QNB Group (Qatar National Bank). It is headquartered in Egypt, with the company registered in El-gîza and customer-facing operations run through the parent's Cairo-based infrastructure. The company serves both individual consumers and corporate/business clients across Egypt exclusively, positioning itself as a trusted life insurance partner inside the QNB Group financial-services ecosystem.
The product portfolio is organized into individual savings plans (Al Rafiq Graduation, Al Rafiq Wedding, Al Rafiq Projects, Al Rafiq Retirement, El Nokhba, Salary Continuity), individual protection plans (Accidental Coverage, Economic Protection, Accidental Cash and Carry, Economic Protection Plus / Keyman Insurance), and corporate insurance lines (Group Term Life Insurance, SME Life Insurance, End of Service benefits, Group Schooling Insurance). Through a 2024 partnership with Medmark Insurance Brokerage, the company added the 'Educare' program, extending its schooling-insurance reach. Pricing is quote-based and not publicly disclosed; premiums vary by coverage, sum insured, term, and policyholder profile, with payment methods including monthly recurring options.
Distribution is sales-led and multi-channel: physical branches across Egypt, a dedicated customer call center reachable at 19753, an online service request portal, and broker partnerships. Marketing spans organic social (LinkedIn, Facebook, Instagram, YouTube, TikTok), insurance-industry event sponsorships (IFE Marathon, Sharm Rendezvous), on-ground customer activations, and a first corporate awareness campaign launched in June 2025 after more than 20 years in the Egyptian market. Revenue is generated through recurring insurance premiums on individual savings, protection, and group policies, with the company's competitive positioning anchored in the QNB brand and bank-channel distribution rather than disclosed technology or AI capabilities.
QNB Alahli Life firmographics
Firmographics- Name
- QNB Alahli Life
- Legal name
- QNB Life Insurance
- Website
- https://qnbalahlilife.com
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- QNB Alahli Life is an Egyptian life insurance subsidiary of QNB Group offering individual savings and protection plans plus corporate group life, SME, end-of-service, and schooling insurance products to consumers and businesses across Egypt.
- Ownership category
- akta.pro rank
QNB Alahli Life industry classification
Industry- Product category
- Life Insurance
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411), Direct Life Insurance Carriers (524113), Insurance Carriers (5241)
- SIC
- Life Insurance (6311), Accident & Health Insurance (6321)
- akta.pro primary industry
- Whole Life Insurance (FSAIABAA)
- akta.pro secondary industries
- Deferred Income Annuities / Longevity Annuities (DIA/QLAC) (FSAIACAF), Participating (Dividend) Whole Life Insurance (FSAIABAI)
Keywords
Where QNB Alahli Life is headquartered
LocationHeadquarters
- HQ city
- El-gîza
- HQ country
- Egypt
- HQ region
- Africa
Offices1 record
Markets served
QNB Alahli Life business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Others
Revenue model
- Life Insurance Premiums: QNB Life Insurance generates revenue through collection of insurance premiums from both individual and group/corporate life insurance policies. The company offers savings plans (endowment), protection plans, and group insurance products, with premiums collected on recurring basis aligned with policy terms.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual Savings Plans |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels4 records
QNB Alahli Life product offering
Product offeringCore offering
QNB Alahli Life is an Egyptian life insurance company offering individual savings plans (Al Rafiq Graduation, Wedding, Projects, Retirement, El Nokhba, Salary Continuity) and protection plans (Accidental Coverage, Economic Protection, Accidental Cash and Carry, Keyman Insurance), alongside corporate products including Group Term Life Insurance, SME Life Insurance, End of Service benefits, and Group Schooling Insurance. The company distributes through QNB AlAhli's branch network, a call center (19753), online service forms, and insurance brokers.
Product overview
QNB Alahli Life is an Egyptian life insurance company offering a comprehensive portfolio of individual and corporate insurance products. The individual offering is organized into two main categories: Savings Plans (including Al Rafiq Graduation, Al Rafiq Wedding, Al Rafiq Projects, Al Rafiq Retirement, El Nokhba, and Salary Continuity) designed for long-term financial planning, and Protection Plans (including Accidental Coverage, Economic Protection, Accidental Cash and Carry, and Economic Protection Plus/Keyman Insurance) providing coverage against unexpected events. For corporate clients, the company provides Group Term Life Insurance, SME Life Insurance, End of Service benefits, and Group Schooling Insurance. The company recently launched an Educare program in partnership with Medmark Insurance Brokerage to expand its schooling insurance offerings.
Differentiator
Problem solved
Functional benefit
Products and services
- Al Rafiq Graduation A savings plan designed to help families financially prepare for their children's higher education expenses. Targeted at individual consumers seeking to accumulate funds for future educational milestones.
- Al Rafiq Wedding A savings plan that helps families accumulate funds for their children's wedding expenses. Targeted at individual consumers planning for major life events.
- Al Rafiq Projects A savings plan designed to help finance various personal or family projects. Targeted at individual consumers seeking flexible long-term financial accumulation.
- Al Rafiq Retirement A retirement savings plan that provides financial security upon reaching retirement age. Targeted at individual consumers planning for post-retirement financial stability.
- El Nokhba A savings plan offering financial protection and growth for policyholders. Targeted at individual consumers seeking premium savings products.
- Salary Continuity A plan designed to ensure continuous income stream for families in case of unexpected events affecting the primary earner. Targeted at individual consumers and families needing income protection.
- Accidental Coverage A protection plan providing coverage in case of accidental death or injury. Targeted at individual consumers seeking accident-related financial protection.
- Economic Protection An affordable protection plan offering basic coverage for individuals and families. Targeted at price-sensitive individual consumers seeking entry-level life protection.
- Accidental Cash and Carry A protection plan that provides cash benefits upon accidental death or injury. Targeted at individual consumers seeking immediate lump-sum accident benefits.
- Economic Protection Plus (Keyman Insurance) An enhanced protection plan designed for key employees or business owners, providing comprehensive coverage for business continuity. Targeted at business owners and key personnel.
- Group Term Life Insurance Life insurance coverage provided to groups such as employees of a company, offering death benefits to beneficiaries. Targeted at corporate clients providing employee benefits.
- Life Insurance for Small and Medium Enterprises Tailored life insurance solutions designed specifically for small and medium-sized enterprises. Targeted at SME owners seeking employee and key-person coverage.
- End of Service Insurance coverage providing end-of-service benefits for employees upon leaving an organization. Targeted at corporate clients needing to fulfill labor-law end-of-service obligations.
- Group Schooling Insurance Insurance product covering education expenses for children of group members, such as employees. Targeted at corporate clients providing education-fee benefits to employees' children.
- Educare Program A partnership program with Medmark Insurance Brokerage that enhances the Group Schooling product, providing comprehensive insurance solutions for education-related coverage. Targeted at parents and educational institutions.
Companies that use QNB Alahli Life
Customer profileSegments2 records
Ideal customer profiles2 records
QNB Alahli Life technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
QNB Alahli Life partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Medmark Insurance BrokeragecoreQNB Life Insurance partnered with Medmark Insurance Brokerage to launch the 'Educare' program, an enhancement to the Group Schooling insurance product. The partnership leverages Medmark's brokerage expertise to expand distribution of comprehensive school fee protection insurance solutions to parents and educational institutions.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
QNB Alahli Life competitors and assessment
Company assessmentDirect peers
- Sarwa Life Insurance: Sarwa Life Insurance is an Egyptian life insurer offering individual savings, protection, and group benefits, overlapping directly with QNB Alahli Life's core product set in the same Egyptian market.
- Delta Life Insurance: Delta Life Insurance is an Egyptian life insurer providing individual and group life products, representing another domestic peer competing for the same customer base and corporate accounts.
- MetLife Egypt: MetLife Egypt is a long-established life insurer in Egypt offering individual and group life products, providing a direct head-to-head comparison for bancassurance, savings, and group benefit segments.
- CIB Life Insurance: CIB Life Insurance is the life insurance arm affiliated with Commercial International Bank, Egypt's largest private-sector bank. Its bank-affiliated bancassurance model is structurally similar to QNB Alahli Life's parent-bank distribution.
- Misr Life Insurance: Misr Life Insurance is a major state-affiliated Egyptian life insurer with a broad individual and corporate life portfolio, representing one of the largest local competitors in the same market.
- GIG Egypt Life Insurance: GIG Egypt (formerly AIG Egypt) provides life and savings products in the Egyptian market, competing with QNB Alahli Life in individual life and corporate group benefit segments.
- Egypt Life Insurance Company: Egypt Life Insurance Company is a long-standing domestic life insurer offering individual and group life and savings products, competing for the same Egyptian customers as QNB Alahli Life.
- AXA Egypt: AXA operates a life and general insurance business in Egypt through a major global brand, competing directly with QNB Alahli Life for individual and group life insurance customers in the same Egyptian market.
- Allianz Life Insurance Egypt: Allianz operates a life insurance arm in Egypt serving individual and corporate customers with savings, protection, and group benefits, directly overlapping with QNB Alahli Life's product portfolio.
Emerging players
- Baraka Insurance (Egypt): Baraka Insurance operates in the Egyptian Sharia-compliant insurance space, with a life and family takaful offering that partially overlaps with QNB Alahli Life's protection and savings products in a defined sub-segment.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
QNB Alahli Life social profiles
Digital presenceQNB Alahli Life financial estimates
Financial estimateRevenue estimate
Valuation estimate
QNB Alahli Life leadership team
Management profileNumber of profiles
Profiles1 record
QNB Alahli Life funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
QNB Alahli Life M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about QNB Alahli Life
What does QNB Alahli Life do?
QNB Alahli Life is an Egyptian life insurance company offering individual savings plans (Al Rafiq Graduation, Wedding, Projects, Retirement, El Nokhba, Salary Continuity) and protection plans (Accidental Coverage, Economic Protection, Accidental Cash and Carry, Keyman Insurance), alongside corporate products including Group Term Life Insurance, SME Life Insurance, End of Service benefits, and Group Schooling Insurance. The company distributes through QNB AlAhli's branch network, a call center (19753), online service forms, and insurance brokers.
Is QNB Alahli Life a public or private company?
QNB Alahli Life is a private company. It is classified as corporate owned and is currently operating.
When was QNB Alahli Life founded?
QNB Alahli Life was founded in 2004. It employs 101 to 250 people.
Where is QNB Alahli Life based?
QNB Alahli Life is headquartered in El-gîza, Egypt, in the Africa region.
How does QNB Alahli Life make money?
One revenue line is on record: life Insurance Premiums.
Who are QNB Alahli Life's main competitors?
Direct peers on record are Sarwa Life Insurance, Delta Life Insurance, MetLife Egypt, CIB Life Insurance, Misr Life Insurance, GIG Egypt Life Insurance, Egypt Life Insurance Company, AXA Egypt and Allianz Life Insurance Egypt. Baraka Insurance (Egypt) is listed as an emerging player.
Does QNB Alahli Life have an API?
No public API is recorded for QNB Alahli Life.
What industry is QNB Alahli Life in?
QNB Alahli Life's product category is Life Insurance. Its primary akta.pro industry code is FSAIABAA, Whole Life Insurance, with a secondary code of FSAIACAF, Deferred Income Annuities / Longevity Annuities (DIA/QLAC). Its NAICS code is 52411 and its SIC code is 6311.